ACT 

Relating  to  Municipal  Employees' 
Annuity  and  Benefit  Fund 
Chicago 

WITH 

EXPLANATORY  STATEMENT 
and  ACCOMPANYING  TABLES 


THE  RETIREMENT  BOARD 

HARRY  E.  WALLACE,  President 
GEORGE  F.  HARDING,  Vice-President 
CLAYTON  F.  SMITH,  Treasurer 
WILLIAM  J.  ROACH,  Secretary 
JOHN  F.  CULLERTON 




JAMES  W.  BREEN, 

First  Assistant  Corporation  Counsel,  Attorney 

DONALD  F.  CAMPBELL,  Actuary 

WILLIAM  D.  CASSIDY,  Clerk 

4 

ADDRESS  ALL  COMMUNICATIONS  TO 
THE  MUNICIPAL  EMPLOYEES’  ANNUITY 
AND  BENEFIT  FUND 

ROOM  1005  CITY  HALL 

Chicago,  III. 


ACT 

RELATING  TO  MUNICIPAL  EMPLOYEES’ 
ANNUITY  AND  BENEFIT  FUND 
CHICAGO 

^ WITH 

EXPLANATORY  STATEMENT 

AND 

ACCOMPANYING  TABLES 


THE  RETIREMENT  BOARD 

HARRY  E.  WALLACE,  President 
GEORGE  F.  HARDING,  Vice-President 
CLAYTON  F.  SMITH,  Treasurer 
WILLIAM  J.  ROACH,  Secretary 
JOHN  F.  CULLERTON 


JAMES  W.  BREEN,  First  Assistant  Corporation  Counsel,  Attorney 
DONALD  F.  CAMPBELL,  Actuary  WILLIAM  D.  CASSIDY,  Clerk 


ADDRESS  ALL  COMMUNICATIONS  TO 

The  Municipal  Employees’  Annuity  and  Benefit  Fund 

ROOM  1005  CITY  HALL 

CHICAGO,  ILL. 


S 1.  s 

1 X a. 

TABLE  OF  CONTENTS 

of  MUNICIPAL  EMPLOYEES’  ANNUITY  and  BENEFIT  FUND 


§ 1.  Creation  of  fund. 

§ 2.  Members  — retirement  board  — 

terms  — election  — vacancy  — 

qualifications. 

§ 3.  Reimbursements. 

§ 4.  Meetings. 

§ 5.  Officers. 

^ § 6.  Duties. 

§ 7.  Bond  of  Treasurer. 

§ 8.  Legal  advisor. 

§ 9.  Commissions. 

§ 10.  Duties  of  City  Officers. 

§ 11.  Tax  levy. 

^ § 12.  Use  of  terms. 

^ § 13.  Cost  of  administration. 


§ 35.  Payment  of  annuity  or  pension 
granted  employee  from  Munici- 
pal Pension  Fund  suspended  up- 
on reenter  into  the  service. 

§36.  Municipal  employee  has  no  right 
to  be  credited  with  any  sum  for 
prior  service  annuity  or  widows 
prior  service  annuity  — when  — 
deduction. 

§ 37.  Employee  not  to  receive  annuity 
in  excess  of  60  per  cent  of  high- 
est salary — 50  per  cent — re- 
fund. 

§ 38.  When  wives  or  widows  of  Munic- 
ipal employees  shall  not  have 
right  to  annuity-. 

§ 39.  Refund  to  Municipal  employees. 

§ 40.  Computation. 

§ 41.  Extra  service. 


§ 14. 
§ 15. 

:a§  16. 

“'§  17. 

18. 

19. 

20. 

'"§  21. 
§ 22. 


§ 23. 

§ 24. 

§ 25. 
§ 26. 

§ 27. 

§ 28. 


§ 29. 

§ 30. 

§ 31. 

§ 32. 
§ 33. 
§ 34. 


Salary  of  employee. 

Age  and  service  annuity  — when 
due. 

Age  and  service  annuities  for  fu- 
ture entrants — how  provided. 

Age  and  service  annuities  for 
present  employees  — how  pro- 
vided. 

Prior  service  annuity — when  due. 

Prior  service  annuity  — how  pro- 
vided. 

Widow’s  annuity  — when  due. 
Widow’s  aimuity  — how  provided. 
Widow’s  annuities  for  widows  of 
present  employees  — how  pro- 
vided. 

Widow’s  prior  service  annuity  — 
when  due. 

Widow’s  prior  service  annuity  — 
how  provided. 

City  to  make  contributions. 

Amount  of  age  and  service  annu- 
ity to  which  future  entrant  is 
entitled. 

Amount  of  prior  service  annuity 
and  age  and  service  annuity  to 
which  present  employee  is  en- 
titled. 

Any  annuity  for  future  entrants 
or  present  employee — how  com- 
puted— widow’s  annuity  or  wid- 
ow’s prior  service  annuity  — 
how  computed. 

Amount  of  annuity  which  future 
entrant  is  entitled  upon  resig- 
nation or  discharge. 

Amount  of  annuity  — widow  of  fu- 
ture entrant  entitled — how  com- 
puted. 

Amount  of  annuity  which  present 
empbloyee  is  entitled  upon  res- 
ignation or  discharge. 

Amount  of  annuity  — widow  of 
present  employee  entitled. 
Compensation  annuity  — supple- 
mental annuity. 

Employee’s  annuity  cancelled  — 
credited  — suspended. 


§ 42.  Service  as  policeman  or  fireman 
to  be  counted. 

§ 43.  Territory  annexed — employee  au- 
tomatically under  Act. 

§ 44.  Child’s  annuity  — when  due. 

§ 45.  Child’s  annuity  — when  entitled  — 
how  provided — retirement  board 
shall  submit  — estimate  to  city. 

§46.  Duty  disability  benefit  — child’s 
disability  — how  provided — when 
due. 

§ 47.  Ordinary  disability  benefit  — how 
provided  — when  due. 

§ 48.  Employee  refusing  to  submit  to 
examination  by  physician  — em- 
ployee receiving  compensation 
under  workman’s  compensation 
Act. 

§ 49.  Period  of  disability. 

§ 50.  Life  annuity — insufficient  funds. 

§ 51.  Computation  of  service. 

§ 52.  Annuity  and  benefit  fund  to  super- 
sede any  Municipal  pension  fund 
— merged. 

§ 53.  City  to  contribute  for  payment  of 
prior  service  annuity  and  widow’s 
prior  service  annuity. 

§ 54.  Retirement  board  may  hold  unin- 
vested sum  — when. 

§ 55.  Time  of  fixing  annuities. 

§ 56.  Funds. 

§ 57.  Present  employee  when  a con- 
tributor to  any  Municipal  pen- 
sion fund  — right. 

§ 58.  When  widow  of  employee  shall 
marry. 

§ 59.  Method  of  computing  interest. 

§ 60.  Annuities  and  benefits  exempt 
from  attachment  or  garnishment. 

§ 61.  Age  stated  in  application. 

§ 62.  Mayor  to  assign  rooms  for  board. 

§ 63.  All  municipal  officers  and  em- 
ployees to  assist  in  carrying  out 
provisions  of  Act. 

§ 64.  Invalidity. 


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An  Act  entitled,  “An  Act  to  provide  for  the  creation,  setting  apart,  niain- 
tenance,  and  administration  of  a municipal  employees^  annuity  and  bene- 
fit fund  in  cities  having  a population  exceeding  two  hundred  thousand  in- 
habitants f’  approved  June  29,  1921,  in  force,  July  1,  1921. 

Section  1.  Be  it  enacted  by  the  People  of  the  State  of  Illinois, 
represented  in  the  General  Assembly:  That  in  each  city  of  this  State,  hav- 
ing a population  of  more  than  two  hundred  thousand  (200,000)  inhabitants 
a Municipal  Employees’  Annuity  and  Benefit  Fund  shall  be  created,  set 
apart,  maintained  and  administered,  in  the  manner  prescribed  in  this  Act, 
for  the  benefit  of  municipal  employees  employed  by  such  city,  and  of 
the  widows  and  children  of  such  municipal  employees,  and  of  all  con- 
tributors to,  participants  in,  and  beneficiaries  of  any  municipal  pension 
fund  in  operation,  in  such  city  at  the  time  this  Act  shall  come  in  force  and 
effect  in  such  city,  under  and  by  virtue  of  an  Act  entitled,  “An  Act  to 
provide  for  the  formation  and  disbursement  of  a pension  fund  in  cities, 
villages  and  incorporated  towns  having  a population  exceeding  100,000 
inhabitants  for  municipal  employees  appointed  to  their  positions  under 
and  by  virtue  of  an  Act  entitled,  “An  Act  to  regulate  the  civil  service 
of  cities,”  approved  and  in  force  March  20,  1895,  and  for  those  who  were 
appointed  prior  to  the  passage  of  said  Act  and  who  are  now  in  the  service 
of  such  city,  village  or  town,”  approved  May  31,  1911,  in  force  July  1, 
1911,  as  subsequently  amended. 

§ 2.  A board  composed  of  five  (5)  members  shall  be  and  constitute 
a board  of  trustees  authorized  to  carry  out  the  provisions  of  this  Act  and 
charged  with  the  duty  of  administering  the  Annuity  and  Benefit  Fund 
herein  provided  for.  Said  board  of  trustees  shall  be  known  as  the  Retire- 
ment Board  of  the  Municipal  Employees’  Annuity  and  Benefit  Fund  of 
such  city,  which  board  is  hereinafter  referred  to  as  the  “Retirement 
Board.” 

The  said  Retirement  Board  shall  consist  of  the  following:  The  City 
Comptroller  and  City  Treasurer  of  such  city  and  three  (3)  members 
who  shall  be  municipal  employees  employed  by  such  city. 

If  a municipal  pension  fund  shall  be  in  operation  in  such  city  at  the 
time  this  Act  shall  come  in  force  and  effect  therein,  under  and  by  virtue 
of  an  Act  entitled,  “An  Act  to  provide  for  the  formation  and  disburse- 
ment of  a pension  fund  in  cities,  villages  and  incorporated  towns  having 
a population  exceeding  100,000  inhabitants  for  municipal  employees  ap- 
pointed to  their  positions  under  and  by  virtue  of  an  Act  entitled,  “An  Act 
to  regulate  the  civil  service  of  cities,”  approved  and  in  force  March  20, 
1895,  and  for  those  who  were  appointed  prior  to  the  passage  of  said  Act 
and  who  are  now  in  the  service  of  such  city,  village  or  town,”  approved 
May  31,  1911,  in  force  July  1,  1911,  as  subsequently  amended,  and  three 
municipal  employees  of  such  city,  elected  from  among  the  municipal 
employes  of  such  city  in  accordance  with  the  provisions  of  said  Act,  shall 
be  members  of  the  board  of  trustees  of  such  municipal  pension  fund  at  the 
time  this  Act  shall  come  in  force  and  effect  in  such  city,  such  municipal 
employees  shall,  on  the  date  upon  which  this  Act  shall  come  in  force  and 
effect  in  such  city,  become  members  of  the  Retirement  Board  for  terms  as 

5 


follows : The  member  of  such  board  of  trustees  of  such  pension  fund 
whose  term  of  office  shall  expire  in  the  year  in  which  this  Act  shall  come 
in  force  and  effect  in  such  city  shall  become  a member  of  the  Retirement 
Board  for  a term  which  shall  end  on  the  first  day  in  the  month  of  Decem- 
ber of  the  first  year  after  the  year  in  which  this  Act  shall  come  in  force 
and  effect  in  such  city,  the  member  of  such  board  of  trustees  whose  term 
of  office  shall  expire  in  the  first  year  after  the  year  in  which  this  Act  shall 
come  in  force  and  effect  in  such  city  shall  become  a member  of  such 
Retirement  Board  for  a term  which  shall  end  on  the  first  day  in  the  month 
of  December  of  the  second  year  after  the  year  in  which  this  Act  shall 
come  in  force  and  effect  in  such  city,  and  the  member  or  such  board  of 
trustees  whose  term  of  office  shall  expire  in  the  second  year  after  the  year 
in  which  this  Act  shall  come  in  force  and  effect  in  such  city  shall  become  a 
member  of  such  Retirement  Board  for  a term  which  shall  end  on  the  first 
day  in  the  month  of  December  of  the  third  year  after  the  year  in  which 
this  Act  shall  come  in  force  and  effect  in  such  city.  If  such  municipal 
employees  shall  not  be  members  of  the  Board  of  Trustees  of  such  Mun- 
icipal Pension  Fund  at  the  time  this  Act  shall  come  in  force  and  effect 
in  such  city,  or  if  no  such  Municipal  Pension  Fund  shall  be  in  operation 
in  such  city  at  such  time,  the  mayor  of  such  city  shall,  within  thirty  (30) 
days  from  and  after  the  date  upon  which  this  Act  shall  come  in  force  and 
effect  in  such  city,  arrange  for  and  hold  an  election,  at  which  all  mu- 
nicipal employees  employed  by  such  city  at  the  time  such  election  shall  be 
held,  shall  have  a right  to  vote,  and  at  which  the  ballot  shall  be  of  secret 
character,  for  the  election  of  three  (3)  members  of  said  Retirement 
Board  who  shall  be  municipal  employees  employed  by  such  city.  At  such 
election  one  such  municipal  employee  shall  be  elected  for  a term  which 
shall  end  on  the  first  day  in  the  month  of  December  of  the  first  year  after 
the  year  in  which  this  Act  shall  come  in  force  and  effect  in  such  city, 
one  for  a term  which  shall  end  on  the  first  day  in  the  month  of  December 
of  the  second  year  after  the  year  in  which  this  Act  shall  come  in  force 
and  effect  in  such  city,  and  one  for  a term  which  shall  end  on  the  first 
day  in  the  month  of  December  of  the  third  year  after  the  year  in  which 
this  Act  shall  come  in  force  and  effect  in  such  city. 

In  the  first  year  after  the  year  in  which  this  Act  shall  come  in  force 
and  effect  in  such  city,  and  in  each  year  thereafter,  the  Retirement  Board 
shall  conduct  a regular  election,  under  rules  to  be  adopted  by  it,  at  least 
thirty  (30)  days  prior  to  the  date  of  expiration  of  the  term  of  the  muni- 
cipal employee  member  whose  term  shall  next  expire,  for  the  election  of 
a successor  to  such  member  for  a term  of  three  (3)  years.  Each  such 
successor  shall  be  a municipal  employee  employed  by  such  city.  At  all 
such  elections  all  municipal  employees  (as  hereinafter  defined)  employed 
by  such  city  at  the  time  any  such  election  shall  be  held  shall  have  a right 
to  vote,  and  the  ballot  shall  be  of  secret  character. 

Any  member  of  the  Retirement  Board,  elected  as  aforesaid,  shall 
continue  in  office  until  his  successor  shall  have  been  elected  and  shall  have 
qualified. 


6 


If  a vacancy  shall  occur  in  the  membership  of  said  Retirement 
Board  owing  to  death,  resignation  or  any  other  cause,  said  vacancy  shall 
be  filled  as  follows : In  case  the  vacant  membership  be  that  of  an  ex  officio 
member,  the  mayor  of  such  city  shall  appoint  a person  to  serve  until  a 
person  qualified  as  hereinbefore  described  shall  assume  the  duties  of  mem- 
ber of  said  board.  In  case  the  vacant  membership  be  that  of  an  elective 
member  the  remaining  elective  members  of  the  Retirement  Board  shall 
appoint  a municipal  employee  who  shall  serve  until  a municipal  employee 
shall  be  elected  and  shall  qualify  to  serve  during  the  remainder  of  the  un- 
expired term.  Such  municipal  employee  shall  be  elected  at  a special  elec- 
tion which  shall  be  held  concurrently  with  and  in  the  same  manner  as  the 
next  regular  election  for  the  election  of  a municipal  employee  member  of 
the  Retirement  Board. 

Any  person  elected  as  aforesaid  shall  qualify  for  the  office  of  mem- 
ber of  said  Retirement  Board  by  taking  an  oath  of  office.  Said  oath  shall 
be  administered  by  the  City  Clerk  of  such  city  and  a copy  thereof  shall 
be  kept  in  the  office  of  said  City  Clerk. 

Any  member  of  said  Retirement  Board,  elected  as  aforesaid,  by  the 
municipal  employees  employed  by  such  city,  who  shall  leave  the  service  of 
such  city  or  be  or  become  a member  of  any  other  Annuity  and  Benefit 
Fund,  or  any  Annuity  and  Retirement  Fund,  or  any  pension  fund,  except 
the  Municipal  Pension  Fund  described  in  section  1 of  this  Act  shall  auto- 
matically cease  to  be  a member  of  said  Retirement  Board. 

§ 3.  No  member  of  said  retirement  board  shall  receive  or  have  any 
right  to  receive  any  money  or  moneys  from  the  Annuity  and  Benefit  Fund 
herein  provided  for  as  salary  for  service  performed  as  a member  of  said 
board  but  any  municipal  employee  member  shall  have  a right  to  and  shall 
be  reimbursed  for  any  amount  of  salary  which  shall  be  withheld  from 
such  member  by  the  City  Comptroller  of  such  city,  or  by  any  officer  or 
employee  of  such  city,  because  of  attendance  at  any  meeting  of  said  Re- 
tirement Board  or  the  performance  of  any  other  duty  in  connection  with 
the  Annuity  and  Benefit  Fund  herein  provided  for. 

§ 4.  The  said  Retirement  Board  shall  hold  regular  meetings  in  the 
months  of  March,  June,  September  and  December  of  each  year  and  shall 
hold  such  other  meetings  as  may  be  deemed  necessary  by  such  board.  A 
majority  of  the  members  of  said  Retirement  Board  shall  constitute  a 
quorum  for  the  transaction  of  business  at  any  such  meeting,  provided, 
that  no  annuity  or  benefit  shall  be  allowed  or  granted  and  no  money  shall 
be  paid  out  of  the  Annuity  and  Benefit  Fund  herein  provided  for  unless 
the  same  shall  be  ordered  by  a vote  of  the  majority  of  the  members  of 
said  Retirement  Board. 

§ 5.  As  soon  as  possible  after  this  Act  shall  come  in  force  and 
effect  in  such  city,  the  said  Retirement  Board  shall  meet  and  from  among 
its  members  elect  by  a majority  vote  of  the  members  who  vote  upon  the 
question,  a president  and  a recording  secretary  who  shall  serve  as  such 
president  and  recording  secretary  respectively  until  the  successor  of  each 
such  officer  of  said  board  shall  be  elected  as  stated  hereinafter  in  this 
section. 


7 


At  the  regular  meeting  in.  December  of  the  year  in  which  this  Act 
shall  come  in  force  and  effect  in  such  city,  and  at  the  regular  meeting' 
in  December  of  each  year  thereafter,  the  said  Retirement  Board  shall 
elect,  by  a majority  vote  of  the  members  who  vote  upon  the  question,  a 
president,  and  a recording  secretary  from  among  its  own  members.  Such 
recording  secretary  shall  make  a complete  record  of  the  proceedings  of 
all  meetings  of  said  Retirement  Board  and  shall  perform  such  other  duties 
as  said  Retirement  Board  shall  direct. 

§ 6.  The  Retirement  Board  shall  have  the  power  and  it  shall  be  the 
duty  of  said  Retirement  Board  to : 

(a)  See  that  all  amounts  specified  in  this  Act  to  be  applied  to  the 
Annuity  and  Benefit  Fund  herein  provided  for,  from  any  source,  are  col- 
lected and  applied  to  such  fund.  It  shall  see  that  the  various  sums  to  be 
deducted  from  the  salaries  of  the  various  municipal  employees  concerned 
are  deducted  and  that  such  sums  are  paid  into  said  fund,  and  that  the 
various  sums  to  be  contributed  by  the  city  are  so  contributed  and  are 
received  into  said  fund,  and  that  any  revenue  in  the  form  of  interest  upon 
moneys  invested  or  upon  moneys  due  to  said  fund  is  received  and  placed 
in  said  fund,  and  that  all  other  moneys  which  should  accrue  to  said  fund 
are  collected  and  paid  into  it. 

(b)  Notify,  on  or  before  the  first  day  in  the  month  of  December 
of  the  year  in  which  this  Act  shall  come  in  force  and  effect  in  such  city, 
the  City  Comptroller  of  such  city  of  the  amounts  or  percentages  of  salary 
which  shall  be  deducted  from  the  salaries  of  all  municipal  employees  (as 
hereinafter  defined)  employed  by  such  city  and  paid  into  the  Annuity 
and  Benefit  Fund  herein  provided  for,  from  and  after  the  first  day  in  the 
month  of  January  of  the  first  year  after  the  year  in  which  this  Act  shall 
come  in  force  and  effect  in  such  city. 

(c)  Notify  such  City  Comptroller  concerning  any  such  amount  or 
percentage  of  salary  to  be  deducted  whenever  said  Retirement  Board 
shall  deem  notice  concerning  such  matter  necessary. 

(d)  Accept  by  gift,  grant,  bequest  or  otherwise  any  money  or  prop- 
erty of  any  kind  and  use  the  same  for  the  purposes  of  the  Annuity  and 
Benefit  Fund  herein  provided  for. 

(e)  Invest  the  moneys  ofi  said  Annuity  and  Benefit  Fund  in  interest 
bearing  bonds  of  the  United  States,  or  of  the  State  of  Illinois,  or  of  any 
county,  city,  village,  incorporated  town,  municipal  corporation,  or  school 
district  in  said  State,  or  in  any  special  assessment  bonds  issued  by  any 
city,  village  or  incorporated  town  in  said  State  under  and  by  virtue  of  an 
Act  entitled  “An  Act  concerning  local  improvementts”,  approved  June  14, 
1897,  in  force  July  1,  1897,  as  subsequently  amended.  Any  bond  pur- 
chased by  the  said  Retirement  Board  shall  be  registered  in  the  name  of 
the  Retirement  Board  of  the  Annuity  and  Benefit  Fund  herein  provided 
for. 

(f)  Have  an  audit  of  the  accounts  of  the  Annuity  and  Benefit  Fund 
herein  provided  for  made  at  least  once  each  year,  by  a person  or  persons 
competent  to  perform  such  work. 


8 


(g)  Consider  and  pass  upon  all  applications  for  annuities  and  bene- 
fits, authorize  the  payment  of  any  annuity  or  benefit,  and  suspend  any 
such  payment  or  payments  in  accordance  with  the  provisions  of  this  Act. 

(h)  Require  each  municipal  employee  employed  by  such  city, — in- 
cluding, in  addition  to  all  others,  those  on  vacation,  and  those  on  leave  of 
absence  and  those  absent  on  account  of  lack  of  work — to  file  a statement 
or  statements,  in  such  form  as  the  said  Retirement  Board  shall  direct, 
concerning  all  service  (as  defined  in  this  Act)  rendered  to  such  city  by 
such  municipal  employee  prior  to  the  first  day  in  the  month  of  January 
of  the  first  year  after  the  year  in  which  this  Act  shall  come  in  force  and 
effect  in  such  city;  examine  such  statements  and  determine  the  various 
periods  of  such  service  rendered  by  such  municipal  employees,  which 
determination  shall  be  conclusive  as  to  any  period  of  such  service  unless 
said  Retirement  Board  shall  reconsider  any  case  within  two  years  from 
the  date  of  such  determination  and  shall  change  the  determination  in 
such  case. 

(i)  Determine,  from  such  information  as  shall  be  available  to  said 
Retirement  Board,  the  period  of  service  rendered  prior  to  the  first  day  in 
the  month  of  January  of  the  first  year  after  the  year  in  which  this  Act 
shall  come  in  force  and  effect  in  such  city,  by  any  such  municipal  em- 
ployee who  shall  fail  to  file  such  a statement,  or  whose  statement  such 
Retirement  Board  shall  be  unable  to  verify.  Any  such  determination  shall 
be  conclusive  as  to  any  such  period  of  service  unless  said  Retirement 
Board  shall  reconsider  any  such  case  within  two  yars  from  the  date  of 
such  determination  and  shall  change  the  determination  in  such  case. 

(j)  Issue  to  each  present  employee  (as  hereinafter  defined)  as  soon 
as  possible  and  practicable  after  the  first  day  in  the  month  of  January 
of  the  first  year  after  the  year  in  which  this  Act  shall  come  in  force 
and  effect  in  such  city,  a certificate  which  shall  show  the  entire  period 
of  service  rendered  by  such  present  employee  prior  to  such  date  and  the 
amounts  to  the  credit  of  such  present  employee  as  of  such  date,  for  Prior 
Service  Annuity  and  Widow’s  Prior  Service  Annuity  purposes. 

(k)  Submit  a report  in  the  month  of  March  of  each  year  to  the 
City  Council  of  such  city.  Said  report  shall  be  made  as  of  the  close  of 
business  on  the  thirty-first  day  of  December  of  the  preceding  year  and 
shall  contain  a detailed  statement  of  the  affairs  of  the  Annuity  and  Benefit 
Fund  under  the  control  of  said  Retirement  Board.  Such  report  shall 
show  the  income  and  disbursements  of,  and  the  assets  and  liabilities  of 
each  fund  established  and  maintained,  as  hereinafter  provided,  within  the 
Annuity  and  Benefit  Fund  herein  provided  for,  during  the  preceding 
year. 

(l)  Compel  witnesses  to  attend  and  testify  before  it  upon  any 
matter  concerning  such  Annuity  and  Benefit  Fund  and  allow  fees  not  in 
excess  of  three  (3)  dollars  to  any  such  witness  for  such  attendance  upon 
any  one  day.  The  president  and  other  members  of  the  said  Retirement 
Board  are  empowered  to  administer  oaths  to  such  witnesses. 

(m)  Appoint  such  actuarial,  medical,  clerical  or  other  employees  as 
shall  be  necessary  and  fix  their  compensation. 

9 


(n)  Make  rules  and  regulations  necessary  for  the  proper  conduct 
of  the  affairs  of  such  Annuity  and  Benefit  Fund. 

§ 7.  The  City  Treasurer  of  such  city  shall  be  the  treasurer  and 
custodian  of  the  Annuity  and  Benefit  Fund  herein  provided  for  and  shall 
furnish  to  the  said  Retirement  Board  a bond  of  such  amount  as  the  said 
board  may  designate,  which  bond  shall  indemnify  the  said  board  against 
any  loss  which  may  result  from  any  action  or  failure  to  act  on  the  part 
of  such  treasurer  and  custodian  or  any  of  his  agents.  All  fees  and  charges 
incidental  to  the  procuring  and  giving  of  such  bond  shall  be  paid  by  said 
Retirement  Board. 

§ 8.  The  chief  legal  officer  of  such  city  shall  be  the  legal  advisor 
of  and  attorney  for  the  said  Retirement  Board. 

§ 9.  No  member  of  the  Retirement  Board,  nor  any  person  officially 
connected  with  said  board,  either  as  an  employee  of  said  board,  or  as 
legal  advisor  thereof,  or  as  custodian  of  the  Annuity  and  Benefit  Fund 
herein  provided  for,  shall  have  any  right  to  receive  any  commission  on 
account  of  any  investment  made  by  said  Board,  nor  shall  any  such  person 
act  as  the  agent  of  any  other  person  or  persons  concerning  any  such  in- 
vestment. 

§ 10.  It  shall  be  the  duty  of  the  proper  officers  of  such  city  to : 

(a)  Deduct  all  sums  which  this  Act  provides  shall  be  deducted  from 
the  salaries  of  municipal  employees,  and  pay  such  sums  to  the  Retirement 
Board  of  the  Annuity  and  Benefit  Fund  herein  provided  for  in  such 
manner  as  said  Retirement  Board  shall  specify. 

(b)  On  the  first  day  of  each  month,  notify  the  Retirement  Board  of 
the  employment  of  any  new  municipal  employees,  and  of  all  discharges, 
resignations  and  suspensions  from  the  service,  deaths,  and  changes  in 
salary  of  municipal  employees  which  shall  have  occurred  during  the  pre- 
ceding month,  and  state  the  dates  upon  which  any  such  events  shall  have 
occurred. 

(c)  Procure  for  and  transmit  to  the  Retirement  Board,  in  such  form 
and  at  such  time  or  times  as  shall  be  specified  by  said  Retirement  Board, 
all  information  requested  by  said  Retirement  Board  concerning  the  service, 
age,  salary,  residence,  marital  condition,  wife  or  widow,  children,  physical 
condition,  mental  condition,  and  death  of  any  municipal  employee  em- 
ployed by  such  city,  in  particular,  information  concerning  service  ren- 
dered by  any  such  municipal  employee  prior  to  the  first  day  in  the  month 
of  January  of  the  first  year  after  the  year  in  which  this  Act  shall  come 
in  force  and  effect  in  such  city. 

(d)  Convey  to  the  Retirement  Board  all  information  required  by 
said  Retirement  Board  concerning  each  newly  appointed  municipal  em- 
ployee immediately  after  the  appointment  of  such  municipal  employee. 

(e)  Certify  to  the  Retirement  Board,  as  of  some  day  in  each  year 
to  be  fixed  by  said  Retirement  Board,  the  name  of  each  municipal  em- 
ployee to  whom  this  Act  applies. 


10 


(f)  Keep  such  records  concerning  municipal  employees  as  the  Re- 
tirement Board  may  reasonably  require  and  shall  specify. 

(g)  All  such  duties  shall  be  performed  by  said  officers  of  such  city 
without  any  cost  to  the  Annuity  and  Benefit  Fund  herein  provided  for. 

§ 11.  It  shall  be  lawful  for  any  such  city  to  levy  a tax,  of  not  more 
than  eight-tenths  (8/10)  of  a mill  on  the  dollar  of  the  assessed  valuation 
of  all  taxable  property  in  such  city,  upon  all  taxable  property  in  such  city 
for  the  purpose  of  providing  revenue  for  the  Annuity  and  Benefit  Fund 
herein  provided  for. 

For  such  purpose,  beginning  in  the  year  in  which  this  Act  shall  come 
in  force  and  effect  in  such  city,  the  city  council  of  such  city  shall  levy 
such  a tax  annually  upon  all  taxable  property  in  such  city  at  the  rate 
on  the  dollar  of  the  assessed  valuation  of  all  such  taxable  property  that 
will  produce  a sum  which,  when  added  to  the  amounts  deducted  from 
the  salaries  of  the  municipal  employees  included  under  the  provisions  of 
this  Act  and  applied  to  the  Annuity  and  Benefit  Fund  herein  provided 
for,  will  be  sufficient  for  the  purposes  of  said  fund  in  accordance  with 
the  provisions  of  this  Act.  Said  tax  shall  be  levied  and  collected  in  like 
manner  with  the  general  taxes  of  such  city,  and  shall  be  in  addition  to 
all  other  taxes  which  such  city  is  now  or  may  hereafter  be  authorized  to 
levy  upon  the  aggregate  valuation  of  all  taxable  property  within  such  city. 
The  County  Clerk  of  the  county  in  which  such  city  is  located,  in  reducing 
tax  levies  under  the  provisions  of  an  Act  entitled,  “An  Act  concerning 
the  levy  and  extension  of  taxes,”  approved  May  9,  1901,  in  force  July  1, 
1901,  as  subsequently  amended,  shall  not  consider  any  such  tax  as  a part 
of  the  general  tax  levy  for  city  purposes,  and  shall  not  include  the  same 
in  the  limitation  of  two  (2)  per  cent  of  the  assessed  valuation  upon  which 
taxes  are  required  to  be  extended. 

The  amount  of  the  tax  to  be  levied  in  any  one  year  shall  be  certified 
to  the  City  Council  of  such  city  on  or  before  the  first  day  in  the  month 
of  October  of  such  year,  by  the  Retirement  Board  of  the  Annuity  and 
Benefit  Fund  herein  provided  for. 

As  soon  as  any  revenue  derived  from  the  said  tax  shall  be  collected, 
the  same  shall  be  paid  to  the  city  treasurer  of  such  city  and  shall  be  held 
by  such  city  treasurer  for  the  benefit  of  the  Annuity  and  Benefit  Fund 
herein  provided  for  and  all  such  revenue  shall  be  paid  into  said  Annuity 
and  Benefit  Fund  in  accordance  with  the  provisions  of  this  Act. 

If  the  funds  available  for  the  purposes  of  this  Act  shall  be  insufficient 
during  any  year  to  meet  the  requirements  of  this  Act,  such  city  may  issue 
tax  anticipation  warrants,  as  provided  by  law,  against  the  tax  levy  herein 
provided  for  for  the  current  fiscal  year. 

The  various  sums,  hereinafter  stated,  to  be  contributed  by  such  city 
for  the  purposes  of  this  Act  and  any  interest  to  be  contributed  by  such 
city  in  accordance  with  the  provisions  of  this  Act,  shall  be  taken  from  the 
revenue  derived  from  said  tax  and,  except  for  the  purpose  of  defraying 
the  cost  of  administration  of  the  Annuity  and  Benefit  Fund  herein  pro- 
vided for  during  the  calendar  year  in  which  this  Act  shall  come  in  force 

11 


and  effect  in  such  city,  no  money  of  such  city  derived  from  any  source 
other  than  the  levy  and  collection  of  said  tax  or  the  sale  of  tax  anticipa- 
tion warrants  in  accordance  with  the  provisions  of  this  section  shall  be 
used  to  provide  revenue  for  the  Annuity  and  Benefit  Fund  herein  pro- 
vided for. 

§ 12.  The  following  words  and  terms  as  used  in  this  Act  shall 
mean  as  follows,  respectively : 

“Municipal  Employee” : Any  person  who  was,  is,  or  shall  be  em- 
ployed by  such  city  and  who  has  been  or  who  shall  be  appointed  to  his 
position  in  the  service  of  such  city  under  and  by  virtue  of  an  Act  entitled, 
“An  Act  to  regulate  the  civil  service  of  cities”,  approved  and  in  force 
March  20,  1895,  as  subsequently  amended,  and  any  person  employed  by 
such  city  who  was  appointed  to  the  service  of  such  city  prior  to  the  date 
upon  which  the  said  Act  shall  have  come  into  force  and  effect  therein: 
Provided,  however,  this  definition  shall  not  include  and  this  Act  shall 
not  apply  to  any  person  employed  in  the  service  of  such  city  by  virtue 
of  temporary  appointment  as  defined  in  section  10  of  said  “Act  to  regulate 
the  civil  service  of  cities” ; nor  to  any  person  employed  in  a position  the 
duties  of  which  will  not  ordinarily  permit  of  service  during  a calendar 
year  for  four  months  in  any  case  wherein  the  salary  or  wage  is  on  a 
monthly  basis,  or  for  seventeen  weeks  in  any  case  wherein  the  salary  or 
wage  is  on  a weekly  basis,  or  for  one  hundred  days  in  any  case  wherein 
the  salary  or  wage  is  on  a daily  basis,  or  for  seven  hundred  hours  in  any 
case  wherein  the  salary  or  wage  is  on  an  hourly  basis ; nor  to  any  person 
employed  in  a position  classified  by  the  civil  service  commission  of  such 
city  as  in  the  labor  service  of  such  city  unless  such  person  employed  in  a 
position  classified  as  in  the  labor  service  shall  be  a participant  in  a 
municipal  pension  fund  (as  defined  hereinafter  in  this  section)  in  oper- 
ation in  such  city  at  the  time  this  Act  shall  come  in  force  and  effect 
therein,  or  unless  such  person  employed  in  a position  classified  as  in  the 
labor  service  of  such  city,  if  he  shall  be  in  the  service  of  such  city  at  the 
time  this  Act  shall  come  in  force  and  effect  therein  and  shall  not  be  a 
participant  in  any  such  pension  fund,  shall  within  six  months  thereafter 
apply  in  writing  to  the  Retirement  Board  to  be  included  under  the  pro- 
visions of  this  Act,  or  unless  such  person  if  he  shall  not  be  in  the  service 
of  such  city  at  the  time  this  Act  shall  come  in  force  and  effect  therein, 
shall  within  six  months  from  and  after  the  date  upon  which  he  shall  enter 
the  service  of  such  city,  make  a like  application  to  the  Retirement  Board ; 
nor  to  any  employee  of  such  city  who  shall  be  a participant  in  any  annuity 
and  benefit  fund.  Annuity  and  Retirement  Fund  or  any  pension  fund  of 
such  city  now  or  hereafter  in  operation  therein,  except  the  Annuity  and 
Benefit  Fund  herein  provided  for  or  the  Municipal  Pension  Fund  defined 
hereinafter  in  this  section. 

“Future  Entrant” : — Any  municipal  employee  who  shall  be  em- 
ployed as  a municipal  employee  of  such  city  for  the  first  time  on  or  after 
the  first  day  in  the  month  of  January  of  the  first  year  after  the  year  in 
which  this  Act  shall  come  in  force  and  effect  in  such  city. 

“Present  Employee” : — Any  municipal  employee  who  shall  be  in  the 
employ  of  such  city  as  a municipal  employee  thereof  on  the  thirty-first  day 

12 


in  the  month  of  December  of  the  year  in  which  this  Act  shall  come  in 
force  and  effect  in  such  city. 

“Salary”: — Annual  salary;  provided,  that  three  thousand  dollars 
($3,000.00)  shall  be  the  maximum  amount  of  the  annual  salary  of  any 
municipal  employee  which  shall  be  considered  for  any  purpose  under  this 
Act.  Any  amount  of  annual  salary  in  excess  of  said  amount  of  three 
thousand  dollars  ($3,000.00)  which  any  municipal  employee  shall  receive 
shall  not  be  considered  for  any  purpose  under  this  Act. 

“Disability” : — A condition  of  physical  or  mental  incapacity  on  the 
part  of  a municipal  employee  to  perform  the  duties  of  his  position  in 
the  service. 

“Discharge” : — Complete  separation  from  the  service. 

“Assets” : — The  total  value  of  cash  and  other  property  held.  Bonds 
shall  be  held  at  their  book  values. 

“Municipal  Pension  Fund” : — Any  pension  fund  created  and  operat- 
ing under  and  by  virtue  of  an  Act  entitled,  “An  Act  to  provide  for  the 
formation  and  disbursement  of  a pension  fund  in  cities,  villages  and 
incorporated  towns  having  a population  exceeding  100,000  inhabitants  for 
municipal  employees  appointed  to  their  positions  under  and  by  virtue  of 
an  Act  entitled,  “An  Act  to  regulate  the  civil  service  of  cities,”  approved 
and  in  force  March  20,  1895,  and  for  those  who  were  appointed  prior  to 
the  passage  of  said  Act  and  who  are  now  in  the  service  of  such  city, 
village  or  town,”  approved  May  31,  1911,  in  force  July  1,  1911,  as  sub- 
sequently amended. 

§ 13.  To  defray  the  cost  of  administration  of  the  Annuity  and 
Benefit  Fund  herein  provided  for  during  the  calendar  year  in  which  this 
Act  shall  come  in  force  and  effect  in  such  city,  the  City  Council  of  such 
city  shall  provide  a sum  not  in  excess  of  seven  thousand  ($7,000.00)  dol- 
lars from  any  moneys  available  for  such  purpose. 

Thereafter,  to  provide  the  money  necessary  to  defray  the  cost  of 
administration  of  the  Annuity  and  Benefit  Fund  herein  provided  for, 
contributions  to  said  Annuity  and  Benefit  Fund  shall  be  made  by  the 
municipal  employees  of  such  city  and  by  such  city  as  follows : 

During  the  first  year  after  the  year  in  which  this  Act  shall  come  in 
force  and  effect  in  such  city,  one-tenth  (1/10)  of  one  (!)•  per  cent  of 
each  payment  of  the  salary  of  each  municipal  employee  from  whose 
salary  deductions  are  made  for  Age  and  Service  Annuity  purposes,  as 
stated  hereinafter,  shall  be  deducted  at  the  time  that  any  payment  of 
salary  shall  be  payable  to  such  municipal  employee  and  shall  be  paid  into 
such  Annuity  and  Benefit  Fund,  and  the  city  shall  contribute  any  addi- 
tional amiount  required  to  defray  the  cost  of  such  administration. 

During  the  second  year  after  the  year  in  which  this  Act  shall  come 
in  force  and  effect  in  such  city,  and  during  each  year  thereafter,  one- 
half  (F2)0'f  the  total  sum  which  shall  have  been  estimated,  on  or  before 
the  first  day  in  the  month  of  October  of  each  preceding  year,  by  the 

13 


Retirement  Board  as  necessary  to  defray  the  cost  of  administration 
during  such  year  shall  be  contributed  by  the  municipal  employees  as 
follows : 

Such  amount  (one-half  (%)  of  such  total  sum)  shall  be  prorated 
each  year  among  all  municipal  employees  who  are  contributing  for  Age 
and  Service  Annuity  in  proportion  to  the  annual  salary  of  each  such 
municipal  employee  and  a sum  equal  to  the  percentage  of  the  annual 
salary  of  each  such  municipal  employee  which  the  sum  prorated  to  such 
municipal  employee  shall  bear  to  such  annual  salary  shall  be  deducted 
from  each  payment  of  the  salary  of  such  employee  during  any  such  year. 

During  each  such  year,  the  city  shall  contribute  an  amount  equal 
to  one-half  (I/2)  of  tho  total  sum  estimated  by  the  Retirement  Board  as 
necessary  to  defray  the  cost  of  administration  for  such  year. 

§ 14.  For  all  purposes  of  this  Act  it  shall  be  assumed  that  the 
annual  salary  of  any  present  employee  has  been  of  the  same  amount 
throughout  the  entire  period  of  service  rendered  by  such  employee  prior 
to  the  first  day  in  the  month  of  January  of  the  first  year  after  the  year 
in  which  this  Act  shall  come  in  force  and  effect  in  such  city,  that  such 
salary  shall  be  at  five  o’clock  p.  ni.  on  the  thirty-first  day  in  the  month 
of  December  of  the  year  in  which  this  Act  shall  come  in  force  and  effect 
in  such  city. 

§ 15.  Annuity  to  be  known  as  “Age  and  Service  Annuity”  shall 
be  provided  for  future  entrants  and  for  present  employees.  Except  as 
provided  in  section  50  of  this  Act,  any  such  annuity  shall  consist  ot 
equal  monthly  payments  for  life.  The  first  payment  shall  not  become 
due  and  payable  until  one  month  after  the  occurrence  of  the  event  upon 
which  payment  of  such  annuity  shall  depend. 

§ 16.  To  provide  Age  and  Service  Annuities  for  future  entrants, 
contributions  to  the  Annuity  and  Benefit  Fund  herein  provided  for  shall 
be  made  by  each  future  entrant  and  by  such  city  as  follows : 

From  and  after  the  first  day  in  the  month  of  January  of  the  first 
year  after  the  year  in  which  this  Act  shall  come  in  force  and  effect  in 
such  city,  three  and  one-fourth  (3j4)  per  cent  of  each  payment  of  the 
salary  of  each  future  entrant  shall  be  deducted  and  contributed  to  the 
Annuity  and  Benefit  Fund  herein  provided  for.  Such  deductions  shall 
be  made  at  the  times  such  payments  of  salary  are  payable  and  shall  be 
continued  while  such  future  entrant  shall  be  in  the  service  until  he  shall 
attain  an  age  of  sixty-five  (65)  years. 

Concurrently  with  each  such  deduction  from  the  salary  of  any 
future  entrant,  the  city  shall  contribute  a sum  equal  to  five  and  three- 
fourths  (5j4)  cent  of  each  payment  of  the  salary  of  such  future 
entrant.  In  case  it  shall  not  be  possible  or  practicable  for  the  city  to 
make  any  such  contribution  at  the  same  time  that  any  such  deduction 
shall  be  made,  the  city  shall  make  such  contribution  as  soon  as  possible 
and  practicable  thereafter  with  interest  thereon  at  the  rate  of  four  (4) 
per  cent  per  annum  to  the  time  it  shall  be  made,  so  that  each  such 
contribution  shall  equal  exactly  one  and  ten-thirteenths  (1  10/13)  times 
the  value  of  each  such  corresponding  deduction  as  such  value  shall  be  at 
the  time  such  contribution  shall  be  made. 


14 


Each  such  deduction  from  salary  and  corresponding  contribution  by 
the  city  shall  be  allocated  to  the  account  of  and  credited  to  the  future 
entrant  for  whose  benefit  it  is  made  for  Age  and  Service  Annuity  pur- 
poses. Each  amount  so  credited  to  a future  entrant  shall  be  improved  to 
the  credit  of  such  future  entrant  by  interest  at  the  rate  of  four  (4)  per 
cent  per  annum  during  all  time  thereafter  that  such  future  entrant  shall 
be  in  the  service,  until  such  future  entrant  shall  attain  an  age  of  sixty-five 
(65)  years.  The  sum  thus  accumulated  shall  be  the  amount  which  shall 
be  used  to  provide  Age  and  Service  Annuity  for  such  future  entrant. 
Any  interest  or  other  accretion  upon  the  accumulated  sum  to  the  credit 
of  any  such  future  entrant  at  the  time  such  future  entrant  shall  have 
attained  an  age  of  sixty-five  (65)  years,  which  may  accrue  thereafter, 
shall  not  be  credited  to  any  such  future  entrant  for  the  purpose  of  in- 
creasing the  amount  of  annuity  to  which  such  future  entrant  shall  have 
a right. 

§ 17.  To  provide  Age  and  Service  Annuities  for  present  employees, 
contributions  to  the  Annuity  and  Benefit  Eund  herein  provided  for  shall 
be  made  by  each  present  employee  and  by  such  city  as  follows : 

Erom  and  after  the  first  day  in  the  month  of  January  of  the  first 
year  after  the  year  in  which  this  Act  shall  come  in  force  and  effect  in 
such  city,  three  and  one-fourth  (3j4)  per  cent  of  each  payment  of  the 
salary  of  each  present  employee  shall  be  deducted  and  contributed  to 
the  Annuity  and  Benefit  Fund  herein  provided  for.  Such  deductions 
shall  be  made  at  the  times  such  payments  of  salary  are  payable  and  shall 
be  continued  while  such  present  employee  shall  be  in  the  service  until 
the  amount  so  deducted  from  the  salary  of  such  present  employee 
together  with  the  amount  deducted  from  his  salary  or  otherwise  paid 
by  him  according  to  law,  and  applied  to  any  Municipal  Pension  Fund 
in  operation,  by  authority  of  law,  in  such  city  at  the  time  this  Act  shall 
come  in  force  and  effect  in  such  city,  with  interest  on  both  such  amounts 
at  the  rate  of  four  (4)  per  cent  per  annum,  shall  be  equal  to  the  sum 
which  would  have  accumulated  to  the  credit  of  such  present  employee 
for  Age  and  Service  Annuity  purposes  from  sums  deducted  from  his 
salary  if  deductions  from  his  salary  for  such  purposes  at  the  rate  herein 
stated  had  been  made  during  the  entire  period  of  his  service  until  his 
attainment  of  an  age  of  sixty-five  (65)  years,  together  with  interest 
upon  such  sum  at  the  rate  of  four  (4)  per  cent  per  annum  for  the 
period  of  time  subsequent  to  his  attainment  of  an  age  of  sixty-five  (65) 
years. 

Concurrently  with  each  such  deduction  from  the  salary  of  any 
present  employee,  the  city  shall  contribute  a sum  equal  to  five  and  three- 
fourths  (5^)  per  cent  of  each  payment  of  the  salary  of  such  present 
employee  until  such  present  employee  shall  have  attained  an  age  of  sixty- 
five  (65)  years.  In  case  it  shall  not  be  possible  or  practicable  for  the  city 
to  make  any  such  contribution  at  the  same  time  that  any  such  deduction 
shall  be  made,  the  city  shall  make  such  contribution  as  soon  as  possible 
and  practicable  thereafter,  with  interest  thereon  at  the  rate  of  four  (4) 
per  cent  per  annum  to  the  time  it  shall  be  made,  so  that  each  such  con- 
tribution shall  equal  exactly  one  and  ten-thirteenths  (1  10/13)  times  the 
value  of  each  such  corresponding  deduction  as  such  value  shall  be  at  the 
time  such  contribution  shall  be  made. 


15 


Each  deduction  from  the  salary  of  any  present  employee  for  Age 
and  Service  Annuity  purposes,  made  prior  to  the  date  when  the  amount 
of  Age  and  Service  Annuity  to  which  such  present  employee  shall  have 
a right  shall  be  fixed  as  stated  in  section  27  of  this  Act  and  each  cor- 
responding contribution  by  the  city  for  such  annuity  purposes  shall  be 
allocated  to  the  account  of  and  credited  to  the  present  employee  for 
whose  benefit  it  is  made,  and  shall  be  improved  to  the  credit  of  such 
present  employee  by  interest  at  the  rate  of  four  (4)  per  cent  per  annum 
during  the  time  such  present  employee  shall  be  in  the  service  until  the 
amount  of  such  Age  and  Service  Annuity  shall  be  fixed.  The  sum  thus 
accumulated  shall  be  the  amount  which  shall  be  used  to  provide  Age 
and  Service  Annuity  for  such  present  employee.  Any  accretion,  by  way 
of  interest  or  otherwise,  upon  such  sum  or  any  deduction  from  the 
salary  of  such  present  employee  made  after  the  amount  of  such  annuity 
shall  be  fixed  shall  not  be  credited  to  such  present  employee  for  the 
purpose  of  increasing  the  amount  of  annuity  to  which  such  present 
employee  shall  have  a right. 

§ 18.  Annuity  to  be  known  as  “Prior  Service  Annuity”  shall  be 
provided  for  present  employees  in  addition  to  Age  and  Service  Annuity. 
Except  as  provided  in  section  50  of  this  Act,  any  such  annuity  shall 
consist  of  equal  monthly  payments  for  life.  The  first  payment  shall  not 
become  due  and  payable  until  one  month  after  the  occurrence  of  the  event 
upon  which  payment  of  such  annuity  shall  depend. 

§ 19.  Prior  Service  Annuity,  shall  be  provided  for  present  em- 
ployees from  amounts  to  be  ascertained  by  the  Retirement  Board  and 
credited  to  such  present  employees  as  follows : 

(a)  As  soon  as  possible,  the  Retirement  Board  shall  ascertain  the 
amounts  which  have  been  deducted  from  the  salary  of  each  present 
employee  and  applied  to  any  Municipal  Pension  Eund  in  operation  in 
such  city  at  the  time  this  Act  shall  come  in  force  and  effect  in  such  city, 
and  also  all  other  amounts  paid  into  such  fund  according  to  law  by  such 
present  employee  before  the  first  day  in  the  month  of  January  of  the 
first  year  after  the  year  in  which  this  Act  shall  come  in  force  and  effect 
in  such  city.  Each  such  present  employee  shall  be  credited  in  his  account 
in  the  Annuity  and  Benefit  Eund  herein  provided  for  with  an  amount 
equal  to  the  aggregate  of  all  such  amounts  deducted  from  his  salary  and 
otherwise  paid  by  him,  with  interest  on  such  amounts  at  the  rate  of 
four  (4)  per  cent  per  annum  from  the  dates  when  such  amounts  shall 
have  been  deducted,  or  paid,  to  the  first  day  in  the  month  of  January 
of  the  first  year  after  the  year  in  which  this  Act  shall  come  in  force 
and  effect  in  such  city. 

(b)  As  soon  as  possible,  the  Retirement  Board  shall  ascertain  the 
term  of  service  rendered  prior  to  the  first  day  in  the  month  of  January 
of  the  first  year  after  the  year  in  which  this  Act  shall  come  in  force  and 
effect  in  such  city  by  each  present  employee,  and  each  present  employee 
shall  be  credited  to  his  account  with  an  amount  equal  to  five  and  three- 
fourths  (Sj4)  per  cent  of  his  annual  salary  as  it  shall  be  on  the  first 
day  in  the  month  of  January  of  the  first  year  after  the  year  in  which 
this  Act  shall  come  in  force  and  effect  in  such  city,  for  a period  of  time 

16 


equal  to  that  of  such  service  rendered  before  the  first  day  in  the  month 
of  January  of  the  hrst  year  after  the  year  in  w^hich  this  Act  shall  come 
in  force  and  effect  in  such  city,  with  interest  thereon  at  the  rate  of  four 
(4)  per  cent  per  annum  to  the  first  day  in  the  month  of  January  of  the 
first  year  after  the  year  in  which  this  Act  shall  come  in  force  and  effect 
in  such  city,  upon  the  assumption  that  one-twelfth  (1/12)  of  such  five 
and  three-fourths  (5)4)  per  cent  of  such  annual  salary  was  due  at  the 
end  of  each  month  of  such  service. 

(c)  Each  amount  to  the  credit  of  any  present  employee  for  Prior 
Service  Annuity  purposes  under  the  foregoing  provisions  of  this  section 
shall  be  improved  to  the  credit  of  such  present  employee  by  interest  at 
the  rate  of  four  (4)  per  cent  per  annum  during  the  time  thereafter  that 
such  present  employee  shall  be  in  the  service  until  the  amount  of  annuity 
to  which  such  present  employee  shall  have  a right  shall  be  fixed  as  stated 
in  section  27  of  this  Act. 

§ 20.  Annuity  to  be  known  as  “Widow’s  Annuity,”  shall  be  pro- 
vided for  widows  of  future  entrants  and  of  present  employees.  Except 
as  provided  in  sections  50  and  58  of  this  Act,  any  such  annuity  shall  be 
a life  annuity,  and  equal  payments  thereof  shall  be  made  monthly  through- 
out the  life  of  the  annuitant  from  and  after  the  date  when  the  event  upon 
which  payment  of  such  annuity  shall  depend  shall  occur.  The  first  such 
payment  shall  not  become  due  and  payable  until  one  month  from  and 
after  such  date. 

§ 21.  To  provide  widow’s  annuities  for  widows  of  future  en- 
trants, contributions  to  the  Annuity  and  Benefit  Fund  herein  provided 
for  shall  be  made  by  each  male  future  entrant  and  by  such  city  as 
follows : 

From  and  after  the  first  day  in  the  month  of  January  of  the  first 
year  after  the  year  in  which  this  Act  shall  come  in  force  and  effect  in 
such  city,  one  ( 1 ) per  cent  of  each  payment  of  the  salary  of  each  male 
future  entrant  less  than  sixty-five  (65)  years  of  age  shall  be  deducted 
and  contributed  to  the  Annuity  and  Benefit  Fund  herein  provided  for. 
Such  deductions  shall  be  made  at  the  same  time  such  payments  of 
salary  are  payable  and  shall  be  continued  during  the  service  of  such 
future  entrant  until  he  shall  attain  an  age  of  sixty-five  (65)  years. 

Concurrently  with  each  such  deduction  from  the  salary  of  any 
male  future  entrant,  the  city  shall  contribute  a sum  equal  to  one  and 
three-fourths  (lj4)  cent  of  each  payment  of  the  salary  of  such 
future  entrant.  In  case  it  shall  not  be  possible  or  practicable  for  the  city 
to  make  any  such  contribution  at  the  same  time  any  such  deduction  shall 
be  made,  the  city  shall  make  such  contribution  as  soon  as  possible 
and  practicable  thereafter  with  interest  thereon  at  the  rate  of  four  (4) 
per  cent  per  annum  to  the  time  it  shall  be  made,  so  that  each  such  con- 
tribution when  made  shall  equal  exactly  one  and  three-fourths  (1)4) 
times  the  value  of  each  such  corresponding  deduction  as  such  value 
shall  be  at  the  time  such  contribution  shall  be  made. 

Each  such  deduction  from  salary  and  corresponding  contribution 
by  the  city  shall  be  allocated  to  the  account  of  and  credited  to  the  future 
entrant  for  whose  benefit  it  is  made,  for  Widow’s  Annuity  purposes. 

17 


Each  amount  so  credited  shall  be  improved  to  the  credit  of  such  future 
entrant  by  interest  at  the  rate  of  four  (4)  per  cent  per  annum  during 
all  time  thereafter  that  such  future  entrant  shall  be  in  the  service,  until 
he  shall  attain  an  age  of  sixty-five  (65)  years.  Any  interest  or  other 
accretion  upon  the  accumulated  sum  to  the  credit  of  any  male  future 
entrant  at  the  time  he  shall  have  attained  an  age  of  sixty-five  (65)  years, 
which  shall  accrue  thereafter,  shall  not  be  credited  to  such  male  future 
entrant  for  the  purpose  of  increasing  the  amount  of  annuity  for  the 
widow  of  such  future  entrant. 

§ 22.  To  provide  Widow’s  Annuities  for  widows  of  present  em- 
ployees, contributions  to  the  Annuity  and  Benefit  Fund  herein  provided 
for  shall  be  made  by  each  male  present  employee  and  by  such  city  as 
follows : 

From  and  after  the  first  day  in  the  month  of  January  of  the  first 
year  after  the  year  in  which  this  Act  shall  come  in  force  and  effect  in 
such  city,  one  (1)  per  cent  of  each  payment  of  the  salary  of  each  male 
present  employee  less  than  sixty-five  (65)  years  of  age  shall  be  deducted 
and  contributed  to  the  Annuity  and  Benefit  Fund  herein  provided  for. 
Such  deductions  shall  be  made  at  the  times  such  payments  of  salary  are 
payable  and  shall  be  continued  during  the  service  of  each  such  present 
employee  until  he  shall  have  attained  an  age  of  sixty-five  (65)  years. 

Concurrently  with  each  such  deduction  from  the  salary  of  a male 
present  employee  the  city  shall  contribute  a sum  equal  to  one  and  three- 
fourths  (1 J^)  per  cent  of  each  such  payment  of  the  salary  of  such  present 
employee.  In  case  it  shall  not  be  possible  or  practicable  for  the  city  to 
make  any  such  contribution  at  the  same  time  any  such  deduction  shall 
be  made,  the  city  shall  make  such  contribution  as  soon  as  possible  and 
practicable  thereafter,  with  interest  thereon  at  the  rate  of  four  (4)  per 
cent  per  annum  to  the  time  it  shall  be  made,  so  that  each  such  contribu- 
tion when  made  shall  equal  exactly  one  and  three-fourths  (1^)  times 
the  value  of  each  such  corresponding  deduction  as  such  value  shall  be 
at  the  time  such  contribution  shall  be  made. 

Each  such  deduction  from  salary  and  corresponding  contribution  by 
the  city  shall  be  allocated  to  the  account  of  and  credited  to  the  present 
employee  for  whose  benefit  it  is  made,  for  Widow’s  Annuity  purposes. 
Each  amount  so  credited  shall  be  improved  to  the  credit  of  such  present 
employee  by  interest  at  the  rate  of  four  (4)  per  cent  per  annum  during 
all  time  thereafter,  that  such  present  employee  shall  be  in  the  service 
until  he  shall  have  attained  an  age  of  sixty-five  (65)  years.  Any  interest 
or  other  accretion  upon  the  accumulated  sum  to  the  credit  of  any  male 
present  employee  at  the  time  he  shall  have  attained  an  age  of  sixty-five 
(65)  years,  which  shall  accrue  thereafter,  shall  not  be  credited  to  such 
male  present  employee  for  the  purpose  of  increasing  the  amount  of 
annuity  for  the  widow  of  such  present  employee. 

§ 23.  Annuity,  to  be  known  as  “Widow’s  Prior  Service  Annuity” 
shall  be  provided  for  the  widow  of  each  male  present  employee,  in  addi- 
tion to  Widow’s  Annuity.  Except  as  provided  in  sections  50  and  58  of 
this  Act,  any  such  annuity  shall  be  a life  annuity,  and  equal  payments 
thereof  shall  be  made  monthly  throughout  the  life  of  the  annuitant  from 

18 


and  after  the  date  when  the  event  upon  which  payment  of  such  annuity 
shall  depend  shall  occur.  The  first  such  payment  shall  not  become  due 
and  payable  until  one  month  from  and  after  such  date. 

§ 24.  Widow’s  Prior  Service  Annuity  shall  be  provided  for  the 
widows  of  male  present  employees  from  amounts  to  be  ascertained  by 
the  Retirement  Board  and  credited  to  such  present  employees  as  follows : 

(a)  Each  married  male  present  employee  who  shall  have  attained 
an  age  of  sixty-five  (65)  or  more  years  prior  to  the  first  day  in  the 
month  of  January  of  the  first  year  after  the  year  in  which  this  Act 
shall  come  in  force  and  effect  in  such  city,  shall  be  credited  in  his  account 
for  Widow’s  Prior  Service  Annuity  purposes  with  an  amount  equal  to 
two  and  three-fourths  (2j4)  per  cent  of  his  annual  salary,  as  such  salary 
shall  be  on  such  first  day  in  the  month  of  January  of  such  year,  for  a 
period  of  time  equal  to  the  term  of  service  rendered  by  such  present 
employee  before  such  present  employee  attained  an  age  of  sixty-five  (65) 
years,  with  interest  thereon  at  the  rate  of  four  (4)  per  cent  per  annum 
to  the  time  he  shall  have  attained  an  age  of  sixty-five  (65)  years,  upon 
the  assumption  that  one-twelfth  (1/12)  of  such  two  and  three-fourths 
(2%)  per  cent  of  annual  salary  was  due  at  the  end  of  each  month  of  such 
term  of  service. 

(b)  Each  male  present  employee  who  shall  not  have  attained  an  a.ge 
of  sixty-five  (65)  years  before  the  first  day  in  the  month  of  January  of  the 
first  year  after  the  year  in  which  this  Act  shall  come  in  force  and  effect 
in  such  city,  shall  be  credited  in  his  account  for  Widow’s  Prior  S.ervic^? 
Annuity  purposes  with  an  amount  equal  to  two  and  three-fourths  (2j^) 
per  cent  of  his  annual  salary,  as  such  salary  shall  be  on  the  first  day  in 
the  month  of  January  of  such  year,  for  a period  of  time  equal  to  the  term 
of  service  rendered  by  such  present  employee  before  such  first  day  in  the 
month  of  January  of  such  year,  with  interest  thereon  at  the  rate  of  four 
(4)  per  cent  per  annum  to  such  first  day  of  the  month  of  January  of  such 
year,  upon  the  assumption  that  one-twelfth  (1/12)  of  such  two  and  three- 
fourths  (2%)  per  cent  of  annual  salary  was  due  at  the  end  of  each  month 
of  such  service  rendered  prior  to  the  first  day  in  the  month  of  January 
of  the  first  year  after  the  year  in  which  this  Act  shall  come  in  force  and 
effect  in  such  city.  Such  amount,  so  credited,  shall  be  improved  to  the 
credit  of  such  present  employee  by  interest  at  the  rate  of  four  (4)  per  cent 
per  annum  during  the  subsequent  service  of  such  present  employee  until 
he  shall  attain  an  age  of  sixty-five  (65)  years. 

§ 25.  For  the  purpose  of  providing  Prior  Service  Annuities, 
Widow’s  Prior  Service  Annuities,  and  the  annuities,  pensions  and  benefits 
described  in  sections  53  and  57  of  this  Act,  such  city  shall  make  contri- 
butions as  provided  in  said  section  53. 

§ 26.  (a)  When  any  future  entrant  shall  attain  an  age  of  sixty-five 
(65)  years  while  in  the  service,  the  amount  of  Age  and  Service  Annuity 
to  which  such  future  entrant  shall  have  a right  at  any  time  thereafter 
when  he  shall  resign  or  be  discharged  from  the  service,  and  the  amount  of 
Widow’s  Annuity  to  which  his  wife  shall  have  a right  from  and  after 
the  date  of  his  death  shall  be  fixed  as  of  their  respective  ages  at  that  time; 
provided,  in  case  the  wife  of  any  such  future  entrant  shall  be  older  than 

19 


five  (5)  years  the  junior  of  her  husband,  her  age  for  annuity  purposes 
shall  be  assumed  to  be  five  (5)  years  less  than  his, 

(b)  No  deduction  from  salary  or  contribution  by  the  city  for  any 
annuity  purposes  for  or  on  account  of  any  such  future  entrant  shall  be 
made  after  the  time  when  the  amounts  of  the  annuities  to  which  such 
future  entrant,  and  the  wife  of  such  future  entrant  shall  have  a right 
shall  have  been  fixed,  and  no  amount  of  annuity  in  excess  of  that  fixed  in 
accordance  with  the  provisions  of  this  section  shall  be  granted  to  any  such 
future  entrant  or  the  widow  of  such  future  entrant,  and  no  service  of  such 
future  entrant  rendered  after  such  time  shall  be  considered  for  annuity 
purposes. 

(c)  When  any  future  entrant  who  shall  have  attained  an  age  of 
sixty  (60)  or  more  years  but  less  than  sixty-five  (65)  years  while  in 
the  service  shall  resign  or  be  discharged  from  the  service,  the  amount 
of  Age  and  Service  Annuity  to  which  he  shall  have  a right  from  and  after 
the  date  of  such  resignation  or  discharge  and  the  amount  of  Widow’s 
Annuity  to  which  his  wife  shall  have  a right  from  and  after  the  date 
of  his  death  shall  be  fixed,  as  of  their  respective  ages,  at  that  time; 
provided,  that  if  such  wife  shall  be  older  than  five  (5)  years  the  junior  of 
such  future  entrant,  her  age  for  annuity  purposes  shall  be  assumed  to  be 
five  (5)  years  less  than  his. 

(d)  When  any  future  entrant  who  shall  have  attained  an  age  of 
fifty-five  (55)  or  more  but  less  than  sixty  (60)  years  while  in  the  service 
and  who  shall  have  served  ten  (10)  or  more  years  shall  resign  or  be 
discharged  from  the  service,  the  amount  of  Age  and  Service  Annuity  to 
which  he  shall  have  a right  from  and  after  the  date  of  such  resignation  or 
discharge  and  the  amount  of  Widow’s  Annuity  to  which  his  wife  shall 
have  a right  from  and  after  the  date  of  his  death  shall  be  fixed,  as  of 
their  respective  ages,  at  that  time;  provided,  that  if  such  wife  shall  be 
older  than  five  (5)  years  the  junior  of  such  future  entrant,  her  age  for 
annuity  purposes  shall  be  assumed  to  be  five  (5)  years  less  than  his. 

(e)  When  any  future  entrant  who  shall  have  resigned  or  been 
discharged  from  the  service  after  such  future  entrant  shall  have  been  in  the 
service  for  a period  of  ten  (10)  or  more  years  and  before  he  shall  have 
attained  an  age  of  fifty-five  (55)  years  shall  attain  an  age  of  fifty-five 
(55)  years  while  not  in  the  service,  the  amount  of  Age  and  Service 
Annuity  tO'  which  he  shall  have  a right  from  and  after  the  time  when  he 
shall  have  attained  such  age  of  fifty-five  (55)  years  and  shall  have  applied 
for  annuity,  and  the  amount  of  Widow’s  Annuity  to  which  his  wife  shall 
have  a right  from  and  after  the  date  of  his  death  shall  be  fixed  as  of  their 
respective  ages  at  that  time;  provided,  that  if  any  such  wife  shall  be  older 
than  five  (5)  years  the  junior  of  her  husband,  her  age  for  annuity  purposes 
shall  be  assumed  to  be  fifty  (50)  years. 

(f)  No  amount  of  annuity  other  than  that  fixed  in  accordance  with 
the  provisions  of  this  section  shall  be  granted  to  any  future  entrant 
described  in  paragraphs  (c),  (d)  and  (e)  of  this  section,  or  to  the  widow 
of  such  future  entrant,  unless  such  future  entrant  shall  reenter  the  service 
before  he  shall  attain  an  age  of  sixty-five  (65)  years,  in  which  case  the 
amounts  of  annuities  to  which  such  future  entrant  and  his  wife  shall  have 
a right  shall  again  be  fixed  when  such  future  entrant  shall  attain  an  age 

20 


of  sixty-five  (65)  years,  or  at  any  time  before  such  time  when  he  shall 
again  resign  or  be  discharged  from  the  service. 

§ 27.  (a)  If  any  present  employee  shall  have  to  his  credit  on  the 

first  day  in  the  month  of  January  of  the  first  year  after  the  year  in  which 
this  Act  shall  come  in  force  and  effect  in  such  city,  for  Prior  Service 
Annuity  purposes,  an  amount  at  least  sufficient  to  provide  annuity  for  such 
present  employee  as  of  his  age  on  such  first  day  in  the  month  of  January 
of  such  year,  equal  in  amount  to*  that  to  which  such  present  employee 
would  have  had  a right  if  deductions  from  his  salary  and  contributions 
by  such  city  had  been  made  in  accordance  with  the  provisions  of  section 
17  of  this  Act  during  the  entire  period  of  the  service  of  such  present 
employee  until  his  attainment  of  an  age  of  sixty-five  (65)  years,  the 
amount  of  Prior  Service  Annuity  to  which  such  present  employee  shall 
have  a right  from  and  after  the  date  when  he  shall  resign  or  be  discharged 
from  the  service  shall  be  fixed  on  the  first  day  in  the  month  of  January 
of  the  first  year  after  the  year  in  which  this  Act  shall  come  in  force  and 
effect  in  such  city  as  of  his  age  at  such  time,  and  any  such  present  employee 
shall  not  have  any  right  to  receive  any  Age  and  Service  Annuity. 

(b)  When  any  present  employee  who  shall  have  attained  an  age  of 
sixty-five  (65)  or  more  years  while  in  the  service  shall  have  to  his  credit 
for  Age  and  Service  Annuity  and  Prior  Service  Annuity  purposes  an 
amount  sufficient  to  provide  annuity  for  such  present  employee  as  of  his 
age  at  such  time  equal  in  amount  to  that  to  which  such  present  employee 
would  have  had  a right  if  deductions  from  his  salary  and  contributions  by 
the  city  had  been  made  in  accordance  with  the  provisions  of  section  17  of 
this  Act  during  the  entire  period  of  the  service  of  such  present  employee 
until  his  attainment  of  an  age  of  sixty-five  (65)  years,  the  amount  of  Age 
and  Service  Annuity  and  the  amount  of  Prior  Service  Annuity  to  which 
such  present  employee  shall  have  a right  at  any  time  thereafter  when  he 
shall  resign  or  be  discharged  from  the  service  shall  be  fixed  as  of  his  age 
at  such  time. 

(c)  When  any  present  employee  who  shall  have  attained  an  age  of 
sixty-five  (65)  or  more  years  while  in  the  service  and  who  shall  not  have 
to  his  credit  for  Age  and  Service  Annuity  and  Prior  vService  Annuity 
purposes  the  amount  described  in  paragraph  (b)  of  this  section  shall  resign 
or  be  discharged  from  the  service,  the  amount  of  Age  and  Service 
Annuity  and  the  amount  of  Prior  Service  Annuity  to  which  such  present 
employee  shall  have  a right  from  and  after  the  date  of  such  resigna- 
tion or  discharge  shall  be  fixed  as  of  his  age  at  the  time  of  such  resignation 
or  discharge. 

(d)  The  amount  of  annuity  tO'  which  the  wife  of  any  present  em- 
ployee who  shall  have  attained  the  age  of  sixty-five  (65)  or  more  years  on 
or  before  the  first  day  in  the  month  of  January  of  the  first  year  after  the 
year  in  which  this  Act  shall  come  in  force  and  effect  in  such  city,  shall 
have  a right,  from  and  after  the  date  of  the  death  of  such  present  employee, 
shall  be  fixed  on  the  first  day  in  the  month  of  January  of  the  first  year 
after  the  year  in  which  this  Act  shall  come  in  force  and  effect  in  such  city, 
as  of  the  age  of  such  wife  at  the  time  such  present  emplovee  became  sixty- 
five  (65)  years  of  age;  provided,  that  if  any  such  wife  shall  be  older  than 
five  (5)  years  the  junior  of  her  husband,  her  age  for  annuity  purposes 
shall  be  assumed  to  be  five  (5)  years  less  than  his. 

21 


(e)  The  amount  of  annuity  tO'  which  the  wife  of  any  present  em- 
ployee who  shall  attain  an  age  of  sixty-five  (65)  years  while  in  the  service 
subsequent  to  the  first  day  in  the  month  of  January  of  the  first  year  after 
the  year  in  which  this  Act  shall  come  in  force  and  effect  in  such  city, 
shall  have  a right,  from  and  after  the  date  of  the  death  of  such  present 
employee,  shall  be  fixed  when  such  present  employee  shall  attain  such 
age  of  sixty-five  (65)  years.  Any  such  annuity  shall  be  computed  as  of 
the  age  of  such  wife  on  the  date  when  such  present  employee  shall  become 
sixty-five  (65)  years  of  age;  provided,  that  if  any  such  wife  shall  be 
older  than  five  (5)  years  the  junior  of  her  husband,  her  age  for  annuity 
purposes  shall  be  assumed  to  be  five  (5)  years  less  than  his. 

(f)  When  any  present  employee  who  shall  have  attained  an  age  of 
sixty  (60)  or  more  but  less  than  sixty-five  (65)  years  while  in  the  service 
shall  resign  or  be  discharged  from  the  service,  the  amount  of  Age  and 
Service  Annuity  and  the  amount  of  Prior  Service  Annuity  to  which  such 
present  employee  shall  have  a right  from  and  after  the  date  of  such 
resignation  or  discharge  from  the  service,  and  the  amount  of  Widow’s 
Annuity  and  of  Widow’s  Prior  Service  Annuity  to  which  the  wife  of  such 
present  employee  shall  have  a right  from  and  after  the  date  of  his  death 
shall  be  fixed  as  of  their  respective  ages  at  the  time  of  such  resignation  or 
discharge;  provided,  that  if  the  wife  of  any  such  such  present  employee 
shall  be  older  than  five  (5)  years  the  junior  of  her  husband  her  age  for 
annuity  shall  be  assumed  to  be  five  (5)  years  less  than  his. 

(g)  When  any  present  employee  who  shall  have  attained  an  age  of 

fifty-five  (55)  or  more  but  less  than  sixty  (60)  years  while  in  the  service 
and  who  shall  have  served  ten  (10)  or  more  years  shall  resign  or  be  dis- 
charged from  the  service,  the  amount  of  Age  and  Service  Annuity  and 
the  amount  of  Prior  Service  Annuity  to  which  such  present  employee  shall 
have  a right  from  and  after  the  date  of  such  resignation  or  discharge  from 
the  service,  and  the  amount  of  Widow’s  Annuity  and  of  Widow’s  Prior 
Service  Annuity  to  which  the  wife  of  such  present  employee  shall  have  a 
right  from  and  after  the  date  of  his  death  shall  be  fixed  as  of  their  respec- 
tive ages  at  the  time  of  such  resignation  or  discharge;  provided,  that  if 

the  wife  of  any  such  present  employee  shall  be  older  than  five  (5)  years 

the  junior  of  her  husband  her  age  for  annuity  shall  be  assumed  to  be  five 
(5)  years  less  than  his. 

(h)  When  any  present  employee  who  shall  resign  or  be  discharged 

from  the  service  after  such  present  employee  shall  have  served  for  a 
period  of  ten  (10)  or  more  years,  but  before  he  shall  have  attained  an  age 
of  fifty-five  (55)  years  shall  attain  such  age  of  fifty- five  (55)  years  while 
out  of  the  service,  the  amount  of  Age  and  Service  Annuity  and  the  amount 
of  Prior  Service  Annuity  to  which  he  shall  have  a right  from  and  after 

the  time  when  he  shall  have  attained  such  age  of  fifty-five  (55)  years 

and  shall  have  applied  for  annuity,  and  the  amount  of  Widow’s  Annuity 
and  Widow’s  Prior  Service  Annuity  to  which  his  wife  shall  have  a right 
from  and  after  the  date  of  his  death,  shall  be  fixed  as  of  the  respective 
ages  of  such  present  employee  and  his  wife  at  the  time  such  present 
employee  shall  become  fifty-five  (55)  years  of  age;  provided,  that  if  any 
such  wife  shall  be  older  than  five  (5)  years  the  junior  of  her  husband,  her 
age  for  annuity  purposes  shall  be  assumed  to  be  fifty  (50)  years. 

22 


(i)  No  amount  of  annuity  in  excess  of  that  fixed  in  accordance 
with  the  provisions  of  this  section  shall  be  granted  to  any  present  employee 
described  in  paragraphs  (f),  (g)  and  (h)  of  this  section,  or  to  the 
widow  of  any  such  present  employee,  unless  such  present  employee  shall 
reenter  the  service  before  he  shall  have  attained  an  age  of  sixty-five  (65) 
years,  in  which  case  the  amount  of  annuity  to  which  such  present  em- 
ployee shall  have  a right  shall  be  fixed  when  he  shall  have  to  his  credit 
for  Age  and  Service  Annuity  and  Prior  Service  Annuity  purposes  the 
amount  described  in  paragraph  (b)  of  this  section,  or  when  he  shall  again 
resign  or  be  discharged  from  the  service,  whichever  event  shall  first 
occur,  as  of  his  age  at  the  time  the  amount  of  such  annuity  shall  be  fixed, 
and  the  amount  of  annuity  to  which  the  wife  of  any  such  present  em- 
ployee shall  have  a right  shall  be  fixed  when  he  shall  have  attained  an  age 
of  sixty-five  (65)  years  while  in  the  service,  or  when  he  shall  again  resign 
or  be  discharged  from  the  service,  whichever  event  shall  first  occur,  as 
of  her  age  at  the  time  such  annuity  shall  be  fixed ; provided,  that  if  any 
such  wife  shall  be  older  than  five  (5)  years  the  junior  of  her  husband, 
her  age  for  annuity  purposes  shall  be  assumed  to  be  five  (5)  years  less 
than  his. 

§ 28.  Any  annuity  fixed  for  or  granted  to  any  future  entrant  or 
present  employee  who  shall  resign  or  be  discharged  from  the  service 
after  he  shall  have  attained  an  age  oi  fifty-five  (55)  years,  or  the  widow 
of  any  such  future  entrant  or  present  employee,  or  the  widow  of 
any  future  entrant  or  present  employee  who  shall  die  while  in  the 
service,  shall  be  computed  according  to  the  American  Experience  Table 
of  Mortality  and  interest  at  the  rate  of  four  (4)  per  cent  per  annum. 

All  sums  to  the  credit  of  any  future  entrant  or  present  employee  for 
annuity  purposes  at  the  time  he  shall  resign  or  be  discharged’  from  the 
service  before  he  shall  have  attained  an  age  of  fifty-five  (55)  years  shall 
be  improved  to  the  credit  of  such  future  entrant  or  present  employee  by 
interest  at  the  rate  of  three  and  one-half  (3^)  per  cent  per  annum  there- 
after, while  such  future  entrant  or  present  employee  shall  be  out  of  the 
service  and  shall  not  have  entered  upon  annuity,  until  he  shall  attain 
an  age  of  sixty-five  (65)  years.  Any  annuity  fixed  for  or  granted  to  any 
such  future  entrant  or  present  employee  who  shall  not  have  reentered  the 
service  prior  to  the  time  such  annuity  shall  be  fixed  or  granted,  or  any 
annuity  fixed  for  or  granted  to  the  widow  of  any  such  future  entrant  or 
present  employee  who  shall  die,  shall  be  computed  according  to  the 
American  Experience  Table  of  Mortality,  and  interest  at  the  rate  of  three 
and  one-half  (3^)  per  cent  per  annum. 

The  amount  of  Widow’s  Annuity  or  of  Widow’s  Prior  Service 
Annuity  which  shall  be  fixed  for  the  wife  of  any  municipal  employee 
while  such  municipal  employee  shall  be  alive,  shall  be  that  which  can  be 
provided  by  dividing  the  sum  to  the  credit  of  such  municipal  employee 
for  such  annuity  purposes  on  the  date  when  the  amount  of  such  annuity 
shall  be  fixed  by  the  number  representing  the  difference  between  the  fol- 
lowing amounts ; The  amount  required  to  provide  an  annuity  of  one  dollar 
a year  for  life  for  such  wife  beginning  on  the  date  when  the  annuity 
is  fixed,  and  the  amount  required  to  provide  an  annuity  of  one  dollar  a 

23 


year  for  such  wife  beginning-  on  the  date  when  the  annuity  is  fixed  and 
payable  throughout  the  life  of  her  husband. 

§ 29.  (a)  Any  future  entrant  who  shall  resign  or  be  discharged 

from  the  service  after  he  shall  attain  an  age  of  sixty-five  (65)  or  more 
years  while  in  the  service  shall  have  a right  to  receive  annuity,  from  and 
after  the  date  of  such  resignation  or  discharge,  of  such  amount  as  can 
be  provided  from  the  entire  sum  accumulated  to  his  credit  for  age  and 
service  annuity  purposes  on  the  date  when  he  shall  have  become  sixty- 
five  (65)  years  of  age. 

(b)  Any  future  entrant  who  shall  resign  or  be  discharged  from  the 
service  after  he  shall  attain  an  age  of  sixty  (60)  or  more  but  less  than 
sixty-five  (65)  years  while  in  the  service  shall  have  a right  to  receive 
annuity,  from  and  after  the  date  of  such  resignation  or  discharge,  of 
such  amount  as  can  be  provided  from  the  entire  sum  accumulated  to  his 
credit  for  Age  and  Service  Annuity  purposes  on  the  date  of  such  resigna- 
tion or  discharge. 

(c)  1.  Any  future  entrant  who  shall  resign  or  be  discharged  from 
the  service  after  he  shall  have  served  ten  (10)  or  more  years  and  who 
at  the  time  of  such  resignation  or  discharge  shall  be  fifty-five  (55)  or 
more  but  less  than  sixty  (60)  years  of  age  shall  have  a right  to  receive 
annuity,  from  and  after  the  date  of  such  resignation  or  discharge,  of  such 
amount  as  can  he  provided  from  the  total  amount  of  the  following  sums 
to  the  credit  of  such ‘future  entrant  on  the  date  of  such  resignation  or 
discharge : 

2.  In  the  case  of  any  such  future  entrant  who  shall  have  served 
twenty  (20)  or  more  years;  the  entire  sum  accumulated  for  Age  and 
Service  Annuity  purposes  from  deductions  from  his  salary  and  contribu- 
tions by  the  city. 

3.  In  the  case  of  any  such  future  entrant  who  shall  have  served 
ten  (10)  or  more  hut  less  than  twenty  (20)  years;  the  sum  accumulated 
for  Age  and  Service  Annuity  purposes  from  deductions  from  his  salary, 
and  the  sum  obtained  by  applying  one-tenth  (1/10)  of  the  sum  accum- 
ulated for  such  annuity  purposes  from  contributions  by  the  city,  for 
each  year  of  service  rendered  by  him  after  the  first  ten  (10)  years  of 
his  service. 

4.  Any  such  annuity  shall  be  computed  as  of  the  age  of  the  future 
entrant  concerned  on  the  date  of  his  resignation  or  discharge  from  the 
service. 

(d)  1.  Any  future  entrant  who  shall  resign  or  be  discharged  from 
the  service  after  he  shall  have  served  ten  ( 10)  or  more  years  and  who  at ' 
the  time  of  such  resignation  or  discharge  shall  be  less  than  fifty-five  (55) 
years  of  age  shall  have  a right  to  receive  annuity,  from  and  after  the  date 
when  he  shall  attain  an  age  of  fifty-five  (55)  or  more  years  while  out 
of  the  service  and  shall  apply  for  such  annuity;  provided,  that  prior  to 
his  attainment  of  an  age  of  fifty-five  (55)  years,  such  future  entrant  shall 
not  have  withdrawn  nor  applied  for  refund  of  the  sum  accumulated  to 
his  credit  from  deductions  from  his  salary  for  Age  and  Service  Annuity 
purposes  and  Widow’s  Annuity  purposes.  Any  such  annuity  shall  be 
of  such  amount  as  can  be  provided  from  the  total  amount  of  the  follow- 
ing sums  to.  the  credit  of  the  future  entrant  concerned,  on  the  date  when 
he  shall  have  become  fifty-five  (55)  years  of  age; 

24 


2.  In  the  case  of  any  such  future  entrant  who  shall  have  served 
twenty  (20)  or  more  years  ; the  entire  sum  accumulated  for  Age  and 
Service  Annuity  purposes. 

3.  In  the  case  of  any  such  future  entrant  who  shall  have  served 
ten  (10)  or  more  but  less  than  twenty  (20)  years;  the  sum  accumulated 
for  Age  and  Service  Annuity  purposes  from  deductions  from  his  salary, 
and  the  sum  obtained  by  applying  one-tenth  (1/10)  of  the  sum  accmulated 
for  such  annuity  purposes  from  contributions  by  the  city,  for  each  year 
of  service  rendered  by  him  after  the  hrst  ten  (10)  years  of  his  service. 

4.  Any  such  annuity  shall  be  computed  as  though  such  future 
entrant  were  exactly  fifty-hve  (55)  years  of  age  at  the  time  such 
annuity  shall  be  granted  regardless  of  liis  real  age  at  the  time  applica- 
cation  for  such  annuity  shall  be  made,  and  no  such  future  entrant  shall 
have  any  right  to  any  annuity  for  or  on  account  of  any  time  which  may 
intervene  between  the  time  when  he  shall  attain  an  age  of  fifty-five  (55) 
years  and  the  time  when  he  shall  make  application  for  annuity. 

§ 30.  (a)  The  widow  of  any  future  entrant  who  shall  resign  or 

be  discharged  from  the  service  after  he  shall  have  attained  an  age  of 
sixty-five  (65)  or  more  years  and  who  shall  enter  upon  annuity  shall 
have  a right  to  receive  annuity,  from  and  after  the  date  of  the  death  of 
such  future  entrant,  according  to  the  provisions  of  section  26  of  this 
Act,  concerning  age,  of  such  amount  as  can  be  provided  from  the  entire 
sum  accumulated  to  the  credit  of  such  future  entrant  for  Widow’s 
Annuity  purposes  at  the  time  he  shall  have  attained  an  age  of  sixty-five 
(65)  years. 

(b)  The  widow  of  any  future  entrant  who  shall  die  while  in  the 
service  after  he  shall  have  attained  an  age  of  sixty-five  (65)  or  more 
years,  shall  have  a right  to  receive  annuity,  from  and  after  the  date  of 
the  death  of  such  future  entrant,  according  to  the  provisions  of  section 
26  of  this  Act  concerning  age,  of  such  amount  as  can  be  provided  from 
the  entire  sum  accumulated  to  the  credit  of  such  future  entrant  for 
Widow’s  Annuity  purposes  on  the  date  such  future  entrant  attained  an 
age  of  sixty-five  (65)  years. 

(c)  The  widow  of  any  future  entrant  who  shall  die  while  in  the 

service  before  he  shall  have  attained  an  age  of  sixty-five  (65)  years 

shall  have  a right  to  receive  annuity,  from  and  after  the  date  of  the 
death  of  such  future  entrant,  of  such  amount  as  can  be  provided  from 

the  total  amount  of  the  sums  accumulated  to  the  credit  of  such  future 

entrant  on  the  date  of  his  death  for  Age  and  Service  Annuity  and 
Widow’s  Annuity  purposes  from  deductions  from  his  salary  and  from 
contributions  by  the  city;  provided,  that  no  part  of  the  sums  accumu- 
lated from  contributions  by  the  city  shall  be  used  to  provide  annuity  for 
such  widow  which  shall  exceed  in  amount  that  which  such  widow 
would  have  had  a right  to  receive  if  her  husband  had  lived  and  con- 
tinued in  the  service  upon  salary  at  the  rate  of  his  final  salary  until  he 
would  have  become  sixty-five  (65)  years  of  age,  and  an  amount  of 
Widow’s  Annuity  were  then  fixed  for  such  widow  as  of  her  age  as  it 
would  he  at  such  time,  in  accord  with  the  provisions  of  section  26  of  this 
Act  concerning  the  age  of  a wife.  Any  such  annuity  shall  be  computed 

25 


as  of  the  age  of  such  widow  on  the  date  of  the  death  of  such  future 
entrant;  provided,  that  if  she  shall  be  older  than  five  (5)  years  his 
junior,  her  age  for  annuity  purposes  shall  be  assumed  to  be  five  (5)  years 
less  than  his. 

(d)  The  widow  of  any  future  entrant  who  shall  resign  or  be  dis- 
charged from  the  service  after  he  shall  have  attained  an  age  of  sixty 
(60)  or  more  but  less  than  sixty-five . (65)  years  shall  have  a right  to 
receive  annuity,  from  and  after  the  date  of  the  death  of  such  future 
entrant,  according  to  the  provisions  of  section  26  of  this  Act  concerning 
age,  of  such  amount  as  can  be  provided  from  the  entire  sum  accumulated 
to  the  credit  of  such  future  entrant  for  Widow’s  Annuity  purposes  at 
the  time  when  such  future  entrant  shall  resign  or  be  discharged  from 
the  service. 

(e)  1.  The  widow  of  any  future  entrant  who  shall  resign  or  be 
discharged  from  the  service  after  he  shall  have  attained  an  age  of  fifty- 
five  (55)  or  more  but  less  than  sixty  (60)  years  and  after  he  shall  have 
served  ten  (10)  or  more  years  and  who  shall  enter  upon  annuity  and 
who  shall  die  while  upon  such  annuity  shall  have  a right  to  receive 
annuity,  from  and  after  the  date  of  the  death  of  such  future  entrant,  in 
accordance  with  the  provisions  of  section  26  of  this  Act  concerning  age, 
of  such  amount  as  can  be  provided  from  the  total  amount  of  the  following 
sums  to  the  credit  of  such  future  entrant  on  the  date  when  the  amounts 
of  such  annuity  shall  have  been  fixed  as  provided  in  said  Section  26 : 

2.  In  the  case  of  a widow  of  any  such  future  entrant  who  shall  have 
served  twenty  (20)  or  more  years;  the  entire  sum  accumulated  for 
Widow’s  Annuity  purposes. 

3.  In  the  case  of  a widow  of  any  such  future  entrant  who  shall 
have  served  ten  (10)  or  more  but  less  than  twenty  (20)  years ; the  sum 
accumulated  for  Widow’s  Annuity  purposes  from  deductions  from  his 
salary,  and  the  sum  obtained  by  applying  one-tenth  (1/10)  of  the  sum 
accumulated  for  such  annuity  purposes  from  contributions  by  the  city, 
for  each  year  of  service  rendered  by  such  future  entrant  after  the  first 
ten  (10)  years  of  his  service. 

(f)  1.  The  widow  of  any  future  entrant  who  shall  resign  or  be 
discharged  from  the  service  after  he  shall  have  served  ten  (10)  or  more 
years  and  before  he  shall  have  attained  an  age  of  fifty-five  (55)  years  and 
who  shall  not  have  withdrawn  nor  applied  for  refund  of  the  sum  accu- 
mulated to  his  credit  from  deductions  from  his  salary  for  Age  and 
Service  Annuity  and  Widow’s  Annuity  purposes  and  who  shall  die  while 
out  of  the  service  after  he  shall  have  attained  an  age  of  fifty-five  (55) 
or  more  years  shall  have  a right  to  receive  annuity,  from  and  after  the 
date  of  the  death  of  such  future  entrant,  in  accordance  with  the  pro- 
visions of  Section  26  of  this  Act  concering  the  age  of  a wife,  of  such 
amount  as  can  be  provided  from  the  total  amount  of  the  following  sums 
to  the  credit  of  such  future  entrant  on  the  date  when  the  amount  of 
such  annuity  shall  have  been  fixed  as  provided  in  said  Section  26 : 

2.  In  the  case  of  a widow  of  any  such  future  entrant  who  shall 
have  served  twenty  (20)  or  more  years;  the  entire  sum  accumulated  for 
Widow’s  Annuity  purposes. 


26 


3.  In  the  case  of  a widow  of  any  such  future  entrant  who  shall 
have  served  ten  (10)  or  more  but  less  than  twenty  (20)  years;  the  sum 
accumulated  for  Widow’s  Annuity  purposes  from  deductions  from  his 
salary,  and  the  sum  obtained  by  applying  one-tenth  (1/10)  of  the  sum 
accumulated  for  such  annuity  purposes  from  contributions  by  the  city,  for 
each  year  of  service  rendered  by  such  future  entrant  after  the  first  ten 
(10)  years  of  his  service. 

(g)  1.  The  widow  of  any  future  entrant  who  shall  resign  or  be 

discharged  from  the  service  after  he  shall  have  served  ten  (10)  or  more 
years  and  before  he  shall  have  attained  an  age  of  fifty-five  (55)  years  and 
who  shall  not  have  withdrawn  nor  applied  for  refund  of  the  sum  accu- 
mulated to  his  credit  from  deduction  from  his  salary  for  Age  and  Service 
Annuity  and  Widow’s  Annuity  purposes  and  who  shall  die,  while  not  in 
the  service,  before  he  shall  have  attained  an  age  of  fifty-five  (55)  years 
shall  have  a right  to  receive  annuity  from  and  after  the  date  of  the  death 
of  such  future  entrant,  of  such  amount  as  can  be  provided  from  the  total 
amount  of  the  following  sums  to  the  credit  of  such  future  entrant  on  the 
date  of  his  death ; provided,  that  no  part  of  any  such  sum  accumulated 
from  contributions  by  the  city  shall  be  used  to  provide  an  annuity  for  any 
such  widow  which  shall  exceed  in  amount  that  which  such  widow  would 
have  had  a right  to  receive  if  her  husband  had  lived  until  he  attained  an 
age  of  fifty-five  (55)  years  and  had  not  reentered  the  service,  and  an 
amount  of  Widow’s  Annuity  were  then  fixed  for  such  widow  as  of  her 
age  as  it  would  be,  in  accordance  with  the  provisions  of  Section  26  of  this 
Act  concerning  the  age  of  a wife,  when  her  husband  would  have  attained 
such  age  of  fifty-five  (55)  years: 

2.  In  the  case  of  a widow  of  any  such  future  entrant  who  shall 
have  served  twenty  (20)  or  more  years;  the  entire  sum  accumulated  for 
both  Age  and  Service  Annuity  and  Widow’s  Annuity  purposes. 

3.  In  the  case  of  a widow  of  any  such  future  entrant  who  shall 
have  served  ten  (10)  or  more  but  less  than  twenty  (20)  years;  the  sum 
accumulated  for  both  Age  and  Service  Annuity  and  Widow’s  Annuity 
purposes  from  deductions  from  his  salary,  and  the  sum  obtained  by  apply- 
ing one-tenth  (1/10)  of  the  sums  accumulated  for  both  such  annuity 
purposes  from  contributions  by  the  city,  for  each  year  of  service  rendered 
by  such  future  entrant  after  the  first  ten  (10)  years  of  his  service. 

4.  Any  such  annuity  shall  be  computed  as  of  the  age  of  such  widow 
at  the  time  of  the  death  of  such  future  entrant;  provided,  that  if  she 
shall  be  older  than  five  (5)  years  his  junior,  her  age  for  annuity  purposes 
shall  be  assumed  to  be  five  (5)  years  less  than  his. 

§ 31.  (a)  Any  present  employee,  whose  annuity  shall  have  been 

fixed,  in  accordance  with  the  provisions  of  paragraph  (a)  of  Section  27 
of  this  Act,  on  the  first  day  in  the  month  of  January  of  the  first  year 
after  the  year  in  which  this  Act  shall  come  in  force  and  effect  in  such 
city,  who  shall  resign  or  be  discharged  from  the  service  shall  have  a 
right  to  receive  annuity,  from  and  after  the  date  of  such  resignation  or 
discharge,  of  such  amount  as  can  be  provided  from  the  sum  to  his  credit 
for  Prior  Service  Annuity  purposes  on  the  first  day  in  the  month  of 
January  of  the  first  year  after  the  year  in  which  this  Act  shall  come  in 
force  and  effect  in  such  city. 


27 


(b)  Any  present  employee  who  shall  resign  or  be  discharged  from 
the  service  after  he  shall  have  attained  an  age  of  sixty-five  (65)  or  more 
years  while  in  the  service  and  after  the  amounts  of  Age  and  Service 
Annuity  and  of  Prior  Service  Annuity  for  such  present  employee  shall 
have  been  fixed  in  accordance  with  the  provisions  of  Section  27  of  this 
Act,  shall  have  a right  to  receive  annuity,  from  and  after  the  date  of 
such  resignation  or  discharge,  of  such  amount  as  can  be  provided  from 
the  total  amount  of  the  following  sums  to  his  credit  on  the  date  when  the 
amount  of  such  annuity  was  fixed ; the  entire  sum  accumulated  for  Age 
and  Service  Annuity  purposes,  and  the  entire  sum  credited  for  Prior 
Service  Annuity  purposes. 

(c)  Any  present  employee  who  shall  resign  or  be  discharged  from 
the  service  after  he  shall  have  attained  an  age  of  sixty-five  (65)  or 
more  years  while  in  the  service  and  before  the  amounts  of  Age  and 
Service  Annuity  and  of  Prior  Service  Annuity  for  such  present  employee 
shall  have  been  fixed  shall  have  a right  to  receive  annuity,  from  and 
after  the  date  of  such  resignation  or  discharge,  of  such  amount  as  can 
be  provided  from  the  total  amount  of  the  following  sums  to  his  credit 
on  the  date  of  such  resignation  or  discharge ; the  entire  sum  accumu- 
lated for  Age  and  Service  Annuity  purposes,  and  the  entire  sum  credited 
for  Prior  Service  Annuity  purposes. 

(d)  Any  present  employee  who  shall  resign  or  be  discharged  from 
the  service  after  he  shall  have  attained  an  age  of  sixty  (60)  or  more 
but  less  than  sixty-five  (65)  years  while  in  the  service  shall  have  a right 
to  receive  annuity,  from  and  after  the  date  of  such  resignation  or  dis- 
charge, of  such  amount  as  can  he  provided  from  the  total  amount  of 
the  following  sums  to  his  credit  on  the  date  of  such  resignation  or  dis- 
charge ; the  entire  sum  accumulated  for  Age  and  Service  Annuity  pur- 
poses, and  the  entire  sum  credited  for  Prior  Service  Annuity  purposes. 

(e)  1.  Any  present  employee  who  shall  resign  or  be  discharged 
from  the  service  after  he  shall  have  served  ten  (10)  or  more  years 
and  who  at  the  time  of  such  resignation  or  discharge  shall  be  fifty-five 
(55)  or  more  but  less  than  sixty  (60)  years  of  age  shall  have  a right 
to  receive  annuity,  from  and  after  the  date  of  such  resignation  or  dis- 
charge, of  such  amount  as  can  be  provided  from  the  total  amount  of 
the  following  sums  to  the  credit  of  such  present  employee  on  the  date 
of  such  resignation  or  discharge  : 

2.  In  the  case  of  any  such  present  employee  who  shall  have  served 
twenty  (20)  or  more  years;  the  entire  sum  accumulated  for  Age  and 
Service  Annuity  purposes  and  the  entire  sum  credited  for  Prior  Serv- 
ice Annuity  purposes. 

3.  In  the  case  of  any  such  present  employee  who  shall  have  served 
ten  (10)  or  more  but  less  than  twenty  (20)  years;  the  sum  accumu- 
lated for  Age  and  Service  Annuity  purposes  from  deductions  from  his 
salary,  and  the  sum  obtained  by  applying  one-tenth  (1/10)  of  the  sum 
accumulated  for  such  annuity  purposes  from  contributions  by  the  city, 
for  each  year  of  service  rendered  by  him  after  the  first  ten  (10)  years 
of  his  service,  and  the  sum  credited  for  Prior  Service  Annuity  purposes 
on  account  of  amounts  deducted  from  his  salary  or  otherwise  paid  by  him 
and  applied  to  any  Municipal  Pension  Fund  in  operation  in  such  city  at 


the  time  this  Act  shall  come  in  force  and  effect  in  such  city,  and  the  sum 
obtained  by  applying-  one-tenth  (1/10)  of  the  sum  credited  for  Prior 
Service  Annuity  purposes,  in  accordance  with  the  provisions  of  paragraph 
(h)  of  Section  19  of  this  Act,  for  each  year  of  service  rendered  by  him 
after  the  first  ten  (10)  years  of  his  service. 

(f)  1.  Any  present  employee  who  shall  resign  or  be  discharged 

from  the  service  after  he  shall  have  served  ten  (10)  or  more  years 
and  who  at  the  time  of  such  resignation  or  discharge  shall  be  less  than 
fifty-five  (55)  years  of  age  shall  have  a right  to  receive  annuity,  from  and 
after  the  date  when  he  shall  attain  an  age  of  fifty-five  (55)  or  more  years 
while  out  of  service  and  shall  apply  for  such  annuity;  provided,  such 
present  employee  shall  not  have  withdrawn  nor  applied  for  refund  of  that 
part  of  the  sum  to  his  credit  from  deductions  from  his  salary  for  Age 
and  Service  Annuity  and  Widow’s  Annuity  purposes  to  which  he  shall 
have  a right  of  refund  prior  to  his  attainment  of  an  age  of  fifty-five  (55) 
years.  Any  such  annuity  shall  be  of  such  amount  as  can  be  provided 
from  the  total  amount  of  the  following  sums  to  the  credit  of  such  pres- 
ent employee  on  the  date  when  he  shall  have  become  fifty-five  (55) 
years  of  age : 

2.  In  the  case  of  any  such  present  employee  who  shall  have  served 
twenty  (20)  or  more  years;  the  entire  sum  accumulated  for  Age  and 
Service  Annuity  purposes,  and  the  entire  sum  credited  for  Prior  Service 
Annuity  purposes. 

3.  In  the  case  of  any  such  present  employee  who  shall  have  served 
ten  (10)  or  more  but  less  than  twenty  (20)  years;  the  sum  accumulated 
for  Age  and  Service  Annuity  purposes  from  deductions  from  his  salary, 
and  the  sum  obtained  by  applying  one-tenth  (1/10)  of  the  sum  accumu- 
lated for  such  annuity  purposes  from  contributions  by  the  city,  for  each 
year  of  service  rendered  by  him  after  the  first  ten  (10)  years  of  his 
service,  and  the  sum  credited  for  Prior  Service  Annuity  purposes  on 
account  of  amounts  deducted  from  his  salary  or  otherwise  paid  by  him 
and  applied  to  any  Municipal  Pension  Fund  in  operation  in  such  city 
at  the  time  this  Act  shall  come  in  force  and  effect  in  such  city,  and  the 
sum  obtained  by  applying  one-tenth  (1/10)  of  the  sum  credited  for  Prior 
Service  Annuity  purposes  in  accordance  with  the  provisions  of  paragraph 
(b)  of  Section  19  of  this  Act,  for  each  year  of  service  rendered  by  him 
after  the  first  ten  (10)  years  of  his  service. 

4.  Any  such  annuity  shall  be  computed  as  though  such  present 
employee  were  exactly  fifty-five  (55)  years  of  age  at  the  time  such 
annuity  shall  be  granted,  regardless  of  his  real  age  at  the  time  applica- 
tion for  such  annuity  shall  be  made,  and  no  such  present  employee  shall 
have  any  right  to  any  annuity  for  or  on  account  of  any  time  which  may 
intervene  between  the  time  when  he  shall  attain  an  age  of  fifty-five  (55) 
years  and  the  time  when  he  shall  make  application  for  such  annuity. 

§32.  (a)  The  widov/  of  any  present  employee,  the  amount  of 

whose  annuity  shall  be  fixed  as  provided  in  vSection  27  of  this  Act  on 
the  first  day  in  the  month  of  January  of  the  first  year  after  the  year  in 
which  this  Act  shall  come  in  force  and  effect  in  such  city,  shall  have  a 
right  to  receive  annuity,  from  and  after  the  date  of  the  death  of  such 
present  employee,  according  to  the  provisions  of  said  Section  27  con- 

29 


cerning  age,  of  such  amount  as  can  be  provided  from  the  sum  to  the  credit 
of  such  present  employee  for  Widow’s  Prior  Service  Annuity  purposes  on 
the  first  day  in  the  month  of  January  of  the  first  year  after  the  year  in 
which  this  Act  shall  come  in  force  and  effect  in  such  city. 

(b)  The  widow  of  any  present  employee  who  shall  resign  or  be 
discharged  from  the  service  after  he  shall  have  become  sixty-five  (65) 
or  more  years  of  age  and  who  shall  enter  upon  annuity  shall  have  a' 
right  to  receive  annuity  from  and  after  the  date  of  the  death  of  such 
present  employee,  according  to  the  provisions  of  section  27  of  this  Act 
concerning  age,  of  such  amount  as  can  be  provided  from  the  total  amount 
of  the  sums  to  the  benefit  of  such  present  employee  for  Widow’s  Annuity 
and  Widow’s  Prior  Service  Annuity  purposes  at  the  time  such  present 
employee  shall  have  becom-e  sixty-five  (65)  years  of  age. 

(c)  The  widow  of  any  present  employee  who  shall  die  while  in 
the  service  after  he  shall  have  attained  an  age  of  sixty-five  (65)  years 
shall  have  a right  to  receive  annuity,  from  and  after  the  date  of  death 
of  such  present  employee  according  to  the  provisions  of  Section  27  of 
this  Act  concerning  age,  of  such  amount  as  can  be  provided  from  the  total 
amount  of  the  sums  to  the  credit  of  such  present  employee  for  Widow’s 
Annuity  and  Widow’s  Prior  Service  Annuity  purposes  at  the  time  such 
present  employee  shall  have  attained  an  age  of  sixty-five  (65)  years. 

(d)  The  widow  of  any  present  employee  who  shall  die  while  in 
the  service  before  he  shall  have  become  sixty-five  (65)  years  of  age 
shall  have  a right  to  receive  annuity,  from  and  after  the  date  of  the 
death  of  such  present  employee,  of  such  amount  as  can  be  provided  from 
the  total  amount  of  the  several  sums  to  the  credit  of  such  present  em- 
ployee on  the  date  of  his  death  for  Age  and  Service  Annuity,  Widow’s 
Annuity,  Prior  Service  Annuity,  and  Widow’s  Prior  Service  Annuity 
purposes ; but  no  part  of  such  sums  credited  to  such  present  employee 
which  represent  money  contributed  or  to  be  contributed  by  such  city  shall 
be  used  to  provide  annuity  for  such  widow  in  excess  of  that  which  she 
would  have  had  a right  to  receive  if  such  present  employee  had  lived  and 
remained  in  the  service  upon  salary  at  the  rate  of  his  final  salary  until 
he  became  sixty-five  (65)  years  of  age,  and  the  amount  of  annuity  for  his 
wife  were  then  fixed  as  provided  in  Section  27  of  this  Act.  Any  such 
annuity  shall  be  computed  as  of  the  age  of  such  widow  on  the  date  of 
the  death  of  such  present  employee ; provided,  that  if  she  shall  be  older 
than  five  (5)  years  his  junior,  her  age  for  annuity  purposes  shall  be 
assumed  to  be  five  (5)  years  less  than  his. 

(e)  The  widow  of  any  present  employee  who  shall  resign  or  be 
discharged  from  the  service  after  he  shall  have  attained  an  age  of  sixty 
(60)  or  more  but  less  than  sixty-five  (65)  years  shall  have  a right  to  re- 
ceive annuity,  from  and  after  the  date  of  the  death  of  such  present  em- 
ployee, according  to  the  provisions  of  Section  27  of  this  Act  concerning 
age,  of  such  amount  as  can  be  provided  from  the  total  amount  of  the  sums 
to  the  credit  of  such  present  employee  for  Widow’s  Annuity  and  Widow’s 
Prior  Service  Annuity  purposes  on  the  date  when  such  present  em- 
ployee shall  resign  or  be  discharged  from  the  service. 

(f)  1.  The  widow  of  any  present  employee  who  shall  resign  or 
be  discharged  from  the  service,  after  he  shall  have  attained  an  age  of 
fifty-five  (55)  or  more,  but  less  than  sixty  (60)  years  and  after  he  shall 

30 


have  served  ten  (10)  years  and  who  shall  enter  upon  annuity  and  who 
shall  die  while  upon  such  annuity  shall  have  a right  to  receive  annuity, 
from  and  after  the  date  of  the  death  of  such  present  employee,  in  accord- 
ance with  the  provisions  of  Section  27  of  this  Act  concerning  age,  of 
such  amount  as  can  be  provided  from  the  total  amount  of  the  follow- 
ing sums  to  the  credit  of  such  present  employee  on  the  date  when  the 
amount  of  such  annuity  shall  have  been  fixed  as  provided  in  said  Sec- 
tion 27 : 

2.  In  the  case  of  a widow  of  any  such  present  employee  who  shall 
have  served  twenty  (20)  or  more  years;  the  entire  sum  credited  for 
Widow’s  Annuity  and  Widow’s  Prior  Service  Annuity  purposes. 

3.  In  the  case  of  a widow  of  any  such  present  employee  who  shall 
have  served  ten  (10)  or  more  but  less  than  twenty  (20)  years;  the 
entire  sum  credited  for  Widow’s  Annuity  purposes  on  account  of  deduc- 
tions from  his  salary,  and  the  sum  obtained  by  applying  one-tenth  (1/10) 
of  the  entire  sum  credited  for  Widow’s  Annuity  and  Widow’s  Prior  Serv- 
ice Annuity  purposes  on  account  of  contributions  made  or  to  be  made 
by  the  city,  for  each  year  of  service  rendered  by  such  present  employee 
after  the  first  ten  (10)  years  of  his  service. 

(g)  1.  The  widow  of  any  present  employee  who  shall  have  served 
ten  (10)  or  more  years  and  who  shall  resign  or  be  discharged  from 
the  service  before  he  shall  have  become  fifty-five  (55)  years  of  age  and 
who  shall  not  have  withdrawn  nor  applied  for  refund  of  the  sums  to 
his  credit  from  deductions  from  his  salary  for  annuity  purposes  to  which 
he  shall  have  had  a right  of  refund  and  who  shall  die  while  out  of  the 
service  after  he  shall  have  become  fifty-five  (55)  or  more  years  of  age 
shall  have  a right  to  receive  annuity,  from  and  after  the  date  of  the 
death  of  such  present  employee,  in  acordance  with  the  provisions  of  Sec- 
tion 27  of  this  Act  concerning  the  age  of  a wife,  of  such  amount  as  can 
be  provided  from  the  total  amount  of  the  following  sums  to  the  credit 
of  such  present  employee  on  the  date  when  the  amount  of  such  annuity 
shall  have  been  fixed  as  provided  in  said  Section  27 : 

2.  In  the  case  of  a widow  of  any  such  present  employee  who  shall 
have  served  twenty  (20)  or  more  years;  the  entire  sum  credited  for 
Widow’s  Annuity  and  Widow’s  Prior  Service  Annuity  purposes. 

3.  In  the  case  of  a widow  of  any  such  present  employee  who  shall 
have  served  ten  (ID)  or  more,  but.  less  than  twenty  (20)  years;  the 
entire  sum  credited  for  Widow’s  Annuity  purposes  on  account  of  deduc- 
tions from  the  salary  of  such  present  employee  and  the  sum  obtained 
by  applying  one-tenth  (1/10)  of  the  entire  sum  credited  for  Widow’s 
Annuity  and  Widow’s  Prior  vService  Annuity  purposes  which  represents 
contributions  made  or  to  be  made  by  the  city. 

(h)  1.  The  widow  of  any  present  employee  who  shall  have  served 
ten  (10)  or  more  years  and  who  shall  resign  or  be  discharged  from 
the  service  before  he  shall  have  become  fifty-five  (55)  years  of  age 
and  who  shall  not  have  withdrawn  nor  applied  for  refund  of  the  sums 
to  his  credit  for  annuity  purposes  from  deductions  from  his  salary  to 
which  he  shall  have  had  a right  of  refund,  and  who  shall  die  while 
out  of  the  service  before  he  shall  become  fifty-five  years  of  age  shall 
have  a right  to  receive  annuity,  from  and  after  the  date  of  the 

31 


death  of  such  present  employee,  of  such  amount  as  can  be  provided 
from  the  total  amount  of  the  following  sums  to  the  credit  of  such 
present  employee  on  the  date  of  his  death;  provided,  that  no  part  of  any 
such  sum  which  represents  money  contributed  or  to  be  contributed  by 
the  city  shall  be  used  to  provide  annuity  for  such  widow  in  excess  of 
that  which  she  would  have  had  a right  to  receive  if  such  present  employee 
had  lived  until  he  attained  an  age  of  fifty-hve  (55)  years  and  had  not 
reentered  the  service  and  an  amount  of  annuity  were  then  fixed  for  such 
widow  in  accordance  with  the  provisions  of  Section  27  of  this  Act  con- 
cerning the  age  of  a wife,  as  of  her  age  as  it  would  be  when  her  husband 
would  have  attained  an  age  of  fifty-five  (55)  years: 

2.  In  the  case  of  a widow  of  any  such  present  employee  who  shall 
have  served  twenty  (20)  or  more  years;  the  entire  sum  credited  for  Age 
and  Service  Annuity,  Widow’s  Annuity,  Prior  Service  Annuity,  and 
Widow’s  Prior  Service  Annuity  purposes. 

3.  In  the  case  of  a widow  of  any  such  present  employee  who 
shall  have  served  ten  (10)  or  more  years  hut  less  than  twenty  (20) 
years  ; the  entire  sum  credited  for  Age  and  Service  Annuity,  Widow’s 
Annuity  and  Prior  Service  Annuity  purposes  on  account  of  deductions 
from  his  salary,  and  the  sum  obtained  by  applying  one-tenth  (PIO)  of 
the  entire  sum  credited  for  Age  and  Service  Annuity,  Widow’s  Annuity, 
Prior  Service  Annuity,  and  Widow’s  Prior  Service  Annuity  purposes  on 
account  of  contributions  made  or  to  be  made  by  the  city,  for  each 
year  of  service  rendered  by  such  present  employee  after  the  first  ten 
(10)  years  of  his  service. 

4.  Any  such  annuity  shall  be  computed  as  of  the  age  of  such  widow 
at  the  time  of  the  death  of  such  present  employee ; provided,  that  if  she 
shall  be  older  than  five  (5)  years  his  junior,  her  age  for  annuity  pur- 
poses shall  be  assumed  to  be  five  (5)  years  less  than  his. 

§ 33.  In  any  case  in  which  annuity  provided  in  accordance  with 
the  provisions  of  the  foregoing  sections  of  this  Act  for  the  widow  of 
any  municipal  employee  whose  death  shall  result  from  injury  incurred 
in  the  performance  of  any  act  or  acts  of  duty  shall  not  be  equal  in 
amount  to  sixty  (60)  per  cent  of  the  salary  of  such  municipal  employee 
as  such  salary  shall  he  at  the  time  of  the  injury  of  such  municipal  em- 
ployee, “Compensation  Annuity”  equal  in  amount  to  the  differenc  between 
the  amount  of  annuity  provided  for  such  widow  in  accordance  with  the 
provisions  of  foregoing  sections  of  this  Act  and  an  amount  equal  to  sixty 
(60)  per  cent  of  the  salary,  as  aforesaid,  of  such  municipal  employee  shall 
be  provided  for  and  paid  to  such  widow  until  the  time  when  such  municipal 
employee  if  alive,  would  have  attained  an  age  of  sixty-five  (65)  years. 
Thereafter,  in  the  case  of  any  such  widow  for  whom  the  amount  of  annuity 
provided  in  accordance  with  the  provisions  of  foregoing  sections  of  this 
Act  shall  not  be  equal  to  the  amount  of  annuity  to  which  such  widow 
would  have  had  a right  if  such  municipal  employee  had  lived  and  con- 
tinued in  the  service  upon  salary  at  the  rate  of  his  final  salary  until  he 
would  have  attained  an  age  of  sixty-five  (65)  years,  as  of  her  age  as  it 
would  be  on  the  date  when  such  municipal  employee  would  have  attained 
such  age  of  sixty-five  (65)  years,  in  accordance  with  the  provisions 
of  Section  26  or  vSection  27  of  this  Act,  whichever  such  section  shall 

32 


apply  to  the  case  of  the  widow  concerned,  “Supplemental  Annuity”  equal 
in  amount  to  the  difference  between  the  amount  of  annuity  provided  for 
such  widow  under  the  provisions  of  foregoing  sections  of  this  Act  and 
the  amount  of  annuity  to  which  such  widow  would  have  had  a right  if 
such  municipal  employee  had  lived  and  continued  in  the  service  upon 
salary  as  stated  in  this  section  until  he  attained  an  age  of  sixty- five  (65) 
years  shall  be  provided  for  and  paid  to  such  widow.  To  provide  such 
Supplemental  Annuity  the  city  shall  contribute  to  the  Annuity  and  Benefit 
Fund  herein  provided  for  such  equal  sums  annually,  from  and  after  the 
date  of  the  death  of  such  municipal  employee,  that  when  improved  by 
interest  at  the  rate  of  four  (4)  per  cent  per  annum  the  accumulated 
amount  resulting  from  such  sums  will  be  sufficient  at  the  time  payment 
of  Compensation  Annuity  to  such  widow  shall  cease  to  provide  Supple- 
mental Annuity,  as  stated,  for  such  widow  throughout  her  life  there- 
after. 

§ 34.  (a)  When  any  municipal  employee  who  shall  resign  or  be 
discharged  from  the  service  after  the  first  day  in  the  month  of  January 
of  the  first  year  after  the  year  in  which  this  Act  shall  come  in  force 
and  effect  in  such  city,  shall  reenter  the  service  before  he  shall  have 
attained  an  age  of  sixty-five  (65)  years,  any  annuity  previously  granted 
to  such  municipal  employee  and  any  annuity  fixed  for  the  wife  of  such 
municipal  employee  shall  be  cancelled.  Such  municipal  employee  shall 
be  credited  in  his  account  for  annuity  purposes  with  sums  sufficient 
to  provide  annuities  equal  in  amounts  to  those  cancelled  for  such  mu- 
nicipal employee  and  the  wife,  for  whom  such  annuity  shall  have  been 
fixed,  of  such  municipal  employee  as  of  their  respective  ages  on  the  date 
of  such  municipal  employee’s  reentrance  into  the  service;  provided,  that 
the  age  of  any  such  wife  who  shall  be  older  than  five  (5)  years  the 
junior  of  her  husband  shall  be  assumed  to  be  five  (5)  years  less 
than  his.  Such  sums  shall  be  credited  to  such  municipal  employee  to 
provide  for  annuities  to  be  fixed  and  granted  in  the  future.  Deduc- 
tions from  the  salary  of  any  such  municipal  employee  and  contributions 
by  the  city  for  all  purposes  of  this  Act  shall  be  made,  as  hereinbefore 
provided,  from  the  time  of  such  reentrance  into  the  service  and  when 
the  proper  time,  as  provided  in  foregoing  sections  of  this  Act,  shall 
have  arrived,  new  annuities  based  upon  the  amount  then  to  the  credit 
of  such  municipal  employee  for  annuity  purposes  and  the  entire  term 
of  such  municipal  employee’s  service  shall  be  fixed  for  such  municipal 
employee  and  for  such  wife  of  such  municipal  employee. 

(b)  When  any  such  municipal  employee  shall  reenter  the  service 
after  he  shall  have  attained  an  age  of  sixty-five  (65)  or  more  years, 
payments  on  account  of  any  annuity  previously  granted  to  such  mu- 
nicipal employee  shall  be  suspended  during  the  time  thereafter  that  he 
shall  be  in  the  service,  and  when  he  shall  again  resign  or  be  dis- 
charged therefrom,  payments  upon  the  annuity  previously  granted  shall 
be  resumed.  If  any  such  municipal  employee  shall  die  while  in  the  serv- 
ice, his  widow  shall  receive  the  amount  of  any  annuity  previously  fixed 
for  her. 

(c)  In  the  case  of  any  municipal  employee  described  in  para- 
graph (a)  of  this  section,  whose  wife,  for  whom  annuity  shall  have 
been  fixed  prior  to  his  reentrance  into  the  service,  shall  have  died  be- 

33 


fore  he  shall  have  reentered  the  service,  no  part  of  any  sum  or  sums 
to  the  credit  of  such  municipal  employee  for  Widow’s  Annuity  or  for 
Widow’s  Prior  Service  Annuity  purposes  at  the  time  annuity  for  such 
wife  shall  have  been  fixed  shall  be  credited  to  such  municipal  employee 
at  the  time  when  he  shall  reenter  the  service,  and  no  part  of  any  such 
sum  or  sums  shall  be  used  to  provide  annuity  for  any  wife  of  such 
municipal  employee  who  shall  be  such  wife  during  all  or  any  part  of 
the  period  of  time  during  which  such  municipal  employee  shall  be  in 
the  service  after  he  shall  have  reentered  same. 

§ 35.  If  any  municipal  employee  who  shall  be  a pensioner  of  any 
Municipal  Pension  Fund  in  operation,  in  such  city  at  the  time  this  Act 
shall  come  in  force  and  effect  therein  shall  reenter  the  service  on  or  after 
the  first  day  of  the  month  of  January  of  the  first  vear  after  the  year  in 
which  this  Act  shall  come  in  force  and  effect  therein  shall  reenter  the 
service  on  or  after  the  first  day  in  the  month  of  January  of  the  first  year 
after  the  year  in  which  this  Act  shall  come  in  force  and  effect  in  such  city, 
payment  of  the  annuity  or  pension  granted  to  such  municipal  employee 
from  such  Municipal  Pension  Fund  shall  be  suspended  while  such  munici- 
pal employee  shall  be  in  the  service  and  shall  be  resumed  when  such 
municipal  employee  shall  resign  or  be  discharged  from  the  service. 

§ 36.  Any  municipal  employee  who  shall  not  be  in  the  service  of  such 
city  on  the  thirty-first  day  in  the  month  of  December  of  the  year  in  which 
this  Act  shall  come  in  force  and  effect  in  such  city,  and  who  was  in  such 
service  prior  to  that  date  and  who  shall  reenter  the  service  after  that  date 
and  before  attainment  of  an  age  of  sixty-five  (65)  years  shall  not  have 
any  right  to  be  credited  with  any  sum  or  sums  for  Prior  Service  Annuity 
and  Widow’s  Prior  Service  Annuity  purposes  on  account  of  any  service 
rendered  prior  to  the  first  day  in  the  month  of  January  of  the  first  year 
after  the  year  in  which  this  Act  shall  come  in  force  and  effect  in  such  city, 
and  such  municipal  employee  shall  not  have  any  right  to  Prior  Service 
Annuity,  and  the  wife  or  widow  of  such  municipal  employee  shall  not  have 
any  right  to  Widow’s  Prior  Service  Annuity.  However,  the  period  of 
service  rendered  .by  any  such  municipal  employee  prior  to  the  first  day  in 
the  month  of  January  of  the  first  year  after  the  year  in  which  this  Act 
shall  come  in  force  and  effect  in  such  city,  shall  be  included  in  computing 
the  term  of  service  of  such  municipal  employee  for  Age  and  Service  An- 
nuity and  WidoAv’s  Annuity  purposes. 

Deductions  from  the  salary  of  any  municipal  employee  to  whom 
this  section  shall  apply  and  contributions  by  the  city  for  the  purpose 
of  providing  Age  and  Service  Annuity  for  such  municipal  employee  and 
Widow’s  Annuity  for  the  wife  of  such  municipal  employee  and  accumu- 
lation of  the  sums  deducted  from  the  salary  of  such  municipal  employee 
and  of  the  sums  contributed  by  the  city  for  such  annuity  purposes  shall 
be  made  as  hereinbefore  provided  concerning  future  entrants  and  pres- 
ent employees  until  such  municipal  employee  shall  attain  an  age  of 
sixty-five  (65)  years. 

Any  municipal  employee  to  whom  this  section  shall  apply  shall  have 
a right  to  receive  Age  and  Service  Annuity,  from  and  after  the  date  of 
his  resignation  or  discharge  from  the  service,  as  of  his  age  on  such  date, 

34 


of  such  amount  as  can  be  provided  from  the  total  sum  to  his  credit  for 
such  annuity  purposes  on  such  date ; provided,  however,  that  in  the  case 
of  any  such  municipal  employee  who  shall  be  a pensioner  of  any  Munici- 
pal Pension  Fund  in  operation,  in  such  city  at  the  time  this  Act  shall 
have  come  in  force  and  effect  in  such  city,  no  part  of  the  sum  to  the 
credit  of  such  municipal  employee  for  Age  and  Service  Annuity  pur- 
poses which  shall  have  resulted  from  contributions  by  the  city  shall  be 
used  to  provide  any  amount  of  such  annuity  in  excess  of  the  difference 
between  the  amount  of  annuity  to  which  such  municipal  employee  would 
have  had  a right  if  deductions  from  his  salary  (which  shall  be  assumed 
to  have  been  the  same  throughout  the  entire  period  of  service  rend- 
ered by  him  prior  to  his  reentrance  into  the  service  as  it  shall  be  at  the 
time  he  shall  reenter  the  service)  and  contributions  by  the  city  tor  such 
annuity  purposes  at  the  rate  stated  in  Section  17  of  this  Act,  concerning 
present  employees  had  been  made  during  the  entire  term  of  service 
rendered  by  such  municipal  employee  prior  to  his  attainment  of  an  age 
of  sixty-five  (65)  years  and  the  amount  of  the  pension  granted  to  such 
municipal  emplo^/ee  from  any  such  pension  fund. 

The  amount  of  annuity  to  which  the  wife  or  widow  of  any  munici- 
pal employee  to  whom  this  section  shall  apply  shall  have  a right,  from 
and  after  the  date  of  the  death  of  such  municipal  employee,  shall  be 
fixed  and  granted  in  accordance  with  the  provisions  of  this  Act  relating 
to  annuities  for  widows  of  future  entrants. 

§ 37.  Notwithstanding  any  other  provisions  of  this  Act  concerning 
the  amount  of  annuity  which  any  municipal  employee  or  the  widow  of 
any  municipal  employee  shall  have  a right  to  receive,  no  amount  of 
annuity  in  excess  of  an  amount  equal  to  sixty  (60)  per  cent  of  the 
highest  salary  considered  for  annuity  purposes  in  accordance  with  the 
provisions  of  this  Act  which  shall  have  been  received  by  the  municipal 
employee  concerned  shall  be  granted  or  paid  to  such  municipal  em- 
ployee; and  no  amount  of  annuity  in  excess  of  an  amount  equal  to 
sixty  (60)  per  cent  of  the  highest  salary  considered  for  annuity  pur- 
poses in  accordance  with  the  provisions  of  this  Act  which  shall  have 
been  received  by  the  municipal  employee  concerned  shall  be  granted  or 
paid  to  the  widow  of  any  municipal  employee  whose  death  shall  result 
from  injury  incurred  in  the  performance  of  any  act  or  acts  of  duty; 
and  no  amount  of  annuity  in  excess  of  an  amount  equal  to  fifty  (50) 
per  cent  of  the  highest  salary  considered  for  annuity  purposes  in  ac- 
cordance with  the  provisions  of  this  Act  which  shall  have  been  received 
by  the  municipal  employee  concerned  shall  be  granted  or  paid  to  the 
widow  of  any  municipal  employee  whose  death  shall  result  from  any 
cause  other  than  injury  incurred  in  the  performance  of  an  act  or  acts 
of  duty. 

If  at  the  time  the  amount  of  annuity  for  any  municipal  employee 
shall  be  fixed,  there  shall  be  to  the  credit  of  such  municipal  employee, 
for  the  purpose  of  providing  such  annuity,  an  amount  in  excess  of  that 
necessary  to  provide  an  annuity  equal  to  sixty  (60)  per  cent  of  the 
highest  salary  (as  hereinafter  stated  in  this  section)  of  such  municipal 
employee  thirteen-thirty-sixths  (13/36)  of  such  excess  amount  shall 
be  refunded  and  paid  at  that  time  to  any  such  municipal  employee  who 

35 


shall  be  a future  entrant,  and  a part  of  such  excess  amount  propor- 
tionally equal  to  that  part  of  the  entire  amount  to  the  credit  of  such 
present  employee  for  such  annuity  purposes,  which  the  sum  that  shall 
have  resulted  from  deductions  from  his  salary  required  by  this  Act  and 
from  deductions  from  his  salary  and  payments  otherwise  made  by  him, 
according  to  law,  and  applied  to  any  Municipal  Pension  Fund  in  opera- 
tion in  such  city  at  the  time  this  Act  shall  come  in  force  and  effect 
therein  bears  to  such  entire  amount  shall  be  refunded  and  paid  at  that 
time  to  any  such  municipal  employee  who  shall  be  a present  employee. 

If  at  the  time  the  amount  of  annuity  for  the  wife  of  any  munici- 
pal employee  shall  be  fixed  there  shall  be  to  the  credit  of  such  munici- 
pal employee,  for  the  purpose  of  providing  annuity  for  such  wife  when 
she  shall  become  a widow,  an  amount  in  excess  of  that  necessary  to 
provide  an  annuity  equal  to  fifty  (50)  per  cent  of  the  highest  salary 
(as  hereinbefore  stated  in  this  section)  of  such  municipal  employee, 
four-elevenths  (4/11)  of  such  excess  amount  shall  be  refunded  and 
paid  at  that  time  to  such  municipal  employee  who  shall  be  a future  en- 
trant; and  a part  of  such  excess  amount  proportionately  equal  to  that 
part  of  the  entire  amount  to  the  credit  of  such  municipal  employee  for 
such  annuity  purposes  which  the  sum  that  shall  have  resulted  from  de- 
ductions from  his  salary  required  by  this  Act  bears  to  such  entire  amount 
shall  be  refunded  and  paid  at  that  time  to  any  such  municipal  employee 
who  shall  be  a present  employee. 

If  at  the  time  of  the  death  of  any  municipal  employee  whose  death 
shall  result  from  injury  incurred  in  the  performance  of  any  act  or  acts 
of  duty,  there  shall  be  to  the  credit  of  such  municipal  employee  for 
the  purpose  of  providing  annuity  for  the  widow  of  such  municipal  em- 
ployee an  amount  in  excess  of  that  necessary  to  provide  an  annuity 
equal  to  sixty  (60)  per  cent  of  the  highest  salary  (as  hereinbefore  stated 
in  this  section)  of  such  municipal  employee,  four-elevenths  (4/11)  of 
such  excess  amount  shall  be  refunded  and  paid  at  that  time  to  the  widow 
of  such  municipal  employee  who  shall  have  been  a future  entrant ; and 
a part  of  such  excess  amount  proportionately  equal  to  that  part  of  the 
entire  amount  to  the  credit  of  such  municipal  employee  for  such  annuity 
purposes  which  the  sum  that  shall  have  resulted  from  deductions  from 
his  salary  required  by  this  Act  and  from  deductions  from  his  salary 
and  payments  otherwise  made  by  him,  according  to  law,  and  applied  to 
any  Municipal  Pension  Fund  in  operation,  in  such  city  at  the  time  this 
Act  shall  come  in  force  and  effect  therein  bears  to  such  entire  amount 
shall  be  refunded  and  paid  at  that  time  to  the  widow  of  such  municipal 
employee  who  shall  have  been  a present  employee. 

If  at  the  time  of  the  death  of  any  municipal  employee  whose  death 
shall  result  from  any  cause  other  than  injury  incurred  in  the  perform- 
ance of  any  act  or  acts  of  duty,  there  shall  be  to  the  credit  of  such  mu- 
nicipal employee  for  the  purpose  of  providing  annuity  for  the  widow 
of  such  municipal  employee,  an  amount  in  excess  of  that  necessary  to 
provide  an  annuity  equal  to  fifty  (50)  per  cent  of  the  highest  salary 
(as  hereinbefore  stated  in  this  section)  of  such  municipal  employee, 
four-elevenths  (4/11)  of  such  excess  amount  shall  be  refunded  and  paid 
at  that  time  to  the  widow  of  such  municipal  employee  who  shall  have 

36 


been  a future  entrant ; and  a part  of  such  excess  amount  proportionately 
equal  to  that  part  of  the  entire  amount  to  the  credit  of  such  municipal 
employee  for  such  annuity  purposes  which  the  sum  that  shall  have  re- 
sulted from  deductions  from  his  salary  required  by  this  Act  and  from  de- 
ductions from  his  salary  and  payments  otherwise  made  by  him,  according 
to  law,  and  applied  to  any  Municipal  Pension  Fund  in  operation  in  such 
city  at  the  time  this  Act  shall  come  in  force  and  effect  therein  bears  to 
such  entire  amount  shall  be  refunded  and  paid  to  the  widow  of  such  mu- 
nicipal employee  who  shall  have  been  a present  employee. 

§ 38.  The  following  described  wives  or  widows  of  municipal  em- 
ployees shall  not  have  any  right  to  annuity  from  the  annuity  and  bene- 
fit fund  herein  provided  for : 

(a)  The  wife  or  widow  married  subsequent  to  the  date  upon 
which  this  Act  shall  come  in  force  and  effect  in  such  city,  of  any  munici- 
pal employee  who  shall  die  while  in  the  service  if  such  widow  shall  not 
have  been  married  to  such  municipal  employee  before  he  shall  have  attained 
an  age  of  sixty-five  (65)  years. 

(b)  The  wife  or  widow,  married  subsequent  to  the  date  upon 
which  this  Act  shall  come  in  force  and  effect  in  such  city,  of  any  mu- 
nicipal employee  who  shall  have  resigned  or  been  discharged  from  the 
service  and  who  shall  or  shall  not  have  entered  upon  annuity  and  who  shall 
die  while  out  of  the  service,  if  such  widow  shall  not  have  been  the  wife 
of  such  municipal  employee  while  he  was  in  the  service  and  before  he 
attained  an  age  of  sixty-five  (65)  years. 

(c)  The  wife  or  widow  of  any  municipal  employee  who  shall  have 
served  ten  (10)  or  more  years  and  who  shall  die  while  out  of  the 
service,  after  he  shall  have  resigned  or  been  discharged  from  the  serv- 
ice, who  shall  have  withdrawn  or  applied  for  refund  of  the  sums  to  his 
credit  for  annuity  purposes  to  which  he  shall  have  or  shall  have  had 
a right  of  refund  as  provided  in  Section  39  of  this  Act. 

(d)  The  wife  or  widow  of  any  municipal  employee  who  shall  die 
while  out  of  the  service  after  he  shall  have  resigned  or  been  discharged 
from  the  service  before  he  shall  have  attained  an  age  of  sixty  (60)  years 
and  who  shall  not  have  served  at  least  10  years. 

§ 39.  (a)  1.  Any  municipal  employee,  without  regard  to  the  period 
of  time  he  shall  have  served,  who  shall  resign  or  be  discharged  from  the 
service  after  the  first  day  in  the  month  of  January  of  the  first  year 
after  the  year  in  which  this  Act  shall  come  in  force  and  effect  in  such 
city,  and  before  he  shall  become  fifty-five  (55)  years  of  age,  and  any 
municipal  employee,  who  shall  have  served  less  than  ten  (10)  years, 
who  shall  resign  or  be  discharged  from  the  service  after  the  first  day 
in  the  month  of  January  of  the  first  year  after  the  year  in  which  this 
Act  shall  come  in  force  and  effect  in  such  city  and  before  he  shall 
have  become  sixty  (60)  years  of  age,  shall  have  a right  to  have  re- 
funded to  him  the  entire  amount  which  shall  have  accumulated  to  his 
credit  for  Age  and  Service  Annuity  and  Widow’s  Annuity  purposes  on 
the  date  of  such  resignation  or  discharge  from  the  service  from  amounts 
deducted  from  his  salary  in  accordance  with  the  provisions  of  this 
Act.  Any  such  municipal  employee  who  shall  be  a present  employee 

37 


shall  have  a right  also  to  have  refunded  to  him  an  amount  equal  to  the 
total  amount  accumulated  from  any  sums  which  were  deducted  from 
his  salary,  or  otherwise  paid  by  him  in  accordance  with  law,  and  applied 
to  any  Municipal  Pension  Fund  in  operation  m such  city  at  the  time 
this  Act  shall  have  come  in  force  and  effect  therein. 

2.  Any  such  municipal  employee  shall  retain  such  right  to  refund 
of  such  amounts  when  he  shall  apply  for  same,  until  the  amount  of 
annuity  to  which  he  shall  have  a right  shall  have  been  fixed  as  provided 
in  Section  27  of  this  Act,  whichever  such  section  shall  apply  to  the 
case  of  the  municipal  employee  concerned.  Thereafter,  no  such  right 
shall  exist  in  the  case  of  any  such  future  entrant  or  present  employee. 

3.  Any  such  municipal  employee  who  shall  avail  himself  of  such 
right  and  withdraw  such  amount  so  credited  to  him  shall  ipso  facto 
surrender  and  forfeit  all  rights  to  any  annuity  or  other  benefits  from 
the  Annuity  and  Benefit  Fund  herein  provided  for,  for  himself  and  for 
any  other  person  or  persons  who  might  benefit  through  him  because 
of  service  rendered  by  him  prior  to  the  time  he  shall  make  application 
for  refund  of  the  amounts  hereinbefore  stated.  However,  such  munici- 
pal employee  shall  retain  the  right  to  have  any  such  period  of  service 
counted  as  service  for  the  purpose  of  computing  the  term  of  his  serv- 
ice in  the  event  that  such  municipal  employee  shall  subsequently  re- 
enter the  service  before  he  shall  attain  an  age  of  sixty-five  (65)  years 
and  become  a beneficiary  of  the  Annuity  and  Benefit  Fund  provided  for 
in  this  Act. 

4.  Any  such  municipal  employee  who  shall  have  served  ten  (10) 
or  more  years  and  who  shall  not  withdraw  the  amounts  aforesaid  to 
which  he  shall  have  a right  of  refund  shall  have  a right  to  annuity  as 
stated  in  this  Act. 

5.  Any  such  municipal  employee  who  shall  have  served  less  than 
ten  (10)  years  and  who  shall  not  withdraw  the  amounts  to  which  he 
shall  have  a right  to  refund,  shall  have  a right  to  have  all  such  amounts 
and  all  other  amounts  to  his  credit  for  annuity  purposes  on  the  date 
of  his  resignation  or  discharge  from  the  service  retained  to  his  credit 
and  improved  by  interest  while  he  shall  be  out  of  the  service  at  the 
rate  of  three  and  one-half  (3%)  cent  per  annum  and  used  for 
annuity  purposes  for  his  benefit  and  the  benefit  of  any  person  who 
may  have  any  right  to  annuity  through  him  because  of  his  service, 
according  to  the  provisions  of  this  Act,  in  the  event  that  he  shall  sub- 
sequently reenter  the  service  and  complete  the  number  of  years  of  serv- 
ice necessary  to  attain  a right  to  annuity;  but  such  sums  shall  be  im- 
proved by  interest  to  his  credit  while  he  shall,  be  out  of  the  service  only 
until  he  shall  have  become  sixty-five  (65)  years  of  age. 

(b)  When  any  male  municipal  employee  shall  become  sixty-five 
(65)  years  of  age  while  in  the  service  and  shall  not  then  be  married, 
any  sum  accumulated  from  deductions  from  his  salary  for  Widow’s 
Annuity  purposes  shall  then  be  refunded  to  him.  Thereafter,  in  his 
case,  no  sums  shall  be  deducted  from  his  salary  or  contributed  by  the 
city  for  Widow’s  Annuity  purposes. 

(c)  When  any  male  municipal  employee  shall  resign  or  be  dis- 
charged from  the  service  before  he  shall  have  become  sixty-five  (65) 

38 


years  of  age  and  shall  enter  upon  annuity  and  shall  not  then  be  married, 
any  sum  accumulated  from  deductions  from  his  salary  for  Widow’s 
Annuity  purposes  shall  then  be  refunded  to  him. 

(d)  Whenever  any  amounts  shall  be  refunded,  as  hereinbefore 
stated  in  this  section,  the  amounts  to  the  credit  of  the  municipal  em- 
ployee concerned  in  each  such  transaction  for  annuity  purposes  at  the 
time  any  such  refund  sliall  be  made,  which  shall  have  been  accumulated 
from  contributions  by  the  city,  shall  be  transferred  to  the  Prior  Service 
Annuity  Fund  described  in  subdivision  (f)  of  Section  56  of  this  Act  for 
the  purposes  stated  in  paragraph  (a)  of  Section  53  of  this  Act,  until 
such  time  as  the  assets  of  such  fund  become  equal  to  the  liabilities 
thereof  as  stated  in  paragraph  (b)  of  said/  Section  53.  Thereafter 
any  such  amounts  shall  become  a credit  to  the  city  and,  with  interest 
thereon  at  the  rate  of  four  (4)  per  cent  per  annum,  shall  be  used  to 
reduce  the  amount  which  the  city  would  otherwise  pay  during  a suc- 
ceeding year  to  the  Annuity  and  Benefit  Fund  herein  provided  for. 

(e)  In  any  case  in  which  an  amount  equal  to  the  total  amount 
accumulated  and  credited  to  the  account  of  a deceased  municipal  em- 
ployee from  sums  deducted,  after  the  first  day  in  the  month  of  January 
of  the  first  year  after  the  year  in  which  this  Act  shall  come  in  force  and 
effect  in  such  city,  from  the  salary  of  such  municipal  employee  for 
annuity  purposes,  and  the  sums  deducted  from  the  salary  of  such  mu- 
nicipal employee  or  otherwise  paid  by  him  according  to  law  and  applied 
to  any  municipal  pension  fund  in  operation  in  such  city  at  the  time  this 
Act  shall  have  come  in  force  and  effect  therein,  shall  not  have  been 
paid  to  such  municipal  employee,  and  in  the  case  of  a married  male 
municipal  employee  to  such  municipal  employee  and  the  widow  of  such 
municipal  employee  both  together,  in  form  of  annuity  before  the  death 
of  the  last  of  such  persons  who  shall  die,  an  amount  equal  to  the 
difference  between  the  sum  of  such  amounts,  and  the  entire  amount  paid 
in  form  of  annuity  or  annuities,  without  interest  upon  either  such  amount, 
shall  be  refunded  and  paid  to  the  children  of  such  municipal  em- 
ployee, in  equal  parts  to  each,  unless  such  municipal  employee  shall  direct 
in  writing,  sworn  to  before  an  officer  authorized  to  administer  oaths 
in  this  State,  and  filed  with  the  Retirement  Board  before  the  death  of 
such  municipal  employee,  that  any  such  amount  shall  be  refunded  and 
paid  to  any  one  or  more  of  such  children;  and  if  there  be  no  such  chil- 
dren such  amount  shall  be  refunded  and  paid  to  the  heirs  of  such  muni- 
cipal employee  according  to  the  law  pertaining  to  estates  of  deceased 
persons;  provided,  if  any  child  or  children  of  such  municipal  employee 
shall  be  less  than  eighteen  (18)  years  of  age  such  part  or  all  of  any 
such  amount  as  shall  be  equal  to  the  sum  necessary  to  pay  annuities  in 
accordance  with  the  provision  of  this  Act  to  such  child  or  children  shall 
not  be  refunded  as  hereinbefore  stated  to  any  child,  or  children,  or 
heirs  at  law  of  such  municipal  employee  but  shall  be  transferred  to  the 
Child’s  Annuity  Fund  (hereinafter  described)  of  the  Annuity  and  Bene- 
fit Fund  herein  provided  for  and  used  therein  for  the  purpose  of  paying 
annuities  to  children. 

§ 40.  (a)  For  all  purposes  of  this  Act  the  following  schedule  shall 
be  observed  in  computing  the  term  of  service  of  any  municipal  em- 

39 


ployee  whose  salary  or  wages  shall  be  arranged  on  other  than  a yearly 
basis,  and  any  fractional  part  of  a year  of  service  rendered  by  any 
such  municipal  employee  during  any  one  (1)  calendar  year  shall  be 
determined  according  to  said  schedule: 

Monthly  basis: — Service  during  four  (4)  months  in  any  one  (1) 
calendar  year  shall  constitute  a year  of  service. 

Weekly  basis : — Service  during  any  week  shall  constitute  a week 
of  service  and  service  during  any  seventeen  (17)  weeks  of  any  one  (1) 
calendar  year  shall  constitute  a year  of  service. 

Daily  basis : — Service  during  any  day  shall  constitute  a day  of 
service  and  service  during  one  hundred  (100)  days  in  any  one  (1) 
calendar  year  shall  constitute  a year  of  service. 

Hourly  basis : — Service  during  any  hour  shall  constitute  an  hour 
of  service  and  service  during  eight  hundred  (800)  hours  in  any  one 
(1)  calendar  year  shall  constitute  a year  of  service. 

(b)  For  all  purposes  of  this  section  the  following  schedule  shall 
be  observed  in  computing  the  annual  salary  of  any  municipal  employee 
whose  salary  or  wages  shall  be  arranged  upon  other  than  a yearly  basis. 

Monthly  basis : — Annual  salary  shall  be  considered  to  be  an  amount 
equal  to  twelve  (12)  times  the  amount  of  the  salary  per  month;  provided, 
no  amount  of  salary  in  excess  of  two  hundred  and  fifty  dollars  ($250.00) 
for  service  rendered  in  any  one  month  shall  be  considered  for  any  pur- 
pose of  this  Act. 

Weekly  basis : — Annual  salary  shall  be  considered  to  be  an  amount 
equal  to  fifty-two  (52)  times  the  amount  of  the  salary  per  week; 
provided,  no  amount  of  salary  in  excess  of  fifty-seven  dollars  and  fifty 
cents  ($57.50)  for  service  rendered  during  any  one  week  shall  be  con- 
sidered for  any  purpose  of  this  Act. 

Daily  basis: — Annual  salary  shall  be  considered  to  be  an  amount 
equal  to  three  hundred  (300)  times  the  amount  of  the  daily  wage; 
provided,  no  amount  of  wages  in  excess  of  ten  dollars  ($10.00)  for 
service  rendered  during  any  one  day  shall  be  considered  for  any  pur- 
pose of  this  Act. 

Hourly  basis : — Annual  salary  shall  be  considered  to  be  an  amount 
equal  to  twenty-four  hundred  (2400)  times  the  amount  of  the  hourly 
wage;  provided  no  amount  of  wages  in  excess  of  one  dollar  and  twenty- 
five  cents  ($1.25)  for  service  rendered  during  any  one  hour  shall  be 
considered  for  any  purpose  of  this  Act. 

§ 41.  No  overtime  or  extra  service  shall  be  included  in  computing 
the  term  of  service  of  any  municipal  employee  and  not  more  than  one 
year  of  service  shall  be  allowed  for  service  rendered  during  any  calendar 
year. 

§ 42.  Any  service  rendered  by  any  municipal  employee  as  a police- 
mian  and  member  of  the  regularly  constituted  police  department  of  such 
city,  or  as  a fireman  and  regular  member  of  the  paid  fire  department 
of  such  city  shall  be  counted,  for  annuity  and  benefit  purposes  under  the 
provisions  of  this  Act,  as  if  such  service  were  rendered  as  a municipal 
employee  of  such  city.  Any  salary  received  by  any  municipal  employee 
for  any  such  service  in  such  police  department  or  in  such  fire  department 

40 


shall  be  treated,  for  the  purposes  of  this  Act,  in  the  same  manner  as 
though  such  salary  were  received  for  the  performance  of  duty  as  a 
municipal  employee. 

§ 43.  Whenever  any  territory  shall  be  annexed  to  such  city,  any 
municipal  employee  then  employed  as  a municipal  employee  in  such 
annexed  territory,  who  shall  be  employed  by  such  city  on  the  date  of 
the  annexation  of  such  territory  as  a municipal  employee  of  such  city 
shall  automatically  come  under  the  provisions  of  this  Act  and  any  term 
of  service  rendered  in  such  territory  by  such  municipal  employee  shall 
be  considered,  for  the  purposes  of  this  Act  as  such  a term  of  service 
rendered  in  such  city. 

Any  such  municipal  employee  shall  be  treated  in  every  respect,  as 
of  the  date  such  annexation  shall  come  into  effect,  in  the  manner  specified 
in  this  Act  concerning  present  employees  of  such  city  on  the  first  day  in 
the  month  of  January  of  the  first  year  after  the  year  in  which  this  Act 
shall  come  in  force  and  effect  in  such  city. 

§ 44.  Annuity  to  be  known  as  “Child’s  Annuity”  shall  be  provided 
for  children  of  municipal  employees.  Any  such  annuity  shall  be  pay- 
able monthly  from  and  after  the  date  of  the  death  of  the  municipal  em- 
ployee parent  of  any  such  child,  until  the  annuitant  shall  attain  an  age 
of  eighteen  (18)  years.  The  first  payment  of  such  annuity  shall  not 
become  due  and  payable  until  one  month  from  and  after  such  date. 

§ 45.  Child’s  Annuity,  as  hereinafter  provided,  shall  be  granted  and 
paid  for  the  benefit  of  any  child  less  than  eighteen  (18)  years  of  age  the 
issue  of  any  following  described  municipal  employee  who  shall  die  on  or 
after  the  first  day  in  the  month  of  January  of  the  first  year  after  the  year 
in  which  this  Act  shall  come  in  force  and  effect  in  such  city ; provided, 
such  child  shall  have  been  born  before  such  municipal  employee  attained 
an  age  of  sixty-five  (65)  years,  and  before  he  shall  have  resigned  or  been 
discharged  from  the  service: 

Any  municipal  employee  whose  death  shall  result  from  injury  in- 
curred in  the  performance  of  any  act  or  acts  of  duty ; any  municipal  em- 
ployee who  shall  die  while  in  the  service  from  any  cause  other  than 
injury  incurred  in  the  performance  of  an  act  or  acts  of  duty;  provided, 
such  municipal  employee  shall  have  been  in  the  service  at  least  four  (4) 
years  from  and  after  the  date  of  his  original  entrance  thereto  and  at 
least  two  (2)  years  from  and  after  the  date  of  his  latest  reentrance  thereto  ; 
any  municipal  employee  who  shall  resign  or  be  discharged  from  the  serv- 
ice subsequent  to  his  attainment  of  an  age  of  fifty-five  (55)  years  and 
who  shall  have  entered  upon  annuity  or  who  shall  be  eligible  tor 
annuity. 

Any  such  annuity  shall  consist  of  amounts  of  ten  dollars  ($10.00) 
per  month  for  each  child  while  a widow  or  widower  of  the  deceased 
municipal  employee  parent  of  such  child  shall  survive  and  of  tvv^enty 
dollars  ($20!()0)  per  month  for  each  such  child  while  no  such  widow  or 
widower  shall  exist;  provided,  if  annuities  for  the  widow  and  children 
of  any  municipal  employee  whose  death  shall  have  been  the  result  of  in- 
jury incurred  in  the  performance  of  any  act  or  acts  of  duty  or  for  the 
children  of  such  municipal  employee  in  any  such  case  wherein  a widow 

41 


shall  not  exist,  computed  at  the  rates  hereinbefore  stated,  would  exceed 
an  amount  equal  to  seventy  (70)  per  cent  of  the  final  salary  of  such 
municipal  employee  the  annuity  for  each  child  of  such  municipal  employee 
shall  be  reduced  pro  rata  so  that  the  combined  annuities  for  the  family 
of  such  municipal  employee  shall  not  exceed  an  amount  equal  to  seventy 
(70)  per  cent  of  such  salary,  and  in  the  case  of  the  family  of  any  muni- 
cipal employee  whose  death  shall  have  been  the  result  of  any  cause  or 
causes  other  than  injury  incurred  in  the  performance  of  any  act  or  acts  of 
duty  in  which  annuities  for  such  family,  computed  at  the  rates  herein- 
before stated,  would  exceed  an  amount  equal  to  sixty  (60)  per  cent  of 
the  final  salary  of  such  municipal  employee,  the  annuity  of  each  child  of 
such  municipal  employee  shall  be  reduced  pro  rata  so  that  the  combined 
annuities  for  such  family  shall  not  exceed  an  amount  equal  to  sixty  (60) 
per  cent  of  such  sklary. 

Any  annuity  which  shall  be  granted  for  the  benefit  of  any  child 
shall  be  paid  to  the  parent  of  such  child  who  shall  be  providing  for  such 
child,  unless  another  person  shall  have  been  or  shall  be  appointed  by  a 
court  of  law  as  the  guardian  of  such  child. 

On  or  before  the  first  day  in  the  month  of  October  of  each  year, 
the  Retirement  Board  shall  submit  an  estimate,  to  the  City  Council  of 
such  city,  of  the  amount  which  will  be  required  to  pay  annuities  to  chil- 
dren during  the  succeeding  year,  and  such  amount  shall  be  paid  into  the 
Annuity  and  Benefit  Fund  herein  provided  for  from  taxes  levied  and  col- 
lected for  the  purposes  of  said  fund. 

§ 46  Benefit  to  be  known  as  “Duty  Disability  Benefit”  shall  be  pro- 
vided for  municipal  employees  in  the  service  who  shall  become  disabled 
as  the  result  of  injury  incurred  in  the  performance  of  any  act  or  acts 
of  duty. 

Benefit  to  be  known  as  “Child’s  Disability  Benefit”  shall  be  provided 
for  municipal  employees  disabled  as  stated  in  the  preceding  paragraph 
who  shall  be  the  parents  of  any  child  or  children  less  than  eighteen  (18) 
years  of  age. 

Any  municipal  employee  less  than  sixty-five  (65)  years  of  age, 
who  shall  become  disabled  subsequent  to  the  first  day  in  the  month 
of  January  of  the  first  year  after  the  year  in  which  this  Act  shall 
come  in  force  and  effect  in  such  city,  as  the  result  of  injury  incurred 
in  the  performance  of  any  act  or  acts  of  duty,  shall  have  a right  to 
receive  Duty  Disability  Benefit,  during  any  period  of  such  disability  for 
which  such  municipal  employee  shall  not  receive  nor  have  a right  to 
receive  salary,  of  an  amount  equal  to  seventy-five  (75)  per  cent  of 
his  salary  as  it  shall  be  at  the  time  of  such  injury.  Any  such  municipal 
employee  shall  also  have  a right  to  receive  Child’s  Disability  Benefit 
of  amounts  of  ten  (10)  dollars  a month  on  account  of  each  child 
(the  issue  of  such  municipal  employee)  less  than  eighteen  (18)  years 
of  age ; provided,  the  total  amount  of  Child’s  Disability  Benefit  which 
shall  be  granted  or  paid  to  any  such  municipal  employee  shall  not  exceed 
fifteen  (15)  per  cent  of  the  salary,  as  aforesaid,  of  such  municipal 
employee.  Such  benefit  or  benefits  shall  be  paid  to  such  disabled 
municipal  employees  periodically  according  to  rules  concerning  such 
benefits  to  be  adopted  by  the  Retirement  Board. 

42 


The  first  payment  of  any  Duty  Disability  Benefit  or  Child’s  Disa- 
bility Benefit  which  any  municipal  employee  shall  have  a right  to  re- 
ceive shall  be  made  not  later  than  one  month  after  such  benefit  shall 
be  granted  by  the  Retirement  Board  and  each  subsequent  payment  of 
such  benefit  shall  be  made  at  a time  not  later  than  one  month  from 
and  after  the  time  when  the  latest  payment  of  such  benefit  shall  have 
been  made. 

Proof  of  disability  shall  be  furnished  to  tlie  Retirement  Board  by 
at  least  one  licensed  and  practicing  physician,  appointed  by  said  Retire- 
ment Board,  and  said  Retirement  Board  may  require  other  evidence  of 
disability.  Each  disabled  municipal  employee  who  shall  receive  any 
Duty  Disability  Benefit  under  the  provisions  of  this  section  shall  be 
examined  at  least  once  a year  by  one  or  more  licensed  and  practicing 
physician  or  physicians  appointed  by  said  Retirement  Board.  Such 
physician  or  physicians  shall  advise  said  Retirement  Board,  whether  the 
disability  of  such  municipal  employee  continues  or  not.  When  the  disa- 
bility of  any  such  municipal  employee  shall  cease,  the  said  Board  shall 
discontinue  payment  of  Duty  Disability  Benefit  and  of  Child’s  Disability 
Benefit  to  such  municipal  employee  and  such  municipal  employee  shall 
be  returned  to  active  service  as  a municipal  employee. 

Duty  Disability  Benefit  shall  be  paid  to  any  municipal  employee, 
disabled  as  aforesaid,  during  any  period  of  such  disability  until  such 
disabled  municipal  employee  shall  have  become  sixty-five  (65)  years  of 
age,  and  Child’s  Disability  Benefit  shall  be  paid  to  any  such  municipal 
employee,  who  shall  be  the  parent  of  any  child  or  children  (the  issue 
of  such  municipal  employee)  less  than  eighteen  (18)  years  of  age, 
during  any  such  period  of  time  until  such  child  or  children  of  such 
municipal  employee  shall  attain  an  age  of  eighteen  (18)  years. 

When  any  municipal  employee  so  disabled  shall  become  sixty-five 
(65)  years  of  age,  such  disability  benefit  or  benefits  shall  cease  and 
such  municipal  employee,  if  still  disabled,  shall  thereafter  receive  such 
annuity  or  annuities  as  are  provided  for  in  accordance  with  other  pro- 
visions of  this  Act. 

No  municipal  employee  so  disabled  after  he  shall  have  become 
sixty-five  (65)  or  more  years  of  age,  shall  have  a right  to  receive  Duty 
Disability  Benefit  or  Child’s  Disability  Benefit. 

In  lieu  of  all  amounts  ordinarily  deducted,  for  annuity  purposes, 
from  the  salary  of  any  municipal  employee,  disabled  as  aforesaid,  the 
city  shall  contribute  sums  equal  to  such  amounts  for  any  period  of 
disability  of  such  municipal  employee  during  which  he  shall  receive 
Duty  Disability  Benefit.  Such  sums  so  contributed  shall  be  credited  to 
such  disabled  municipal  employee  as  though  they  were  deducted  from 
his  salary  and  shall  be  regarded  for  annuity  and  refund  purposes  as 
sums  deducted  from  such  salary. 

The  city  shall  also  contribute  all  amounts  ordinarily  contributed 
by  it  for  annuity  purposes  for  such  municipal  employee  as  though 
he  were  in  active  discharge  of  his  duties  during  any  such  period  of 
disability. 

The  Retirement  Board  shall  submit  an  estimate  on  or  before  the 
first  day  in  the  month  of  October  of  each  year  to  the  City  Council 
of  such  city,  of  the  amount  necessary  to  provide  Duty  Disability  Bene- 

43 


fits  and  Child’s  Disability  Benefits  during  the  succeeding  calendar  year 
and  such  amount  shall  be  paid  into  the  Annuity  and  Benefit  Fund  herein 
provided  for  from  taxes  levied  and  collected  for  the  purposes  of  said 
fund. 

§ 47.  Benefit  to  be  known  as  “Ordinary  Disability  Benefit”  shall 
be  provided  for  municipal  employees  in  the  service  who  shall  become 
disabled  as  the  result  of  any  cause  other  than  injury  incurred  in  the 
performance  of  an  act  or  acts  of  duty. 

Any  municipal  employee  less  than  sixty-five  (65)  years  of  age, 
who  shall  become  disabled  subsequent  to  the  first  day  in  the  month 
of  January  of  the  first  year  after  the  year  in  which  this  Act  shall 
come  in  force  and  effect  in  such  city,  as  the  result  of  any  cause  other 
than  injury  incurred  in  the  performance  of  an  act  or  acts  of  duty, 
shall  have  a right  to  receive  Ordinary  Disability  Benefit  during  any 
period  or  periods  of  any  such  disability,  after  the  first  thirty  (30) 
days  of  any  such  period  which  shall  not  exceed,  in  the  aggregate, 
throughout  the  entire  period  of  such  municipal  employee’s  service,  a 
period  of  time  equal  to  one-fourth  (i^)  of  the  entire  period  of  service 
rendered  by  such  municipal  employee  in  the  service  of  such  city  prior 
to  the  time  he  shall  have  become  so  disabled,  and  which  shall  not 
exceed  five  (5)  years  in  any  case.  In  computing  any  such  entire 
period  of  service,  any  period  of  time  during  which  such  municipal 
employee  shall  have  received  Ordinary  Disability  Benefit  under  the 
provisions  of  this  section  shall  not  be  included  for  the  purposes  of 
this  section. 

The  first  payment  of  Ordinary  Disability  Benefit  which  any  munici- 
pal employee  shall  have  a right  to  receive  shall  be  made  not  later  than 
one  month  after  such  benefit  shall  be  granted  by  the  Retirement  Board 
and  each  subsequent  payment  of  such  benefit  shall  be  made  at  a time 
not  later  than  one  month  from  and  after  the  time  when  the  latest  pay- 
ment of  such  benefit  shall  have  been  made. 

Proof  of  disability  shall  be  furnished  to  the  Retirement  Board  by 
at  least  one  licensed  and  practicing  physician  appointed  by  said  Retire- 
ment Board  and  said  Retirement  Board  may  require  other  evidence 
of  dis:ability.  Each  disabled  municipal,  employee  who  shall  receive 
Ordinary  Disability  Benefit  under  the  provisions  of  this  section  shall 
be  examined  at  least  once  a year  by  one  or  more  licensed  and  prac- 
ticing physician  or  physicians  appointed  by  said  Retirement  Board. 
Such  physician  or  physicians  shall  advise  said  Retirement  Board  whether 
the  disability  of  such  municipal  employee  continues  or  not.  When  the 
disability  of  any  such  municipal  employee  shall  cease,  the  said  Retire- 
ment Board  shall  discontinue  payment  of  Ordinary  Disability  Benefit 
to  such  municipal  employee  and  such  municipal  employee  shall  be  re- 
turned to  active  service  as  a municipal  employee. 

When  any  municipal  employee  so  disabled  shall  become  sixty-five 
(65)  years  of  age,  such  disability  benefit  shall  cease  and  such  municipal 
employee,  if  still  disabled,  shall  thereafter  receive  such  annuity  or  an- 
nuities as  are  provided  for  him  in  accordance  with  other  provisions  of 
this  Act. 


44 


No  municipal  employee  so  disabled  after  he  shall  have  become 
sixty-five  (65)  years  of  age  shall  have  a right  to  receive  Ordinary 
Disability  Benefit. 

Ordinary  Disability  Benefit  shall  consist  of  an  amount  equal  to 
fifty  (50)  per  cent  of  the  salary  of  such  disabled  municipal  employee, 
as  such  salary  shall  be  at  the  time  such  disability  shall  occur,  for  a 
period  of  time  equal  to  any  period  of  time  for  which  any  payment  of 
such  disability  benefit  shall  become  due  and  payable.  Before  any  pay- 
ment thereof  shall  be  made  to  any  municipal  employee,  an  amount  equal 
to  the  sum  or  sums  ordinarily  deducted  from  the  salary  of  such  municipal 
employee  for  all  annuity  purposes  during  a period  of  time  equal  to  that 
for  which  such  payment  of  Ordinary  Disability  Benefit  is  to  be  made 
shall  be  deducted  from  such  payment  and  credited  to  such  municipal 
employee  as  a deduction  from  his  salary  for  such  period.  Such  sums 
so  deducted  and  credited  shall  be  regarded,  for  annuity  and  refund 
purposes,  as  sums  deducted  from  the  salary  of  such  municipal  employee. 

The  city  shall  contribute  all  amounts  ordinarily  contributed  by  it 
for  annuity  purposes  for  such  disabled  municipal  employee  as  though 
he  were  in  active  discharge  of  his  duties  during  any  such  period  of 
disability. 

The  Retirement  Board  shall  submit  an  estimate,  on  or  before  the 
first  day  in  the  month  of  October  of  each  year,  to  the  City  Council 
of  such  city,  of  the  sum  necessary  to  provide  Ordinary  Disability  Bene- 
fits during  the  succeeding  calendar  year.  Such  estimates  shall  show 
the  amounts  to  be  provided  during  such  calendar  year  by  the  munici- 
pal employees  included  under  the  provisions  of  this  section,  and  by 
the  city. 

To  provide  Ordinary  Disability  Benefit,  contributions  shall  be  made 
by  all  municipal  employees  less  than  sixty-five  (65)  years  of  age,  and 
by  the  city  as  follows : 

During  the  first  year  after  the  year  in  which  this  Act  shall  come 
in  force  and  effect  in  such  city,  three-fourths  (%)  of  one  (1)  per  cent 
of  the  annual  salary  of  each  such  municipal  employee,  except  those 
municipal  employees  who  are  in  receipt  of  Duty  Disability  Benefits  or 
Ordinary  Disability  Benefits,  shall  be  deducted  from  the  first  payment 
of  salary  or  wages  due  and  payable  to  each  such  municipal  employee 
in  the  months  of  January,  April,  July  and  October  of  such  year  and 
shall  be  contributed  to  the  Annuity  and  Benefit  Fund  herein  provided 
for.  Such  deductions  shall  be  made  at  the  times  such  payments  of 
salary  are  payable. 

Concurrently  with  each  such  deduction  from  the  salary  of  any  such 
municipal  employee,  the  city  shall  contribute  a sum  equal  to  one- fourth 
(%)  of  one  (1)  per  cent  of  each  such  payment  of  the  salary  of  such 
municipal  employee.  If  it  shall  not  be  possible  or  practicable  for  the 
city  to  make  any  such  contribution  at  the  same  time  any  such  deduction 
shall  be  made,  the  city  shall  make  such  contributions  as  soon  as  possible 
and  practicable  thereafter,  with  interest  thereon  at  the  rate  of  four  (4) 
per  cent  per  annum  to  the  date  such  contribution  shall  be  made  so  that 
each  such  contribution  shall  exactly  equal  the  value  of  each  such  corre- 
sponding deduction  as  such  value  shall  be  at  the  time  such  contribution 
shall  be  made. 


45 


During  the  second  year  after  the  year  in  which  this  Act  shall  come 
in  force  and  effect  in  such  city,  and  during  each  year  thereafter  one- 
half  (%)  of  the  total  sum  which  shall  be  estimated  annually  by  the 
Retirement  Board  as  necessary  to  provide  Ordinary  Disability  Benefits 
during  such  year  shall  be  contributed  by  the  municipal  employees  in- 
cluded under  the  provisions  of  this  section  as  follows : 

Such  amount  (one-half  (%)  of  said  total  sum)  shall  be  prO'  rated 
among  all  such  municipal  employees  in  proportion  to  the  annual  salary 
of  each  such  municipal  employee  and  a sum  equal  to  one-fourth  (Vi) 
of  the  amount  pro  rated  to  any  such  municipal  employee  shall  be  de- 
ducted from  the  first  payment  of  salary  or  wages  due  and  payable  to 
such  municipal  employee  in  the  months  of  January,  April,  July  and 
October  of  each  such  year. 

Concurrently  with  each  such  deduction  from  the  salary  of  each 
such  municipal  employee  the  city  shall  contribute  a sum  equal  | to  the 
amount  of  such  deduction.  If  it  shall  not  be  possible  or  practicable  for 
the  city  to  make  any  such  contribution  at  the  same  time  any  such  deduc- 
tion shall  be  made,  the  city  shall  make  such  contribution  as  soon  as 
possible  and  practicable  thereafter  with  interest  thereon  at  the  rate  of 
four  (4)  per  cent  per  annum  to  the  date  such  contribution  shall  be 
made  so  that  each  such  contribution  shall  exactly  equal  the  value  of 
each  such  corresponding  deduction  as  such  value  shall  be  at  the  time 
such  contribution  shall  be  made. 

If  the  name  of  any  municipal  employee,  included  under  the  pro- 
visions of  this  subsection,  shall  not  appear  upon  the  payroll  of  the 
department  in  which  he  shall  be  employed  during  the  months  of  January, 
April,  July  or  October  of  any  year,  such  municipal  employee  may  retain 
his  rights  to  Ordinary  Disability  Benefit,  hereunder,  by  paying  an  amount 
equal  to  that  which  would  have  been  deducted  from  his  salary  during 
any  such  month,  if  his  name  had  appeared  upon  the  payroll  during  such 
month,  into  the  Annuity  and  Benefit  Fund  herein  provided  for,  on  or 
before  the  tenth  day  of  the  succeeding  month ; provided,  that  if  the  tenth 
day  of  such  month  shall  fall  upon  a Sunday  or  a legal  holiday  such 
payment  shall  be  made  on  or  before  the  day  preceding  the  tenth  day  of 
such  month. 

If  any  such  municipal  employee,  as  aforesaid,  shall  fail  to  pay  the 
amount  stated  into  the  Annuity  and  Benefit  Fund  herein  provided  for, 
as  stated,  such  municipal  employee  shall  not  have  any  right  to  Ordinary 
Disability  Benefits  thereafter,  and  such  municipal  employee  shall  be 
exempt  from  the  provisions  of  this  subsection,  unless  such  municipal 
employee  shall  apply  for  reinstatement  and  shall  submit  to  an  exami- 
nation or  examinations  by  a physician  or  physicians,  designated  by  the 
Retirement  Board  to  make  any  such  examination,  and  shall  be  found  by 
such  physician  or  physicians  to  be  in  good  physical  condition.  Any 
such  municipal  employee  shall  be  required  to  pay  a fee,  not  in  excess 
of  three  (3)  dollars,  for  any  one  such  examination. 

§ 48.  Notwithstanding  the  provisions  of  Sections  46  and  47  of 
this  Act,  if  any  municipal  employee  who  shall  apply  for  or  who  shall 
have  been  granted  any  disability  benefit  under  the  provisions  of  either 
such  section  shall  refuse  to  submit  to  examination  by  any  physician  or 

46 


surgeon  appointed  as  aforesaid,  such  municipal  employee  shall  not  have 
any  right  to  receive  such  disability  beneht  and  any  such  beneht  which 
shall  have  been  granted  shall  be  cancelled  immediately  upon  such  refusal. 

No  disability  benefit  shall  be  paid  on  account  of  any  form  of  disa- 
bility for  any  period  of  time  for  which  a disabled  municipal  employee 
shall  receive  any  part  of  his  salary,  and  no  such  benefit  shall  be  paid 
for  any  period  of  disability  for  which  a disabled  municipal  employee 
shall  have  any  right  to  receive  any  part  of  his  salary  under  any  law 
or  ordinance  in  efect  in  such  city. 

If  any  municipal  employee  who  shall  be  disabled  shall  receive  any 
■compensation  from  such  city  on  account  of  such  disability  under  and 
by  virtue  of  the  law  known  as  the  Workmen’s  Compensation  Act  the 
■disability  benefit  herein  provided  for  such  municipal  employee  shall 
be  reduced  by  any  amount  so  received  if  such  amount  shall  be  less 
than  the  amount  of  such  benefit;  and  if  the  amount  or  amounts  re- 
■ceived  as  compensation  exceed  the  amount  of  the  disability  benefit  herein 
provided  for  such  municipal  employee,  such  municipal  employee  shall 
not  receive  any  such  disability  benefit  until  a period  of  time  during  which 
such  benefit  payable  at  the  rate  herein  stated  would  equal  the  amount 
>of  such  compensation  shall  have  expired.  In  calculating  any  such  period 
of  time,  interest  upon  the  amounts  of  money  involved  shall  not  be  con- 
sidered. 

§ 49.  Notwithstanding  any  other  provisions  of  this  Act,  when- 
ever any  municipal  employee  who  shall  have  served  less  than  twenty 
(20)  years,  and  who  shall  have  received  Ordinary  Disability  Benefit 
under  the  provisions  of  this  Act,  shall  be  disabled,  as  the  result  of 
any  cause  other  than  injury  incurred  in  the  performance  of  an  act 
or  acts  of  duty,  for  a period  or  periods  of  time  aggregating  in  excess 
of  one-fourth  (%)  of  the  entire  term  of  such  service  rendered  by  such 
municipal  employee,  exclusive  of  any  period  of  disability  during  which 
•such  municipal  employee  shall  have  received  Ordinary  Disability  Bene- 
fit under  the  provisions  of  this  Act,  and  whenever  any  municipal  em- 
ployee who  shall  have  served  twenty  (20)  or  more  years,  exclusive  of 
any  period  of  disability  during  which  such  municipal  employee  shall 
have  received  Ordinary  Disability  Benefit  under  the  provisions  of  this 
Act,  shall  be  so  disabled  for  a period  or  periods  of  time  aggregating 
in  excess  of  five  (5)  years,  and  such  municipal  employee  shall  resign 
■or  be  discharged  from  the  service  while  still  so  disabled  and  before 
he  shall  have  attained  an  age  of  fifty-five  (55)  years,  such  municipal 
•employee  shall  have  the  right  to  receive  annuity  from  and  after  the 
date  of  such  resignation  or  discharge  from  the  service  of  such  amount 
as  can  be  provided  from  the  sum  to  the  credit  of  such  municipal  em- 
ployee on  the  date  of  such  resignation  or  discharge  for  the  purpose  of 
providing  annuity  for  such  municipal  employee.  Any  such  annuity 
shall  be  computed  as  of  the  age  of  the  municipal  employee  concerned  on 
the  date  of  his  resignation  or  discharge  from  the  service. 

The  annuity  to  which  the  wife  of  any  such  municipal  employee 
shall  have  a right  from  and  after  the  date  of  the  death  of  such  munici- 
pal employee  shall  be  fixed  on  the  date  of  the  resignation  or  discharge 
of  such  municipal  employee.  It  shall  be  of  such  amount  as  can  be 

47 


provided  from  the  amount  to  the  credit  of  such  municipal  employee  on 
the  date  of  his  resignation  or  discharge  from  the  service,  for  the  pur- 
pose of  providing  annuity  for  the  widow  of  such  municipal  employee. 
Any  such  annuity  shall  be  computed  as  of  the  age  of  such  wife  on 
the  date  of  such  resignation  or  discharge;  prozndcd,  that  if  such  wife 
shall  be  older  than  five  (5)  years  the  junior  of  her  husband  her  age 
shall  be  assumed  to  be  five.  (5)  years  less  than  his. 

In  the  case  of  the  death  of  any  such  municipal  employee  after  he 
shall  have  entered  upon  annuity,  any  child  under  the  age  of  eighteen 
(18)  years,  who  shall  be  the  issue  of  such  municipal  employee,  shall 
have  a right  to  receive  annuity  of  the  same  amount  as  is  specified  in 
Section  44  of  this  Act  for  a child  of  a future  entrant  who  shall  retire 
after  he  shall  have  attained  an  age  of  fifty-five  (55)  years,  and  the 
limitation  stated  in  said  Section  44  concerning  the  amount  of  annuity 
to  be  paid  to  the  family  of  a municipal  employee  shall  apply  in  any  case 
to  which  this  section  shall  apply. 

§ 50.  Notwithstanding  the  provisions  of  any  other  section  or  sec- 
tions of  this  Act  to  the  effect  that  certain  annuities  shall  be  life  annuities ; 
in  any  case  in  which  the  sum  to  the  credit  of  a municipal  employee  for 
the  purpose  of  providing  annuity  for  such  municipal  employee  shall  be 
insufficient — at  the  time  the  amount  of  such  annuity  shall  be  fixed,  as- 
hereinbefore  provided — to  provide  life  annuity,  payable  at  the  rate  of  ten 
(10)  dollars  a month,  for  such  municipal  employee,  a term  annuity  pay- 
able at  the  rate  of  ten  ( 10)  dollars  a month  shall  be  fixed  for  such  muni- 
cipal employee  and  such  annuity  shall  be  paid  to  him  for  such  a period 
of  time  as  such  payments  can  be  made  from  the  aforesaid  sum  to  the 
credit  of  such  municipal  employee ; and,  in  any  case  in  which  the  sum 
to  the  credit  of  a municipal  employee  for  the  purpose  of  providing  annuity 
for  the  widow  of  such  municipal  employee  shall  be  insufticient  at  the 
time  the  amount  of  such  annuity  shall  be  fixed,  as  hereinbefore  provided,, 
to  provide  a life  annuity,  payable  at  the  rate  of  ten  (10)  dollars  a month, 
for  such  widow,  a term  annuity  payable  at  the  rate  of  ten  (10)  dollars 
a month,  shall  be  fixed  for  such  widow,  and  such  annuity  shall  be  paid 
to  such  widow  for  such  a period  of  time  as  such  payments  can  be  made 
from  the  aforesaid  sum  to  the  credit  of  such  municipal  employee. 

Any  annuity  described  in  this  section  shall  be  computed  according 
to  the  American  Experience  Table  of  Mortality  and  interest  at  the  rate 
of  three  and  one-half  (3^)  or  four  (4)  per  cent  per  annum,  whichever 
such  rate  of  interest  shall  apply  in  any  particular  case  in  accordance  with 
foregoing  provisions  of  this  Act. 

§ 51.  In  computing  the  term  of  service  rendered  by  any  municipal 
employee  prior  to  the  first  day  in  the  month  of  January  of  the  first  year 
after  the  year  in  which  this  Act  shall  come  in  force  and  effect  in  such 
city,  the  entire  period  of  time  beginning  on  the  date  when  such  municipal 
employee  was  appointed  to  the  service  and  ending  on  the  thirty-first  day 
in  the  month  of  December  of  the  year  in  which  this  Act  shall  come  in 
force  and  effect  in  such  city  except  any  intervening  period  of  time  during 
which  such  municipal  employee  shall  have  been  separated  by  resignation 
or  discharge  from  the  service  of  such  city  shall  be  counted  as  a period  of 
service  for  all  purposes  of  this  Act. 


48 


In  computing  the  term  of  service  rendered  by  any  municipal  em- 
ployee subsequent  to  the  thirty-first  day  in  the  month  of  December  of 
the  year  in  which  this  Act  shall  come  in  force  and  effect  in  such  city,  the 
following  periods  of  time  shall  be  counted  as  periods  of  service  for  annuity 
purposes ; any  period  of  time  during  which  such  municipal  employee 
shall  perform  the  duties  of  his  position,  any  period  of  vacation,  any 
period  of  leave  of  absence  with  whole  or  part  pay,  any  period  of  leave 
of  absence  without  pay  not  longer  than  ninety  (90)  days,  any  period  of 
disability  for  which  such  municipal  employee  shall  receive  any  disability 
benefit,  and  any  period  of  disability  for  which  the  municipal  employee 
concerned  shall  receive  whole  or  part  pay. 

In  computing  the  term  of  service  rendered  by  any  municipal  employee 
subsequent  to  the  thirty-first  day  in  the  month  of  December  of  the  year 
in  which  this  Act  shall  come  in  force  and  effect  in  such  city,  for  Ordinary 
Disability  Benefit  purposes,  all  periods  of  time  described  in  the  preceding 
paragraph,  except  any  such  period  of  time  for  which  such  municipal 
employee  shall  receive  Ordinary  Disability  Benefit,  shall  be  counted  as 
periods  of  service. 

§ 52.  It  is  the  intention  of  this  Act  that  the  Annuity  and  Benefit 
Fund  herein  provided  for  shall  on  the  first  day  in  the  month  of  January 
of  the  first  year  after  the  year  in  which  this  Act  shall  come  in  force  and 
effect  in  such  city,  and  thereafter,  supersede  and  take  the  place  of  any 
Municipal  Pension  Fund  which  shall  be  in  operation,  in  such  city,  under 
and  by  virtue  of  an  Act  entitled,  “An  Act  to  provide  for  the  formation 
and  disbursement  of  a pension  fund  in  cities,  villages  and  incorporated 
towns  having  a population  exceeding  100,000  inhabitants  for  municipal 
employees  appointed  to  their  positions  under  and  by  virtue  of  an  Act 
entitled  “An  Act  to  regulate  the  civil  service  of  cities,”  approved  and  in 
force  March  20,  1895,  and  for  those  who  were  appointed  prior  to  the 
passage  of  said  Act  and  who  are  now  in  the  service  of  such  city,  village 
or  town,”  approved  May  31,  1911,  in  force  July  1,  1911,  as  subsequently 
amended,  at  the  time  this  Act  shall  come  in  force  and  effect  in  such 
city,  and  that  such  Municipal  Pension  Fund  shall  be  merged  into  and 
become  part  of  the  Annuity  and  Benefit  Fund  herein  provided  for  and 
that  such  Annuity  and  Benefit  Fund  shall  be  construed  to  be  a continua- 
tion of  such  Municipal  Pension  Fund.  Therefore,  if  any  Municipal 
Pension  Fund,  created  and  maintained  under  and  by  virtue  of  said  Act, 
as  subsequently  amended,  shall  be  in  operation  in  any  such  city  at  the 
time  this  Act  shall  come  in  force  and  effect  in  such  city,  all  moneys, 
securities  and  other  assets  of  such  fund  shall  be  transferred,  on  the  first 
day  in  the  month  of  January  of  the  first  year  after  the  year  in  which  this 
Act  shall  come  in  force  and  effect  in  such  city,  by  the  board  of  trustees 
o'f  such  fund  to  the  Retirement  Board  of  the  Annuity  and  Benefit  Fund 
herein  provided  for,  which  Retirement  Board  is  hereby  empowered  to 
receive  them,  and  shall  be  placed  in  the  Annuity  and  Benefit  Fund  herein 
provided  for  and  such  Municipal  Pension  Fund  shall  then  cease  to  exist 
as  a separate  fund.  If  it  shall  not  be  possible  or  practicable  for  the  board 
of  trustees  of  any  such  Municipal  Pension  Fund  to  transfer  all  moneys, 
securities  and  other  assets  of  such  fund  to  the  said  Retirement  Board 
on  the  first  day  in  the  month  of  January  of  the  first  year  after  the  year  in 

49 


which  this  Act  shall  come  in  force  and  efifect  in  such  city,  all  such  moneys, 
securities  and  other  assets  shall  be  transferred  to  said  Retirement  Board 
as  soon  as  possible  and  practicable  after  such  day,  and  any  such  transfer 
shall  be  made  as  of  such  day. 

All  annuities,  pensions  and  other  benefits  allowed  prior  to  the  first 
day  in  the  month  of  January  of  the  first  year  after  the  year  in  which  this 
Act  shall  come  in  force  and  effect  in  such  city,  by  the  board  of  trustees 
of  such  IMunicipal  Pension  Fund  shall  thereafter  be  paid  by  the  said 
Retirement  Board  from  the  Annuity  and  Benefit  Fund  herein  provided 
for,  according  to  the  law  or  laws  under  which  such  annuities,  pensions,  or 
other  benefits  were  allowed. 

All  claims  for  any  annuity,  pension  or  other  benefit  from  such 
Municipal  Pension  Fund  which  are  pending  or  ungranted  on  the  first  day 
in  the  month  of  January  of  the  first  year  after  the  year  in  which  this 
Act  shall  come  in  force  and  effect,  in  such  city,  shall  be  allowed  or  dis- 
allowed by  said  Retirement  Board  according  to  the  provisions  of  said  Act 
entitled,  “An  Act  to  provide  for  the  formation  and  disbursement  of  a 
pension  fund  in  cities,  villages  and  incorporated  towns  having  a population 
exceeding  100,000  inhabitants  for  municipal  employees  appointed  to  their 
position  under  and  by  virtue  of  an  Act  entitled  “An  Act  to  regulate  the 
civil  service  of  cities,”  approved  and  in  force  March  20,  1895,  and  for 
those  who  were  appointed  prior  to  the  passage  of  said  Act  and  who  are 
now  in  the  service  of  such  city,  village  or  town,”  approved  May  31,  1911, 
in  force  July  1,  1911,  as  subsequently  amended,  and  those  which  shall  be 
allowed  shall  be  paid  from  the  Annuity  and  Benefit  Fund  herein  pro- 
vided for. 

On  and  after  the  first  day  in  the  month  of  January  of  the  first  year 
after  the  year  in  which  this  Act  shall  come  in  force  and  effect  in  such 
city  any  employee  of  such  city  who  shall  have  retired  from  the  service 
thereof  before  the  first  day  in  the  month  of  January  of  the  first  year  after 
the  year  in  which  this  Act  shall  come  in  force  and  effect  therein,  under 
the  provision  of  Section  S of  said  Act  entitled,  “An  Act  to  provide  for 
the  formation  and  disbursement  of  a pension  fund  in  cities,  villages  and 
incorporated  towns  having  a population  exceeding  100,000  inhabitants  for 
municipal  employees  appointed  to  their  positions  under  and  by  virtue 
of  an  Act  entitled  “An  Act  to  regulate  the  civil  service  of  cities,”  approved 
and  in  force  March  20,  1895,  and  for  those  who  were  appointed  prior 
to  the  passage  of  said  Act  and  who  are  now  in  the  service  of  such  city, 
village  or  town,”  approved  May  31,  1911,  in  force  July  1,  1911,  as  sub- 
sequently amended,  shall  have  a right  to  make  the  payments  therein 
specified  into  -the  Annuity  and  Benefit  Fund  herein  provided  for  and  to 
receive  the  pension  provided  for  such  employee  in  accordance  with  the 
provisions  of  said  Act. 

§ 53.  (a)  For  the  purpose  of  paying  Prior  Service  Annuities  and 

Widow’s  Prior  Service  Annuities  provided  for  in  this  Act,  and  all  annui- 
ties, pensions  and  benefits  which  have  been  or  which  shall  be  allowed  or 
granted  under  and  by  virtue  of  an  Act  entitled,  “An  Act  to  provide  for 
the  formation  and  disbursement  of  a pension  fund  in  cities,  villages  and 
incorporated  towns  having  a population  exceeding  100,000  inhabitants  for 
municipal  employees  appointed  to  their  positions  under  and  by  virtue  of 

50 


an  Act  entitled,  “An  Act  to  regulate  the  civil  service  of  cities,”  approved 
and  in  force  March  20,  1895,  and  for  those  who  were  appointed  prior  to 
the  passage  of  said  Act  and  who  are  now  in  the  service  of  such  city, 
village  or  town,”  approved  May  31,  1911,  in  force  July  1,  1911,  as  sub- 
sequently amended,  or  under  and  by  virtue  of  Sections  52  and  57  of  this 
Act  also  for  the  purpose  of  providing  a sufficient  amount *of  money  in  the 
Investment  and  Interest  Fund,  described  in  subdivision  (1)  of  Section 
56  of  this  Act,  to  make  possible  the  transfer  of  moneys  from  said  fund 
to  other  funds  of  the  Annuity  and  Benefit  Fund  herein  provided  for  as 
stated  in  said  subdivision  (1)  of  said  Section  56,  such  city  shall  contribute 
the  sum  of  six  hundred  thousand  dollars  ($600,000.00)  each  year  to  the 
Annuity  and  Benefit  Fund  herein  provided  for,  beginning  in  the  first  year 
after  the  year  in  which  this  Act  shall  come  in  force  and  effect  in  such 
city;  provided  however,  if  in  any  one  year  such  sum  of  six  hundred  thou- 
sand dollars  ($600,000.00)  together  with  all  other  sums  required  during 
such  year  for  the  purposes  of  the  Annuity  and  Benefit  Fund  herein  pro- 
vided for,  in  accordance  with  the  provisions  of  this  Act,  shall  constitute 
an  amount  in  excess  of  the  total  amount  received  into  said  Annuity  and 
Benefit  Fund  during  such  year,  all  sums  required  for  purposes  other 
than  those  stated  in  this  section  shall  be  applied  for  such  purposes  and  the 
balance  of  the  said  total  amount  received  shall  be  applied  for  the  purposes 
named  in  this  section. 

(b)  All  such  amounts  contributed  by  the  city  shall  be  placed  in  the 
Prior  Service  Annuity  Fund  described  in  subdivision  (f)  of  Section  56 
of  this  Act.  When  the  assets  of  the  said  Prior  Service  Annuity  Fund  shall 
equal  the  liabilities  thereof  (including  in  addition  to  all  other  liabilities 
of  such  fund,  the  present  values,  according  to  the  American  Experience 
Table  of  Mortality  and  interest  at  the  rate  of  four  (4)  per  cent  per 
annum,  of  all  annuities,  present  or  prospective,  to  be  paid  from  said 
Prior  Service  Annuity  Fund)  the  city  shall  cease  to  contribute  the  sum 
stated  in  paragraph  (a)  of  this  section  or  any  part  thereof ; provided, 
however,  if  at  any  time  the  assets  of  the  said  Investment  and  Interest 
Fund  shall  not  be  sufficient  to  permit  of  a transfer  of  moneys  from  said 
fund  to  any  other  fund  of  the  Annuity  and  Benefit  Fund  herein  provided 
for,  in  accordance  with  the  provisions  of  subdivision  (1)  of  Section  56 
of  this  Act,  the  city  shall,  as  soon  as  possible  and  practicable  thereafter, 
contribute  a sum  or  sums  sufficient  to  make  possible  such  transter  of 
the  amount  or  amounts  of  money  required,  and  provided  further,  if  by 
reason  of  annexation  of  territory  and  the  employment  by  such  city  of 
any  municipal  employee  employed  in  any  such  territory  at  the  time  of 
such  annexation,  after  the  city  shall  have  ceased  to  contribute  as  provided 
in  paragraph  (a)  of  this  section,  contributions  of  moneys  to  provide 
Prior  Service  Annuity  and  Widow’s  Prior  Service  Annuity  (either  or 
both)  for  or  on  account  of  such  municipal  employee  shall  become  nec- 
essary for  such  annuity  purposes,  the  city  shall  as  soon  as  possible  and 
practicable  thereafter,  contribute  a sum  or  sums  sufficient  to  provide  such 
annuities.  However,  *the  city  shall  not  in  any  event  contribute  any  amount 
in  excess  of  six  hundred  thousand  dollars  ($600,000.00)  in  any  one  year 
for  any  and  all  purposes  stated  in  this  section. 

51 


§ 54.  For  the  purpose  of  paying  annuities,  the  Retirement  Board 
may  at  all  times  keep  and  hold  uninvested  a sum.  not  in  excess  of  the 
amount  required  to  make  all  annuity  payments  which  shall  become  due 
and  payable  within  the  following  ninety  (90)  days.  Such  sum  or  any 
part  thereof  shall  be  kept  on  deposit  in  any  bank  in  the  State  of  Illinois, 
organized  under  the  laws  of  said  State  as  a State  bank,  or  organized  under 
the  laws  of  the  United  States  as  a National  bank;  provided,  that  the 
amount  which  said  Retirement  Board  may  deposit  in  any  such  bank  shall 
not  in  any  case  exceed  twenty-five  (25)  per  cent  of  the  paid  up  capital 
and  surplus  of  such  bank. 

§ 55.  No  annuity  shall  be  fixed,  granted,  or  paid  and  no  disability 
benefit  shall  be  granted  or  paid,  under  or  by  virtue  of  this  Act  before  the 
first  day  in  the  month  of  January  of  the  first  year  after  the  year  in  which 
this  Act  shall  come  in  force  and  effect  in  such  city. 

§ 56.  (a)  All  money  and  property  which  shall  be  received  by  the 

Retirement  Board  for  the  Annuity  and  Benefit  Fund  herein  provided 
for  shall  be  placed  in  some  one  or  more  of  the  following  described  funds 
which  shall  be  established  and  maintained  by  said  Retirement  Board  within 
the  said  Annuity  and  Benefit  Fund. 

(b)  Expense  Fund: — All  amounts  of  money  which  shall  be  con- 
tributed by  the  city  and  all  amounts  which  shall  be  deducted  from  the 
salaries  of  municipal  employees  to  defray  the  cost  of  administration  of 
the  Annuity  and  Benefit  Fund  herein  provided  for,  as  stated  in  Section  13 
of  this  Act,  shall  be  paid  into  a fund  to  be  known  as  the  Expense  Fund. 
All  expenses  of  such  administration  shall  be  paid  from  this  fund. 

(c)  City  Contribution  Fund: — All  amounts  of  money  which  the 
city  shall  contribute  for  Age  and  Service  Annuity,  Widow’s  Annuity  and 
Supplementary  Annuity  purposes — except  those  contributed  as  provided 
in  section  46  of  this  Act,  in  lieu  of  deductions  from  the  salary  of  any 
municipal  employee  who  shall  receive  Duty  Disability  Benefit — also  all 
amounts  which  shall  be  transferred  to  this  fund  from  the  Investment 
and  Interest  Fund  shall  be  placed  in  this  fund. 

An  individual  account  shall  be  kept  in  this  fund  concerning  each 
municipal  employee  for  whose  benefit  the  city  shall  contribute  for  Age 
and  Service  Annuity  or  for  Widow’s  Annuity  purposes  (the  former  or 
both)  and  concerning  each  widow  for  whose  benefit  the  city  shall  con- 
tribute for  Supplementary  Annuity  purposes.  As  such  contributions  are 
received  they  shall  be  credited  to  the  accounts  of  the  various  persons  for 
whom  they  shall  be  made. 

At  least  once  each  year,  and  always  before  any  moneys  shall  be 
transferred  from  this  fund  to  any  other  fund  described  in  this  section, 
the  sums  thus  credited  shall  be  improved  by  the  proper  interest  accretions. 

When  the  amount  of  annuity  to  be  paid  to  any  municipal  employee, 
or  to  the  widow  of  any  municipal  employee  shall  be  fixed,  and  when 
Supplementary  Annuity  for  the  widow  of  any  municipal  employee  shall 
first  become  payable,  the  total  amount  in  this  fund  for  the  purpose  of 
providing  such  annuity  and  required  for  such  purpose  shall  be  taken 
therefrom  and  placed  in  the  Annuity  Payment  Fund. 

52 


In  any  case  in  which  there  shall  be  in  this  fund  to  the  credit  of 
any  municipal  employee  who  shall  resign  or  be  discharged  from  the 
service  before  such  municipal  employee  shall  have  attained  an  age  of 
sixty-five  (65)  years  an  amount  in  excess  of  that  required  to  provide  Age 
and  Service  Annuity  for  such  municipal  employee,  or  an  amount  in  excess 
of  that  required  to  provide  Widow’s  Annuity  for  the  wife  of  such  muni- 
cipal employee  (either  or  both),  such  amount  or  amounts  shall  be  retained 
in  this  fund  and  improved  by  interest  at  the  rate  of  four  (4)  per  cent 
per  annum  until  such  mimicipal  employee  shall  become  sixty-five  (65) 
years  of  age  or  shall  die,  whichever  event  shall  occur  first.  Any  such 
accumulated  amount  shall  then  be  used  in  accordance  with  the  provisions 
•of  subdivision  (d)  of  section  39  of  this  Act. 

(d)  Salary  Deduction  Fund: — All  amounts  of  money  which  shall 
be  deducted  from  the  salaries  of  municipal  employees  for  Age  and 
Service  Annuity  and  Widow’s  Annuity  purposes,  also  all  amounts  of 
money  which  shall  be  contributed  by  the  city  for  any  such  annuity  pur- 
pose for  the  benefit  of  any  municipal  employee  who  shall  receive  Duty 
Disability  Benefit  under  the  provisions  of  section  46  of  this  Act,  in  lieu 
of  any  such  amount  which  would  have  been  deducted  from  the  salary 
of  such  municipal  employee  if  he  were  performing  active  duty,  also-  all 
amounts  which  shall  be  transferred  to  this  fund  from  the  Investment 
and  Interest  Fund  shall  be  placed  in  this  fund. 

An  individual  account  shall  be  kept  in  this  fund  concerning  each 
municipal  employee  from  whose  salary  any  such  amount  shall  be  deducted 
or  for  whose  benefit  the  city  shall  make  any  such  contribution.  As  such 
deductions  or  contributions  are  received  they  shall  be  credited  to  the 
accounts  of  the  various  persons  for  whom  they  shall  be  made. 

At  least  once  each  year,  and  always  before  any  moneys  shall  be 
transferred  from  this  fund  to  any  other  fund  described  in  this  section, 
the  sums  thus  credited  shall  be  improved  by  the  proper  interest  accretions. 

When  the  amount  of  annuity  to  be  paid  to  any  municipal  employee 
or  to  the  widow  of  any  municipal  employe  shall  be  fixed  or  granted,  the 
total  amount  in  this  fund  for  the  purposes  of  providing  such  annuity  and 
required  for  such  purpose  shall  be  taken  therefrom  and  placed  in  the 
Annuity  Payment  Fund. 

All  amounts  which  shall  have  resulted  from  deductions  from  the 
salary  of  any  municipal  employee,  and  all  amounts  which  shall  have 
resulted  from  contributions  made  by  the  city  for  the  benefit  of  any  munic- 
ipal employee  who  shall  receive  Duty  Disability  Benefit,  in  lieu  of  deduc- 
tion from  the  salary  of  such  municipal  employee,  in  accord  with  the  pro- 
visions of  section  46  of  this  Act,  that  are  to  be  refunded  in  accordance  with 
the  provisions  of  this  Act,  except  those  referred  to  in  subdivision  (e)  of 
this  section,  shall  be  paid  from  this  fund. 

(e)  Annuity  Payment  Fund: — All  amounts  of  money  which  shall 
be  taken  from  the  City  Contribution  Fund  and  from  the  Salary  De- 
duction Fund  for  the  purpose  of  paying  annuities  which  shall  have 
been  fixed,  also  all  amounts  which  shall  be  deducted  from  the  salary  of 
any  municipal  employee  after  the  amount  of  Age  and  Service  Annuity 
for  such  municipal  employee  shall  have  been  fixed,  also  all  amounts  which 
shall  be  transferred  to  this  fund  from  the  Investment  and  Interest  Fund 
shall  be  placed  in  this  fund. 


53 


All  Age  and  Service  Annuities  and  all  Widow’s  Annuities  shall  be 
paid  from  this  fund.  Any  amount  to  be  refunded  in  accordance  with  the 
provisions  of  subdivision  (e)  of  Section  39  of  this  Act  shall  be  paid 
from  this  fund. 

If  any  municipal  employee  who  shall  have  resigned  or  been  dis- 
charged from  the  service  and  whose  annuity  shall  have  been  fixed  or 
granted  shall  re-enter  the  service  before  he  shall  have  attained  an  age  of 
sixty-five  (65)  years,  an  amount  which  shall  be  determined  in  accordance 
with  the  provisions  of  paragraph  (a)  of  section  34  of  this  Act  shall  be 
transferrel  from  this  fund  and  placed  to  the  credit  of  such  municipal 
employee  for  Age  and  Service  Annuity  purposes  in  the  City  Contribution 
Fund  and  the  Salary  Deduction  Fund,  respectively.  Such  amount  shall  be 
divided  and  placed  in  said  funds  in  the  ratio  in  which  the  respective 
amounts  transferred  from  such  funds  to  this  fund  for  Age  and  Service 
Annuity  purposes  for  such  municipal  employee  bore  to  each  other  at  the 
time  the  annuity  for  such  municipal  employee  shall  have  been  fixed.  If 
the  woman  who  shall  be  the  wife  of  such  municipal  employee  when  he 
shall  re-enter  the  service  shall  be  the  one  who  was  his  wife  when  annuity 
for  the  wife  of  such  municipal  employee  shall  have  been  fixed,  an  amount 
to  be  determined  in  accordance  with  the  said  paragraph  (a)  of  said 
section  34  shall  be  transferred  from  this  fund  and  placed  to  the  credit  of 
such  municipal  employee  for  Widow’s  Annuity  purposes  in  the  City  Con- 
tribution Fund  and  the  Salary  Deduction  Fund,  respectively.  Such 
amount  shall  be  divided  and  placed  in  said  funds  in  the  ratio  which  the 
respective  amounts  transferred  from  such  funds  to  this  fund  for  Widow’s 
Annuity  purposes  for  the  wife  of  such  municipal  employee  bore  to  each 
other  at  the  time  the  annuity  for  the  wife  of  such  municipal  employee 
shall  have  been  fixed. 

(f ) Prior  Service  Annuity  Fund  : — All  amounts  of  many  which  shall 
be  contributed  by  the  city  for  Prior  Service  Annuity  and  for  Widow’s 
Prior  Service  Annuity  purposes  and  all  money  which  shall  be  contributed 
by  the  city  to  provide  annuities  in  accordance  with  the  provisions  of  sec- 
tion 57  of  this  Act  shall  be  placed  in  this  fund.  All  assets  of  any  Munic- 
ipal Pension  Fund  which  shall  exist  under  and  by  virtue  of  an  Act  en- 
titled, “An  Act  to  provide  for  the  formation  and  disbursement  of  a pension 
fund  in  cities,  villages  and  incorporated  towns  having  a population  exceed- 
ing 100,000  inhabitants  for  municipal  employees  appointed  to  their 
positions  under  and  by  virtue  of  an  Act  entitled  “An  Act  to  regulate  the 
civil  service  of  cities,”  approved  and  in  force  March  20,  1895,  and  for 
those  who  were  appointed  prior  to  the  passage  of  said  Act  and  who  are 
now  in  the  service  of  such  city,  village  or  town”  approved  May  31,  1911, 
in  force  July  1,  1911,  as  subsequently  amended,  in  such  city  at  the  time 
this  Act  shall  come  in  force  and  effect  in  such  city,  which  shall  be  turned 
over  to  the  Retirement  Board  as  provided  in  section  52  of  this  Act  shall 
also  be  placed  in  this  fund. 

All  prior  Service  Annuities  and  Widow’s  Prior  Service  Annuities 
payable  under  the  provisions  of  this  Act  and  all  annuities,  benefits  and 
pensions,  which  shall  have  been  granted  or  shall  be  granted  to  any  mu- 
nicipal employee  under,  or  in  accord  with,  the  provisions  of  an  Act  en- 
titled, “An  Act  to  provide  for  the  formation  and  disbursement  of  a pen- 

54 


sion  fund  in  cities,  villages  and  incorporated  towns  having  a population 
exceeding  100,000  inhabitants  for  municipal  employees  appointed  to  their 
positions  under  and  by  virtue  of  an  Act  entitled  “An  Act  to  regulate  the 
civil  service  of  cities,”  approved  and  in  force  March  20,  1895,  and  for 
those  who  were  appointed  prior  to  the  passage  of  said  Act  and  who  are 
now  in  the  service  of  such  city,  village  or  town,”  approved  May  31,  1911, 
in  force  July  1,  1911,  as  subsequently  amended,  and  of  section  52  of  this 
Act  shall  be  paid  from  this  fund. 

If  at  any  time  the  assets  of  the  Investment  and  Interest  Fund  (de- 
scribed in  subdivision  (1)  of  this  section)  shall  not  be  sufficient  to  per- 
mit of  transfer  from  said  fund  to  the  Annuity  Payment  Fund  of  such 
amounts  as  shall  be  necessary  according  to  the  American  Experience 
Table  of  Mortality  and  interest  at  the  rate  of  four  (4)  per  cent  per 
annum,  to  make  the  assets  of  the  Annuity  Payment  Fund  equal  to  the 
liabilities  thereof  (including  among  such  liabilities  and  in  addition  to 
all  other  liabilities  of  such  fund  the  present  values  of  all  annuities 
entered  upon  or  fixed  and  of  all  annuities  not  entered  upon  to  be  paid 
from  such  fund)  any  amount  necessary  for  such  purpose  shall  be  taken 
from  this  fund  and  placed  in  the  said  Investment  and  Interest  Fund. 

(g)  Child’s  Annuity  Fund: — All  amounts  of  money  which  the  city 
shall  contribute  to  provide  Child’s  Annuity  according  to  the  provisions 
of  this  Act  shall  be  placed  in  this  fund  and  all  such  annuities  shall  be  paid 
from  this  fund. 

(h)  Duty  Disability  Fund: — All  amounts  of  money  which  shall  be 
contributed  by  the  city  to  provide  Duty  Disability  Benefits  and  Child’s 
Disability  Benefits,  and  all  amounts  which  shall  be  contributed  by  the 
city  to  provide  Compensation  Annuity  (as  defined  in  section  33  of  this 
Act)  for  a widow  of  any  municipal  employee  who  shall  die  as  a result 
of  injury  received  in  the  performance  of  any  act  or  acts  of  duty  shall 
be  placed  in  this  fund  and  all  such  benefits  and  annuities  shall  be  paid 
from  this  fund.  The  city  shall  pay  into  this  fund  each  year  the  amount 
required  to  pay  all  Compensation  Annuities  payable  during  such  year. 

(i)  Ordinary  Disability  Fund: — All  amounts  of  money  which  shall 
be  contributed  by  the  city,  and  all  amounts  which  shall  be  deducted  from 
the  salaries  of  municipal  employees  for  the  purpose  of  providing  Ordinary 
Disability  Benefits  shall  be  placed  in  this  fund  and  all  such  benefits  shall 
be  paid  from  this  fund. 

(j)  If  at  any  time  there  shall  not  be  enough  money  in  the  Expense 
Fund,  the  Prior  Service  Annuity  Fund,  the  Child’s  Annuity  Fund,  the 
Duty  Disability  Fund  or  the  Ordinary  Disability  Fund — either  one  of 
these — to  pay  any  expenses,  annuities,  or  benefits  which  shall  be  due  and 
payable  from  any  such  funds,  the  sums  necessary  to  pay  any  such  expenses, 
annuities,  or  benefits  shall  be  taken  from  either  one  or  all  of  the  following 
named  funds  in  the  order  stated,  and  transferred  to  the  said  fund  or 
funds  from  which  such  expenses,  annuities,  or  benefits  shall  be  payable: 
City  Contribution  Fund,  Prior  Service  Annuity  Fund,  Salary  Deduction 
Fund.  When  any  amount  in  excess  of  that  required  to  pay  any  expenses, 
annuities,  or  benefits  due  and  payable  from  any  of  the  said  funds  to  which 
any  such  sums  shall  have  been  transferred  shall  be  received  into  such  fund 
such  amount  shall  be  transferred  from  such  fund  to  the  fund  or  funds 


55 


from  which  any  such  sums  shall  have  been  taken  or  transferred  until 
the  full  sum  so  taken  and  transferred  shall  be  returned  to  any  fund 
from  which  it  was  taken  and  transferred.  Interest  at  the  rate  of  four 
(4)  per  cent  per  annum  upon  any  sum  so  taken  and  returned  shall  be 
paid  into  the  investment  and  interest  fund. 

(k)  Gift  Fund: — All  money  or  property  of  any  kind  which  shall 
be  received  by  the  Retirement  Board  for  any  purpose  or  purposes  of  the 
Annuity  and  Benefit  Fund  herein  provided  for,  under  and  by  virtue  of 
any  law  or  laws  other  than  this  law,  or  as  gifts,  grants,  or  bequests,  or  in 
any  manner  other  than  as  provided  in  any  preceding  section  of  this  Act, 
shall  be  placed  in  this  fund  and  the  same  shall  be  used  for  the  purposes 
of  the  Annuity  and  Benefit  Fund  herein  provided  for  as  shall  be  decided 
by  said  Retirement  Board.  All  money  in  this  fund  shall  be  improved  by 
interest  at  the  rate  of  four  (4)  per  cent -per  annum. 

(l)  1.  Investment  and  Interest  Fund: — All  gains  from  investments 
and  all  interest  earnings  shall  be  paid  into  a fund  to  be  known  as  the  In- 
vestment and  Interest  Fund.  All  losses  from  investments  shall  be  charged 
to  this  fund.  From  this  fund  shall  be  transferred  all  amounts  due  in 
interest  upon  balances  existing  in  the  City  Contribution  Fund,  the  Salary 
Deduction  Fund,  the  Prior  Service  Annuity  Fund,  and  the  Gift  Fund. 

2.  Such  amounts  as  shall  be  necessary  according  to  the  American 
Experience  Table  of  Mortality  and  interest  at  the  rate  of  four  (4)  per 
per  cent  per  annum,  to  make  the  assets  of  the  Annuity  Payment  Fund  equal 
to  the  liabilities  thereof  (including  among  such  liabilities  and  in  addition 
to  all  other  liabilities  of  such  fund  the  present  values  of  all  annuities 
entered  upon  or  fixed,  and  not  entered  upon  to  be  paid  from  such  fund) 
shall  be  taken  from  this  fund  and  transferred  to  the  Annuity  Payment 
Fund  at  least  once  each  year. 

§ 57.  Notwithstanding  the  provisions  of  any  foregoing  section  or 
sections  of  this  Act,  any  present  employee  who  shall  be  a contributor  to 
any  Municipal  Pension  Fund  in  operation  in  such  city  at  the  time  this 
Act  shall  come  in  force  and  effect  therein,  who  shall  resign  or  be  dis- 
charged from  the  service  on  or  after  the  first  day  in  the  month  of  January 
of  the  first  year  after  the  year  in  which  this  Act  shall  come  in  force  and 
effect  in  such  city,  and  after  he  shall  have  completed  twenty  (20)  or  more 
years  of  service  and  for  whom  the  amount  of  annuity  provided  in  accord- 
ance with  the  foregoing  provisions  of  this  Act  shall  be  less  than  the  amount 
stated  hereinafter  in  this  section  shall  have  a right  to  receive  annuity  as 
follows : 

Any  such  present  employee  who  shall  be  fifty-five  (55)  or  more  years 
of  age  at  the  time  of  his  resignation  or  discharge  from  the  service  shall 
have  a right  to  receive  an  annuity  of  six  hundred  dollars  ($600.00)  a year 
from  and  after  the  date  of  such  resignation  or  discharge. 

Any  such  present  employee  who  shall  be  less  than  fifty-five  (55) 
years  of  age  at  the  time  he  shall  resign  or  be  discharged  from  the  service 
shall  have  a right  to  receive  an  annuity  of  six  hundred  dollars  ($600.00) 
a year  from  and  after  the  date  upon  which  he  shall  become  fifty-five  (55) 
years  of  age. 


56 


Notwithstanding  the  provisions  of  any  foregoing  section  or  sections 
of  this  Act,  any  present  employee  who  was  engaged  in  the  military  or 
naval  service  of  the  United  States  during  any  of  the  years  1861,  1862, 
1863,  1864,  or  1865,  and  who  was  honorably  discharged  from  such  mili- 
tary or  naval  service,  and  who  shall  be  a contributor  to  any  Municipal 
Pension  Fund  in  operation  in  such  city  at  the  time  this  Act  shall  come  in 
force  and  effect  therein,  and  who  shall  resign  or  be  discharged  from  the 
service  on  or  after  the  first  day  in  the  month  of  January  of  the  first  year 
after  the  year  in  which  this  Act  shall  come  in  force  and  effect  in  such  city 
and  after  he  shall  have  completed  ten  (10)  or  more  years  of  service  and 
shall  have  attained  an  age  of  sixty-five  (65)  or  more  years,  and  for  whom 
the  amount  of  annuity  provided  in  accordance  with  the  foregoing  pro- 
visions of  this  Act  shall  be  less  than  six  hundred  dollars  ($600.00)  a year 
shall  have  a right  to  receive  an  annuity  of  six  hundred  dollars  ($600.00) 
a year  from  and  after  the  date  of  his  resignation  or  discharge  from  the 
service. 

§ 58.  Notwithstanding  the  provisions  of  any  other  section  or  sections 
of  this  Act  to  the  effect  that  any  annuity  for  the  widow  of  a municipal  em- 
ployee shall  be  a life  annuity,  any  annuity  which  shall  have  been  granted 
to  a widow  of  a municipal  employee  under  and  by  virtue  of  the  provisions 
of  this  Act  shall  terminate  when  such  widow  shall  marry  and  if  any  such 
widow  who  shall  marry  shall  not  have  received,  in  form  of  annuity,  an 
am.ount  equal  to  that  accumulated  from  the  sums  deducted  from  the  salary 
of  the  municipal  employee  concerned  and  applied  for  the  purpose  of  pro- 
viding annuity  for  such  widow,  a sum  equal  to  the  difference  between  the 
amount  accumulated  from  the  sums  deducted  from  the  salary  of  the  mu- 
nicipal employee  concerned  and  applied  for  the  purpose  of  providing  an- 
nuity for  such  widow  and  the  amount  received  by  such  widow  in  form  of 
annuity  shall  be  refunded  to  such  widow. 

§ 59.  For  the  purpose  of  computing  the  interest  upon  any  sum  which 
shall  have  been  deducted  from  the  salary  of  any  municipal  employee,  or 
•otherwise  paid  by  such  municipal  employee,  into  any  Municipal  Pension 
Fund  in  operation  in  such  city  at  the  time  this  Act  shall  come  in  force  and 
effect  therein,  the  Retirement  Board  shall  assume  that  theMate  upon  which 
any  such  sum  was  deducted  from  salary  or  otherwise  paid  was  the  last  day 
of  the  calendar  month  in  which  any  such  sum  was  deducted  or  otherwise 
paid  and  applied  to  such  Municipal  Pension  Fund. 

§ 60.  All  annuities  and  disability  benefits  granted  under  the  pro- 
visions of  this  Act  and  every  portion  of  such  annuities  and  benefits,  shall 
be  exempt  from  attachment  or  garnishment  process  and  shall  not  be 
seized,  taken,  subjected  to,  detained,  or  levied  upon  by  virtue  of  any  ex- 
ecution, or  any  process  or  proceeding  whatsoever  issued  out  of  or  by  any 
court  in  this  State,  for  the  payment  and  satisfaction  in  whole  or  in  part  of 
any  debt,  damage,  claim,  demand,  or  judgment  against  any  annuitant  or 
other  beneficiary  hereunder,  and  no  such  annuitant  or  other  beneficiary 
shall  have  any  right  to  transfer  or  assign  his  or  her  annuity  or  disability 
benefit  or  any  part  thereof  either  by  way  of  mortgage  or  otherwise. 

57 


§ 61.  In  the  case  of  any  municipal  employee  who  shall  have  filed  an 
application  for  appointment  to  the  service  of  such  city,  the  age  stated  in 
such  application  shall  be  conclusive  evidence  of  the  age  of  such  municipal 
employee  for  the  purposes  of  this  Act. 

§ 62.  Suitable  rooms  for  office  and  meetings  of  the  retirement  board 
shall  be  assigned  by  the  mayor  of  such  city. 

§ 63.  It  shall  be  the  duty  of  all  officers,  officials,  and  employees  of 
such  city  to  perform  any  and  all  acts,  required  to  carry  out  the  intent  and 
purposes  of  this  Act,  which  it  shall  be  necessary  that  any  such  officer, 
official,  or  employee  shall  perform  so  that  the  provisions  of  this  Act  may 
be  complied  with  and  the  intent  and  purposes  thereof  fulfilled. 

§ 64.  If  any  section,  subdivision,  paragraph,  sentence  or  clause  of 
this  Act  is  for  any  reason  held  invalid  or  to  be  unconstitutional,  such 
decision  shall  not  affect  the  remaining  portion  of  this  Act,  or  any  section 
or  part  thereof. 


58 


EXPLANATORY  STATEMENT  OF  MAIN  PROVISIONS  OF 
ACT  OF  1921  RELATING  TO  MUNICIPAL  EM- 
PLOYEES’ ANNUITY  AND  BENEFIT  FUND, 

WITH  ACCOMPANYING  TABLES. 


In  what  follows,  the  word  “sec”  followed  by  a number  and  all  en- 
closed in  brackets,  [],  refers  to  the  section  of  the  Act  which  the  sub- 
ject discussed  appears. 

Retirement  Board 

The  Board  constituted  to  administer  the  Fund  is  called  the  Retire- 
ment Board.  It  consists  of  five  members,  namely : The  City  Comptroher, 
the  City  Treasurer,  and  three  municipal  employees,  elected  by  the  munic- 
ipal employees  from  among  their  own  number.  The  first  election  for 
an  employee  membership  on  the  Board  will  be  held  on  or  before  No- 
vember 1,  1922.  [Sec.  2.] 

To  Whom  the  Act  Applies 

This  Act  applies  to  persons  defined  in  it  as  Municipal  Employees. 
[Sec.  12.] 

This  definition  includes  the  following : 

(a)  All  employees  of  the  City  of  Chicago,  with  the  exceptions  noted 
below,  who  have  been  or  shall  be  appointed  to  their  positions  by  virtue 
of  the  Civil  Service  Act,  approved  and  in  force,  March  20,  1895. 

(b)  All  employees  of  the  City  of  Chicago,  with  the  exceptions  noted 
below,  who  were  appointed  to  the  service  of  the  city  before  the  date 
when  the  Civil  Service. Act  came  into  effect,  that  is  before  March  20, 
1895. 

The  exceptions  to  (a)  and  (b)  are: 

1.  Those  holding  temporary  appointments  under  the  Civil  Serv- 
ice Act. 

2.  Those  employed  in  positions,  the  duties  of  which  will  not  ordi- 
narily permit  of  service  during  a calendar  year,  of  four  months,  if  the 
salary  of  the  employee  is  on  a monthly  basis;  seventeen  weeks,  if  on 
a weekly  basis ; one  hundred  days,  if  on  a daily  basis ; or  seven  hun- 
dred hours,  if  on  an  hourly  basis. 

3.  Those  classified  under  Civil  Service  as  being  in  the  labor  serv- 
ice of,  and  employed  by  the  city,  on  July  1,  1921,  unless  they  are  par- 
ticipants in  the  pension  fund  for  municipal  employees  created  under  the 
Act  of  1911,  or  unless  they  make  application  before  January  1,  1922, 
to  come  under  the  provisions  of  this  Act. 

4.  Those  classified  under  Civil  Service  as  being  in  the  labor  service 
of  the  city  who  shall  have  entered  the  service  of  the  city  after  July  1, 
1921,  unless  they  shall  make  application,  within  six  months  from  the  be- 
ginning of  their  service  to  come  under  the  provisions  of  this  Act. 

5.  Those  who  are  or  will  be  participants  of  any  other  annuity  and 
benefit  fund,  annuity  and  retirement  fund,  or  pension  fund  of  the  City. 
This  group  includes  all  fire  department  firemen,  policemen,  public  school 
teachers,  employees  of  House  of  Correction  who  are  in  the  House  of 

59 


Correction  Pension  Fund,  employees  of  the  Board  of  Education  who  are 
in  the  Board  of  Education  Employees'  Pension  Fund,  and  Employees 
of  the  Public  Library,  who  are  in  the  Public  Library  Pension  Fund. 

Separation  from  the  Service 

Separation  from  the  service  means  resignation  or  discharge  from  the 
service.  [Sec.  12.] 

Service  for  Annuity  Purposes 

The  periods  of  service  rendered  before  January  1,  1922,  are  to  be 
taken  into  account  only  if  the  employee  was  in  the  service  on  December 
31,  1921,  either  as  a probationary  or  permanent  civil  service  employee, 
or  as  an  employee  who  entered  the  service  of  the  city  before  March  20, 
1895,  and  was  in  service  continually  since  that  time  until  December  31, 
1921. 

The  period  of  service  rendered  before  January  1,  1922,  to  be  taken 
into  account  for  annuity  purposes,  is  the  entire  period  of  time  begin- 
ning on  the  date  when  the  employee  was  appointed  to  the  service  and 
ending  on  December  31,  1921,  except  any  intervening  period  of  time  dur- 
ing which  he  was  separated  from  the  service  by  resignation  or  discharge. 

Periods  of  service  on  and  after  January  1,  1922,  to  be  taken  into 
account  for  annuity  purposes  under  the  Act  are  as  follows; 

Any  period  of  service  during  which  the  employee  was  performing 
the  duties  of  his  position;  any  period  of  vacation;  any  period  of  leave 
of  absence  with  whole  or  part  pay;  any  period  of  leave  of  absence  with- 
out pay  not  longer  than  90  days ; any  period  of  disability  for  which  he 
shall  receive  any  disability  benefit,  and  any  period  of  disability  for  which 
he  shall  receive  whole  or  part  pay.  [Sec.  51.] 

Municipal  Employee 

A Municipal  Employee  means  an  employee  of  the  city  of  Chicago 
who  comes  under  the  provisions  of  the  Act.  [Sec.  12.]  In  this 
synopsis  he  or  she  will  be  referred  to  as  “employee,"  and  the  masculine 
personal  pronoun  will  be  used  throughout. 

Present  Employee 

A present  employee  means  an  employee  employed  by  the  city  on 
December  31,  1921,  and  includes  those  performing  duty  on  that  date, 
those  on  leave  of  absence  for  any  cause  and  those  laid  off  but  not  sep- 
arated from  the  service  by  resignation  or  discharge.  [Sec.  12.] 

Future  Entrant 

A future  entrant  means  an  employee  who  was  or  will  be  employed 
by  the  city  for  the  first  time  on  or  after  January  1,  1922.  [Sec.  12.] 

Reentrant 

A reentrant  is  a person  formerly  an  employee  who  again  becomes 
an  employee.  If  he  was  not  an  employee  on  December  31,  1921,  there 
will  be  no  amount  to  his  credit  because  of  prior  service,  as  in  the  case 
of  a present  employee.  [Sec.  36.]  For  a further  discussion  of  reentrants 
see  page  69. 

Special  Provisions  Affecting  Contributors  to  Fund  Created  by  Act  of 

1911 

If  an  employee  who  was  in  the  service  on  December  31,  1921,  and 
was  a contributor  on  said  date  to  the  Fund  created  by  the  Act  of  1911, 

60 


shall  have  at  least  twenty  years  of  service  when  he  becomes  separated 
from  the  service,  then  if  the  annuity  provided  under  the  provisions  of 
the  Act  of  1921  as  explained  hereafter  would  be  less  than  $600  a year, 
the  annuity  which  such  employee  will  receive  will  be  $600  a year.  If 
any  such  employee  becomes  separated  from  the  service  before  he  attains 
age  55,  such  annuity  will  begin  when  the  employee  attains  age  55. 
[Sec.  57.] 

The  amount  stated  above  will  be  paid,  provided  that  the  employee 
satisfies  the  requirements  of  the  Act  of  1911  regarding  length  of  service 
and  age.  If  he  did  not  pay  into  the  fund  all  of  the  sum  of  $600.00 
required  under  the  Act  of  1911,  he  will  not  be  required  to  pay  in  the 
remaining  balance  if  he  was  in  active  service  or  on  disability  pension  on 
December  31,  1921.  [Sec.  57.] 

The  provision  waiving  payments  of  the  unpaid  part  of  $600.00, 
required  under  the  Act  of  1911,  does  not  apply  to  those  on  Service 
Pensions  on  December  31,  1921.  Such  persons  will  make  payments  as 
required  under  the  Act  of  1911.  [Sec.  52.] 

Salary- 

Salary  means  Annual  Salary.  [vSec.  12.] 

If  the  salary  of  an  employee  is  on  an  annual  basis,  no  amount  in 
excess  of  $3,000  in  any  year  will  be  considered  for  any  purpose  of  the 
Act.  [Sec.  12.] 

If  the  salary  of  an  employee  is  on  a monthly  basis,  the  annual 
salary  of  the  employee  will  be  considered  to  be  twelve  times  the  amount 
of  salary  per  month,  but  no  amount  in  excess  of  two  hundred  and  fifty 
dollars  a month  will  be  considered  for  any  purpose  of  the  Act.  [Sec.  40.] 

If  the  salary  of  an  employee  is  on  a weekly  basis,  the  annual  salary 
of  the  employee  will  be  considered  to  be  fifty-two  times  the  amount  ot 
salary  per  week,  but  no  amount  in  excess  of  fifty-seven  dollars  and  fifty 
cents  a week  will  be  considered  for  any  purpose  of  the  Act.  [Sec.  40.] 

If  the  salary  of  an  employee  is  on  a daily  basis,  the  annual  salary 
of  the  employee  will  be  considered  to  be  three  hundred  times  the  amount 
of  daily  wage,  but  no  amount  in  excess  of  ten  dollars  per  day  will  be 
considered  for  any  purpose  of  the  Act.  [Sec.  40.] 

If  the  salary  of  an  employee  is  on  an  hourly  basis,  the  annual  salary 
of  the  employee  will  be  considered  to  be  twenty-four  hundred  times  the 
amount  of  the  hourly  wage,  but  no  amount  in  excess  of  $1.25  per  hour 
will  be  considered  for  any  purpose  of  the  Act.  [Sec.  40.] 

The  term  “wife”  or  “widow”  as  used  in  the  Act 

The  term  “wife”  or  “widow”  as  used  in  the  Act  refers  only  to  the 
following  described  wives  or  widows.  Any  wife  or  widow  other  than 
as  described  will  have  no  rights  to  annuity  from  the  fund. 

1.  A wife  or  widow  of  an  employee  husband,  in  service  January  1, 
1922,  whose  date  of  marriage  to  the  employee  occurred  before  Tulv  1, 
1921.  [Sec.  38.] 

2.  A wife  or  widow  whose  date  of  marriage  to  the  employee 
occurred  after  July  1,  1921,  if  such  marriage  took  place  before  or  while 
the  employee  was  in  service  and  before  he  attained  age  65.  [Sec.  38.] 


61 


Annuity 

In  the  Act,  “Annuity”  in  the  case  of  a future  entrant  means  “Age 
and  Service  Annuity,”  and  in  the  case  of  a widow  of  a future  entrant, 
means  “Widow’s  Annuity.”  In  the  case  of  a present  employee, 
“Annuity”  means  the  total  when  “Age  and  Service  Annuity”  and  “Prior 
Service  Annuity”  are  added,  and  in  the  case  of  a widow  of  a present 
employee,  means  the  total  when  “Widow’s  Annuity  and  Widow’s  Prior 
Annuity”  are  added.  For  meanings  of  “Age  and  Service  Annuity,”  etc., 
see  this  page,  below. 

Maximum  Annuity 

Notwithstanding  anything  that  may  be  said  elsewhere  that  might 
lead  to  any  other  conclusion,  an  employee  cannot  receive  in  annuity 
an  amount  in  excess  of  60  per  cent  of  the  highest  salary  he  received 
as  a civil  service  employee  of  the  city  nor  in  excess  of  $1,800.00  a year, 
and  except  when  death  of  the  husband  was  due  to  injury  received  while 
in  the  performance  of  an  act  of  duty,  the  widow  of  an  employee  cannot 
receive  in  annuity  an  amount  in  excess  of  50  per  cent  of  the  highest 
salary  her  husband  received  as  a civil  service  employee  of  the  city,  nor 
in  excess  of  $1,500.00  a year.  [Sec.  37.]  In  this  connection  the  salary 
or  wages  of  December  31,  1921,  will  be  taken  as  the  salary  or  wages  of 
any  year  preceding  1922.  [Sec.  14.] 

In  any  case  wherein  the  deductions  from  salary  plus  the  contribu- 
tions by  the  city  would  provide  an  annuity  in  excess  of  an  amount  equal 
to  the  percentage  stated,  a refund  of  the  amount  giving  rise  to  such 
excess  deducted  from  salary  will  be  made  to  the  employee  or  to  his 
widow  or  heirs.  [Sec.  37.] 

Age  and  Service  Annuity 

An  Age  and  Service  Annuity  is  the  annuity  an  employee  will  receive 
because  of  contributions  by  the  city  and  deductions  from  his  salary 
made  because  of  service  rendered  on  and  after  January  1,  1922.  [Secs. 
15,  16,  17,  26  and  27.] 

Prior  Service  Annuity 

A Prior  Service  Annuity  is  the  annuity  a “present  employee”  will 
receive  because  of  contributions  by  the  city  on  account  of  service  ren- 
dered before  January  1,  1922,  and  deductions  from  the  employee’s  salary 
for  purposes  of  the  fund  created  by  the  Act  of  1911.  [Secs.  18,  19 
and  27.] 

Widow’s  Annuity 

A Widow’s  Annuity  is  the  annuity  the  widow  of  an  employee  will 
receive  because  of  contributions  by  the  city  and  deductions  from  the 
employee’s  salary  made  because  of  service  rendered  on  and  after  January 
1,  1922.  [Secs.  20,  21,  22,  26  and  27.] 

Widow’s  Prior  Service  Annuity 

A Widow’s  Prior  Service  Annuity  is  the  annuity  the  widow  of  an 
employee  will  receive  because  of  contributions  by  the  city  on  account 
of  service  rendered  by  the  employee  before  January  1,  1922.  [Secs.  23, 
24  and  27.] 


62 


What  is  meant  by  the  term  “the  annuity  sh^ll  be  fixed” 

The  term  “the  annuity  shall  be  fixed,”  as  used  in  the  Act,  means 
that  the  amount  which  will  be  received  in  annuity  will  be  computed  and 
the  amount  thus  computed  will  be  the  amount  of  annuity  which  the 
employee,  or  his  widow,  as  the  case  may  be,  will  receive.  Service  ren- 
dered after  an  annuity  is  fixed  does  not  operate  to  increase  the  amount 
of  annuity  which  an  employee  or  his  widow  will  receive. 

Classes  of  Annuities  and  Benefits  Provided 

The  Act  provides  for  five  classes  of  annuities  and  benefits  namely: 

I.  Annuities  for  Employees. 

11.  Annuities  for  Widows  of  Employees. 

III.  Annuities  for  children  under  18  years  of  age  of  deceased 
employees. 

IV.  Duty  Disability  Benefits,  being  benefits  paid  in  cases  of  dis- 
ability resulting  from  injury  incurred  in  the  performance  of  an  act  or 
acts  of  duty. 

V.  Ordinary  Disability  Benefits,  being  benefits  paid  in  cases  of 
disability  which  are  not  the  result  of  injury  incurred  in  the  performance 
of  an  act  or  acts  of  duty. 

A discussion  of  each  of  these  classes  will  now  be  given. 

Benefit 

In  the  Act,  “Benefit”  is  used  to  characterize  the  payments  made  to 
an  employee  because  of  disability.  The  term  must  be  distinguished  from 
“Annuity.” 

Annuity,  How  Provided 

An  Annuity  for  an  Employee,  consisting  of  Age  and  Service  Annuity 
in  the  case  of  a future  entrant,  or  Age  and  Service  Annuity  and  Prior 
Service  Annuity  in  the  case  of  a present  employee,  is  provided  as 
follows:  [Secs.  16  and  17.] 

Age  and  Service  Annuity 

For  Age  and  Service  Annuity,  the  employee  and  the  city  contribute 
thus : 

From  each  payment  on  account  of  salary  made  on  and  after  January 
1,  1922,  there  will  be  deducted  3%  per  cent  ($3.25  on  each  $100.00)  of 
such  payment  until  the  employee  attains  age  65.  If  the  employee  be  a 
future  entrant,  the  deductions  will  cease  when  he  attains  age  65.  If 
the  employee  be  a present  employee,  deductions  will  be  continued  if  the 
employee  remains  in  service  until  he  has  paid  into  the  fund  an  amount 
which  when  taken  with  the  amount  paid  into  the  fund  created  by  the 
Act  of  1911,  all  improved  by  interest  at  the  rate  of  four  per  cent  per 
annum,  will  be  equal  to  the  accumulated  amount  which  would  have 
arisen  from  sums  the  employee  would  have  paid  into  the  fund,  until 
attainment  of  age  65,  if  he  had  been  contributing  as  required  under  the 
provisions  of  the  Act  of  1921  since  the  beginning  of  his  service,  his 
salary  during  the  period  of  prior  service  being  as  it  was  on  December 
31,  1921. 


63 


Concurrently  with  each  such  deduction  from  salary,  the  city  will 
contribute  5%  per  cent  ($5.75  on  each  $100.00)  of  each  payment  on 
account  of  salary  made  to  the  employee  on  and  after  January  1,  1922, 
until  the  employee  attains  age  65.  The  city  will  cease  to  contribute  for 
an  employee,  whether  present  employee  or  future  entrant  when  the  em- 
ployee attains  age  65. 

The  amounts  thus  deducted  from  salary  and  contributed  by  the  city 
will  be  set  aside  to  the  credit  of  the  employee  concerned,  and  accumu- 
lated by  interest  at  the  rate  of  four  per  cent  per  annum  while  the  em- 
ployee is  in  service.  The  amount  thus  accumulated  will  be  used  to 
provide  the  employee  with  an  Age  and  Service  Annuity  provided  he 
satisfies  the  conditions  stated  hereinafter.  (See  page  65.) 

Prior  Service  Annuity 

The  amount  of  Prior  Service  Annuity  which  a present  employee 
will  receive  will  be  determined  as  follows:  [Sec.  19.] 

Each  employee  will  be  credited  in  his  account  as  of  January  1, 
1922,  with  an  amount  equal  to  5j4  per  cent  ($5.75  on  each  $100.00)  of 
his  annual  salary  as  it  will  be  on  January  1,  1922,  for  each  year  of 
service  rendered  by  such  employee  before  January  1,  1922,  with  interest 
at  the  rate  of  four  per  cent  per  annum. 

Each  employee  will  receive  credit  in  his  account  for  all  moneys 
paid  into  the  fund  created  by  the  Act  of  1911,  with  interest  at  the  rate 
of  four  per  cent  per  annum  to  January  1,  1922. 

The  total  of  the  sums  thus  credited  to  each  employee  on  January  1, 
1922,  will  be  improved  by  interest,  and  the  accumulated  amount  will  be 
used  to  provide  a Prior  Service  x\nnuity  for  such  employee. 

Widow’s  Annuity 

For  Widow’s  Annuity,  the  employee  and  the  city  contribute  as 
follows:  [Secs.  21  and  22.] 

From  each  payment  on  account  of  salary  made  to  a male  employee 
on  and  after  January  1,  1922,  there  will  be  deducted  1 per  cent  ($1.00 
on  each  $100.00)  of  such  payment  until  the  employee  attains  age  65, 
whether  he  be  a present  employee  or  a future  entrant. 

Concurrently  with  each  such  deduction  from  salary,  the  city  will 
contribute  a sum  equal  to  1%  per  cent  ($1.75  on  each  $100.00)  of  each 
such  payment. 

The  amount  thus  accumulated  will  be  used  to  provide  the  widow 
of  the  employee  with  Widow’s  Annuity  to  begin  upon  death  of  her 
husband,  provided  the  employee  satisfies  the  conditions  stated  herein- 
after. (See  page  65.) 

The  amount  thus  deducted  from  salary  and  contributed  by  the  city 
will  be  set  aside  to  the  credit  of  the  employee  concerned,  and  accumu- 
lated by  interest  at  the  rate  of  four  per  cent  per  annum  while  the  em- 
ployee is  in  service  until  he  attains  age  65. 

Widow’s  Prior  Service  Annuity 

The  amount  of  Widow’s  Prior  Service  Annuity  which  the  widow 
of  a present  employee  will  receive  will  be  determined  as  follows:  [Sec. 
24.] 


64 


Each  male  present  employee  will  be  credited  in  his  account  on 
January  1,  1922,  for  Widow’s  Annuity  purposes  with  an  amount  equal 
to  2%  per  cent  ($2.75  on  each  $100.00)  of  his  annual  salary  as  such 
salary  shall  be  on  January  1,  1922,  for  each  year  of  service  rendered 
by  such  employee  before  January  1,  1922,  if  the  employee  be  under 
age  65  at  that  time,  or  until  the  employee  had  attained  age  65,  if  he  be 
over  age  65  at  that  time,  with  interest  at  the  rate  of  four  per  cent  per 
annum.  The  amount  thus  credited  on  January  1,  1922,  will  be  improved 
by  interest  at  the  rate  of  four  per  cent  per  annum  while  the  employee 
is  in  service  until  he  attains  age  65,  and  will  then  be  used  to  provide 
a Widow’s  Prior  Service  Annuity. 

Deductions  will  be  made  for  Widow’s  Annuity  Purposes  without  Re- 
gard to  Marital  Condition  of  Employee 

Until  a male  employee  attains  age  65,  if  he  remains  in  service  until 
he  attains  such  age,  or  until  he  retires  on  annuity  if  he  retires  on  annuity 
before  he  attains  such  age,  deductions  will  be  made  from  his  salary  for 
Widow’s  Annuity  purposes  regardless  of  whether  such  employee  has  a 
wife  or  not.  When  he  attains  age  65,  or  retires  on  annuity,  whichever 
event  occurs  first,  his  marital  condition  is  then  determined,  and,  if  he 
has  a wife,  the  annuity  to  which  she  will  have  a right  will  then  be  fixed. 
This  annuity  to  her  will  begin  immediately  upon  death  of  her  husband. 

If  a male  employee  has  no  wife  when  he  attains  age  65  or  enters 
upon  annuity,  whichever  event  occurs  first,  he  will  receive  in  refund  all 
that  was  deducted  from  his  salary  for  Widow’s  Annuity  purposes,  with 
interest.  (See  Refunds,  page  68.) 

Conditions  upon  which  Annuities  will  be  paid  and  Amounts  of 

Annuities 

The  conditions  upon  which  annuities  will  be  paid  and  the  amounts 
of  annuities  are  as  follows:  [Secs.  27  and  31.] 

If  an  employee  shall  have  to  his  credit  on  January  1,  1922,  an  amount 
sufficient  to  provide  the  annuity  which  would  have  been  his  if  he  and 
the  city  had  been  contributing  as  required  under  the  provisions  of  the 
Act  since  the  beginning  of  his  service  until  he  attained  age  65,  his 
annuity  will  be  fixed  on  January  1,  1922,  | Sec.  27],  and  the  amount  of 
his  annuity  will  be  that  which  can  be  provided  from  the  accumulation 
to  his  credit  for  Prior  Service  Annuity  purposes  on  said  date.  Such 
annuity  will  become  payable  when  he  becomes  separated  from  the  service. 
[Sec.  31.]  Such  cases  can  occur  only  among  those  of  very  advanced 
ages. 

If  such  employee  has  a wife,  her  annuity  will  be  fixed  at  the  same 
time  that  her  husband’s  is  fixed,  and  the  amount  of  her  annuity  will  be 
that  which  can  be  provided  from  the  accumulation  to  her  husband’s  credit 
for  Widow’s  Prior  Service  Annuity  purposes.  Such  annuity  will  begin 
when  her  husband  dies,  whether  he  dies  while  in  service  or  after  he 
enters  upon  annuity. 

If  a present  employee  when  at  or  over  the  age  of  65,  while  in  the 
service,  will  not  have  to  his  credit  an  amount  sufficient  to  provide  the 
annuity  which  would  have  been  his  if  he  and  the  citv  had  been  con- 
tributing as  required  under  the  provisions  of  the  Act  since  the  beginning 

65 


of  his  service  until  he  attained  age  65,  then  the  amount  to  his  credit  on 
January  1,  1922,  together  with  the  contributions  by  the  city  until  he 
attained  or  will  attain  age  65  and  the  deductions  from  his  salary  for 
Age  and  Service  Annuity  purposes  will  accumulate  by  interest  if  he 
remains  in  service,  until  there  is  a sufficient  amount  accumulated  to  pro- 
vide such  annuity.  When  such  amount  is  accumulated,  his  annuity 
becomes  fixed  [Sec.  27]  and  the  amount  of  annuity  will  be  that  which 
can  be  provided  from  the  accumulation  to  his  credit  when  the  annuity 
is  fixed.  [Sec.  31.]  If  he  becomes  separated  from  the  service  after 
attainment  of  age  65,  and  before  the  amount  of  his  annuity  is  fixed, 
his  annuity  will  be  that  which  can  be  provided  from  the  accumulation 
to  his  credit  on  the  date  when  he  becomes  separated  from  the  service. 
[Sec.  31.]  Such  annuity  will  become  payable  when  he  becomes  sep- 
arated from  the  service.  In  any  such  case  the  annuity  will  be  less  than 
that  which  it  would  be  if  he  remained  in  service  until  the  amount  was 
fixed. 

If  an  employee  is  in  the  service  upon  attainment  of  age  65,  and 
has  a wife,  such  wife’s  annuity  will  be  fixed  when  he  attains  age  65. 
[Sec.  27.]  The  accumulation  to  his  credit  for  Widow’s  Annuity  pur- 
poses will  then  be  used  to  provide  such  wife  with  an  annuity  if  she 
survives  him.  Such  annuity  will  begin  to  be  paid  to  her  upon  her  hus- 
band’s death,  whether  his  death  occurs  while  he  is  in  service  or  after 
he  retires  on  annuity.  [Sec.  31.]  If  an  employee  was  over  age  65  on 
January  1,  1922,  his  wife’s  annuity  became  fixed  on  January  1,  1922. 

If  an  employee  becomes  separated  from  the  service  on  or  after  he 

attains  age  60,  but  before  he  attains  an  age  older  than  65,  his  annuity 

will  be  fixed  when  he  becomes  separated  from  the  service.  [Sec.  27.] 
He  will  then  be  entitled  to  such  amount  as  can  be  provided  from  the 
accumulated  amount  to  his  credit  on  the  date  when  his  annuity  is  fixed. 
[Sec.  31.] 

If  an  employee  becomes  separated  from  the  service  on  or  after  he 

attains  age  60  and  before  he  attains  an  age  older  than  age  65,  and  has 

a wife,  such  wife’s  annuity  will  be  fixed  when  the  employee  becomes 
separated  from  the  service.  [Sec.  27.]  The  accumulation  to  his  credit 
on  such  date  for  Widow’s  Annuity  purposes  will  then  be  used  to  pro- 
vide such  wife  with  an  annuity  if  she  survives  him.  Such  annuity  will 
begin  to  be  paid  to  her  upon  her  husband’s  death.  [Sec.  31.] 

As  stated  in  the  paragraphs  immediately  preceding,  if  an  employee 
attains  at  least  age  60  while  in  the  servdce,  then  all  the  accumulation  to 
his  credit  for  annuity  purposes  for  himself  (but  not  more  than  the 
amount  which  will  provide  him  with  the  maximum  annuity  which  he 
can  receive)  will  be  used  to  provide  him  with  an  annuity  beginning  when 
he  becomes  separated  from  the  service,  and  all  the  accumulation  to  his 
credit  for  annuity  for  his  wife  (but  no  more  than  the  amount  which 
will  provide  for  her  the  maximum  annuity  which  she  can  receive)  will 
be  used  to  provide  her  with  an  annuity  beginning  upon  his  death.  These 
annuities  are  available  to  him  and  to  her  no  matter  how  long  or  short 
his  period  of  service  may  have  been. 

For  example,  if  an  employee  was  in  service  for  only  a few  months, 
both  he  and  his  wife  would  be  entitled  to  annuities.  Annuities  in  such 


66 


cases  would  amount  to  only  a few  cents  a month,  but  a provision  of 
the  Act  allows  that  in  any  case  where  the  annuity  would  be  less  than 
$10.00  a month  for  life,  then  an  annuity  of  $10.00  a month  will  be  paid 
until  the  accumulated  sum  for  annuity  purposes  is  exhausted.  In  this 
case,  therefore,  the  employee  would  receive  an  annuity  of  $10.00  a month 
for  a few  months,  and  his  wife,  if  she  survives  him,  would  receive  an 
annuity  of  $10.00  a month  for  a few  months,  beginning  upon  death  of 
her  husband. 

If,  however,  an  employee  becomes  separated  from  the  service  before 
he  attains  age  60,  the  entire  aceumulation  to  his  credit  for  annuity  pur- 
poses for  himself  and  the  accumulation  to  his  credit  for  annuity  pur- 
poses for  his  wife  will  be  available  for  annuity  purposes  only  if  he  was 
in  service  for  at  least  20  years. 

The  provisions  regulating  annuity  payments  in  such  cases  are  as 
follows : 

If  an  employee  beeomes  separated  from  the  service  on  or  after 
attainment  of  age  55,  and  before  attainment  of  age  60,  having  served 
the  city  for  10  or  more  years,  he  will  be  entitled  to  an  annuity  of  such 
amount  as  can  be  provided  from  the  total  of  the  following  aeeumula- 
tions : 

(a)  The  entire  aecumulation  to  his  credit  from  deductions  from 
salary  for  annuity  purposes  for  himself  under  this  Aet  and  also  und6r 
the  Act  of  1911. 

(b)  One-tenth  of  the  accumulation  to  his  credit  from  contributions 
of  the  city,  including  in  the  case  of  a present  employee,  the  accumula- 
tion to  his  credit  on  January  1,  1922,  for  each  complete  year  of  service 
rendered  in  addition  to  10  complete  years,  up  to  the  entire  amount  of 
the  accumulation. 

Thus,  if  an  employee  was  in  service  for  16  years  and  beeame  sep- 
arated from  the  service  at  an  age  between  55  and  60,  his  annuity  would 
be  that  which  could  be  provided  from  the  total  of  the  entire  accumula- 
tion to  his  credit  under  (a)  and  six-tenths  of  the  aceumulation  to  his 
credit  , under  (b). 

From  the  preceding  paragraphs  it  will  be  seen  that  after  an  employee 
has  given  20  complete  years  of  serviee  to  the  eity,  he  will  be  entitled 
to  the  annuity  whieh  can  be  provided  from  the  total  of  the  aecumulations 
deseribed  under  both  (a)  and  (b). 

The  annuity  for  the  wife  is  allowed  under  a plan  entirely  similar 
to  that  for  the  husband.  She  will  receive  in  annuity  the  amount  which 
can  be  provided  from  the  total  of  the  following  aceumulations : • 

(a)  All  the  aceumulated  sum  to  the  credit  of  the  employee  for 
Widow’s  Annuity  purposes  from  deduetions  from  salary. 

(b)  One-tenth  of  the  accumulated  sumi  to  the  credit  of  the  employee 
for  Widow’s  Annuity  purposes  from  contributions  of  the  city  for  each 
year  of  service  rendered  by  the  employee  in  addition  to  10  complete 
years,  up  to  the  total  of  such  accumulation. 

An  employee  who  becomes  separated  from  the  service  after  he  has 
attained  age  55  with  at  least  10  years  of  service  to  his  credit  will  begin 
to  drav/  annuity  immediately  upon  separation  from  serviee  and  applica- 
tion therefor,  and  his  widow  will  begin  to  draw  annuity  immediately 
upon  death  of  the  employee. 


67 


If  an  employee  becomes  separated  from  the  service  before  he  attains 
age  55,  having  served  the  city  for  10  or  more  years,  and  has  not  accepted 
refunds  (see  below),  he  will  be  entitled  to  an  annuity  of  such  amount 
as  can  be  provided  from  the  sums  stated  under  (a)  and  (b)  on  page 
67,  improved  by  interest  at  the  rate  of  per  cent  per  annum  from  the 
date  of  separation  from  the  service  to  the  date  when  the  employee 
attains  age  55.  Such  annuity  cannot  be  entered  upon  until  the  employee 
attains  age  55. 

If  an  employee  becomes  separated  from  the  service  before  he  attains 
age  55,  having  served  the  city  for  10  or  more  years,  and  has  a wife, 
such  wife  will  be  entitled  to  an  annuity  of  such  amount  as  can  be  provided 
from  the  sums  stated  under  (a)  and  (b)  on  page  67,  improved  by 
interest  at  the  rate  of  31/2  per  cent  per  annum  from  the  date  when  the 
employee  became  separated  from  the  service  to  the  date  when  he  attains 
age  55,  if  the  employee  lives  to  age  55  and  has  not  taken  refunds.  [Sec. 
31.]  If  the  employee  dies  before  attainment  of  age  55,  her  annuity 
will  be  that  which  can  be  provided  from  the  accumulation  to  his  credit, 
on  the  date  of  his  death,  for  annuity  for  himself  and  annuity  for  his 
wife,  but  her  annuity  will  not  exceed  that  which  she  would  have  received 
if  he  had  lived  to  age  55  and  had  entered  upon  annuity. 

An  employee  who  becomes  separated  from  the  service  before  he 
attains  age  60,  having  been  in  service  for  less  than  10  years,  can  receive 
only  refunds  unless  he  reenters  the  service.  (See  page  69.) 

If  an  employee  dies  while  in  service,  before  attainment  of  age  65, 
leaving  a widow,  such  widow  will  receive  an  annuity,  beginning  imme- 
diately upon  death  of  her  husband,  of  such  amount  as  can  be  provided 
for  her  from  the  total  of  the  several  amounts  to  her  husband’s  credit 
for  Age  and  Service  Annuity,  Prior  Service  Annuity,  Widow’s  Annuity 
and  Widow’s  Prior  Service  Annuity  purposes,  except  that  contributions 
by  the  city  cannot  be  used  to  an  extent  which  would  give  her  a greater 
annuity  than  she  would  receive  if  her  husband  had  lived  to  age  65  while 
in  the  service  and  his  salary  during  such  period  was  the  same  as  it  was 
at  the  time  of  his  death. 

Refunds  of  Deductioms  from  Salary 

Refunds  of  deductions  from  salary  are  made  under  the  following 
conditions:  [Sec.  39.] 

In  the  Act,  refunds  to  future  entrants  are  made  only  of  sums  re- 
sulting from  the  deductions  from  salary  for  Age  and  Service  Annuity 
and  Widow’s  Annuity  purposes,  with  interest,  and  in  the  cases  of  pre'^ent 
employees  of  such  sums  as  were  paid  into  the  fund  created  by  the  Act 
of  1911,  with  interest.  No  refunds  are  to  be  made  because  of  deductions 
from  salaries  to  provide  Ordinary  Disability  Benefits  or  for  Expense 
of  Administration. 

Refunds  of  deductions  for  Age  and  Service  Annuity  purposes  can- 
not be  taken  while  the  employee  is  in  the  service,  nor  can  refunds  of 
deductions  for  Widow’s  Annuity  purposes  be  taken  while  the  employee 
is  in  the  service,  until  he  attains  age  65.  Then  refunds  of  deductions 
for  Widow’s  Annuity  purposes  will  be  made  only  if  the  employee  has 
no  wife.  An  employee  cannot  receive  refunds  of  deductions  for  either 

68 


Age  and  Service  Annuity  or  Widow’s  Annuity  purposes  without  receiv- 
ing refunds  of  deductions  for  both  purposes. 

Other  provisions  regulating  refunds  are  as  follows : 

If  an  employee  becomes  separated  from  the  service  before  he  attains 
age  55,  whether  he  has  served  for  less  or  more  than  ten  years,  or,  if 
an  employee  becomes  separated  from  the  service  after  he  attains  age 
55  and  before  he  attains  age  60,  having  served  for  less  than  10  years, 
he  will  have  a right  to  refund  of  deductions  from  salary  for  annuity 
purposes  with  interest  at  the  rate  of  4 per  cent  per  annum,  while  he  is 
in  the  service  and  at  the  rate  of  3%  per  cent  per  annum  afterwards. 

He  will  retain  the  right  to  apply  for  refunds  until  he  attains  age 
55  if  he  left  the  service  before  he  attained  age  55  with  10  or  more  years 
of  service  to  his  credit,  or  until  he  attains  age  60,  if  he  left  the  service 
before  he  attained  age  60  with  less  than  10  years  of  service  to  his  credit. 

When  an  employee  attains  age  65  while  in  service  or  when  an 
employee  retires  on  annuity  if  he  retires  on  annuity  before  he  attains 
age  65,  if  he  has  no  wife  at  such  time,  he  will  receive  in  refund  an 
amount  equal  to  the  deductions  made  from  his  salary  for  Widow’s 
Annuity  purposes  with  interest  at  the  rate  of  4 per  cent  per  annum. 

If  the  wife  of  an  employee  dies  after  her  annuity  is  fixed  and 
before  she  enters  upon  annuity,  the  husband  does  not  receive  refunds 
of  the  deductions  made  from  his  salary  for  Widow’s  Annuity  purposes. 
The  provisions  of  the  Act  are  as  follows : 

If  an  employee  dies  leaving  no  widow  or  if  he  leaves  a widow  who 
dies  before  all  the  accumulation  from  deductions  from  salary  was  paid 
in  annuity  to  her,  or  to  him  and  her  together,  as  the  case  may  be,  there 
will  be  refunded  an  amount  equal  to  the  accumulation  to  his  credit  less 
the  amounts  paid  in  annuity.  Such  refunds  will  be  paid  to  the  children 
of  the  deceased  employee.  If  there  are  no  surviving  children,  payment 
will  be  made  to  the  proper  heirs  or  to  the  estate. 

Reentrants  and  their  Wives 

The  provisions  regarding  reentrants  and  their  wives  are  as  follows : 
[Secs.  34,  35  and  36.] 

An  employee  who  was  in  the  service  on  December  31,  1921,  had 
the  standing  of  a present  employee  on  January  1,  1922.  The  periods 
of  time  that  count  as  periods  of  prior  service  for  such  an  employee  have 
been  outlined  under  the  heading  ^‘Service  for  Annuity  Purposes,”  on 
page  60. 

If  a person  was  an  employee  before  December  31,  1921,  was  not 
an  employee  on  December  31,  1921,  but  reentered  the  service  after 
December  31,  1921,  there  will  be  no  accumulation  to  his  credit  for  Prior 
Service  Annuity  purposes  or  for  Widow’s  Prior  Service  Annuity  pur- 
poses upon  reentrance.  His  standing  after  reentrance  into  service  will 
be  that  of  a future  entrant,  except  that  if  he  will  again  become  separated 
from  the  service  before  he  attains  age  60,  and  having  less  than  20  years 
of  service  to  his  credit,  from  date  of  reentrance,  his  period  of  prior 
service  will  count  as  years  of  service.  This  will  give  him  more  tenths 
of  the  accumulation  from  the  city’s  contributions  for  each  year  of  service 
rendered  in  addition  to  ten  complete  years  of  service  than  he  otherwise 
would  have.  (See  page  67.) 


69 


If  an  employee  with  at  least  10  years  of  service  to  his  credit, 
becomes  separated  from  the  service  before  he  attains  age  55,  and  does 
not  apply  for  refunds  until  he  attains  age  55,  he  is  entitled  to  enter 
upon  an  annuity  when  he  attains  age  55.  If  an  employee,  with  at  least 
ten  years  of  service  to  his  credit,  becomes  separated  from  the  service 
between  the  ages  of  55  and  60,  he  is  entitled  to  enter  upon  an  annuity 
immediately  upon  separation  from  service.  If  an  employee  becomes 
separated  from  service  upon  or  after  attainment  of  age  60  and  before 
attainment  of  age  65,  no  matter  how  long  or  short  his  period  of  service 
may  be,  he  is  entitled  to  enter  upon  an  annuity  immediately  upon  sep- 
aration from  service. 

If  an  employee,  coming  under  one  of  the  classes  stated  in  the  pre- 
ceding paragraph,  reenters  the  service  before  he  attains  age  65,  and 
after  he  has  entered  upon  his  annuity,  his  annuity  will  be  discontinued 
when  he  reenters  the  service,  and  his  account  will  be  credited  with  an 
amount  equal  to  the  amount  necessary  to  provide  the  annuity  that  was 
discontinued.  The  amount  thus  credited  will  be  improved  by  interest 
at  the  rate  of  4 per  cent  per  annum,  and  deductions  from  salary  and 
contributions  by  the  city  will  be  added,  also  with  interest,  so  that  when 
the  employee  becomes  separated  from  service  again  he  will  receive  a 
larger  annuity  than  was  formerly  paid  to  him. 

If  an  employee  who  became  separated  from  the  service  before  he 
attained  age  55,  reenters  the  service  before  he  attains  55,  or  if  an 
employee  who  became  separated  from  the  service  before  he  attained 
age  60,  having  less  than  10  years  of  service  to  his  credit,  reenters  the 
service  before  he  attains  age  65,  then  if  he  did  not  receive  refunds,  there 
will  be  to  his  credit  upon  reentrance  an  amount  equal  to  the  amount  to 
his  credit  upon  date  of  separation  from  the  service  improved  by  interest 
at  the  rate  of  per  cent  per  annum  to  the  date  of  his  reentrance  and 
his  former  years  of  service  will  count  as  years  of  service  when  he  again 
becomes  separated  from  the  service. 

If  an  annuitant  or  a service  pensioner  under  the  Act  of  1911  re- 
enters the  service  after  he  attains  age  65,  his  annuity  or  pension  will 
be  discontinued  and  when  he  again  becomes  separated  from  the  service 
his  annuity  or  pension  at  the  former  rate  will  be  paid  to  him. 

If  an  employee  becomes  separated  from  the  service  before  he  attains 
age  65,  then  when  his  annuity  is  fixed,  his  marital  condition  for  annuity 
purposes  is  established.  If  it  is  found  that  he  has  a wife  to  whom 
he  was  married  before  he  became  separated  from  the  service,  the  annuity 
which  such  wife  will  receive  if  she  becomes  a widow  is  then  fixed.  If 
it  is  found  that  he  has  no  wife,  or  that  if  he  has  a wife  he  was  married 
to  her  after  he  became  separated  from  the  service,  then  refund  of  all 
amounts  deducted  from  salary  for  Widow’s  Annuity  purposes  with 
interest  will  be  made  to  the  employee  and  thereafter  no  wife  of  the 
employee  will  be  entitled  to  annuity  unless  he  reenters  service  before 
he  attains  age  65. 

If  an  employee  to  whom  refunds  for  Widow’s  Annuity  purposes 
was  made,  reenters  service  before  he  attains  age  65,  or  if  an  employee 
for  whose  wife  an  annuity  was  fixed  reenters  service  before  he  attains 
age  65,  with  a wife  other  than  the  one  for  whom  annuity  was  fixed, 

70 


the  annuity  of  the  wife  of  any  such  employee  will  be  the  same  as  if  the 
employee  entered  service  for  the  first  time  on  the  date  when  he  reenters 
the  service. 

PENSIONERS  UNDER  THE  ACT  OF  1911 

For  purposes  of  this  discussion,  pensioners  under  the  Act  of  1911 
will  be  divided  into  two  classes,  namely:  Service  Pensioners  and  Dis- 
ability Pensioners. 

Service  Pensioners  are  those  who  became  separated  from  the  service 
before  January  1,  1922,  with  at  least  20  years  of  service  to  their  credit, 
having  attained  the  age  of  at  least  55  years.  In  this  group  also  are 
included  those  who  became  separated  from  the  service  before  January 
1,  1922,  with  at  least  20  years  of  service  to  their  credit  and  on  January 
1,  1922,  were  still  under  the  age  of  55,  and  who  have  made  or  are  mak- 
ing the  payments  required  to  entitle  them  to  pension  upon  attainment  of 
age  55. 

Disability  Pensioners  are  those  who  are  in  receipt  of  pensions 
granted  from  the  Fund  created  by  the  Act  of  1911  on  account  of  dis- 
ability. 

Service  Pensioners 

Service  Pensioners  will  receive  under  the  Act  of  1921,  the  pensions 
provided  under  the  Act  of  1911.  Their  widows  and  children  will  not 
be  entitled  to  receive  any  benefits  under  the  Act  of  1921.  [Sec.  52.] 

Former  employees  who  left  the  service  of  the  city  before  January  1, 
1922,  after  having  served  20  or  more  years  but  before  attaining  age  55, 
are  required  to  make  the  payments  specified  in  Section  8 of  the  Act  of 
1911,  to  receive  pensions  as  stated  in  that  Act  when  they  become  55 
years  of  age.  [Sec.  52.] 

Disability  Pensioners 

Disability  Pensioners  are  classed  in  the  Act  of  1911  as  employees 
in  service.  Any  employee  therefore  who  was  a Disability  Pensioner  on 
January  1,  1922,  has  the  standing  on  that  date  of  a Present  Employee. 
He  or  she  will  therefore  be  entitled  to  the  Annuity  provided  under  the 
Act  of  1921  Upon  separation  from  service  and  the  widow  and  children 
of  any  such  employee  have  the  same  rights  under  the  Act  of  1921  as 
if  the  employee  were  in  active  service  on  that  date. 

On  and  after  January  1,  1922,  a Disability  Pensioner  will  receive, 
during  disability,  the  pension  allowed  under  the  Act  of  1911.  During 
disability  his  time  will  count  as  service,  but  since  neither  the  city  nor 
the  employee  makes  any  contributions  for  annuity  purposes  for  the 
employee  or  for  a possible  widow,  the  accumulation  for  annuity  purposes 
can  increase  only  by  interest  on  the  accumulation  to  the  credit  of  the 
employee  on  January  1,  1922.  When  disability  ceases,  the  employee 
has  a right  to  be  returned  to  the  service.  If  disability  continues,  the 
employee  may  remain  on  Disability  Pension,  or  when  he  qualifies  for 
Annuity,  he  may  resign  from  the  service  and  enter  upon  the  annuity 
provided  for  him  under  the  Act  of  1921.  [Secs.  12,  51  and  52.] 

CHILDREN’S  ANNUITIES 

Any  child,  under  18  years  of  age,  of  the  blood  of  a deceased  male 
cr  female  employee,  born  before  the  employee  attains  age  65  and  before 

71 


his  resignation  or  discharge  from  the  service  will  be  eligible  for  annuity 
under  one  or  other  of  the  following  conditions:  [Sec.  45.] 

Either  the  death  of  the  employee  father  or  mother  is  the  result  of 
an  injury  incurred  in  the  performance  of  an  act  or  acts  of  duty,  or 

The  death  of  the  employee  father  or  mother  occurs  while  the  em- 
ployee is  in  service,  after  he  or  she  was  in  the  service  for  a period  of 
at  least  four  years  from  the  date  of  his  or  her  original  entrance  into 
the  service,  and  if  the  employee  was  a reentrant,  after  he  or  she  was  in 
the  service  after  reentrance  for  at  least  two  years,  or 

The  death  of  the  employee  parent  occurs  after  such  parent  retires 
upon  annuity  while  disabled  after  the  period  of  Ordinary  Disability 
Benefit  for  such  employee  has  expired.  [Sec.  49.] 

The  amount  of  any  such  annuity  will  be  $10.00  per  month  for  each 
child  while  a widow  or  widower  of  the  deceased  employee  parent  is 
alive,  and  $20.00  a month  while  no  such  widow  or  widower  is  alive, 
except  that  if  the  combined  annuities  to  a widow  and  children  would 
exceed  an  amount  equal  to  70  per  cent  of  the  final  salary  of  the  em- 
ployee, if  his  death  was  the  result  of  injury  incurred  in  the  performance 
of  an  act  or  acts  of  duty,  or  60  per  cent  of  tlie  final  salary  of  the  employee 
if  his  death  was  from  any  cause  other  than  the  performance  of  an  act 
or  acts  of  duty,  the  annuity  of  each  child  will  be  reduced  so  that  the 
combined  annuities  for  tbe  family  will  not  exceed  a sum  equal  to  the 
amount  of  such  percentage. 

Children’s  annuities  are  also  payable  to  an  employee  disabled  as 
the  result  of  injury  incurred  in  the  performance  of  duty.  (See  Duty 
Disability  Benefits.) 

DUTY  DISABILITY  BENEFITS 

Duty  Disability  Benefits  are  benefits  provided  for  employees  who 
become  disabled  from  injury  incurred  in  the  performance  of  an  act  or 
acts  of  duty  while  working  for  the  city.  [Sec.  46.] 

To  be  eligible  for  such  disability  benefit,  the  employee  must  become 
disabled  before  he  attains  the  age  of  65  years. 

Duty  Disability  Benefits  are  payable  during  the  period  of  disability 
because  of  the  injury  incurred  while  in  performance  of  an  act  or  acts  of 
duty,  until  the  employee  attains  age  65.  Upon  attainment  of  such  age 
disability  benefit  ceases. 

The  amounts  of  disability  benefits  provided  are  as  follows : 

1.  A Benefit  equal  to  75  per  cent  of  salary  which  the  employee  was 
receiving  at  the  time  injury  occurred. 

2.  A Benefit  of  $10.00  a month  for  each  child  under  18  years  of 
age  of  the  blood  of  the  disabled  employee,  provided  that  the  amount 
paid  to  the  employee  because  of  all  such  children  will  not  exceed  15 
per  cent  of  the  employee’s  salary. 

3.  During  the  period  of  disability,  the  city  will  contribute  for  Age 
and  Service  Annuity  purposes  and  Widow’s  Annuity  purposes  the  amounts 
which  both  it  and  the  employee  would  have  contributed  for  such  pur- 
poses if  the  employee  had  not  been  disabled  but  had  continued  in  active 
service  during  the  period  of  disability  at  the  salary  which  the  employee 
had  received  at  the  time  of  injury. 

72 


ANNUITY  FOR  WIDOW  IF  DEATH  OF  HUSBAND  IS 
CAUSED  BY  INJURY  INCURRED  IN  PER- 
FORMANCE OF  DUTY 

Notwithstanding  anything  said  elsewhere,  if  a male  employee  is 
killed  before  attainment  of  age  65,  while  in  performance  of  an  act  or 
acts  of  duty  while  working  for  the  city,  or  dies  before  attainment  of 
age  65  from  injury  incurred  while  in  performance  of  an  act  or  acts 
of  duty  while  working  for  the  city,  leaving  a widow,  such  widow  will 
be  entitled  to  an  annuity  of  an  amount  equal  to  60  per  cent  of  the  salary 
of  the  employee  as  it  was  at  the  time  of  his  injury.  Such  annuity  will 
be  payable  to  her  until  the  date  when  her  husband  if  alive  would  have 
attained  age  65.  Thereafter,  her  annuity  will  be  that  which  she  would 
have  received  if  her  husband  had  lived  to  age  65  and  had  remained  in 
the  service  of  the  city  during  that  time  at  the  salary  which  he  had  at 
the  time  of  his  injury.  [Sec.  33.] 

ORDINARY  DISABILITY  BENEFITS 

Ordinary  Disability  Benefits  are  benefits  provided  for  employees 
who  become  disabled  from  any  cause  other  than  injury  incurred  in  the 
performance  of  an  act  or  acts  of  duty  while  working  for  the  city.  [Sec. 
47.]  To  be  eligible  for  such  benefits,  disability  must  have  occurred  on 
or  after  January  1,  1922. 

Employees  eligible  for  Ordinary  Disability  Benefits 

All  employees  from  whose  salaries  deductions  are  being  made  for 
Age  and  Service  Annuity  purposes,  while  under  age  65,  are  eligible  for 
Ordinary  Disability  Benefits  provided  they  keep  up  payments  for  such 
benefits.  Also,  all  employees  on  leave  of  absence  while  under  age  65, 
provided  they  keep  up  payments  for  such  benefits. 

Periods  of  Disability  for  which  Ordinary  Disability  Benefits  will  be 

Payable 

Ordinary  Disability  Benefits  will  be  payable  for  any  period  of  dis- 
ability not  due  to  injury  incurred  in  performance  of  an  act  or  acts  of 
duty  after  a period  of  30  days  has  elapsed  from  the  date  when  dis- 
ability begins,  and  will  continue  while  di^^ability  continues  for  a period 
equal  to  one-fourth  of  the  period  of  service  rendered  by  the  employee 
before  disability  occurred,  but  not  in  excess  of  five  years  in  any  event, 
nor  in  any  event  after  the  employee  shall  have  attained  the  age  of  65 
years. 

Amounts  of  Ordinary  Disability  Benefits 

The  amount  of  Ordinary  Disability  Benefits  payable  to  an  employee 
is  an  amount  equal  to  50  per  cent  of  the  salary  of  the  employee  as  that 
salary  will  be  at  the  time  of  disability.  From  such  amount,  however, 
will  be  deducted  3^4  per  cent  of  salary  for  Age  and  Service  Annuity 
purposes,  and  in  the  case  of  a male  employee  one  per  cent  of  salary 
for  Widow’s  Annuity  purposes.  Thus  there  will  actually  be  paid  during 
disability,  45%  per  cent  of  salary  if  the  employee  be  a male  employef 
and  46%  per  cent  if  the  employee  be  a female  employee. 

73 


Payments  by  Employees  for  Disability  Benefits 

During  each  of  the  months  of  January,  April,  July  and  October  in 
the  year  1922,  there  will  be  deducted  from  the  salary  of  each  employee 
who  is  not  in  receipt  of  disabilty  benefits  and  is  under  the  age 
of  65  years,  an  amount  equal  to  one-ninety-sixth  of  one  per  cent 
of  the  annual  salary  (twelve  and  one-half  cents  for  each  $100  of 
monthly  salary)  of  the  employee.  Each  such  deduction  will  constitute 
payment  towards  Ordinary  Disability  Benefits  for  three  months. 

In  any  year  following  the  year  1922,  the  whole  group  of  employees 
who  are  under  age  65  will  pay  one-half  of  the  amount  estimated  by  the 
Retirement  Board  as  being  necessary  to  pay  Ordinary  Disability  Benefits 
during  such  year.  Of  this  amount  each  employee  will  pay  in  each  of 
the  months  of  January,  April,  July  and  October,  one-fourth  of  the 
amount  which  his  annual  salary  bears  to  the  total  of  the  annual  salaries 
of  all  the  employees  under  age  65  in  the  group. 

If  an  employee  will  not  be  in  receipt  of  salary  during  any  one  of 
the  months  stated,  then  the  amount  necessary  to  be  paid  for  disability 
benefits  must  be  paid  directly  to  the  Retirement  Board  before  the  10th 
day  of  the  following  month.  Otherwise,  the  employee  will  lose  all  rights 
to  Ordinary  Disability  Benefits  until  he  becomes  reinstated.  Reinstate- 
ment involves  a medical  examination  at  a cost  to  the  employee  of  an 
amount  not  to  exceed  $3.00. 

Loss  of  rights  to  Ordinary  Disability  Benefits  does  not  cause  loss  of 
rights  of  an  employee  for  annuity.  Widow’s  Annuity,  Children’s  Annuity, 
Duty  Disability  Benefits  or  Child’s  Disability  Benefits.  It  does  however 
cause  loss  of  the  city’s  contributions  for  annuity  purposes  during  any 
period  of  disability  and  loss  of  the  right  to  be  returned  to  active  service 
when  disability  ceases.  A disabled  employee  who  has  no  right  to  Ordinary 
Disability  Benefits  will  have  the  same  standing  as  an  employee  absent  on 
leave  of  absence. 

Manner  in  which  Salary  is  used  in  the  Act 

The  definitions  of  salary  given  under  the  heading  “salary”  on 
page  61  are  made  for  the  purpose  of  classifying  employees  into  groups 
arranged  according  to  such  assumed  salaries.  As  an  instance  of  such 
classification,  an  employee  whose  salary  or  wages  is  $1.00  per  hour,  is 
classified  in  the  salary  group  as  an  employee  whose  annual  salary  is  2400 
times  $1.00  or  $2,400.00. 

For  annuity  purposes,  deductions  from  salaries  are  made  on  the  basis 
of  a deduction  of  an  amount  equal  to  a certain  percentage  of  each  pay- 
ment on  account  of  salary  up  to  the  maximum  payment  considered  for 
annuity  purposes,  and  not  on  the  basis  of  the  assumed  annual  salary.  Thus 
if  salary  payments  are  being  made  twice  a month,  deduction  of  amounts 
equal  to  a certain  stated  percentage  of  salary  payments  up  to  a maximum 
of  $125.00  will  be  made  from  each  salary  payment. 

This  explanation  may  be  rendered  clearer  by  means  of  an  ilustration : 
Suppose  for  instance  that  the  wages  of  an  employee  is  $1.00  per  hour  and 
that  payments  are  made  twice  a month.  From  each  payment  up  to  $125.00, 
the  stated  percentage  will  be  deducted.  If,  during  the  year,  deductions 
have  been  made  on  a total  amount  of  $2,400.00,  then  no  further  deductions 

74 


will  be  made  for  annuity  purposes  for  the  remainder  of  that  year.  If, 
during  the  year,  deductions  have  been  made  of  less  than  the  required  per- 
centage of  $2,400.00,  the  annuities  will  be  less  by  reason  of  that  fact  than 
they  would  be  if  deductions  had  been  made  on  the  basis  of  $2,400.00. 

For  Ordinary  Disability  Benefits,  deductions  from  salaries  are  made 
on  the  basis  of  the  assumed  annual  salary  and  not  on  the  basis  of  the  actual 
amount  received  in  salary,  and  Disability  Benefits,  both  Ordinary  and 
Duty,  are  paid  on  the  basis  of  the  asumed  salary. 

Thus,  the  employee  whose  wages  is  $1.00  per  hour,  pays  for  Ordinary 
Disability  Benefits  on  the  basis  of  a salary  of  $2,400.00  a year  and  the 
benefits  paid  him  will  be  the  stated  percentage  of  a salary  of  $2,400.00 
a year. 

Payments  by  Employees  while  Absent  from  Active  Service  and  not 
in  Receipt  of  Disability  Benefits 

When  an  employee  is  absent  from  active  service  and  not  in  receipt 
of  Ordinary  Disability  Benefits  or  of  Duty  Disability  Benefits,  he  makes 
no  payments  to  the  Annuity  and  Benefit  Fund  other  than  those  required 
for  Ordinary  Disability  Benefit  purposes. 

A Disabled  Employee  may  retire  on  Annuity  when  Disability  Benefits 
cease 

When  an  employee  has  received  Ordinary  Disability  Benefits  for  as 
long  a period  as  he  can  receive  them  under  the  Act,  he*  may  then,  if  he  is 
still  disabled,  retire  on  annuity.  [Sec.  49.]  Under  this  provision,  a dis- 
abled employee  may  retire  on  annuity  before  he  attains  age  55,  which  is 
the  minimum  age  at  which  one  may  enter  upon  annuity  under  any  other 
conditions. 

The  amount  of  annuity  which  such  an  employee  will  receive  will  be 
that  which  can  be  provided  from  the  total  accumulations  to  his  credit  for 
Age  and  Service  Annuity  and  Prior  Service  Annuity  purposes,  at  the  time 
annuity  is  granted. 

Amount  of  Disability  Benefits  reduced  by  Amounts  Received  under 
the  Workmen’s  Compensation  Act 

The  amount  of  disability  benefits  which  an  employee  may  receive  will 
be  reduced  by  any  amounts  received  by  him  under  the  Workmen’s  Com- 
pensation Act.  [Sec.  48.] 

DISPOSITION  OF  FUND  CREATED  BY  THE  ACT  OF  1911 

On  January  1,  1922,  the  Board  of  Trustees  of  the  Municipal  Pension 
Fund  created  by  the  Act  of  1911,  transferred  to  the  Retirement  Board  of 
the  Municipal  Employees  Annuity  and  Benefit  Fund  all  the  assets  in  its 
possession.  The  Municipal  Pension  Fund  then  ceased  to  exist,  being  super- 
seded by  the  Municipal  Employees’  Annuity  and  Benefit  Fund. 

The  assets  thus  transferred  were  credited  to  a fund  within  the  An- 
nuity and  Benefit  Fund  known  as  the  Prior  Service  Fund.  Into  this  fund 
the  city  will  pay  annually  the  sum  of  $600,000.00,  until  there  is  a sufficient 
amount  in  this  fund  to  provide  for  all  annuities  and  pensions  arising 
because  of  service  rendered  before  January  1,  1922.  From  this  fund  will 
be  paid  all  pensions  to  those  on  the  pension  roll  on  January  1,  1922,  and 

75 


all  annuities  and  parts  of  annuities  arising  because  of  service  rendered 
before  January  1,  1922. 

Funds  comprising  the  Annuity  and  Benefit  Fund 

In  Section  56,  the  funds  comprising  the  Annuity  and  Benefit  Fund 
are  enumerated,  and  the  manner  in  which  the  books  of  the  Fund  are  to 
be  kept  is  prescribed.  A familiarity  with  the  contents  of  this  section  is 
not  necessary  for  an  understanding  of  the  remaining  portions  of  the  Act. 

TABLES  GIVING  IN  PERCENTAGES  OF  SALARY  THE 
AMOUNT  TO  BE  RECEIVED  IN  ANNUITY 

On  pages  79  to  118  inclusive  are  given  tables  showing  in  percentages 
of  salaries  the  amounts  which  employees  will  receive  in  annuity  under  the 
conditions  of  age  at  entrance,  years  of  service  before  January  1,  1922,  and 
ages  upon  retirement  on  annuity  as  stated  in  the  tables. 

On  pages  119  to  121  inclusive  are  given  tables  showing  in  percent- 
ages of  salaries  of  employees  the  amounts  which  widows  of  employees 
will  receive  in  annuity  under  the  conditions  stated  in  the  headings. 

The  tables  on  pages  122  to  130  inclusive  will  be  referred  to  later. 

How  to  use  Tables  on  Pages  79  to  118,  Inclusive 

At  the  top  of  .each  table  is  given  the  age  at  entrance  into  the  service. 
In  the  left  hand  column  are  given  the  years  of  service  rendered  before 
January  1,  1922.  In  each  of  the  remaining  columns  of  the  page  is  given, 
in  percentages  of  salary,  the  amount  which  the  employee  will  receive  in 
annuity  if  he  becomes  separated  from  the  service  at  the  age  stated  at  the 
top  of  the  column. 

To  illustrate:  Suppose  that  an  employee  entered  the  service  at  age  25 
and  was  in  service  for  14  years  on  January  1,  1922.  To  determine  the 
amount  as  a percentage  of  salary  which  he  will  receive  in  annuity : 

Turn  to  the  page  referring  to  age  25  at  entrance.  This  is  page  83. 
On  the  line  opposite  the  number  14  in  the  left  hand  column,  will  be  found 
figures  indicating  in  percentage  of  salary  the  amount  of  annuity  which  the 
employee  will  receive: 

Thus  if  he  becomes  separated  from  the  service  at  age  55,  his  per- 
centage will  be  37.3,  if  at  age  56,  his  percentage  will  be  40.7,  and  so  on. 

To  find  Amount  of  Annuity  per  Year  which  an  Employee  will  receive 

To  find  the  amount  of  annuity  per  year  which  an  employee  will  re- 
ceive, multiply  the  percentage  by  the  amount  of  salary  and  divide  by  100. 

Thus,  if  the  employee  in  the  preceding  illustration  becomes  separated 
from  the  service  at  age  55,  the  amount  of  his  annuity,  if  his  salary  is 
$1,680  per  year  will  be  $1,680  multiplied  by  37.3  and  divided  by  100,  or 
$626.64  per  year.  If  he  receives  a salary  of  $3,000  a year,  his  annuity  will 
be  $3,000  multiplied  by  37.3  and  divided  by  100,  or  $1,119.00  per  year, 
and  so  on  for  any  salary. 

Percentages  not  quite  accurate  for  Salaries  other  than  $1,680 

It  will  be  noticed  that  the  headings  on  the  tables  on  pages  79  to  118 
inclusive  contain  the  statement  that  the  salary  used  in  the  calculation  was 
$1,680  a year. 


76 


The  percentages  given  in  those  tables  apply  with  considerable  accuracy 
to  all  salaries  up  to  $3,000,  but  to  have  entirely  accurate  percentages,  it 
would  be  necessary  to  construct  separate  tables  for  each  salary.  When  a 
salary  is  less  than  $1,680  the  percentage  will  be  greater  than  that  indicated 
in  the  table,  and  when  the  salary  is  greater  than  $1,680,  the  percentage  will 
be  less  than  that  indicated.  When  the  salary  is  within  $400  of  the  salary 
taken,  namely  $1,680,  the  variation  from  the  percentage  given  in  the  table 
will  not  be  more  than  about  one  per  cent  of  salary.  When  the  salary  is 
$3,000,  or  thereabouts,  the  variation  from  the  percentage  given  in  the  table 
may  run  in  cases  where  the  employees  entered  the  service  at  about  21  and 
remained  in  the  service  to  age  65,  which  are  the  extreme  cases,  to  as  high 
as  5 per  cent  of  salary. 

The  reason  why  the  amount  to  be  received  in  annuity  is  not  a uniform 
percentage  of  salary  (conditions  of  age  and  period  of  service  being 
identical)  is  that  payments  to  the  fund  created  by  the  Act  of  1911  did  not 
represent  a uniform  percentage  of  salaries. 

How  to  use  the  Table  on  Pages  119  to  121,  to  find  Amounts  of 

Widow’s  Annuities 

The  amount,  stated  as  a percentage  of  the  salary  of  the  husband, 
which  the  widow  of  an  employee  will  receive  in  annuity  under  stated  con- 
ditions, can  be  found  as  follows : 

Find,  in  the  left-hand  column  of  the  page  under  “Age,”  the  age  at 
which  the  employee  husband  entered  the  service.  The  figures  on  the  same 
line  with  such  age,  give,  in  percentage  of  salary  of  the  husband,  the  amount 
which  the  widow  will  receive  in  annuity  if  the  husband  becomes  separated 
from  the  service  at  the  age  stated  at  the  top  of  the  column  and  the  differ- 
ence in  age  between  husband  and  wife  is  as  stated. 

To  illustrate:  Suppose  that  an  employee  entered  the  service  at  age  36 
and  becomes  separated  from  the  service  at  age  55.  Then,  if  his  wife  is 
10  years  younger  than  he,  she  will  receive  an  annuity  amounting  to  17.4 
percent  of  his  salary,  while  if  she  is  5 years  younger  than  he,  she  will 
receive  an  annuity  amounting  to  22.0  per  cent  of  his  salary. 

If  a wife  is  older  than  5 years  the  junior  of  her  husband,  the  per- 
centage that  applies  to  her  is  given  in  the  column  headed,  “Wife  5 years 
younger.”  For  any  age  between  10  years  younger  and  5 years  younger, 
the  proper  percentage  can  be  found  with  sufficient  accuracy  for  illustra- 
tive purposes  as  in  the  following  illustration : 

Suppose  that  the  husband  entered  the  service  at  age  36,  and  becomes 
separated  from  the  service  at  age  55,  his  wife  being  8 years  younger  than 
he:  Subtract  17.4  from  22.0.  The  result  is  4.6.  Divide  4.6  by  5.  The 
result  is  .9.  Multiply  .9  by  3.  The  result  is  2.7.  Subtract  2.7  from  22.0. 
The  result  is  19.3,  which  is  the  percentage  to  be  applied. 

Tables  for  Widows  Accurate 

The  tables  for  widows  apply  accurately  to  all  salaries. 

Tables  on  Pages  122  to  130,  Inclusive 

Tables  on  pages  79  to  119  inclusive  apply  onlv  where  the  salary  of  the 
employee  remains  the  same  from  January  1,  1922,  to  date  of  separation 
trom  service,  in  the  case  of  a present  employee,  or  from  date  of  entrance 

77 


into  service  to  date  of  separation  from  service,  in  the  case  of  a future 
entrant. 

By  means  of  the  tables  given  on  pages  122  to  130  inclusive,  the 
amount  which  an  employee  will  receive  in  annuity  when  the  employee  has 
had  raises  in  salary  can  be  determined  as  follows : 

In  the  tables  on  pages  122  to  130  inclusive,  find  the  percentage  of  sal- 
ary which  the  employee  would  receive  in  annuity  but  for  the  limitation  that 
no  annuity  can  exceed  an  amount  equal  to  60  per  cent  of  salary.  This 
percentage  refers  to  the  salary  of  January  1,  1922,  if  the  employee  be  a 
present  employee,  or  to  the  salar^^  at  entrance  into  service  if  the  employee 
be  a future  entrant.  Convert  this  percentage  into  dollars  and  cents  by 
multiplying  the  percentage  by  the  salary  and  dividing  by  100.  Take  the 
age  of  the  employee  when  a raise  in  salary  is  experienced,  and  by  means 
of  the  appropriate  tables  on  pages  79  to  .119  inclusive,  find  the  percentage 
of  such  raise  which  he  will  receive  in  annuity.  The  total  of  the  two  results 
will  give  the  required  annuity. 

To  illustrate:  Suppose  that  an  employee  entered  the  service  at  age 
25,  was  14  years  in  service  on  January  1,  1922,  had  a salary  of  $1,680  on 
January  1,  1922,  had  a raise  in  salary  of  $1,000  on  January  1,  1931.  and 
became  separated  from  the  service  at  age  62.  To  find  the  amount  of  his 
annuity : On  page  126  it  is  shown  that  the  amount  of  his  annuity  on  the 
basis  of  salary  of  $1,680  would  be  68.9  per  cent  of  $1,680,  but  for  the 
limitation  that  no  annuity  can  exceed  60  per  cent  of  salary.  Now  68.9  per 
cent  of  $1,680  is  $1,157.52.  On  January  1,  1931,  he  will  be  48  years  of 
age.  On  page  111,  on  the  line  where  0 appears  in  the  left-hand  column  is 
17.8  per  cent.  This  is  the  percentage  which  the  raise  of  $1,000  in  salary 
at  age  48  will  provide  in  annuity.  This  converted  to  dollars  and  cents  gives 
$178.00.  Add  $1,157.52  and  $178.00.  The  total  is  $1,335.52.  The  final 
salary  of  the  employee  in  the  assumed  case  is  $2,860,00.  Since  $1,335.52 
is  less  than  60  per  cent  of  $2,860.00,  the  employee  would  receive  $1,335.52 
in  annuity. 


78 


0 

1 

2 

3 

4 

5 

6 

7 

8 

9 

10 

11 

12 

13 

14 

15 

16 

17 

18 

19 

20 

21 

22 

23 

24 

25 

26 

27 

28 

29 

30 

31 

32 

33 

34 

35 

36 

37 

38 

39 

40 


AGE  AT  ENTRANCE  21 


Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
length  of  service  prior  to  January  1,  1922,  is  as  stated  and 
he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 


LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


55  56  57  58  59  60  61  62 


54.5 

59.0 

60.0 

60.0 

54.0 

58.5 

60.0 

60.0 

53.5 

58.1 

60.0 

60.0 

53.1 

57.6 

60.0 

60.0 

52.7 

57.2 

60.0 

60.0 

52.2 

56.7 

60.0 

60.0 

51.7 

56.1 

60.0 

60.0 

51.3 

55.6 

60.0 

60.0 

50.8 

55.2 

59.9 

60.0 

50.4 

54.7 

59.4 

60.0 

50.0 

54.2 

58.9 

60.0 

49.3 

53.6 

58.2 

60.0 

48.5 

52.7 

57.2 

60.0 

47.7 

51.8 

56.3 

60.0 

46.9 

51.0 

55.4 

60.0 

46.2 

50.2 

54.6 

59.4 

45.5 

49.5 

53.8 

58.5 

44.8 

48.7 

53.0 

57.7 

44.2 

48.0 

52.2 

56.9 

43.5 

47.3 

51.5 

56.1 

42.9 

46.7 

50.8 

55.3 

42.3 

46.1 

50.2 

54.6 

41.8 

45.5 

49.5 

53.9 

41.2 

44.9 

48.9 

53.3 

40.7 

44.3 

48.3 

52.6 

40.2 

43.8 

47.7 

52.0 

39.7 

43.3 

47.2 

51.4 

39.3 

42.8 

46.7 

50.9 

38.8 

42.3 

46.2 

50.3 

38.4 

41.9 

45.7 

49.8 

38.0 

41.4 

45.2 

49.3 

37.6 

41.0 

44.7 

48.8 

37.2 

40.6 

44.3 

48.4 

36.9 

40.2 

43.9 

47.9 

36.5 

39.8 

43.5 

47.5 

39.5 

43.1 

47.1 

42.7 

46.7 

46.3 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

59.5 

60.0 

60.0 

60.0 

58.8 

60.0 

60.0 

60.0 

58.1 

60.0 

60.0 

60.0 

57.4 

60.0 

60.0 

60.0 

56.7 

60.0 

60.0 

60.0 

56.1 

60.0 

60.0 

60.0 

55.5 

60.0 

60.0 

60.0 

54.9 

59.9 

60.0 

60.0 

54.3 

59.3 

60.0 

60.0 

53.8 

58.7 

60.0 

60.0 

53.3 

58.2 

60.0 

60.0 

52.8 

57.6 

60.0 

60.0 

52.3 

57.1 

60.0 

60.0 

51.8 

56.6 

60.0 

60.0 

51.4 

56.1 

60.0 

60.0 

51.0 

55.7 

60.0 

60.0 

50.6 

55.2 

60.0 

60.0 

50.2 

54.8 

59.9 

60.0 

54.4 

59.5 

60.0 

59.1 

60.0 

79 


Years  of 
service 
prior  to 
1/1/22 


0 

1 

2 

3 

4 

5 

6 

7 

8 

9 

10 
11 
12 

13 

14 

15 

16 

17 

18 

19 

20 
21 
22 

23 

24 

25 

26 

27 

28 

29 

30 

31 

32 

33 
31 

35 

36 

37 

38 

39 

40 


AGE  AT  ENTRANCE  22 

Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
length  of  service  prior  to  January  1,  1922,  is  as  stated  and 
he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 


LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


55 

56 

57 

58 

59 

60 

61 

62 

51.6 

56.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

51.1 

55.5 

60.0 

60.0 

60.0 

60.0 

60.0 

60  0 

50.7 

55.1 

59.8 

60.0 

60.0 

60.0 

60.0 

60.0 

50.3 

54.6 

59.3 

60.0 

60.0 

60.0 

60.0 

60  0 

49.9 

54.2 

58.8 

60.0 

60.0 

60.0 

60.0 

60.0 

49.5 

53.7 

58.4 

60.0 

60.0 

60.0 

60.0 

60  0 

49.0 

53.2 

57.8 

60.0 

60.0 

60.0 

60.0 

60.0 

48.6 

52.7 

57.3 

60.0 

60.0 

60.0 

60.0 

60  0 

48.1 

52.3 

56.8 

60.0 

60.0 

60.0 

60.0 

60.0 

47.7 

51.8 

56.3 

60.0 

60.0 

60.0 

60.0 

60.0 

47.3 

51.4 

55.8 

60.0 

60.0 

60.0 

60.0 

60.0 

46.7 

50.7 

55.2 

60.0 

60.0 

60.0 

60.0 

60.0 

45.9 

49  9 

54.2 

59.0 

60.0 

60.0 

60.0 

60  0 

45.1 

49.1 

53.4 

58.1 

60.0 

60.0 

60.0 

60.0 

44.4 

48.3 

52.5 

57.1 

60.0 

60.0 

60.0 

60.0 

43.7 

47.5 

51.7 

56.3 

60.0 

60.0 

60.0 

60.0 

43.0 

46 . 8 

50.9 

55.4 

60.0 

60.0 

60.0 

60.0 

42.3 

46.1 

50.2 

54.6 

59.5 

60.0 

60.0 

60.0 

41.7 

45.4 

49.4 

53.9 

58.7 

60.0 

60.0 

60.0 

41.1 

44.8 

48.8 

53.1 

57.9 

60.0 

60.0 

60.0 

40.5 

44  1 

48.1 

52.4 

57.1 

60.0 

60.0 

60.0 

40.0 

43.5 

47.4 

51.7 

56.4 

60.0 

60  0 

60.0 

39.4 

43.0 

46.8 

51.0 

55.7 

60.0 

60.0 

60.0 

38.9 

42.4 

46.2 

50.4 

55.0 

60.0 

60.0 

60.0 

38.4 

41.9 

45.7 

49.8 

54.3 

59.3 

60.0 

60.0 

37.9 

41.4 

45.1 

49.2 

53.7 

58.6 

60.0 

60.0 

37.5 

40.9 

44.6 

48.6 

53.1 

58.0 

60.0 

60.0 

37.0 

40.4 

44.1 

48.1 

52.5 

57.3 

60.0 

60  0 

36.6 

' 39.9 

43.6 

47.6 

51.9 

56.7 

60.0 

60.0 

36.2 

39.5 

43.1 

47.1 

51.4 

56.2 

60.0 

60.0 

35.8 

39.1 

42.7 

46.6 

50.9 

55.6 

60.0 

60  0 

35.4 

38.7 

42.2 

46.1 

50.4 

55.1 

60.0 

60.0 

35.0 

38.3 

41.8 

45.7 

49.9 

54.5 

59.6 

60.0 

34.7 

37.9 

41.4 

45.2 

49.4 

54.0 

59.1 

60.0 

37.5 

41.0 

44.8 

49.0 

53.6 

58.6 

60..0 

40.7 

44.4 

48.6 

53.1 

58.1 

60.0 

44.1 

48.2 

52.7 

57.6 

60.0 

47.8 

52.2 

57.2 

60.0 

51.8 

56.7 

60.0 

56.3 

60.0 

60.0 


80 


AGE  AT  ENTRANCE  23 


Percenta^?e  of  salary,  employee  will  receive  in  annuity  if  his 
Aears  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year, 

prior  to 

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


55 

0 48.9 

1 48.4 

2 48.0 

3 47.6 

4 47.2 

5 46.8 

6 46.4 

7 45.9 

8 45.5 

9 45.1 

10  44.7 

11  44.1 

12  43.4 

13  42.6 

14  41.9 

15  41.2 

16  40.6 

17  40.0 

18  39.4 

19  38.8 

20  38.2 

21  37.7 

22  37.1 

23  36.6 

24  36.2 

25  35.7 

26  35.3 

27  .34 . 8 

28  34.4 

29  34.0 

30  33.7 

31  33.3 

32  32.9 

33  

34  

35  

36  

37  

38  

39  

40  


56 

57 

53 

.1 

57 

.6 

52 

.6 

57 

.2 

52 

.2 

56 

.7 

51 

.7 

56 

51 

.3 

55 

.8 

50 

.9 

55 

.3 

50 

.4 

54 

.8 

49 

.9 

54 

.3 

49 

.5 

53 

.8 

49 

.1 

53 

.4 

48 

.6 

52 

.9 

48 

.0 

52 

.2 

47 

.2 

51 

.4 

46 

.4 

50 

.5 

45 

.6 

49 

.7 

44 

.9 

48 

.9 

44 

.2 

48 

.2 

43 

.5 

47, 

'a 

42 

.9 

46 

.8 

42 

.3 

46. 

1 

41 

.7 

45 

.4 

41 

.1 

44 

.8 

40 

.5 

44 

.2 

40 

.0 

43 

.7 

39 

.5 

43 

.1 

39. 

0 

42, 

,6 

38. 

5 

42. 

1 

38 

1 

41. 

6 

37. 

6 

41. 

1 

37. 

2 

40. 

7 

36. 

8 

40. 

2 

36. 

4 

.39. 

8 

36. 

0 

39. 

4 

.35. 

7 

39. 

0 

38. 

7 

58 

59 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

59 

.6 

60 

.0 

59 

.1 

60 

.0 

58 

.5 

60 

.0 

58 

.0 

60 

.0 

57 

.6 

60 

.0 

56 

.9 

60 

.0 

55 

.9 

60 

.0 

55 

.0 

59 

.9 

54 

.1 

59 

.0 

53 

.3 

58 

.1 

52 

.5 

57, 

.2 

51 

.7 

56 

.4 

51 

,0 

55 

.6 

50 

3 

54. 

8 

49 

.6 

.54 

1 

48 

,9 

53 . 

.4 

48. 

3 

52. 

7 

47 

.7 

52 

.0 

47, 

.1 

51 

.4 

46. 

5 

50. 

8 

46. 

0 

.50. 

2 

45. 

4 

49. 

6 

44. 

9 

49. 

1 

44. 

4 

48. 

6 

44. 

0 

48. 

1 

43. 

5 

47. 

6 

43. 

1 

47. 

1 

42. 

7 

46. 

7 

42. 

3 

46. 

3 

41. 

9 

45. 

9 

45. 

5 

60 

61 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

59. 

8 

60, 

0 

59. 

0 

60 

.0 

58. 

3 

60 

.0 

57. 

5 

60 

.0 

56 

8 

60 

.0 

56 

1 

60 

.0 

55. 

5 

60 

.0 

54. 

9 

60 

.0 

54. 

3 

59. 

3 

53. 

7 

58. 

,7 

53. 

1 

58. 

1 

52. 

6 

57. 

5 

52. 

1 

57. 

0 

51. 

6 

56. 

4 

51 

1 

55. 

9 

50. 

6 

55. 

4 

50. 

2 

55. 

0 

49. 

8 

54. 

5 

49. 

4 

54. 

1 

53. 

6 

62 

63 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60, 

0 

60 

.0 

60 

0 

60 

.0 

60 

0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

0 

60 

.0 

60, 

0 

60, 

,0 

60 

.0 

60, 

.0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

59. 

7 

60. 

0 

59. 

2 

60. 

0 

58. 

8 

60. 

0 

58. 

3 

60. 

0 

60. 

0 

81 


Years  of 
service 
prior  to 
1/1/22 


0 

1 

2 

3 

4 

5 

6 

7 

8 
9 

10 

11 

12 

13 

14 

15 

16 

17 

18 

19 

20 
21 
22 

23 

24 

25 

26 

27 

28 

29 

30 

31 

32 

33 

34 

35 

36 

37 

38 

39 


AGE  AT  ENTRANCE  24 

Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
length  of  service  prior  to  January  1,  1922,  is  as  stated  and 
he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a yeair. 


LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


55 

56 

57 

58 

59 

60 

61 

62 

63 

46.2 

50.2 

54.6 

59.4 

60.0 

60.0 

60.0 

60.0 

60.0 

45.8 

49.8 

54.2 

58.9 

60.0 

60.0 

60.0 

60.0 

60.0 

45.4 

49.4 

53.7 

58.4 

60.0 

60.0 

60.0 

60.0 

60.0 

45.0 

49.0 

53.3 

58.0 

60.0 

60.0 

60.0 

60.0 

60.0 

44.7 

48.6 

52.9 

57.5 

60.0 

60.0 

60.0 

60.0 

60.0 

44.3 

48.2 

52.4 

57.0 

60.0 

60.0 

60.0 

60.0 

60.0 

43.8 

47.7 

51.9 

56.5 

60.0 

60.0 

60.0 

60.0 

60.0 

43.4 

47.2 

51.4 

56.0 

60.0 

60.0 

60.0 

60.0 

60.0 

43.0 

46.8 

51.0 

55.5 

60.0 

60.0 

60.0 

60.0 

60.0 

42.6 

46.4 

50.5 

55.0 

59.9 

60.0 

60.0 

60.0 

60.0 

42.3 

46.0 

50.1 

54.5 

59.4 

60.0 

60.0 

60.0 

60.0 

41.7 

45.4 

49.4 

53.8 

58.7 

60.0 

60.0 

60.0 

60.0 

41.0 

44.6 

48.6 

52.9 

57.7 

60.0 

60.0 

60.0 

60.0 

40.2 

43.8 

47.8 

52.1 

56.8 

60.0 

60.0 

60.0 

60.0 

39.6 

43.1 

47.0 

51.2 

55.9 

60.0 

60.0 

60.0 

60.0 

38.9 

42.4 

46.2 

50.4 

55.0 

60.0 

60.0 

60.0 

60.0 

38.3 

41.7 

45.5 

49.7 

54.2 

59.1 

60.0 

60.0 

60.0 

37.7 

41.1 

44.8 

48.9 

53.4 

58.3 

60.0 

60.0 

60.0 

37.1 

40.5 

44.2 

48.2 

52.6 

57.4 

60.0 

60.0 

60.0 

36.5 

39.9 

43.5 

47.5 

51.9 

56.7 

60.0 

60.0 

60.0 

36.0 

39.3 

42.9 

46.8 

51.2 

55.9 

60.0 

60.0 

60.0 

35.5 

38.7 

42.3 

46.2 

50.5 

55.2 

60.0 

60.0 

60.0 

35.0 

38.2 

41.7 

45.6 

49.8 

54.4 

59.5 

60.0 

60.0 

34.5 

37.7 

41.2 

45.0 

49.2 

53 . 8 

58.8 

60.0 

60.0 

34.0 

37.2 

40.7 

44.4 

48.6 

53.1 

58.1 

60.0 

60.0 

33.6 

36.7 

40.1 

43.9 

48.0 

52.5 

57.4 

60.0 

60.0 

33.2 

36.3 

39.7 

43.4 

47.4 

51.9 

56.8 

60.0 

60.0 

32.7 

35.8 

39.2 

42.9 

46.9 

51.3 

56.1 

60.0 

60.0 

32.4 

35.4 

38.7 

42.4 

46.4 

50.7 

55.5 

60.0 

60.0 

32.0 

35.0 

38.3 

41.9 

45.9 

50.2 

55.0 

60.0 

60.0 

31.6 

34.6 

37.9 

41.5 

45.4 

49.7 

54.4 

59.6 

60.0 

31.3 

34.2 

37.5 

41.0 

44.9 

49.2 

53.9 

59.0 

60.0 

33.9 

37.1 

40.6 

44.5 

48.7 

53.4 

58.5 

60.0 

36.7 

40.2 

44.1 

48.3 

52.9 

57.9 

60.0 

39.8 

43.6 

47.8 

52.4 

57.4 

60.0 

43.3 

47.4 

51.9 

56.9 

60.0 

47.0 

51.5 

56.5 

60.0 

51.1 

56.0 

60.0 

55.6 

60.0 

60.0 

82 


AGE  AT  ENTRANCE  25 


Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  - he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to  

1/1  /22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


55 

56 

57 

58 

59 

60 

61 

62 

63 

64 

0 

43. 

,7 

47, 

.5 

51. 

,7 

56. 

3 

60. 

0 

60. 

0 

60.0 

60.0 

60. 

0 

60. 

0 

1 

43 

.3 

47, 

1 

51 

3 

55 

8 

60. 

0 

60. 

0 

'60.0 

60.0 

60. 

0 

60. 

0 

2 

42. 

9 

46. 

7 

50. 

8 

55. 

4 

60. 

0 

60. 

0 

60.0 

60.0 

60. 

0 

60. 

0 

3 

42, 

6 

46, 

3 

50, 

,4 

54. 

9 

59. 

8 

60. 

0 

60.0 

60.0 

60. 

0 

60. 

0 

4 

42 

.2 

45, 

9 

50. 

.0 

54. 

5 

59. 

,4 

60. 

0 

60.0 

60.0 

60. 

0 

60. 

0 

5 

41 

.8 

45, 

.5 

49, 

,6 

54. 

0 

58. 

9 

60. 

0 

60.0 

60.0 

60. 

0 

60. 

0 

6 

41 

.4 

45 

.1 

49, 

1 

53 

.5 

58. 

3 

60 

0 

60.0 

60.0 

60. 

0 

60. 

0 

7 

41 

.0 

44 

.7 

48 

,6 

53 

.0 

57, 

.8 

60. 

0 

60.0 

60.0 

60. 

0 

60. 

0 

8 

40 

.6 

44 

.2 

48 

2 

52 

.5 

57 

,3 

60 

,0 

60.0 

60.0 

60. 

0 

60. 

0 

9 

40 

.2 

43 

.8 

47. 

.8 

52 

.1 

56 

.8 

60 

.0 

60.0 

60.0 

60. 

0 

60. 

0 

10 

39. 

9 

43. 

5 

47. 

4 

51. 

6 

56. 

3 

60. 

0 

60.0 

60.0 

60. 

0 

60. 

0 

11 

39 

,3 

42. 

9 

46, 

.7 

51 

0 

55 

6 

60. 

0 

60.0 

60.0 

60. 

0 

60. 

0 

12 

38 

.6 

42. 

,1 

45 

9 

50 

1 

54 

.6 

59, 

6 

60.0 

60,0 

60. 

0 

60. 

0 

13 

38, 

.0 

41, 

,4 

45, 

1 

49 

3 

53 

,7 

58. 

,7 

60.0 

60.0 

60. 

0 

60, 

0 

14 

37 

.3 

40. 

.7 

44. 

,4 

48. 

,4 

52. 

9 

57. 

,7 

60.0 

60.0 

60. 

0 

60. 

0 

15 

36, 

,7 

40. 

0 

43. 

7 

47. 

7 

52. 

1 

56. 

8 

60.0 

60.0 

60. 

0 

60, 

.0 

16 

36, 

.1 

39 

.4 

43 

.0 

46 

9 

51 

3 

56 

,0 

60.0 

60.0 

60 

.0 

60 

.0 

17 

35 

.5 

38 

.7 

42, 

,3 

46. 

2 

50 

5 

55 

.2 

60.0 

60.0 

60 

.0 

60 

.0 

18 

34 

.9 

38 

.1 

41 

.7 

45 

5 

49, 

.7 

54 

.4 

59.4 

60.0 

60 

.0 

60 

.0 

19 

34 

.4 

37 

6 

41 

.1 

44, 

9 

49 

0 

53, 

.6 

58.6 

60.0 

60 

.0 

60 

.0 

20 

33 

.9 

37 

.0 

40 

.5 

44 

.2 

48 

.3 

52 

.9 

57.8 

60.0 

60 

.0 

60 

.0 

21 

33 

.4 

36 

.5 

39 

.9 

43 

.6 

47 

.7 

52 

.2 

57.1 

60.0 

60 

.0 

60 

.0 

22 

32 

.9 

36 

.0 

39 

.3 

43 

.0 

47 

.1 

51 

.5 

56.3 

60.0 

60 

.0 

60 

.0 

23 

32 

.4 

35 

.5 

38 

.8 

42 

.5 

46 

.5 

50 

.8 

55.6 

60.0 

60 

.0 

60 

.0 

24 

32 

.0 

35 

.0 

38 

.3 

41 

.9 

45 

.9 

50 

.2 

55.0 

60.0 

60 

.0 

60 

.0 

25 

31 

.5 

34 

.5 

37 

.8 

41 

.4 

45 

3 

49 

.6 

54.3 

59.5 

60 

.0 

60 

.0 

26 

31 

.1 

34 

.1 

37 

.3 

40 

.9 

44 

.8 

49 

.0 

53.7 

58.8 

60 

.0 

60 

.0 

27 

30 

.7 

33 

.7 

36 

.9 

40 

.4 

■ 44 

.2 

48 

.5 

53.1 

58.2 

60 

.0 

60 

.0 

28 

30 

.4 

33 

.3 

36 

.5 

39 

.9 

43 

.7 

47 

.9 

52.5 

57.5 

60 

.0 

60 

.0 

29 

30 

.0 

32 

.9 

36 

.0 

39 

.5 

43 

.3 

47 

.4 

52.0 

57.0 

60 

.0 

60 

.0 

30 

29 

.6 

32 

.5 

35 

.6 

39 

.1 

42 

.8 

46 

.9 

51.4 

56.4 

60 

.0 

60 

.0 

31 

32 

.2 

35 

.3 

38 

.6 

42 

.4 

46 

.4 

50.9 

55.8 

60 

.0 

60 

.0 

32 

34 

.9 

38 

.2 

41 

.9 

46 

.0 

50.4 

55.3 

60 

.0 

60 

.0 

33 

37 

.9 

41 

.5 

45 

.5 

49.9 

54.8 

60 

.0 

60 

.0 

34 

41 

.1 

45 

,1 

49.5 

54.3 

59 

.6 

60 

.0 

35 

44 

.7 

49.0 

53.8 

59 

.1 

60 

0 

36 

48.6 

53.4 

58 

.(i 

60 

.0 

37 

52.9 

58 

.1 

60 

.0 

38 

57 

.6 

60 

.0 

39 

60 

.0 

83 


AGE  AT  ENTRANCE  26 


Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to  — — — 

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


5.'^ 

56 

57 

58 

59 

60 

61 

62 

63 

64 

65 

0 

41. 

3 

44. 

9 

49. 

0 

53. 

3 

58. 

1 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

1 

40. 

9 

44. 

5 

48. 

5 

52. 

9 

57. 

6 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

2 

40. 

5 

44. 

1 

48. 

1 

52. 

4 

57. 

1 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

3 

40. 

_2 

43. 

8 

47 . 

Y 

52. 

0 

56. 

,7 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

4 

39. 

8 

43. 

4 

47. 

3 

51. 

6 

56. 

2 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

5 

39. 

5 

43. 

0 

46. 

9 

51. 

1 

55. 

,7 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60, 

0 

6 

39. 

1 

42. 

6 

46. 

4 

50. 

6 

55. 

2 

60 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

7 

38 

42. 

.2 

46. 

0 

50. 

.1 

54. 

, 7 

59 

, 7 

60. 

0 

60. 

0 

60. 

0 

60 

0 

60 

0 

8 

38 

3 

41 

8 

45 

6 

49 

54. 

2 

59 

2 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60, 

0 

9 

37 

9 

41. 

,4 

45. 

1 

49. 

o 

53. 

'.7 

58 

.7 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

10 

37. 

,6 

41 

0 

44. 

, 7 

48. 

8 

53. 

3 

58 

2 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60 

0 

11 

37. 

.1 

40. 

5 

44 

^ 2 

48 

2 

52, 

.6 

57, 

’4 

60. 

0 

60. 

0 

60 

0 

60 

.0 

60, 

.0 

12 

36 

4 

39. 

. 7 

43 

4 

47 

3 

51 

. 7 

56 

. 5 

60. 

0 

60 

0 

60 

0 

60 

0 

60 

.0 

13 

35 

.7 

39 

0 

42 

6 

46 

.5 

50 

.8 

55 

.5 

60. 

.0 

60 

0 

60 

0 

60 

.0 

60 

.0 

14 

35. 

.1 

38 

.4 

41 

.9 

45 

.8 

50 

.0 

54 

.6 

59. 

,7 

60 

0 

60 

0 

60. 

,0 

60. 

.0 

15 

34 

5 

37. 

.7 

41. 

,2 

45 

0 

49 

2 

53 

.8 

58. 

8 

60. 

0 

60, 

0 

60. 

,0 

60 

.0 

16 

33 

9 

37. 

1 

40. 

5 

44 

3 

48 

4 

53 

.0 

57. 

.9 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

17 

33 

4 

36 

5 

39 

9 

43 

6 

47, 

.7 

52 

,2 

57. 

.1 

60 

0 

60 

.0 

60, 

,0 

60 

.0 

18 

32. 

8 

35. 

9 

39. 

3 

43 

0 

47. 

.0 

51 

56 

3 

60 

0 

60 

0 

60 

0 

60 

.0 

19 

32 

3 

35. 

3 

38. 

.7 

42 

.3 

46 

.3 

50 

.7 

55 

5 

60 

0 

60 

.0 

60 

.0 

60^ 

.0 

20 

31. 

8 

34. 

8 

38. 

1 

41. 

, 7 

45 

6 

50 

0 

54 

,7 

59 

9 

60 

0 

60 

.0 

60 

• 0 

21 

31. 

3 

34. 

3 

37. 

6 

41. 

1 

45 

0 

49 

3 

54 

0 

59, 

,1 

60 

.0 

60 

.0 

60 

.0 

22 

30. 

9 

33. 

.8 

37. 

0 

40 

5 

44 

.4 

48 

.6 

53 

3 

58 

4 

60 

,0 

60 

.0 

60 

.0 

23 

30. 

4 

33. 

A 

36. 

5 

40. 

0 

43. 

.8 

48 

.0 

52. 

6 

57, 

6 

60 

.0 

60 

.0 

60 

.0 

24 

30 

.0 

32 

9 

36. 

.0 

39 

5 

43 

3 

47, 

.4 

51 

9 

56 

9 

60 

0 

60. 

.0 

60 

.0 

25 

29 

.6 

32 

4 

35 

6 

39 

.0 

42 

. 7 

46 

.8 

51 

3 

56 

3 

60 

0 

60 

.0 

60 

.0 

26 

29 

.2 

32 

.0 

35 

.1 

38 

.5 

42 

.2 

46 

.3 

50. 

.7 

55 

.6 

60 

.0 

60 

0 

60 

.0 

27 

28 

.8 

31 

.6 

34 

.7 

38 

.0 

41 

. 7 

45 

.7 

50 

.1 

55 

.0 

60 

.0 

60 

.0 

60 

.0 

28 

28 

.4 

31 

.2 

34 

.3 

37 

.6 

41 

2 

45 

2 

49 

.6 

54 

.4 

59 

.7 

60 

.0 

60 

.0 

29 

28 

.1 

30 

.8 

33 

.9 

37 

.1 

40 

^8 

44 

. 7 

49 

1 

53 

.8 

59 

.1 

60 

,0 

60 

.0 

30 

30 

5 

33 

.5 

36 

. 7 

40 

.3 

44 

2 

48 

,5 

53 

.3 

58 

.5 

60 

.0 

60, 

,0 

31 

33 

.1 

36 

.3 

39 

.9 

43 

'8 

48 

,0 

52 

.7 

57 

.9 

60 

.0 

60 

.0 

32 

36 

.0 

39 

5 

43 

.3 

47. 

.6 

52. 

,2 

57. 

,4 

60 

0 

60, 

,0 

33 

39 

.1 

42 

.9 

47. 

1 

51, 

,7 

56 

8 

60. 

0 

60, 

,0 

34 

42 

5 

46 

,7 

51. 

3 

56 

3 

60 

0 

60. 

.0 

35 

46 

3 

50 

8 

55 

.8 

60 

.0 

60 

.0 

36  V 

50. 

4 

55 

,4 

60 

.0 

60 

.0 

37 

54 

.9 

60 

.0 

60 

,0 

38 

59 

.9 

60 

.0 

39 

60 

.0 

84 


AGE  AT  ENTRANCE  27 


Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  lens^th  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to  — 

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


55 

56 

57 

58 

59 

60 

61 

62 

63 

64 

65 

0 

38. 

9 

42. 

4 

46. 

3 

50. 

5 

54. 

9 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

1 

38. 

6 

42. 

1 

45. 

9 

50. 

0 

54. 

6 

59. 

5 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

2 

38. 

2 

41. 

7 

45. 

5 

49. 

6 

54. 

1 

59. 

1 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

3 

37. 

9 

41. 

3 

45 

1 

49. 

2 

53. 

7 

58. 

6 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

4 

37. 

6 

41. 

0 

44. 

7 

48. 

8 

53. 

2 

58. 

1 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

5 

37. 

2 

40. 

6 

44. 

3 

48. 

3 

52. 

8 

57. 

6 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

6 

36. 

8 

40. 

2 

43. 

8 

47. 

9 

52. 

2 

57. 

1 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

7 

36. 

4 

39. 

8 

43. 

4 

47. 

4 

51. 

8 

56. 

5 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

8 

36. 

1 

39, 

4 

43. 

0 

47. 

0 

51. 

3 

56. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

9 

35. 

7 

39. 

0 

42. 

6 

46. 

5 

50. 

8 

55. 

5 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

10 

35. 

4 

38. 

,7 

42. 

2 

46. 

1 

50. 

4 

55. 

1 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

11 

34. 

9 

38. 

1 

41. 

7 

45. 

5 

49. 

7 

54. 

4 

59. 

,4 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

12 

34. 

2 

37. 

4 

40. 

9 

41. 

7 

48. 

9 

53. 

4 

58. 

4 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

13 

33. 

6 

36, 

8 

40. 

2 

43. 

9 

48 

0 

52. 

5 

57, 

5 

60 

0 

60. 

0 

60. 

0 

60. 

0 

14 

33. 

0 

36 

,1 

39 

5 

43 

.2 

47 , 

2 

51 

. 7 

56 

5 

60 

0 

60. 

0 

60. 

0 

60. 

0 

15 

32 

.4 

35 

.5 

38 

.8 

42 

.5 

46 

.5 

50 

.8 

55 

.7 

60 

.0 

60, 

0 

60. 

0 

60, 

,0 

16 

31 

9 

34 

.9 

38 

.2 

41 

.8 

45 

.7 

50 

.1 

54 

.8 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

17 

31, 

,3 

34 

.3 

37 

.6 

41 

.1 

45 

.0 

49 

.3 

54 

.0 

59 

.1 

60 

,0 

60 

.0 

60 

.0 

18 

30 

.8 

33 

.8 

37 

.0 

40 

.5 

44 

.3 

48 

.6 

53 

.2 

58 

.3 

60 

.0 

60 

.0 

60 

.0 

19 

30 

.3 

33 

.2 

36 

.4 

39 

.9 

43 

.7 

47 

.8 

52 

.4 

57 

.5 

60 

.0 

60 

.0 

60 

.0 

20 

29 

.8 

32 

.7 

35 

.8 

39 

.3 

43 

.0 

47 

.2 

51 

.7 

56 

.7 

60 

.0 

60 

.0 

60 

.0 

21 

29 

.4 

32 

.2 

35 

.3 

38 

.7 

42 

.4 

46 

.5 

51 

.0 

55 

.9 

60 

.0 

60 

.0 

60 

.0 

22 

28 

.9 

31 

.7 

34 

.8 

38 

2 

41 

.9 

45 

.9 

50 

.3 

55 

^ 2 

60 

.0 

60 

.0 

60 

.0 

23 

28 

.5 

31 

.3 

34 

.3 

37 

.6 

41 

.3 

45 

.3 

49 

. 7 

54 

'.5 

59 

.8 

60 

.0 

60 

.0 

24 

28 

.1 

30 

.8 

33 

.9 

37 

.1 

40 

.8 

44 

.7 

49 

.0 

53 

.8 

59 

.1 

60 

.0 

60 

.0 

25 

27 

.7 

30 

.4 

33 

.4 

36 

.7 

40 

.2 

44 

.1 

48 

.4 

53 

.2 

58 

.4 

60 

.0 

60 

.0 

26 

27 

.3 

30 

.0 

33 

.0 

36 

.2 

39 

.7 

43 

.6 

47 

.9 

52 

.5 

57 

.7 

60 

.0 

60 

.0 

27 

27 

.0 

29 

.6 

32 

.6 

35 

.7 

39 

.3 

43 

.1 

47 

.3 

51 

.9 

57 

.1 

60 

.0 

60 

.0 

28 

26 

.6 

29 

.3 

32 

.1 

35 

.3 

38 

.8 

42 

.6 

46 

.8 

51 

.4 

56 

.4 

60 

.0 

60 

.0 

29 

28 

.9 

31 

.8 

34 

.9 

38 

.3 

42 

.1 

46 

.3 

50 

.8 

55 

.8 

60 

.0 

60 

.0 

30 

31 

.4 

34 

.5 

37 

.9 

41 

. 7 

45 

.8 

50 

.3 

55 

.3 

60 

.0 

60 

.0 

31 

34 

.1 

37 

.5 

41 

2 

45 

.3 

49 

.8 

54 

.7 

60 

.0 

60 

.0 

32 

37 

.1 

40 

.8 

44 

.8 

49 

.3 

54 

.2 

59 

.6 

60 

.0 

33 

40 

.4 

44 

.4 

48 

.8 

53 

.7 

59 

.0 

60 

.0 

34 

..... 

.... 

.... 



.... 



44 

.0 

48 

.4 

53 

_2 

58 

.5 

60 

.0 

35 

47 

.9 

52 

.7 

58 

.0 

60 

.0 

36 

52 

.3 

57 

.5 

60 

.0 

37 

57 

.0 

60 

.0 

38 

60 

.0 

85 


AGE  AT  ENTRANCE  28 


Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to 

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


55 

56 

57 

58 

59 

60 

61 

62 

63 

64 

65 

66 

0 

36.7 

40.0 

43.7 

47.7 

52.1 

56.9 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

1 

36.3 

39.7 

43.3 

47.3 

51.6 

56.4 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

2 

36.0 

39.3 

42.9 

46.9 

51.2 

55.9 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

3 

35.7 

39.0 

42.5 

46.5 

50.7 

55.4 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

4 

35.4 

38.6 

42.2 

46.1 

50.3 

55.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

5 

35.0 

38.3 

41.8 

45.7 

49.9 

54.5 

59.6 

60.0 

60.0 

60.0 

60.0 

60.0 

6 

34.6 

37.9 

41.4 

45.2 

49.4 

54.0 

59.0 

60.0 

60.0 

60.0 

60.0 

60.0 

7 

34.3 

37.5 

41.0 

44.8 

48.9 

53.5 

58.5 

60.0 

60.0 

60.0 

60.0 

60.0 

8 

33.9 

37.1 

40.6 

44.3 

48.5 

53.0 

58.0 

60.0 

60.0 

60.0 

60.0 

60.0 

9 

33.6 

36.8 

40.2 

43.9 

48.0 

52.5 

57.5 

60.0 

60.0 

60.0 

60.0 

60.0 

10 

33.3 

36.4 

39.8 

43.5 

47.6 

52.1 

57.0 

60.0 

60.0 

60.0 

60.0 

60.0 

11 

32.8 

35.9 

39.3 

42.9 

47.0 

51.4 

56.2 

60.0 

60.0 

60.0 

60.0 

60.0 

12 

32.2 

35.2 

38.5 

42.2 

46.1 

50.5 

55.3 

60.0 

60.0 

60.0 

60.0 

60.0 

13 

31.6 

34.6 

37.8 

41.4 

45.3 

49.6 

54.4 

59.5 

60.0 

60.0 

60.0 

60.0 

14 

31.0 

33.9 

37.2 

40.7 

44.6 

48.8 

53.5 

58.6 

60.0 

60.0 

60.0 

60.0 

15 

30.4 

33.3 

36.5 

40.0 

43.8 

48.0 

52.6 

57.7 

60.0 

60.0 

60.0 

60.0 

16 

29.9 

32.8 

35.9 

39.4 

43.1 

47.3 

51.8 

56.8 

60.0 

60.0 

60.0 

60.0 

17 

29.4 

32.2 

35.3 

38.7 

42.2 

46.5 

51.0 

55.9 

60.0 

60.0 

60.0 

60.0 

18 

28.9 

31.7 

34.8 

38.1 

41.8 

45.8 

50.2 

55.1 

60.0 

60.0 

60.0 

60.0 

19 

28.4 

31.2 

34.2 

37.5 

41.2 

45.1 

49.5 

54.3 

59.6 

60.0 

60.0 

60.0 

20 

27.9 

30.7 

33.7 

37.0 

40.5 

44.5 

48.8 

53.6 

58.8 

60.0 

60.0 

60.0 

21 

27.5 

30.2 

33.2 

36.4 

40.0 

43.9 

48.1 

52.8 

58.0 

60.0 

60.0 

60.0 

22 

27.1 

29.7 

32.7 

35.9 

39.4 

43.2 

47.5 

52.1 

57.3 

60.0 

60.0 

60.0 

23 

26.7 

29.3 

32.2 

35.4 

38.9 

42.7 

46.9 

51.5 

56.5 

60.0 

60.0 

60.0 

24 

26.3 

28.9 

31.8 

34.9 

38.3 

42.1 

46.3 

50.8 

55.8 

60.0 

60.0 

60.0 

25 

25.9 

28.5 

31.3 

34.4 

37.8 

41.6 

45.7 

50.2 

55.2 

60.0 

60.0 

60.0 

26 

25.5 

28.1 

30.9 

34.0 

37.4 

41.1 

45.1 

49.6 

54.5 

59.9 

60.0 

60.0 

27 

25.2 

27.7 

30.5 

33.6 

36.9 

40.6 

44.6 

49.0 

53.9 

59.3 

60.0 

60.0 

28 



27.4 

30.1 

33.1 

36.5 

40.1 

44.1 

48.5 

53.3 

58.6 

60.0 

60.0 

29 



— 

29.7 

32.7 

36.0 

39.6 

43.6 

47.9 

52.7 

58.0 

60.0 

60.0 

30 

32.4 

35.6 

39.2 

43.1 

47.4 

52.2 

57.4 

60.0 

60.0 

31 

35.2 

38.8 

42.6 

46.9 

51.6 

56.8 

60.0 

60.0 

32 

38.4 

42.2 

46.5 

51.1 

56.3 

60.0 

60.0 

33 

41.8 

46.0 

50.6 

55.8 

60.0 

60.0 

34 

— 



45.6 

50.2 

55.2 

60.0 

60.0 

35 

56 



— 

49.7 

54.8 

54.3 

60.0 

59.8 

60.0 

60.0 

37 



59.3 

60.0 

38 















60.0 

86 


AGE  AT  ENTRANCE  29 


Years  of 
service 
prior  to 
1/1/22 


Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
length  of  service  prior  to  January  1,  1922,  is  as  stated  and 
he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


55 

56 

57 

58 

59 

60 

61 

62 

63 

64 

65 

66 

0 

34.5 

37.7 

41.2 

45.1 

49.2 

53.8 

58.9 

60.0 

60.0 

60.0 

60.0 

60.0 

1 

34.2 

37.4 

40.8 

44.6 

48.8 

53.3 

58.3 

60.0 

60.0 

60.0 

60.0 

60.0 

2 

33.9 

37.0 

40.5 

44.2 

48.4 

52.9 

57.8 

60.0 

60.0 

60.0 

60.0 

60.0 

3 

33.6 

36.7 

40.1 

43.9 

48.0 

52.4 

57.4 

60.0 

60.0 

60.0 

60.0 

60.0 

4 

33.3 

36.4 

39.8 

43.5 

47.6 

52.0 

56.9 

60.0 

60.0 

60.0 

60.0 

60.0 

5 

32.9 

36.0 

39.4 

43.1 

47.1 

51.5 

56.4 

60.0 

60.0 

60.0 

60.0 

60.0 

6 

32.6 

35.6 

39.0 

42.6 

46.6 

51.0 

55.9 

60.0 

60.0 

60.0 

60.0 

60.0 

7 

32.2 

35.3 

38.6 

42.2 

46.2 

50.6 

.55.3 

60.0 

60.0 

60.0 

60.0 

60.0 

8 

31.9 

34.9 

38.2 

41.8 

45.8 

50.1 

54.8 

60.0 

60.0 

60.0 

60.0 

60.0 

9 

31.6 

34.6 

37.8 

41.4 

45.3 

49.6 

54.3 

59.5 

60.0 

60.0 

60.0 

60.0 

10 

31.3 

34.2 

37.5 

41.0 

44.9 

49.2 

53.9 

59.0 

60.0 

60.0 

60.0 

60.0 

11 

30.8 

33.7 

37.0 

40.5 

44.3 

48.5 

53.2 

58.3 

60.0 

60.0 

60.0 

60.0 

12 

30.2 

33.1 

36.3 

39.7 

43.5 

47.7 

52.3 

57.3 

60.0 

60.0 

60.0 

60.0 

13 

29.6 

32.5 

35.6 

39.0 

42.8 

46.9 

51.4 

56.3 

60.0 

60.0 

60.0 

60.0 

14 

29.1 

31.9 

35.0 

38.3 

42.0 

46.1 

50.5 

55.4 

60.0 

60.0 

60.0 

60.0 

15 

28.5 

31.3 

34.3 

37.7 

41.3 

45.3 

49.7 

54.5 

59.8 

60.0 

60.0 

60.0 

16 

28.0 

30.7 

33.7 

37.0 

40.6 

44.6 

48.9 

53.7 

58.9 

60.0 

60.0 

60.0 

17 

27.5 

30.2 

33.2 

36.4 

40.0 

43.9 

48.1 

52.8 

58.0 

60.0 

60.0 

60.0 

18 

27.0 

29.7 

32.6 

35.8 

39.3 

43.2 

47.4 

52.1 

57.2 

60.0 

60.0 

60.0 

19 

26.6 

29.2 

32.1 

35.3 

38.7 

42.5 

46.7 

51.3 

56.3 

60.0 

60.0 

60.0 

20 

26.1 

28.7 

31.6 

34.7 

38.1 

41.9 

46.0 

50.6 

55.6 

60.0 

60.0  - 

60.0 

21 

25.7 

28.3 

31.1 

34.2 

37.6 

41.3 

45.4 

49.9 

54.8 

60.0 

60.0 

60.0 

22 

25.3 

27.8 

30.6 

33.7 

37.0 

40.7 

44.8 

49.2 

54.1 

59.5 

60.0 

60.0 

23 

24.9 

27.4 

30.2 

33.2 

36.5 

40.2 

44.1 

48.5 

53.4 

58.7 

60.0 

60.0 

24 

24.5 

27.0 

29.7 

32.7 

36.0 

39.6 

43.6 

47.9 

52.7 

58.0 

60.0 

60.0 

25 

24.1 

26.6 

29.3 

32.3 

35.5 

39.1 

43.0 

47.3 

52.1 

57.3 

60.0 

60.0 

26 

23.8 

26.2 

28.9 

31.9 

35.1 

38.6 

42.5 

46.7 

51.4 

56.6 

60.0 

60.0 

27 

25.9 

28.5 

31.4 

34.6 

38.1 

42.0 

46.2 

50.8 

56.0 

60.0 

60.0 

28 

28.2 

31.0 

34.2 

37.7 

41.5 

45.7 

50.3 

55.4 

60.0 

60.0 

29 

30.7 

33.8 

37.2 

41.0 

45.2 

49.7 

54.8 

60.0 

60.0 

30 

33.4 

36.8 

40.5 

44.7 

49.2 

54.2 

59.7 

60.0 

31 

36.4 

40.1 

44.2 

48.7 

53.6 

59.1 

60.0 

32 

39.7 

43.7 

48.2 

53.1 

58.5 

60.0 

33 



43.3 

47.7 

52.6 

58.0 

60.0 

34 

47.3 

52.1 

57.5 

60.0 

35 

51.6 

57.0 

60.0 

36 







56.5 

60.0 

87 


AGE  AT  ENTRANCE  30 


Percentas:e  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  seivice  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  serv^ice  at  the  age  stated.  Salary  $1,680  a year. 

Vl/2^2  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


55 

56 

57 

58 

59 

60 

61 

62 

63 

64 

65 

66 

67 

0 

32.4 

35.5 

38.9 

42.5 

46.5 

50.9 

55.7 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

1 

32.1 

35.2 

38.5 

42.1 

46.1 

50.4 

55.2 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

2 

31.8 

34.8 

38.1 

41.7 

45.7 

50.0 

51.7 

59.9 

60.0 

60.0 

60.0 

60.0 

60.0 

3 

31.5 

34.5 

37.8 

41.3 

45.3 

49.6 

54.3 

59.4 

60.0 

60.0 

60.0 

60.0 

60.0 

4 

31.2 

34.2 

37.4 

41.0 

44.9 

49.1 

53.8 

59.0 

60.0 

60.0 

60.0 

60.0 

60.0 

5 

30.9 

33.9 

37.1 

40.6 

11.5 

48.7 

53.3 

58.4 

60.0 

60.0 

60.0 

60.0 

60.0 

6 

30.6 

33.5 

36.7 

40.2 

44.0 

48.2 

52.8 

57.9 

60.0 

60.0 

60.0 

60.0 

60.0 

7 

30.2 

33.1 

36.3 

39.8 

43.6 

47.7 

52.3 

57.3 

60.0 

60.0 

60.0 

60.0 

60.0 

8 

29.9 

32.8 

35.9 

39.4 

43.2 

47.3 

51.8 

56.8 

60.0 

60.0 

60.0 

60.0 

60.0 

9 

29.6 

32.5 

35.6 

39.0 

42.7 

46.8 

51.4 

56.3 

60.0 

60.0 

60.0 

60.0 

60.0 

10 

29.3 

32.2 

35.3 

38.6 

42.4 

46.4 

50.9 

55.8 

60.0 

60.0 

60.0 

60.0 

60.0 

11 

28.9 

31.7 

31.7 

38.1 

41.8 

45.8 

50.2 

55.1 

60.0 

60.0 

60.0 

60.0 

60.0 

12 

28.3 

31.1 

31.1 

37.4 

41.0 

45.0 

49.3 

51.1 

59.4 

60.0 

60.0 

60.0 

60.0 

13 

27.7 

30.5 

33.4 

36.7 

40.3 

11.2 

48.5 

53.2 

58.4 

60.0 

60.0 

60.0 

60.0 

14 

27.2 

29.9 

32.8 

36.0 

39.6 

13.4 

47.7 

52.3 

57.5 

60.0 

60.0 

60.0 

60.0 

15 

26.7 

29.3 

32.2 

35.4 

38.9 

42.7 

46.9 

51.5 

56.5 

60.0 

60.0 

60.0 

60.0 

16 

26.2 

28.8 

31.7 

34.8 

38.2 

42.0 

46.1 

50.7 

55.7 

60.0 

60.0 

60.0 

60.0 

17 

25.7 

28.3 

31.1 

34.2 

37.6 

41.3 

45.4 

49.9 

51.8 

60.0 

60.0 

60.0 

60.0 

18 

25.2 

27.8 

30.6 

33.6 

37.0 

40.6 

44.7 

49.1 

54.0 

59.4 

60.0 

60.0 

60.0 

19 

24.8 

27.3 

30.1 

33.1 

36.4 

40.0 

44.0 

48.4 

53.2 

.58.5 

60.0 

60.0 

60.0 

20 

24.4 

26.9 

29.6 

32.6 

35.8 

39.4 

43.4 

47.7 

52.5 

57.7 

60.0 

60.0 

60.0 

21 

23.9 

26.4 

29.1 

32.1 

35.3 

38.8 

42.7 

47.0 

51.7 

56.9 

60.0 

60.0 

60.0 

22 

23.6 

26.0 

28.7 

31.6 

34.8 

38.3 

42.1 

46.4 

51.0 

56.2 

60.0 

60.0 

60.0 

23 

23.2 

25.6 

28.2 

31.1 

34.3 

37.7 

41.5 

45.7 

50.4 

55.5 

60.0 

60.0 

60.0 

24 

22.8 

25.2 

27.8 

30.7 

33.8 

37.2 

41.0 

45.1 

49.7 

54.8 

60.0 

60.0 

60.0 

25 

22.5 

24.8 

27.4 

30.2 

33.3 

36.7 

40.5 

44.6 

49.1 

54.1 

59.6 

60.0 

.60.0 

26 

24.5 

27.0 

29.8 

32.9 

36.2 

39.9 

44.0 

48.5 

53.4 

58.9 

60.0 

60.0 

27 

26.6 

29.4 

32.5 

35.8 

39.5 

43.5 

47.9 

52.8 

58.2 

60.0 

60.0 

28 

29.0 

32.0 

35.3 

39.0 

43.0 

47.4 

52.2 

57.6 

60.0 

60.0 

29 

31.7 

34.9 

38.5 

42.5 

46.8 

51.7 

57.0 

60.0 

60.0 

30 

34.5 

38.1 

42.0 

46.3 

51.1 

56.4 

60.0 

60.0 

31 

37.7 

41.6 

45.8 

50.6 

55.8 

60.0 

60.0 

32 

33 

41.1 

45.4 

44.9 

50.1 

49.6 

55.2 

54.7 

60.0 

59.7 

60.0 

60.0 

34 

49.1 

54.2 

59.1 

60.0 

35 

53.7 

58.6 

60.0 

88 


AGE  AT  ENTRANCE  31 


Percentae:e  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922.  is  as  stated  and 

service  he  leaves  the  service  at  the  a^e  stated.  Salary  $1,680  a year 

prior  to  — 

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


55 

56 

57 

58 

59 

60 

61 

62 

63 

64 

65 

66 

67 

0' 

30.5 

33.4 

36.6 

40.0 

43.9 

48.1 

52.6 

57.7 

60.0 

60.0 

60.0 

60.0 

60.0 

1 

30.1 

33.1 

36.2 

39.7 

43.5 

47.6 

52.2 

57.2 

60.0 

60.0 

60.0 

60.0 

60.0 

2 

29.8 

32.7 

35.9 

39.3 

43.1 

47.2 

51.7 

56.7 

60.0 

60.0 

60.0 

60.0 

60.0 

3 

29.6 

32.4 

35.5 

38.9 

42.7 

46.8 

51.3 

56.2 

60.0 

60.0 

60.0 

60.0 

60.0 

4 

29.3 

32.1 

35.2 

38.6 

42.3 

46.4 

50.9 

55.8 

60.0 

60.0 

60.0 

60.0 

60.0 

5 

29.0 

31.8 

34.9 

38.2 

41.9 

45.9 

50.4 

55.3 

60.0 

60.0 

60.0 

60.0 

60.0 

6 

28.6 

31.4 

31.5 

37.8 

41.5 

45.5 

49.9 

54.7 

60.0 

60.0 

60.0 

60.0 

60.0 

7 

28.3 

31.1 

34.1 

37.4 

41.1 

45.0 

49.4 

54.2 

59.5 

60.0 

60.0 

60.0 

60.0 

8 

28.0 

30.8 

33.8 

37.0 

40.6 

44.6 

48.9 

53.7 

58.9 

60.0 

60.0 

60.0 

60.0 

9 

27.7 

30.4 

33.4 

36.7 

40.3 

44.2 

48.5 

53.2 

58.4 

60.0 

60.0 

60.0 

60.0 

10 

27.4 

30.1 

33.1 

36,3 

39.9 

43.8 

48.0 

52.7 

57.9 

60.0 

60.0 

60.0 

60.0 

11 

27.0 

29.7 

32.6 

35.8 

39.3 

43.2 

47.4 

.52.0 

57.2 

60,0 

60.0 

60.0 

60.0 

12 

26.4 

29.1 

32.0 

35.1 

38.6 

42.4 

46.5 

51.1 

56.2 

60.0 

60.0 

60.0 

60.0 

13 

25.9 

28.5 

31.4 

31.5 

37.9 

41.6 

45.7 

50.2 

55.2 

60.0 

60.0 

60.0 

60.0 

14 

25.4 

28.0 

30.8 

33.8 

37.2 

40.9 

41.9 

49.4 

51.3 

59.7 

60.0 

60.0 

60.0 

15 

24.9 

27.4 

30.2 

33.2 

36.5 

40.2 

44.2 

48.6 

53.4 

58.7 

60.0 

60.0 

60.0 

16 

24.4 

26.9 

29.6 

32.6 

35.9 

39.5 

43.4 

47.8 

52.6 

57.8 

60.0 

60.0 

60.0 

17 

23.9 

26.4 

29.1 

32.1 

35.3 

38.8 

42.7 

47.0 

51.7 

56.9 

60.0 

60.0 

60.0 

18 

23.5 

25.9 

28.6 

31.5 

34.7 

38.2 

42.1 

46.3 

50.9 

56.1 

60.0 

60.0 

60.0 

19 

23.1 

25.5 

28.1 

31.0 

31.1 

37.6 

41.4 

45.6 

50.2 

55.3 

60.0 

60.0 

60.0 

20 

22.7 

25.0 

27.6 

30.5 

33.6 

37.0 

40.8 

44.9 

49.5 

54.5 

60.0 

60.0 

60.0 

21 

22.3 

24.6 

27.2 

30.0 

33.1 

36.5 

40.2 

44.3 

48.8 

53.7 

59.2 

60.0 

60.0 

22 

21.9 

24.2 

26.8 

29.5 

32.6 

35.9 

39.6 

43.6 

48.1 

53.0 

58.4 

60.0 

60.0 

23 

21.5 

23.8 

26.3 

29.1 

32.1 

35.4 

39.0 

43.0 

47.5 

52.3 

57.7 

60.0 

60.0 

24 

21.2 

23.5 

25.9 

28.7 

31.6 

34.9 

38.5 

42.5 

46.8 

51.6 

57.0 

60.0 

60.0 

25 

23.1 

25.6 

28.2 

31.2 

34.4 

38.0 

41.9 

46.2 

51.0 

56.3 

60.0 

60.0 

26 

25.2 

27.9 

30.8 

34.0 

37.5 

41.4 

45.7 

50.4 

55.6 

60.0 

60.0 

27 

27.5 

30.4 

33.5 

37.0 

40.9 

45.1 

49.8 

54.9 

59.9 

60.0 

28 

30.0 

33.1 

36.6 

40.4 

44.6 

49.2 

54.3 

59.3 

60.0 

29 











32.7 

36.1 

39.9 

44.1 

48.7 

53.7 

58.6 

60.0 

30 

35.7 

39.5 

43.6 

48.1 

53.2 

58.0 

60.0 

31 

39.0 

43.1 

47.6 

52.6 

57.4 

60.0 

32 

42.6 

47.1 

52.1 

56.8 

60.0 

33 

46.7 

51.6 

56.3 

60.0 

34 













51.1 

55.7 

60.0 

89 


ENTRANCE  AT  AGE  32 


Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Sal2U'y  $1,680  a year. 

prior  to  

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


55 

56 

57 

58 

59 

60 

61 

0 

28.5 

31.3 

34.4 

37.7 

41.3 

45.3 

49.7 

1 

28.2 

31.0 

34.0 

37.3 

40.9 

44.9 

49.3 

2 

27.9 

30.7 

33.7 

37.0 

40.6 

44.5 

48.8 

3 

27.7 

30.4 

33.4 

36.6 

40.2 

44.1 

48.4 

4 

27.4 

30.1 

33.1 

36.3 

39.8 

43.7 

48.0 

5 

27.1 

29.8 

32.7 

35.9 

39.5 

43.3 

47.5 

6 

26.8 

29.5 

32.4 

35.5 

39.0 

42.9 

47.1 

7 

26.5 

29.1 

32.0 

35.2 

38.6 

42.4 

46.6 

8 

26.2 

28.8 

31.7 

34.8 

38.2 

42.0 

46.1 

9 

25.9 

28.5 

31.3 

34.5 

37.9 

41.6 

45.7 

10 

25.6 

28.2 

31.0 

34.1 

37.5 

41.2 

45.3 

11 

25.2 

27.8 

30.6 

33.6 

37.0 

40.6 

44.7 

12 

24.7 

27.2 

29.9 

33.0 

36.3 

39.9 

43.8 

13 

24.2 

26.6 

29.4 

32.3 

35.6 

39.1 

43.1 

14 

23.7 

26.1 

28.8 

31.7 

34.9 

38.4 

42.3 

15 

23.2 

25.6 

28.2 

31.1 

34.3 

37.8 

41.6 

16 

22.7 

25.1 

27.7 

30.6 

33.7 

37.1 

40.9 

17 

22.3 

24.6 

27.2 

30.0 

33.1 

36.5 

40.2 

18 

21.9 

24.2 

26.7 

29.5 

32.5 

35.9 

39.5 

19 

21.4 

23.7 

26.2 

29.0 

32.0 

35.3 

38.9 

20 

21.0 

23.3 

25.8 

28.5 

31.5 

34.7 

38.3 

21 

20.7 

22.9 

25.4 

28.0 

31.0 

34.2 

37.7 

22 

20.3 

22.5 

24.9 

27.6 

30.5 

33.7 

37.2 

23 

20.0 

22.1 

24.5 

27.2 

30.0 

33.2 

36.6 

24 

21.8 

24.2 

26.7 

29.6 

32.7 

36.1 

25 

23.8 

26.3 

29.2 

32.2 

35.6 

26 

26.0 

28.7 

31.8 

35.2 

27 

28.4 

.31.4 

34.7 

28 

31.0 

34.3 

29 

33.8 

90 


AGE  AT  ENTRANCE  32 


Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to 

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


62 

63 

64 

65 

66 

67 

68 

0 

54.5 

59.9 

60.0 

60.0 

60.0 

60.0 

60.0 

1 

54.1 

59.3 

60.0 

60.0 

60.0 

60.0 

60.0 

2 

53.6 

58.8 

60.0 

60.0 

60.0 

60.0 

60.0 

3 

53.1 

58.3 

60.0 

60.0 

60.0 

60.0 

60.0 

4 

52.7 

57.8 

60.0 

60.0 

60.0 

60.0 

60.0 

5 

52.2 

57.3 

60.0 

60.0 

60.0 

60.0 

60.0 

6 

51.7 

56.8 

60.0 

60.0 

60.0 

60.0 

60.0 

7 

51.2 

56.2 

60.0 

60.0 

60.0 

60.0 

60.0 

8 

50.7 

55.7 

60.0 

60.0 

60.0 

60.0 

60.0 

9 

50.2 

55.2 

60.0 

60.0 

60.0 

60.0 

60.0 

10 

49.8 

54.7 

60.0 

60.0 

60.0 

60.0 

60.0 

11 

49.1 

54.0 

59.4 

60.0 

60.0 

60.0 

60.0 

12 

48.2 

53.0 

58.3 

60.0 

60.0 

60.0 

60.0 

13 

47.4 

52.1 

57.3 

60.0 

60.0 

60.0 

60.0 

14 

46.5 

51.2 

56.4 

60.0 

60.0  ^ 

60 .0 

60.0 

15 

45.8 

50.4 

55.5 

60.0 

60.0 

60.0 

60.0 

16 

45.0 

49.6 

54.6 

60.0 

60.0 

60.0 

60.0 

17 

44.3 

48.8 

53.7 

59.2 

60.0 

60.0 

60.0 

18 

43.6 

48.0 

52.9 

58.3 

60.0 

60.0 

60.0 

19- 

42.9 

47.3 

52.1 

57.5 

60.0 

60.0 

60.0 

20 

42.3 

46.6 

51.4 

56.7 

60.0 

60.0 

60.0 

21 

41.6 

45.9 

50.7 

55.9 

60.0 

60.0 

60.0 

22 

41.0 

45.3 

50.0 

55.1 

60.0 

60.0 

60.0 

23 

40.5 

44.7 

49.3 

54.4 

59.4 

60.0 

60.0 

24 

39.9 

44.1 

48.7 

53.7 

58.6 

60.0 

60.0 

25 

39.4 

43.5 

48.0 

53.1 

57.9 

60.0 

60.0 

26 

38.9 

42.9 

47.4 

52.4 

57.2 

60.0 

60.0 

27 

38.4 

42.4 

46.9 

51.8 

56.5 

60.0 

60.0 

28 

37.9 

41.9 

46.3 

51.2 

55.9 

60.0 

60.0 

29 

37.4 

41.4 

45.8 

50  6 

55.2 

60.0 

60 

30 

37.0 

40.9 

45.3 

50.1 

54.6 

59.7 

60.0 

31 

40.5 

44.8 

49.5 

54.1 

5?.l 

60.0 

32 

44.3 

49.0 

53.5 

58.5 

60.0 

33  . 

48.5 

53.0 

57.9 

60.0 

91 


AGE  AT  ENTRANCE  33 


Years  of 
service 
prior  to 

1/1  /22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


55 

56 

57 

58 

59 

60 

61 

0 

26.7 

29.3 

32.2 

35.4 

38.9 

42.7 

46.9 

1 

26.4 

29.0 

31.9 

35.1 

38.5 

42.3 

46.5 

2 

26.1 

28.7 

31.6 

34.7 

38.2 

41.9 

46.0 

3 

25.9 

28.5 

31.3 

34.4 

37.8 

41.5 

45.6 

4 

25.6 

28.2 

31.0 

34.1 

37.5 

41.2 

45.2 

5 

25.3 

27.9 

30.7 

33.7 

37.1 

40.8 

44.8 

6 

25.0 

27.5 

30.3 

33.4 

36.7 

40.3 

44.3 

7 

24.7 

27.2 

30.0 

33.0 

36.3  ' 

39.9 

43.9 

8 

24.4 

26.9 

29.7 

.32.6 

35.9 

39.5 

43.5 

9 

24.2 

26.6 

29.4 

32.3 

35.6 

39.1 

43.0 

10 

23.9 

26.4 

29.1 

32.0 

35.2 

38.8 

42.6 

11 

23.5 

25.9  . 

28.6 

31.5 

34.7 

38.2 

42.0 

12 

23.0 

25.4 

28.0 

30.9 

34.0 

37.5 

41.3 

13 

22.5 

24.8 

27.4 

30.3 

33.4 

36.8 

40.5 

14 

22.0 

24.3 

26.9 

29.7 

32.7 

36.1 

39.8 

15 

21.5 

23.8 

26.4 

29.1 

32.1 

35.4 

39.1 

16 

21.1 

23.4 

25.8 

28.6 

31.5 

34.8 

• 38.4 

17 

20.7 

22.9 

25.4 

28.0 

31.0 

34.2 

37.7 

18 

20.3 

22.5 

24.9 

27.5 

30.4 

33.6 

37.1 

19 

19.9 

22.1 

24.4 

27.1 

29.9 

33.1 

36.5 

20 

19.5 

21.6 

24.0 

26.6 

29.4 

32.5 

35.9 

21 

19.1 

21.3 

23.6 

26.1 

28.9 

32.0 

35.4 

22 

18.8 

20.9 

23.2 

25.7 

28.5 

31.5 

34.8 

23 

20.5 

22.8 

25.3 

28.0 

31.0 

34.3 

24 

22.4 

24.9 

27.6 

30.6 

33.8 

25 

24.5 

27.2 

30.1 

33.4 

26 

26.8 

29.7 

32.9 

27 

29.3 

32.5 

28 

32.0 

Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
length  of  service  prior  to  January  1,  1922,  is  as  stated  and 
he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 


92 


AGE  AT  ENTRANCE  33 


Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  T,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to  

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


62 

63 

64 

65 

66 

67 

68 

0 

51.5 

56.6 

60.0 

60.0 

60.0 

60.0 

60.0 

1 

51.0 

56.1 

60.0 

60.0 

60.0 

60.0 

60.0 

2 

. 50.6 

55.6 

60.0 

60.0 

60.0 

60.0 

60.0 

3 

50.1 

55.1 

60.0 

60.0 

60.0 

60.0 

60.0 

4 

49.7 

54.7 

60.0 

60.0 

60.0 

60.0 

60.0 

5 

49.3 

54.2 

59.6 

60.0 

60.0 

60.0 

60.0 

6 

48.8 

53.6 

59.0 

60.0 

60.0 

60.0 

60.0 

7 

48.3 

53.1 

58.4 

60.0 

60.0 

60.0 

60.0 

8 

47.8 

52.6 

57.9 

60.0 

60.0 

60.0 

60.0 

9 

47.4 

52.1 

57.3 

60.0 

60.0 

60.0 

60.0 

10 

46.9 

51.6 

56.8 

60.0 

60.0 

60.0 

60.0 

11 

46.3 

50.9 

56.1 

60.0 

60.0 

60.0 

60.0 

12 

45.4 

50.0 

55.1 

60.0 

60.0 

60.0 

60.0 

13 

44.6 

49.1 

54.1 

59.7 

60.0 

60.0 

60.0 

14 

43.8 

48.3 

53.2 

58.7 

60.0 

60.0 

60.0 

15 

43.1 

47.5 

52.3 

57.7 

60.0 

60.0 

60.0 

16 

42.3 

46.7 

51.5 

56.8 

60.0 

60.0 

60.0 

17 

41.6 

45.9 

50.7 

55.9 

60.0 

60.0 

60.0 

18 

41.0 

45.2 

49.9 

55.1 

60.0 

60.0 

60.0 

19 

40.3 

44.5 

49.1 

54.2 

59.2 

60.0 

60.0 

20 

39.7 

43.8 

48.4 

53.5 

. 58.3 

60.0 

60.0 

21 

39.1 

43.2 

47.7 

52.7 

57.5 

60.0 

60.0 

22 

38.5 

42.6 

47.0 

52.0 

56.7 

60.0 

60.0 

23 

38.0 

42.0 

46.4 

51.3 

56.0 

60.0 

60.0 

24 

37.4 

41.4 

45.8 

50.6 

55.2 

60.0 

60.0 

25 

36.9 

40.8 

45.2 

50.0 

54.5 

59.6 

60.0 

26 

36.4 

40.3 

44.6 

49.3 

53.9 

58.9 

60.0 

27 

36.0 

39.8 

44.1 

48.7 

53.2 

58.2 

60.0 

28 

■ 35  5 

39.3 

43.5 

48.2 

52.6 

57.5 

60.0 

29 

35.1 

38.8 

43.0 

47.6 

52.0 

56.8 

60.0 

30 

38.4 

42.5 

47.1 

51.4 

56.2 

60.0 

31 

42.0 

46.6 

50.9 

55.6 

60.0 

32 

46.1 

50.3 

55.0 

60.0 

93 


AGE  AT  ENTRANCE  34 


Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a yeau*. 

prior  to  — — 

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


55 

56 

57 

58 

59 

60 

61 

0 

24.9 

27.5 

30.2 

33.2 

36.6 

40.2 

44.2 

1 

21.6 

27.2 

29.9 

32.9 

36.2 

39.8 

43.8 

2 

24.4 

26.9 

29.6 

32.6 

35.8 

39.4 

43.4 

3 

21.1 

26.6 

29.3 

32.3 

35.5 

39.1 

43.0 

4 

23.9 

26.4 

29.0 

32.0 

35.2 

38.7 

42.6 

5 

23.6 

26.1 

28.7 

31.6 

34.8 

38.3 

42.2 

6 

23.3 

25.7 

28.4 

31.3 

34.4 

37.9 

41.7 

7 

23.0 

25.4 

28.0 

30.9 

34.1 

37.5 

41.3 

8 

22.7 

25.2 

27.7 

30.6 

33.7 

37.1 

40.9 

9 

22.5 

24.9 

27.4 

30.3 

33.4 

36.8 

40.5 

10 

22.2 

24.6 

27.1  . 

29.9 

33.0 

36.4 

40.1 

11 

21.8 

24.2 

26.7 

29.5 

32.5 

35.9 

39.5 

12 

21.3 

23.7 

26.1 

28.9 

31.9 

35.2 

38.8 

13 

20.9 

23.1 

25.6 

28.3 

31.2 

34.5 

38.0 

14 

20.4 

22.7 

25.1 

27.7 

30.6 

33.8 

37.3 

15 

20.0 

22.2 

24.5 

27.2 

30.0 

33.2 

-36.7 

16 

19.5 

21.7 

24.1 

26.6 

29.5 

32.6 

36.0 

17  . 

19.1 

21.3 

23.6 

26.1 

28.9 

32.0 

35.4 

18 

18.7 

20.9 

23.1 

25.7 

28.4 

31.5 

34.8 

19 

18.4 

20.5 

22.7 

25.2 

27.9 

30.9 

34.2 

20 

18.0 

20.1 

22.3 

24.7 

27.4 

30.4 

33.7 

21 

17.6 

19.7 

21.9 

24.3 

27.0 

29.9 

33.1 

22 

19.3 

21.5 

23.9 

26.5 

29.4 

32.6 

23 

21.1 

23.5 

26.1 

29.0 

32.1 

21 

23.1 

25.7 

28.5  . 

31.6 

25 

25.3 

28.1 

31.2 

26 

27.7 

30.7 

27 

30.3 

94 


0 

1 

2 

3 

4 

5 

6 

7 

8 

9 

10 

11 

12 

13 

14 

15 

16 

17 

18 

19 

20 

21 

22 

23 

24 

25 

26 

27 

28 

29 

30 

31 


AGE  AT  ENTRANCE  34 

Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
length  of  service  prior  to  January  1,  1922,  is  as  stated  and 
he.  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 


LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


62 

63 

48 

.6 

53 

.4 

48 

,1 

52 

.9 

47, 

.7 

52 

.5 

47, 

.3 

52 

.0 

46, 

,9 

51 

.6 

46. 

,4 

51 

.1 

45. 

9 

50 

.6 

45 

5 

50 

.1 

45. 

0 

49 

.6 

44. 

6 

49. 

1 

44. 

2 

48, 

.7 

43. 

6 

48, 

.0 

42. 

7 

47, 

,1 

42. 

0 

46. 

3 

41. 

2 

45. 

5 

40, 

.5 

44 

.7 

39 

,8 

43 

.9 

39 

.1 

43 

.2 

38 

.5 

42 

.5 

37 

.8 

41 

.8 

37 

.2 

41 

.2 

36 

'.1 

40 

.6 

36 

.1 

40 

.0 

35 

.6 

39 

.4 

35 

.1 

38 

.8 

34 

.6 

38 

.3 

34 

.1 

37 

.8 

33 

.6 

37 

.3 

33 

.2 

36 

.8 

36 

.4 

64 

65 

58 

.8 

60 

.0 

58 

.3 

60 

.0 

57, 

.7 

60 

.0 

57, 

,2 

60 

.0 

56 

,8 

60. 

.0 

56. 

3 

60 

0 

55. 

,7 

60. 

0 

55. 

1 

60. 

0 

54. 

6 

60. 

0 

54. 

1 

59. 

6 

53. 

6 

59. 

1 

52. 

9 

58. 

3 

52. 

0 

57. 

3 

51. 

0 

56. 

3 

50. 

,2 

55. 

4 

49 

3 

54, 

,4 

48 

.5 

53 

.6 

47, 

,7 

52 

.7 

47, 

,0 

51 

.9 

46 

.2 

51 

.1 

45 

.5 

50 

.4 

44 

.9 

49 

.6 

44 

.2 

48 

.9 

43 

.6 

48 

.3 

43 

.0 

47 

.6 

42 

.4 

47 

.0 

41 

.9 

46 

.4 

41 

.3 

45 

.8 

40 

.8 

45 

.3 

40 

.3 

44 

.7 

39 

.9 

44 

.2 

43 

.7 

66 

67 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

0 

60 

,0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60. 

0 

60. 

.0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

0 

60. 

.0 

59 

4 

60 

,0 

58 

4 

60 

.0 

57 

.5 

60 

.0 

56 

.6 

60 

.0 

55 

.8 

60 

.0 

55 

.0 

60 

.0 

54 

.2 

59 

.2 

53 

.3 

58 

.3 

52 

.7 

57 

.6 

52 

.0 

56 

.8 

51 

.3 

56 

.1 

50 

.7 

55 

.4 

50 

.0 

54 

.7 

49 

.5 

54 

.1 

48 

.9 

53 

.5 

48 

.3 

52 

.9 

47 

.8 

52 

.3 

68 

69 

60. 

,0 

60 

,0 

60. 

0 

60 

.0 

60 

.0 

60 

.0 

60 

0 

60 

.0 

60. 

.0 

60 

.0 

60 

0 

60 

.0 

60 

0 

60 

,0 

60, 

.0 

60 

.0 

60. 

0 

60 

,0 

60. 

0 

60. 

,0 

60. 

0 

60. 

.0 

60. 

0 

60. 

,0 

60. 

0 

60. 

0 

60. 

0 

60 

.0 

60. 

0 

60 

.0 

60. 

0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60, 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

60 

.0 

59 

.9 

60 

.0 

59 

_2 

60 

.0 

58 

^5 

60 

.0 

57 

.9 

60 

.0 

57 

.2 

60 

.0 

95 


AGE  AT  ENTRANCE  35 


Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to 

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


55 

56 

57 

58 

59 

60 

61 

0 

23.2 

25.6 

28.3 

31.1 

34.3 

37.8 

41.6 

1 

22.9 

25.3 

28.0 

30.8 

34.0 

37.4 

41.2 

2 

22.7 

25.1 

27.7 

30.5 

33.6 

37.0 

40.8 

3 

22.4 

24.8 

27.4 

30.2 

33.3 

36.7 

40.4 

4 

22.2 

24.5 

27.1 

29.9 

33.0 

36.4 

40.1 

5 

21.9 

24.3 

26.8 

29.6 

32.6 

36.0 

39.7 

6 

21.7 

24.0 

26.5 

29.2 

32.3 

35.6 

39.2 

7 

21.4 

23.7 

26.2 

28.9 

31.9 

35.2 

38.8 

8 

21.1 

23.4 

25.9 

28.6 

31.6 

34.8 

38.4 

9 

20.9 

23.1 

25.6 

28.3 

31.2 

34.5 

38.0 

10 

20.6 

22.9 

25.3 

28.0 

30.9 

34.1 

37.7 

11 

20.3 

22.5 

24.9 

27.5 

30.4 

33.6 

37.1 

12 

19.8 

22.0 

24.3 

26.9- 

29.8 

32.9 

36.4 

13 

19.3 

21.5 

23.8 

26.4 

29.2 

32.3 

35.7 

14 

18.9 

21.0 

23.3 

25.8 

28.6 

31.6 

35.0 

15 

18.4 

20.5 

22.8 

25.3 

28.0 

31.0 

34.3 

16 

18.0 

20.1 

22.3 

24.8 

27.5 

30.5 

33.7 

17 

17.6 

19.7 

21.9 

24.3 

27.0 

29.9 

33.1 

18 

17.3 

19.3 

21.5 

23.9 

26.5 

29.4 

32.5 

19 

16.9 

18.9 

21.0 

23.4 

26.0 

28.9 

32.0 

20 

16.6 

18.5 

20.6 

23.0 

25.5 

28.4 

31.5 

21 

18.1 

20.3 

22.6 

25.1 

27.9 

30.9 

22 

19.9 

22.2 

24.7 

27.4 

30.4 

23 

21.8 

24.3 

27.0 

30.0 

24 

23.9 

26.6 

29.5 

25 

26.1 

29.1 

26 

28.7 

96 


AGE  AT  ENTRANCE  35 


Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a yeEU*. 

prior  to  

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


62 

63 

64 

65 

66 

67 

68 

69 

70 

0 

45.8 

50.4 

55.5 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

1 

45.4 

49.9 

55.0 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

2 

44.9 

49.5 

54.5 

60.0 

60.0 

60.0 

60.0 

60.0 

60.0 

3 

44.5 

49.0 

54.0 

59.6 

60.0 

60.0 

60.0 

60.0 

60.0 

4 

44.1 

48.6 

53.6 

59.1 

60.0 

60.0 

60.0 

60.0 

60.0 

5 

43.7 

48.2 

53.1 

58.5 

60.0 

60.0 

60.0 

60.0 

60.0 

6 

43.2 

47.7 

52.5 

57.9 

60.0 

60.0 

60.0 

60.0 

60.0 

7 

42.8 

47.2 

52.0 

57.4 

60.0 

60.0 

60.0 

60.0 

60.0 

8 

42.4 

46.7 

51.5 

56.8 

60.0 

60.0 

60.0 

60.0 

60.0 

9 

42.0 

46.3 

51.0 

56.3 

60.0 

60.0 

60.0 

60.0 

60.0 

10 

41.6 

45  .‘8 

50.6 

55.8 

60.0 

60.0 

60.0 

60.0 

60.0 

11 

41.0 

45.2 

49.9 

55.0 

60.0 

60.0 

60.0 

60.0 

60.0 

12 

40.2 

44.3 

49.0 

54.1 

59.0 

60.0 

60.0 

60.0 

60.0 

13 

39.4 

43.5 

48.1 

53.1 

57.9 

60.0 

60.0 

60.0 

60.0 

14 

38.7 

42.7 

47.2 

52.2 

56.9 

60.0 

60.0 

60.0 

60.0 

15 

38.0 

42.0 

46.4 

51.3 

56.0 

60.0 

60.0 

60.0 

60.0 

16 

37.3 

41.3 

45.6 

50.4 

55.1 

60.0 

60.0 

60.0 

60.0 

17 

36.7 

40.6 

44.9 

49.6 

54.2 

59.2 

60.0 

60.0 

60.0 

18 

36.0 

39.9 

44.1 

48.8 

53.3 

58.3 

60.0 

60.0 

60.0 

19 

35.4 

39.2 

43.4 

48.1 

52.5 

57.4 

60.0 

60.0 

60.0 

20 

34.9 

38.6 

42.8 

47.4 

51.7 

56.5 

60.0 

60.0 

60.0 

21 

34.3 

38.0 

42.1 

46.7 

51.0 

55.7 

60.0 

60.0 

60.0 

22 

33.8 

37.5 

41.5 

46.0 

50.2 

54.9 

60.0 

60.0 

60.0 

23 

33.3 

36.9 

40.9 

45.4 

49.5 

54.2 

59.3 

60.0 

60.0 

24 

32.8 

36.4 

40.3 

44.7 

48.9 

53.4 

58.5 

60.0 

60.0 

25 

32.3 

35.9 

39.8 

44.1 

48.2 

52.7 

57.7 

60.0 

60.0 

26 

31.8 

35.4 

39.3 

43.6 

47.6 

52.1 

57.0 

'60.0 

60.0 

27 

31.4 

34.9 

38.8 

43.0 

47.0 

51.4 

56.3 

60.0 

60.0 

28 

34.4 

38.3 

42.5 

46.4 

50.8 

55.6 

60.0 

60.0 

29 

37.8 

42.0 

45.9 

50.2 

55.0 

60.0 

60.0 

30 

41.5 

45.3 

49.6 

54.4 

59.6 

60.0 

97 


AGE  AT  ENTRANCE  36 


Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to  ‘ 

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


56 

57 

58 

59 

60 

61 

62 

0 

23.9 

26.4 

29.1 

32.1 

35.5 

39.1 

43.1 

1 

23.6 

26.1 

28.8 

31.8 

35.1 

38.7 

42.7 

2 

23.3 

25.8 

28.5 

31.5 

34.7 

38.3 

42.3 

3 

23.1 

25.5 

28.2 

31.2 

34.4 

38.0 

41.9 

4 

22.8 

25.3 

27.9 

30.9 

34.1 

37.6 

41.5 

5 

22.6 

25.0 

27.6 

30.5 

33.7 

37.2 

41.1 

6 

22.3 

24.7 

27.3 

30.2 

33.3 

36.8 

40.6 

7 

22.0 

24.4 

27.0 

29.8 

33.0 

36.4 

40.2 

8 

21.7 

24.1 

26.7 

29.5 

32.6  * 

36.0 

39.8 

9 

21.5 

23.8 

26.4 

29.2 

32.3 

35.7 

39.4 

10 

21  2 

23.5 

26.1 

28.9 

31.9 

35.3 

39.0 

11 

20 '5 

23.1 

25.7 

28.4 

31.4 

34.8 

38.4 

12 

20.3 

22.6 

25.1 

27.8 

30.8 

34.1 

37.7 

13 

19.9 

22  1 

24.5 

27.2 

30.2 

33.4 

37.0 

14 

19.4 

2l’6 

24.0 

26.7 

29.6 

32.7 

36.3 

15 

19.0 

21.1 

23.5 

26.1 

29.0 

32.1 

35.6 

16 

18.6 

20.7 

23.0 

25.6 

28.4 

31.5 

34.9 

17 

18.1 

20.3 

22.6 

25.1 

27.9 

30.9 

34.3 

18 

17.8 

19.8 

22.1 

24.6 

27.4 

30.4 

33.7 

19 

17.4 

19.4 

21.7 

24.2 

26.9 

29.9 

33.1 

20 

17.0 

19.1 

21.3 

23.7 

26.4 

29.3 

32.6 

21 

18.7 

20.9 

23.3 

25.9 

28.8 

32.1 

22 

20.5 

22.9 

25.5 

28.4 

31.5 

23 

22  .’5  • 

25.1 

27.9 

31.1 

24 

24.7 

27.5 

30.6 

25 

27.1 

30.1 

26 

29.7 

98 


0 

1 

2 

3 

4 

5 

6 

7 

8 

9 

10 

11 

12 

13 

14 

15 

16 

17 

18 

19 

20 

21 

22 

23 

24 

25 

26 

27 

28 

29 


AGE  AT  ENTRANCE  36 

Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
length  of  service  prior  to  January  1,  1922,  is  as  stated  and 
he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 


LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


63 

64 

47 

.5 

52 

.4 

47 

.0 

51 

.9 

46 

.6 

51 

.4 

46 

.2 

50 

.9 

45 

.8 

50 

.5 

45 

.3 

50 

.0 

44 

.9 

49 

.5 

44 

.4 

49 

.0 

43 

.9 

48 

.5 

43 

.5 

48 

.1 

43 

.1 

47 

.6 

42 

.5 

46 

.9 

41 

.7 

46 

.1 

40 

.9 

45 

.2 

40 

.1 

44 

.4 

39 

.4 

43 

6 

38 

.7 

42 

.9 

38 

.0 

42 

.1 

37 

.4 

41 

.4 

36 

.8 

40 

.8 

36 

.2 

40 

.1 

35 

.6 

39 

.5 

35 

.0 

38 

.9 

34 

5 

38 

.3 

34 

,0 

37 

.8 

33. 

5 

37 

3 

33, 

0 

36 

,7 

32. 

6 

36 

3 

35. 

8 

65 

66 

57 

.7 

57, 

. 7 

57 

.2 

57, 

,7 

56 

.7 

57 

.7 

56 

.2 

57 

,7 

55 

.7 

57, 

.7 

55 

.2 

57 

.7 

54 

.7 

57 

.7 

54 

.1 

57, 

.7 

53 

.6 

57 

.7 

53 

.1 

57, 

.7 

52 

.6 

57 

.4 

51 

.9 

56 

.6 

50 

.9 

55 

.6 

50 

.0 

54 

.6 

49 

.1 

53 

.6 

48 

.3 

52 

.7 

47 

.5 

51 

.8 

46 

.7 

51 

.0 

45 

.9 

50 

.2 

45 

.2 

49 

.4 

44 

.5 

48 

.6 

43 

.8 

47, 

9 

43 

.2 

47. 

2 

42 

.6 

46 

5 

42 

.0 

45 

9 

41 

.4 

45 

,2 

40 

.8 

44. 

,7 

40 

3 

44. 

1 

39 

8 

43. 

5 

39 

3 

43. 

0 

67 

68 

57, 

.7 

57. 

,7 

57, 

.7 

57. 

7 

.57, 

.7 

.57. 

,7 

57, 

.7 

.57. 

,7 

57, 

.7 

57. 

,7 

57 

.7 

57. 

,7 

57, 

.7 

.57. 

,7 

57 

.7 

.57. 

. 7 

57 

.7 

57, 

.7 

57 

.7 

57, 

,7 

57 

,7 

.57, 

.7 

57 

. 7 

57, 

.7 

57 

.7 

57, 

. 7 

57 

. 7 

57. 

.7 

57 

. 7 

57, 

.7 

57 

.6 

57, 

.7 

56 

.7 

.57 

. 7 

55 

.7 

57, 

.7 

54 

.8 

57, 

.7 

54 

.0 

57, 

.7 

53 

2 

.57, 

.7 

52 

^4 

57 

.3 

51 

.6 

56 

5 

50 

.9 

55 

.7 

50 

2 

55, 

.0 

49 

.5 

54 

,2 

48 

.9 

.53, 

5 

48 

2 

52 

9 

47. 

6 

.52. 

2 

47. 

1 

51. 

6 

69 

70 

57. 

,7 

.57. 

7 

57. 

7 

57. 

7 

57. 

,7 

57. 

7 

57. 

,7 

.57. 

7 

57. 

.7 

57. 

,7 

.57. 

,7 

.57. 

,7 

.57. 

.7 

57, 

.7 

57, 

. 7 

57, 

,7 

57, 

.7 

57, 

,7 

57, 

.7 

57. 

,7 

.57, 

.7 

57. 

,7 

57, 

.7 

57, 

.7 

57, 

.7 

57, 

,7 

57, 

.7 

.57, 

.7 

57 

.7 

57, 

.7 

57 

. 7 

57 

.7 

57 

.7 

57 

.7 

57 

.7 

57 

.7 

.57 

.7 

57 

.7 

57 

.7 

57, 

.7 

57 

.7 

57, 

.7 

.57 

.7 

.57, 

.7 

57, 

.7 

57, 

.7 

57 

.7 

57, 

.7 

57, 

.7 

57, 

.7 

57, 

.7 

57 

57, 

.7 

57, 

'.7 

57. 

,7 

57, 

.7 

57. 

3 

57. 

.7 

56. 

6 

57. 

,7 

99 


AGE  AT  ENTRANCE  37 


Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to  

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


57 

58 

59 

60 

61 

62 

63 

0 

24.6 

27.2 

30.1 

33.2 

36.7 

40.5 

44.7 

1 

24.3 

26.9 

29.7 

32.9 

36.3 

40.1 

44.8 

2 

24.0 

26.6 

29.4 

32.5 

35.9 

39.7 

43.8 

3 

23.8 

26.3 

29.1 

32.2 

35.6 

39.3 

43.4 

4 

23.5 

26.0 

28.8 

31.9 

35.3 

39.0 

43.1 

5 

23.2 

25.8 

28.5 

31.6 

34.9 

38.6 

42.6 

6 

22.9 

25.4 

28.2 

31.2 

34.5 

38.1 

42.2 

7 

22.6 

25.1 

27.8 

30.8 

34.1 

37.7 

41.7 

8 

22.4 

24.8 

27.5 

30.5 

33.7 

37.3 

41.3 

9 

22.1 

24.5 

27.2 

30.2 

33.4 

37.0 

40.9 

10 

21.8 

24.3 

26.9 

29.8 

33.0 

36.6 

40.5 

11 

21.5 

23.8 

26.5 

29.4 

32.5 

36.0 

39.9 

12 

20.9 

23.3 

25.9 

28.7 

31.9 

35.3 

39.1 

13 

20.5 

22.8 

25.3 

28.1 

31.2 

34.6 

38.3 

14 

20.0 

22.3 

24.8 

27.5 

30.6 

33.9 

37.6 

15 

19.5 

21.8 

24.3 

27.0 

30.0 

33.3 

36.9 

16 

19.1 

21.3 

23.8 

26.5 

29.4 

32.7 

36.2 

17 

18.7 

20.9 

23.3 

25.9 

28.9 

32.1 

35.6 

18 

18.3 

20.4 

22.8 

25.4 

28.3 

31.5 

35.0 

19 

17.9 

20.0 

22.4 

25.0 

27.8 

30.9 

34.4 

20 

17.5 

19.6 

22.0 

24.5 

27.3 

30.4 

33.8 

21 

19.3 

21.5 

24.1 

26.8 

29.9 

33.3 

22 

21.2 

23.6 

26.4 

29.4 

32.7 

23 

23.2 

25.9 

28.9 

32.2 

24 

25.5 

28.5 

31.7 

25 

28.0 

31.2 

26 

30.8 

100 


AGE  AT  ENTRANCE  37 


Years  of 
service 
prior  to 

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


64 

65 

66 

67 

68 

69 

70 

0 

49.4 

54.5 

54.5 

54.5 

54.5 

54.5 

54.5 

1 

48.9 

54.0 

54.5 

54.5 

54.5 

54.5 

54.5 

2 

48.4 

53.5 

54.5 

54.5 

54.5 

54.5 

54.5 

3 

48.0 

53.0 

54.5 

54.5 

54.5 

54.5 

54.5 

4 

47.6 

52.5 

54.5 

54.5 

54.5 

54.5 

54.5 

5 

47.1 

52.0 

54.5 

54.5 

54.5 

54.5 

54.5 

6 

46.6 

51.5 

54.5 

54.5 

54.5 

54.5 

54.5 

7 

46.1 

51.0 

54.5 

54.5 

54.5 

54.5 

54.5 

8 

45.7 

50.5 

54.5 

54.5 

54.5 

54.5 

54.5 

9 

45.2 

50.0 

54.5 

54.5 

54.5 

54.5 

54.5 

10 

44.8 

49.5 

54.1 

54.5 

54.5 

54.5 

54.5 

11 

44.1 

48.8 

53.3 

54.5 

54.5 

54.5 

54.5 

12 

43.3 

47.9 

52.3 

54.5 

54.5 

54.5 

• 54.5 

13 

42.5 

47.0 

51.4 

54.5 

54.5 

54.5 

54.5 

14 

41.7 

46.2 

50.4 

54.5 

54.5 

54.5 

54.5 

15 

40.9 

45.4 

49.6 

54.2 

54.5 

54.5 

54.5 

16 

40.2 

44.6 

48.7 

53.3 

54.5 

54.5 

54.5 

17 

39.5 

43.8 

47.9 

52.4 

54.5 

54.5 

54.5 

18 

38.8 

43.1 

47.1 

51.5 

54.5 

54.5 

54.5 

19 

38.2 

42.4 

46.4 

50.7 

54.5 

54.5 

54.5 

20 

37.6 

41.7 

45.6 

49.9 

54.5 

54.5 

54.5 

21 

37.0 

41.1 

44.9 

49.2 

53.9 

54.5 

54.5 

22 

36.4 

40.5 

44.3 

48.4 

53.1 

54.5 

54.5 

23 

35.9 

39.9 

43.6 

47.7 

52.3 

54.5 

54.5 

24 

35.3 

39.3 

43.0 

47.1 

51.6 

54.5 

54.5 

25 

34.8 

38.8 

42.4 

46.4 

50.9 

54.5 

54.5 

26 

34.3 

38.2 

41.8 

45.8 

50.2 

54.5 

54.5 

27 

33.9 

37.7 

41.3 

45.2 

49.5 

54.4 

54.5 

28 

37.2 

40.7 

44.6 

48.9 

53.7 

54.5 

Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
length  of  service  prior  to  January  1,  1922,  is  as  stated  and 
he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 


101 


AGE  AT  ENTRANCE  38 


Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to  

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


58 

59 

60 

61 

62 

63 

64 

65 

66 

67 

68 

69 

70 

0 

25.3 

27.9 

31.1 

34.4 

38.0 

42.0 

46.4 

51.3 

51.3 

51.3 

51.3 

51.3 

51.3 

1 

25.0 

27.8 

30.7 

34.0 

37.6 

41.6 

46.0 

50.8 

51.3 

51.3 

51.3 

51.3 

51.3 

2 

24.8 

27.5 

30.4 

33.7 

37.2 

41.2 

45.6 

50.4 

51.3 

51.3 

51.3 

51.3 

51.3 

3 

24.5 

27.2 

30.1 

33.3 

36.9 

40.8 

45.1 

49.9 

51.3 

51.3 

51.3 

51.3 

51.3 

4 

24.2 

26.9 

29.8 

33.0 

36.5 

40.4 

44.7 

49.5 

51.3 

51.3 

51.3 

51.3 

51.3 

5 

23.9 

26.6 

29.5 

32.7 

36.2 

40.0 

44.3 

49.0 

51.3 

51.3 

51.3 

51.3 

51.3 

6 

23.6 

26.2 

29.1 

32.3 

35.7 

39.6 

43.8 

48.5 

51.3 

51.3 

51.3 

51.3 

51.3 

7 

23.3 

25.9 

28.8 

31.9 

35.3 

39.1 

43.3 

48.0 

51.3 

51.3 

51.3 

51.3 

51.3 

8 

23.0 

25.6 

28.4 

31.5 

35.0 

38.7 

42.9 

47.5 

51.3 

51.3 

51.3 

51.3 

51.3 

9 

22.8 

25.3 

28.1 

31.2 

34.6 

38.3 

42.5 

47.0 

51.3 

51.3 

51.3 

51.3 

51.3 

10 

22.5 

25.0 

27.8 

30.9 

34.2 

37.9 

42.1 

46.6 

50.9 

51.3 

51.3 

51.3 

51.3 

11 

22.1 

24.6 

27.4 

30.4 

33.7 

37.4 

41.4 

45.9 

50.1 

51.3 

51.3 

51.3 

51.3 

12 

21.6 

24.1 

26.8 

29.7 

33.0 

36.6 

40.6 

45.0 

49.2 

51.3 

51.3 

51.3 

51.3 

13 

21.1 

23.5 

26.2 

29.1 

32.3 

35.9 

39.8 

44.2 

48.3 

51.3 

51.3 

51.3 

51.3 

14 

20.6 

23.0 

25.6 

28.5 

31.7 

35.2 

39.1 

43.4 

47.4 

51.3 

51.3 

51.3 

51.3 

15 

20.1 

22.5 

25.1 

27.9 

31.1 

34.5 

38.3 

42.6 

46.5 

50.9 

51.3 

51.3 

51.3 

16 

19.7 

22.0 

24.6 

27.4 

30.5 

33.9 

37.7 

41.8 

45.7 

50.0 

51.3 

51.3 

51.3 

17 

19.3 

21.6 

24.1 

26.8 

29.9 

33.3 

37.0 

41.1 

44.9 

49.2 

51.3 

51.3 

51.3 

18 

18.8 

21.1 

23.6 

26.3 

29.3 

32.7 

36.3 

40.4 

44.2 

48.4 

SI. 3 

51.3 

51.3 

19 

18.4 

20.7 

23.1 

25.8 

28.8 

32.1 

35.7 

39.7 

43.4 

47.6 

51.3 

51.3 

51.3 

20 

18.1 

20.3 

22.7 

25.4 

28.3 

31.5 

35.1 

39.1 

42.7 

46.8 

51.3 

51.3 

51.3 

21 



19.9 

22.3 

24.9 

27.8 

31.0 

34.5 

38.5 

42.1 

46.1 

50.8 

51.3 

51.3 

22 



21.9 

24.5 

27.3 

30.5 

34.0 

37.9 

41.4 

45.4 

50.1 

51.3 

51.3 

23 

24.0 

26.9 

30.0 

33.5 

37.3 

40.8 

44.7 

49.3 

51.3 

51.3 

24 

— 

— 

— 

— 

26.4 

29.5 

33.0 

36.7 

40.2 

44.1 

48.6 

51.3 

51.3 

25 

29.1 

32.5 

36.2 

39.6 

43.4 

47.9 

51.3 

51.3 

26 

32.0 

35.7 

39.1 

42.8 

47.3 

51.3 

51.3 

27 















35.2 

38.6 

42.3 

46.7 

50.9 

51.3 

102 


AGE  AT  ENTRANCE  39 


Years  of 
service 
prior  to 
1/1/22 


Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
length  of  service  prior  to  January  1,  1922,  is  as  stated  and 
he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


59 

60 

61 

62 

63 

64 

65 

66 

67 

68 

69 

70 

0 

26.1 

29.0 

32.1 

35.6 

39.4 

43.7 

48.3 

48.3 

48.3 

48.3 

48.3 

48.3 

1 

25.8 

28.7 

31.8 

35.2 

39.0 

43.2 

47.8 

48.3 

48.3 

48.3 

48.3 

48.3 

2 

25.6 

28.4 

31.5 

34.9 

38.6 

42.8 

47.4 

48.3 

48.3 

48.3 

48.3 

48.3 

3 

25.3 

28.1 

31.2 

34.5 

38.3 

42.4 

46.9 

48.3 

48.3 

48.3 

48.3 

48.3 

4 

25.0 

27.8 

30.8 

34.2 

37.9 

42.0 

46.5 

48.3 

48.3 

48.3 

48.3 

48.3 

5 

24.7 

27.5 

30.5 

33.8 

37.5 

41.6 

46.1 

48.3 

48.3 

48.3 

48.3 

48.3 

6 

24.4 

27.1 

30.1 

33.4 

37.1 

41.1 

45.6 

48.3 

48.3 

48.3 

48.3 

48.3 

7 

24.1 

26.8 

29.8 

33.1 

36.7 

40.7 

45.1 

48.3 

48.3 

48.3 

48.3 

48.3 

8 

23.8 

26.5 

29.4 

32.7 

36.3 

40.2 

44.6 

48.3 

48.3 

48.3 

48.3 

48.3 

9 

23.5 

26.2 

29.1 

32.3 

35.9 

39.8 

44.2 

48.3 

48.3 

48.3 

48.3 

48.3 

10 

23.2 

25.9 

28.8 

32.0 

35.5 

39.4 

43.7 

47.8 

48.3 

48.3 

48.3 

48.3 

11 

22.8 

25.4 

28.3 

31.5 

35.0 

38.8 

43.1 

47.1 

48.3 

48.3 

48.3 

48.3 

12 

22.3 

24.9 

27.7 

30.8 

34.2 

38.0 

42.2 

46.2 

48.3 

48.3 

48.3 

48.3 

13 

21.8 

24.3 

27.1 

30.2 

33.5 

37.3 

41.4 

45.3 

48.3 

48.3 

48.3 

48.3 

14 

21.3 

23.8 

26.5 

29.5 

32.9 

36.6 

40.6 

44.4 

48.3 

48.3 

48.3 

48.3 

15 

20.8 

23.2 

26.0 

28.9 

32.2 

35.9 

39.9 

43.6 

47.8 

48.3 

48.3 

48.3 

16 

20.3 

22.7 

25.4 

28.4 

31.6 

35.2 

39.2 

42.8 

46.9 

48.3 

48.3 

48.3 

17 

19.9 

22.3 

24.9 

27.8 

31.0 

34.6 

38.5 

42.1 

46.1 

48.3 

48.3 

48.3 

18 

19.5 

21.8 

24.4 

27.3 

30.4 

33.9 

37.8 

41.4 

45.3 

48.3 

48.3 

48.3 

19 

19.0 

21.4 

23.9 

26.8 

29.9 

33.3 

37.2 

40.7 

44.5 

48.3 

48.3 

48.3 

20 

18.6 

20.9 

23.5 

26.3 

29.4 

32.8 

36.5 

40.0 

43.8 

48.0 

48.3 

48.3 

21 

20.5 

23.0 

25.8 

28.8 

32.2 

35.9 

39.3 

43.1 

47.3 

48.3 

48.3 

22 

22.6 

25.3 

28.4 

31.7 

35.4 

38.7 

42.4 

46.5 

48.3 

48.3 

23 

24.9 

27.9 

31.2 

34.8 

38.1 

41.8 

45.8 

48.3 

48.3 

24 

— 

— 

— 

27.4 

30.7 

34.3 

37.5 

41.2 

45.2 

48.3 

48.3 

25 

30.2 

33.8 

37.0 

40.6 

44.5 

48.3 

48.3 

26 













33.3 

36.5 

40.0 

43.9 

48.2 

48.3 

103 


AGE  AT  ENTRANCE  40 


Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to 

1/1  /22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


60 

61 

62 

63 

64 

65 

66 

67 

68 

69 

0 

27.0 

30.0 

33.3 

36.9 

41.0 

45.4 

45.4 

45.4 

45.4 

45.4 

1 

26.7 

29.7 

32.9 

36.6 

40.5 

45.0 

45.4 

45.4 

45.4 

45.4 

2 

26.4 

29.4 

32.6 

36.2 

40.1 

44.5 

45.4 

45.4 

45.4 

45.4 

3 

26.1 

29.0 

32.3 

35.8 

39.8 

44.1 

45.4 

45.4 

45.4 

45.4 

4 

25.8 

28.7 

31.9 

35.5 

39.4 

43.7 

45.4 

45.4 

45.4 

45.4 

5 

25.5 

28.4 

31.6 

35.1 

39.0 

43.2 

45.4 

45.4 

45.4 

45.4 

6 

25.2 

28.1 

31.2 

34.7 

38.5 

42.8 

45.4 

45.4 

45.4 

45.4 

7 

24.9 

27.7 

30.8 

34.3 

38.1 

42.3 

45.4 

45.4 

45.4 

45.4 

8 

24.6 

27.4 

30.5 

33.9 

37.7 

41.9 

45.4 

45.4 

45.4 

45.4 

9 

24.3 

27.1 

30.2 

33.5 

37.3 

41.4 

45.3 

45.4 

45.4 

45.4 

10 

24.0 

.26.8 

29.8 

33.2 

36.9 

41.0 

44.8 

45.4 

45.4 

45.4 

11 

23.6 

26.3 

29.3 

32.7 

36.3 

40.4 

44.2 

45.4 

45.4 

45.4 

12 

23.0 

25.7 

28.7 

32.0 

35.6 

39.6 

43.3 

45.4 

45.4 

45.4 

13 

22.5 

25.1 

28.1 

31.3 

34.8 

38.8 

42.4 

45.4 

45.4 

45.4 

14 

22.0 

24.6 

27.5 

30.6 

34.2 

38.0 

41.6 

45.4 

45.4 

45.4 

15 

21.5 

24.1 

26.9 

30.0 

33.5 

37.3 

40.8 

44.7 

45.4 

45.4 

16 

21.0 

23.5 

26.3 

29.4 

32.8 

36.6 

40.1 

43.9 

45.4 

45.4 

17 

20.5 

23.0 

25.8 

28.8 

32.2 

35.9 

39.3 

43.1 

45.4 

45.4 

18 

20.1 

22.6 

25.3 

28.3 

31.6 

35.3 

38.6 

42.4 

45.4 

45.4 

19 

19.7 

22.1 

24.8 

27.8 

31.0 

34.7 

38.0 

41.6 

45.4 

45.4 

20 

19.3 

21.7 

24.3 

27.3 

30.5 

34.1 

37.3 

40.8 

44.9 

45.4 

21 

21.3 

23.9 

26.8 

30.0 

33.5 

36.7 

40.3 

44.2 

45.4 

22 

23.4 

26.3 

29.5 

33.0 

36.1 

39.6 

43.5 

45.4 

23 

25.8 

29.0 

32.4 

35.5 

39.0 

42.8 

45.4 

24 

28.5 

31.9 

35.0 

38.4 

42.1 

45.4 

25 

31.4 

34.5 

37.8 

41.5 

45.4 

104 


AGE  AT  ENTRANCE  41 


Years  of 
ser\ ice 
prior  to 
1/1/22 


0 

1 

2 

3 

4 

5 

6 

7 

8 
9 

10 

11 

12 

13 

14 

15 

16 

17 

18 
19 


20 

21 

22 

23 

24 


Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
length  of  service  prior  to  January  1,  1922,  is  as  stated  and 
he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 


LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


60 

61 

62 

63 

64 

65 

66 

67 

68 

69  • 

25. 

1 

28. 

0 

31. 

1 

34. 

6 

38. 

4 

42. 

6 

42. 

6 

42. 

6 

42. 

6 

42. 

6 

24. 

8 

27. 

6 

30. 

7 

34. 

2 

38. 

0 

42. 

2 

42. 

6 

42. 

6 

42. 

6 

42. 

6 

24. 

5 

27. 

3 

30. 

4 

33. 

8 

37. 

6 

41. 

8 

42. 

6 

42. 

6 

42. 

6 

42. 

6 

24. 

2 

27. 

0 

30. 

1 

33. 

5 

37. 

2 

41. 

3 

42. 

6 

42. 

6 

42. 

6 

42. 

6 

24. 

0 

26. 

7 

29. 

8 

33. 

1 

36. 

9 

41. 

0 

42. 

6 

42. 

6 

42. 

6 

42. 

6 

23. 

7 

26. 

4 

29. 

4 

32. 

8 

36. 

5 

40. 

5 

42. 

6 

42. 

6 

42. 

6 

42. 

6 

23. 

4 

26. 

1 

29. 

1 

32. 

,4 

36. 

0 

40. 

1 

42. 

6 

42. 

6 

42, 

6 

42. 

6 

23. 

1 

25. 

8 

28. 

,7 

32. 

0 

35. 

6 

39. 

6 

42. 

6 

42. 

6 

42, 

6 

42. 

6 

22. 

8 

25. 

4 

28. 

,4 

31. 

6 

35. 

2 

39. 

,2 

42. 

6 

42. 

6 

42. 

6 

42. 

6 

22. 

5 

25. 

1 

28. 

1 

31. 

3 

34. 

8 

38 

8 

42. 

.4 

42. 

6 

42. 

6 

42, 

6 

22. 

,2 

24 

8 

27, 

,7 

30 

9 

34 

5 

38 

4 

42, 

.0 

42 

6 

42 

.6 

42, 

.6 

21 

.8 

24. 

4 

27, 

3 

30, 

4 

33 

9 

37 

.8 

41 

.3 

42 

6 

42, 

,6 

42, 

.6 

21. 

3 

23. 

8 

26 

6 

29 

8 

33 

,2 

37 

.0 

40. 

,5 

42 

6 

42, 

.6 

42. 

6 

20 

.8 

23 

3 

26 

,0 

29 

1 

32, 

5 

36 

.2 

39, 

,7 

42 

6 

42 

.6 

42. 

,6 

20 

3 

22, 

.7 

25 

.5 

28 

5 

31 

.8 

35 

.5 

38 

.9 

42 

.6 

42 

.6 

42, 

.6 

19 

.8 

22, 

.2 

24 

.9 

27, 

.9 

31 

.2 

34 

.8 

38 

.1 

41 

.8 

42 

.6 

42 

.6 

19 

.3 

21 

.7 

24 

.4 

27 

.3 

30 

,6 

34 

2 

37 

.4 

41 

.0 

42 

.6 

42 

.6 

18 

.9 

21 

.3 

23 

.9 

26 

.8 

30 

.0 

33 

'i 

36 

.7 

40 

.3 

42 

.6 

42 

.6 

18 

.5 

20 

.8 

23 

.4 

26 

.2 

29 

.4 

32 

.9 

36 

.0 

39 

.5 

42 

.6 

42 

.6 

18 

.0 

20 

.4 

22 

.9 

25 

.7 

28 

.8 

32 

.3 

35 

.4 

38 

.8 

42 

.6 

42 

.6 

19 

.9 

22 

.5 

25 

.2 

28 

.3 

31 

.7 

34 

.8 

38 

.2 

41 

.9 

42 

.6 

22 

.0 

24 

.8 

27 

.8 

31 

2 

34 

.2 

37 

.5 

41 

.2 

42 

.6 

24 

.3 

27 

.3 

30 

.6 

33 

.6 

36 

.9 

40 

.5 

42 

.6 

26 

.8 

30 

.1 

33 

.0 

36 

.3 

39 

.9 

42 

.6 

29 

.6 

32 

.5 

35 

.7 

39 

_ 2 

42 

.6 

105 


AGE  AT  ENTRANCE  42 


Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to 

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


60 

61 

62 

63 

64 

65 

66 

67 

68 

69 

0 

23.3 

26.0 

29.0 

32.3 

35.9 

39.9 

39.9 

39.9 

39.9 

39.9 

1 

23.0 

25.7 

28.6 

31.9 

35.5 

39.5 

39.9 

39.9 

39.9 

39.9 

2 

22.7 

25.4 

28.3 

31.5 

35.1 

39.1 

39.9 

39.9 

39.9 

39.9 

3 

22.4 

25.1 

28.0 

31.2 

34.8 

38.7 

39.9 

39.9 

39.9 

39.9 

4 

22.2 

24.8 

27.7 

30.9 

34.4 

38.3 

39.9 

39.9 

39.9 

39.9 

5 

21.9 

24.5 

27.4 

30.5 

34.0 

37.9 

39.9 

39.9 

39.9 

39.9 

6 

21.6 

24.2 

27.0 

30.2 

33.6 

37.5 

39.9 

39.9 

39.9 

39.9 

1 

21.3 

23.9 

26.7 

29.8 

33.2 

37.1 

39.9 

39.9 

39.9 

39.9 

8 

21.0 

23.6 

26.4 

29.4 

32.9 

36.6 

39.9 

39.9 

39.9 

39.9 

9 

20.7 

23.3 

26.0 

29.1 

32.5 

36.2 

39.7 

39.9 

39.9 

39.9 

10 

20.5 

23.0 

25.7 

28.8 

32.1 

35.9 

39.3 

39.9 

39.9 

39.9 

11 

20.1 

22.6 

25.3 

28.3 

31.6 

35.3 

38.6 

39.9 

39.9 

39.9 

12 

19.6 

22.0 

24.7 

27.6 

30.9 

34.5 

37.8 

39.9 

39.9 

39.9 

13 

19.1 

21.5 

24.1 

27.0 

30.2 

33.8 

37.0 

39.9 

39.9 

39.9 

14 

18.6 

21.0 

23.6 

26.4 

29.6 

33.1 

36.3 

39.8 

39.9 

39.9 

15 

18.1 

20.5 

23.0 

25.8 

29.0 

32.4 

35.6 

39.0 

39.9 

39.9 

16 

17.7 

20.0 

22.5 

25.3 

28.4 

31.8 

34.9 

38.3 

39.9 

39.9 

17 

17.3 

19.5 

22.0 

24.8 

27.8 

31.2 

34.3 

37.6 

39.9 

39.9 

18 

16.9 

19.1 

21.5 

24.3 

27.3 

30.6 

33.5 

36.8 

39.9 

39.9 

19 

18.7 

21.1 

23.8 

26.7 

30.0 

32.9 

36.1 

39.7 

39.9 

20 

20.7 

23.3 

26.2 

29.5 

32.3 

35.5 

39.0 

39.9 

21 

22.8 

25.7 

28.9 

31.7 

34.9 

38.3 

39.9 

22 

25.3 

28.4 

31.2 

34.3 

37.7 

39.9 

23 

27.9 

30.7 

33.7 

37.0 

39.9 

106 


AGE  AT  ENTRANCE  43 


Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Sadary  $1,680  a year. 

prior  to  

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


60 

61 

62 

63 

64 

65 

66 

67 

68 

69 

0 

21 

.5 

24 

.1 

26.9 

30 

.0 

33 

.5 

37 

.3 

37 

.3 

37 

.3 

37.3 

37.3 

1 

21 

.2 

23 

.8 

26.5 

29 

.7 

33 

.1 

36 

.9 

37 

.3 

37 

.3 

37.3 

37.3 

2 

21 

.0 

23 

.5 

26.3 

29 

.4 

32 

.8 

36 

.5 

37 

.3 

37 

.3 

37.3 

37.3 

3 

20 

.7 

23, 

.2 

26.0 

29 

.0 

32 

.4 

36 

.2 

37 

,3 

37 

.3 

37.3 

37.3 

4 

20 

.5 

23 

.0 

25.7 

28 

.7 

32 

.1 

35 

.8 

37 

.3 

37 

.3 

37.3 

37.3 

5 

20 

.2 

22 

.7 

25.4 

28 

.4 

31 

.7 

35 

.4 

37 

.3 

37 

.3 

37.3 

37.3 

6 

19 

.9 

22, 

.3 

25.0 

28 

.0 

31 

.3 

35 

.0 

37 

.3 

37 

.3 

37.3 

37.3 

7 

19 

.6 

22 

.0 

24.7 

27, 

.7 

31 

.0 

34 

.6 

37 

.3 

37 

.3 

37.3 

37.3 

8 

19 

.3 

21 

.7 

24.4 

27, 

.3 

30, 

,6 

34 

.2 

37, 

3 

37 

.3 

37.3 

37.3 

9 

19 

.1 

21 

.5 

24.1 

27, 

.0 

30 

,2 

33 

,8 

37, 

,0 

37 

.3 

37.3 

37.3 

10 

18 

.8 

21 

.2 

23.8 

26, 

,7 

29 

9 

33, 

4 

36. 

6 

37 

.3 

37.3 

37.3 

11 

18 

.4 

20 

.8 

23.4 

26, 

.2 

29, 

.4 

32. 

9 

36. 

0 

37 

.3 

37.3 

37.3 

12 

18 

.0 

20 

.3 

22.8 

25 

.6 

28. 

,7 

32 

.2 

35 

.2 

37 

.3 

37.3 

37.3 

13 

17 

.5 

19 

.7 

22.2 

25 

.0 

28. 

,1 

31 

,5 

34. 

5 

37 

.3 

37.3 

37.3 

14 

17 

.0 

19 

.3 

21.7 

24, 

.4 

27, 

,5 

30 

,8 

33 

.8 

37 

.1 

37.3 

37.3 

15 

16 

.6 

18 

.8 

21.2 

23 

.9 

26 

.9 

30 

.1 

33 

1 

36 

.3 

37.3 

37.3 

16 

16 

.2 

18 

.3 

20.7 

23 

.4 

26 

.3 

29 

.5 

32 

,4 

35 

.6 

37.3 

37.3 

17 

15 

.7 

17 

.9 

20.2 

22, 

.8 

25 

.7 

28. 

.9 

31. 

,7 

34 

.9 

37.3 

37.3 

18 

17 

.5 

19.8 

22, 

.4 

25, 

.2 

28. 

4 

31, 

1 

34 

.1 

37.3 

37.3 

19 

19.3 

21, 

,9 

24. 

,7 

27. 

.8 

30. 

5 

33 

.5 

36.9 

37.3 

20 

21, 

4 

24. 

2 

27. 

3 

30. 

0 

32, 

.9 

36.2 

37.3 

21 

23. 

.7 

26. 

8 

29. 

4 

32, 

3 

35.6 

37.3 

22 

26. 

.3 

28, 

.9 

31 

.7 

34.9 

37.3 

107 


AGE  AT  ENTRANCE  44 

Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to  

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


60 

61 

62 

63 

64 

65 

66 

67 

68 

69 

0 

19 

.8 

22, 

.2 

24, 

9 

27, 

,9 

31 

.2 

34 

.9 

34.9 

34.9 

34.9 

34.9 

1 

19 

.5 

22, 

.0 

24, 

,6 

27. 

.6 

30 

.9 

34 

,5 

34.9 

34.9 

34.9 

34.9 

2 

19 

.3 

21 

. 7 

24 

.3 

27, 

.3 

30 

.5 

34 

.1 

34.9 

34.9 

34.9 

34.9 

3 

19 

.0 

21 

4 

24 

1 

27, 

.0 

30 

.2 

33 

.7 

34.9 

34.9 

34.9 

34.9 

4 

18 

.8 

21 

.2 

23, 

.8 

26 

.7 

29 

.9 

33 

.4 

34.9 

34.9 

34.9 

34.9 

5 

18 

.5 

20, 

,9 

23, 

5 

26, 

,3 

29 

,5 

33 

,0 

34.9 

34.9 

34.9 

34.9 

6 

18 

.3 

20, 

,6 

23, 

,2 

26, 

.0 

29, 

.1 

32 

.6 

34.9 

34.9 

34.9 

34.9 

7 

18 

.0 

20, 

3 

22, 

,8 

25, 

,6 

28, 

.8 

32. 

.2 

34.9 

34.9 

34.9 

34.9 

8 

17 

.7 

20, 

0 

22, 

,5 

25. 

,3 

28. 

.4 

31, 

,8 

34.9 

34.9 

34.9 

34.9 

9 

17 

.5 

19 

,7 

22. 

,2 

25, 

,0 

28. 

1 

31. 

,5 

34.5 

34.9 

34.9 

34.9 

10 

17 

.2 

19. 

5 

22, 

0 

24, 

,7 

27, 

,7 

31, 

.1 

34.1 

34.9 

34.9 

34.9 

11 

16 

.9 

19, 

1 

21. 

,5 

24 

.2 

27, 

.2 

30 

.6 

33.5 

34.9 

34.9 

34.9 

12 

16 

.4 

18, 

.6 

21, 

0 

23 

.7 

26 

.6 

29 

.9 

32.8 

34.9 

34.9 

34.9 

13 

15 

.9 

18. 

.1 

20. 

5 

23, 

.1 

26 

.0 

29 

.2 

32.0 

34.9 

34.9 

34.9 

14 

15 

.5 

17, 

6 

19 

9 

22, 

.5 

25 

.4 

28 

.6 

31.3 

34.4 

34.9 

34.9 

15 

15 

.1 

17, 

,2 

19. 

5 

22. 

0 

24. 

.8 

27. 

9 

30.7 

33.7 

34.9 

34.9 

16 

14 

.7 

16 

.7 

19. 

,0 

21, 

5 

24. 

3 

27. 

3 

30.0 

33.0 

34.9 

34.9 

17 

16 

.3 

18 

5 

21 

0 

23, 

,7 

26. 

8 

29.4 

32.3 

34.9 

34.9 

18 

18, 

1 

20, 

,5 

23, 

.2 

26. 

,2 

28.8 

31.7 

34.9 

34.9 

19 

20. 

.1 

22, 

,7 

25, 

.7 

28.2 

31.1 

34.2 

34.9 

20 

22. 

3 

25. 

2 

27.7 

30.5 

33.5 

34.9 

21 

24. 

7 

27.1 

29.9 

32.9 

34.9 

108 


AGE  AT  ENTRANCE  45 

Percentage  of  salary,  employee  wiU  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to  

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


60 

61 

62 

63 

64 

65 

66 

67 

68 

69 

0 

18.2 

20.5 

23.0 

25.9 

29.0 

32.5 

32.5 

32.5 

32.5 

32.5 

1 

17.9 

20.2 

22.8 

25.6 

28.7 

32.1 

32.5 

32.5 

32.5 

32.5 

2 

17.7 

19.9 

22.5 

25.2 

28.3 

31.7 

32.5 

32.5 

32.5 

32.5 

3 

17.4 

19.7 

22.2 

25.0 

28.0 

31.4 

32.5 

32.5 

32.5 

32.5 

4 

17.2 

19.4 

21.9 

24.7 

27.7 

31.1 

32.5 

32.5 

32.5 

32.5 

5 

17.0 

19.2 

21.6 

24.4 

27.4 

30.7 

32.5 

32.5 

32.5 

32.5 

6 

16.7 

18.9 

21.3 

24.0 

27.0 

30.3 

32.5 

32.5 

32.5 

32.5 

7 

16.4 

18.6 

21.0 

23.7 

26.6 

29.9 

32.5 

32.5 

32.5 

32.5 

8 

16.2 

18.3 

20.7 

23.4 

26.3 

29.5 

32.4 

32.5 

32.5 

32.5 

9 

15.9 

18.1 

20.5 

23.1 

26.0 

29.2 

32.0 

32.5 

32.5 

32.5 

10 

15.7 

17.8 

20.2 

22.8 

25.7 

28.9 

31.7 

32.5 

32.5 

32.5 

11 

15.3 

17.5 

19.8 

22.3 

25.2 

28.3 

31.1 

32.5 

32.5 

32.5 

12 

14.9 

17.0 

19.2 

21.8 

24.6 

27.7 

30.4 

32.5 

32.5 

32.5 

13 

14.4 

16.5 

18.7 

21.2 

24.0 

27.0 

29.7 

32.5 

32.5 

32.5 

14 

14.0 

16.0 

18.2 

20.7 

23.4 

26.4 

29.0 

31.9 

32.5 

32.5 

15 

13.6 

15.6 

17.8 

20.2 

22.9 

25.8 

28.4 

31.2 

32.5 

32.5 

16 

15.2 

17.3 

19.7 

22.3 

25.2 

27.8 

30.5 

32.5 

32.5 

17 

16.9 

19.2 

21.8 

24.7 

27.2 

29.9 

32.5 

32.5 

18 

18.8 

21.3 

24.2 

26.6 

29.3 

32.2 

32.5 

19 

20.9 

23.6 

26.0 

28.7 

31.6 

32.5 

20 

23.2 

25.5 

28.1 

31.0 

32.5 

109 


AGE  AT  ENTRANCE  46 


Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

ser\ice  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to 

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN  t 


0 

1 

2 

3 

4 

5 

6 

7 

8 
9 

10 

11 

12 

13 

14 

15 

16 

17 

18 
19 


60 

61 

62 

63 

64 

16.6 

18.8 

21.2 

23.9 

26.9 

16.3 

18.5 

20.9 

23.6 

26.5 

16.1 

18.3 

20.7 

23.3 

26.2 

15.9 

18.0 

20.4 

23.0 

25.9 

15.7 

17.8 

20.2 

22.7 

25.6 

15.4 

17.5 

19.9 

22.4 

25.3 

15.2 

17.3 

19.6 

22.1 

24.9 

14.9 

17.0 

19.3 

21.8 

24.6 

14.7 

16.7 

19.0 

21.5 

24.3 

14.4 

16.5 

18.7 

21.2 

24.0 

14.2 

16.2 

18.5 

20.9 

23.7 

13.9 

15.9 

18.1 

20.5 

23.2 

13.4 

15.4 

17.6 

20.0 

22.6 

13.0 

14.9 

17.1 

19.4 

22.0 

12.6 

14.5 

16.6 

18.9 

21.5 

14.1 

16.2 

18.4 

21.0 

15.7 

18.0 

20.5 

17.5 

20.0 

19.5 

65 

66 

67 

68 

69 

30. 

.2 

30.2 

30.2 

30. 

.2 

30.2 

29. 

8 

30.2 

30.2 

30. 

,2 

30.2 

29. 

5 

30.2 

30.2 

30, 

.2 

30.2 

29. 

1 

30.2 

30.2 

30. 

,2 

30.2 

28, 

.8 

30.2 

30.2 

30, 

.2 

30.2 

28. 

5 

30.2 

30.2 

30, 

.2 

30.2 

28 

.1 

30.2 

30.2 

30 

.2 

30.2 

27, 

,7 

30.2 

30.2 

30 

.2 

30.2 

27. 

.4 

30.1 

30.2 

30 

.2 

30.2 

27, 

.0 

29.7 

30.2 

30 

.2 

30.2 

26 

.7. 

29.3 

30.2 

30 

.2 

30.2 

26. 

.2 

28.8 

30.2 

30 

.2 

30.2 

25 

.6 

28.1 

30.2 

30 

.2 

30.2 

24 

.9 

27.4 

30.2 

30 

.2 

30.2 

24 

.3 

26.8 

29.5 

30 

.2 

30.2 

23 

.8 

26.2 

28.8 

30 

.2 

30.2 

23 

.2 

25.6 

28.2 

30 

.2 

30.2 

22, 

.7 

25.0 

27.5 

30 

.2 

30.2 

22, 

.2 

24.4 

26.9 

29 

.7 

30.2 

21 

.7 

23.9 

26.4 

29 

.1 

30.2 

110 


AGE  AT  ENTRANCE  47 


Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Yeais  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to 

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


60 

61 

62 

63 

64 

65 

66 

67 

68 

69 

0 

15 

.1 

17.2 

19.5 

22 

.0 

24 

.8 

28.0 

28 

.0 

28 

.0 

28 

.0 

28 

.0 

1 

14 

.8 

16.9 

19.2 

21 

.7 

24 

.5 

27.6 

28 

.0 

28 

.0 

28 

,0 

28 

.0 

2 

14 

.6 

16.7 

18.9 

21 

.4 

24 

.2 

27.3 

28 

.0 

28 

.0 

28 

.0 

28 

.0 

3 

14 

.4 

16.4 

18.7 

21 

.2 

23 

.9 

27.0 

28 

.0 

28 

.0 

28 

.0 

28 

,0 

4 

14 

.2 

16.2 

18.4 

20 

.9 

23 

.6 

26.7 

28 

,0 

28 

.0 

28 

.0 

28. 

.0 

5 

14 

,0 

16.0 

18.2 

20 

.6 

23 

.3 

26.3 

28, 

,0 

28 

.0 

28 

.0 

28, 

.0 

6 

13 

.7 

15.7 

17.9 

20 

.3 

23 

.0 

26.0 

28, 

,0 

28 

.0 

28 

,0 

28, 

.0 

7 

13 

.5 

15.4 

17.6 

20 

.0 

22 

.7 

25.6 

28. 

,0 

28 

.0 

28. 

.0 

28, 

0 

8 

13 

.2 

15.2 

17.3 

19 

.7 

22. 

,3 

25.3 

27. 

.8 

28, 

.0 

28, 

,0 

28, 

.0 

9 

13 

.0 

14.9 

17.1 

19 

.4 

22, 

.0 

24.9 

27, 

,4 

28, 

.0 

28 

.0 

28, 

,0 

10 

12 

,8 

14.7 

16.8 

19 

.2 

21 

.8 

24.6 

27, 

.1 

28 

.0 

28 

.0 

28, 

0 

11 

12 

,5 

14.4 

16.5 

18 

.8 

21, 

.3 

24.1 

26, 

6 

28 

.0 

28 

,0 

28. 

0 

12 

12 

.1 

13.9 

16.0 

18 

.2 

20, 

.7 

23.5 

25, 

9 

28 

.0 

28 

.0 

28, 

.0 

13 

11 

.6 

13.5 

15.5 

17 

.7 

20 

.2 

22.9 

25 

.3 

27, 

.8 

28 

.0 

28, 

,0 

14 

13.0 

15.0 

17 

.2 

19 

.7 

22.4 

24, 

.6 

27, 

.2 

28 

.0 

28, 

,0 

15 

14.6 

16 

.8 

19 

.2 

21.8 

24 

.0 

26 

.5 

28 

.0 

28 

.0 

16 

16 

.3 

18 

.7 

21.3 

23 

5 

25 

,9 

28 

.0 

28 

.0 

17 

18 

.2 

20.8 

22, 

9 

25 

.3 

27, 

.9 

28, 

.0 

18 

20.3 

22, 

.4 

24 

.7 

27, 

.3 

28. 

.0 

AGE  AT  ENTRANCE  48 

Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to  — 

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


60 

61 

62 

63 

64 

65 

66 

67 

68 

69 

0 

13 

.6 

15 

,6 

17 

.8 

20.2 

22 

.9 

25.8 

25 

.8 

25 

.8 

25 

.8 

25 

.8 

1 

13 

.4 

15 

,4 

17 

.5 

19.9 

22 

.6 

25.5 

25 

.8 

25 

.8 

25 

.8 

25, 

.8 

2 

13 

,2 

15, 

1 

17 

.3 

19.6 

22, 

.3 

25.2 

25 

,8 

25 

.8 

25 

.8 

25 

,8 

3 

13 

.0 

14. 

9 

17 

.0 

19.4 

22, 

.0 

24.9 

25 

.8 

25 

.8 

25 

.8 

25 

.8 

4 

12 

.8 

14 

,7 

16 

.8 

19.1 

21 

.7 

24.6 

25 

.8 

25 

.8 

25 

.8 

25, 

.8 

5 

12 

,6 

14 

.4 

16 

.5 

18.9 

21 

.4 

24.3 

25 

.8 

25 

.8 

25 

.8 

25 

.8 

6 

12 

,3 

14 

,2 

16 

,3 

18.5 

21 

.1 

23.9 

25 

.8 

25 

.8 

25 

.8 

25 

.8 

7 

12 

.1 

13 

.9 

16 

.0 

18.3 

20 

.8 

23.6 

25 

.8 

25 

.8 

25 

.8 

25 

.8 

8 

11 

.9 

13 

.7 

15 

.7 

18.0 

20 

.5 

23.2 

25 

.6 

25 

.8 

25 

.8 

25, 

.8 

9 

11 

.6 

13 

.5 

15 

.5 

17.7 

20 

.2 

22.9 

25 

.2 

25 

.8 

25 

.8 

25, 

.8 

10 

11 

.4 

13 

.2 

15 

.2 

17.5 

19 

.9 

22.6 

24 

.9 

25 

.8 

25 

.8 

25 

.8 

11 

11 

.1 

12 

.9 

14 

.9 

17.1 

19 

.5 

22.2 

24, 

.4 

25 

.8 

25 

.8 

25 

,8 

12 

10 

.7 

12 

.5 

14 

,4 

16.6 

18 

.9 

21.6 

23 

.8 

25 

.8 

25 

.8 

25, 

.8 

13 

12 

.1 

14 

.0 

16.1 

18 

.4 

21.0 

23 

.1 

25 

.5 

25 

.8 

25 

.8 

14 

13 

.5 

15.6 

17 

.9 

20.5 

22, 

.6 

24 

.9 

25 

.8 

25 

,8 

15 

15.1 

17 

.4 

19.9 

22, 

0 

24 

.3 

25, 

.8 

25, 

.8 

16 

16 

9 

19.4 

21, 

,4 

23. 

.7 

25 

,8 

25, 

8 

17 

18.9 

20. 

9 

23 

1 

25. 

6 

25. 

.8 

111 


AGE  AT  ENTRANCE  49 


Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to  — — 

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


60 

61 

62 

63 

64 

65 

66 

67 

68 

0 

12.2 

14.1 

16.2 

18.5 

21.0 

23.8 

23.8 

23.8 

23.8 

1 

12.0 

13.9 

15.9 

18.2 

20.7 

23.5 

23.8 

23.8 

23.8 

2 

11.8 

13.6 

15.7 

17.9 

20.4 

23.2 

23.8 

23.8 

23.8 

3 

11.6 

13.4 

15.4 

17.7 

20.1 

22.9 

23.8 

23.8 

23.8 

4 

11.4 

13.2 

15.2 

17.4 

19.9 

22.6 

23.8 

23.8 

23.8 

5 

11.2 

13.0 

15.0 

17.2 

19.6 

22.3 

23.8 

23.8 

23.8 

6 

11.0 

12.7 

14.7 

16.9 

19.3 

21.9 

23.8 

23.8 

23.8 

7 

10.7 

12.5 

14.4 

16.6 

19.0 

21.6 

23.8 

23.8 

23.8 

8 

10.5 

12.3 

14.2 

16.3 

18.7 

21.3 

23.5 

23.8 

23.8 

9 

10.3 

12.0 

14.0 

16.1 

18.4 

21.0 

23.2 

23.8 

23.8 

10 

10.1 

11.8 

13.7 

15.8 

18.1 

20.7 

22.8 

23.8 

23.8 

11 

9.8 

11.5 

13.4 

15.4 

17.7 

20.3 

22.4 

23.8 

23.8 

12 

11.1 

12.9 

14.9 

17.2 

19.7 

21.7 

23.8 

23.8 

13 

12.5 

14.5 

16.7 

19.1 

21.2 

23.4 

23.8 

14 

14.0 

16.2 

18.6 

20.6 

22.8 

23.8 

15 

15.7 

18.1 

20.0 

22.2 

23.8 

16 

17.6 

19.5 

21.6 

23.8 

AGE  AT  ENTRANCE  50 

Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to  

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


60 

61 

62 

63 

64 

65 

66 

67 

68 

0 

10.9 

12.7 

14.6 

16.8 

19.2 

21.8 

21.8 

21.8 

21.8 

1 

10.7 

12.4 

14.4 

16.5 

18.9 

21.5 

21.8 

21.8 

21.8 

2 

10.5 

12.2 

14.1 

16.3 

18.6 

21.2 

21.8 

21.8 

21.8 

3 

10.3 

12.0 

13.9 

16.0 

18.4 

20.9 

21.8 

21.8 

21.8 

4 

10.1 

11.8 

13.7 

15.8 

18.1 

20.7 

21.8 

21.8 

21.8 

5 

9.9 

11.6 

13.5 

15.5 

17.8 

20.4 

21.8 

21.8 

21.8 

6 

9.7 

11.3 

13.2 

15.2 

17.5 

20.0 

21.8 

21.8 

21.8 

7 

9.5 

11.1 

12.9 

15.0 

17.2 

19.7 

21.8 

21.8 

21.8 

8 

9.3 

10.9 

12.7 

14.7 

17.0 

19.4 

21.5 

21.8 

21.8 

9 

9.1 

10.7 

12.5 

14.5 

16.7 

19.1 

21.1 

21.8 

21.8 

10 

8.9 

10.5 

12.3 

14.2 

16.4 

18.9 

20.8 

21.8 

21.8 

11 

10.2 

11.9 

13.9 

16.0 

18.4 

20.4 

21.8 

21.8 

12 

11.5 

13.4 

15.5 

17.9 

19.8 

21.8 

21.8 

13 

13.0 

15.0 

17.4 

19.2 

21.3 

21.8 

14 

14.6 

16.9 

18.7 

20.7 

21.8 

15 

16.4 

18.1 

20.1 

21  8 

112 


AGE  AT  ENTRANCE  51 


Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to  

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


60 

61 

62 

63 

64 

65 

66 

67 

68 

0 

9.6 

11.3 

13.1 

15.2 

17.4 

19.9 

19.9 

19.9 

19.9 

1 

9.4 

11.1 

12.9 

14.9 

17.2 

19.6 

19.9 

19.9 

19.9 

2 

9.2 

10.8 

12.7 

14.7 

16.9 

19.4 

19.9 

19.9 

19.9 

3 

9.0 

10.6 

12.4 

14.4 

16.6 

19.1 

19.9 

19.9 

19.9 

4 

8.8 

10.5 

12.2 

14.2 

16.4 

18.8 

19.9 

19.9 

19.9 

5 

8.6 

10.2 

12.0 

14.0 

16.1 

18.5 

19.9 

19.9 

19.9 

6 

8.4 

10.0 

11.8 

13.7 

15.8 

18.2 

19.9 

19.9 

19.9 

7 

8.2 

9.8 

11.5 

13.4 

15.6 

17.9 

19.8 

19.9 

19.9 

8 

8.0 

9.6 

11.3 

13.2 

15.3 

17.6 

19.5 

19.9 

19.9 

9 

7.8 

9.4 

11.1 

12.9 

15.0 

17.4 

19.2 

19  9 

19.9 

10 

9.2 

10.9 

12.7 

14.8 

17.1 

18.9 

19.9 

19.9 

11 

10.5 

12.4 

14.4 

16.7 

18.5 

19.9 

19.9 

12 

11.9 

13.9 

16.2 

17.9 

19.9 

19.9 

13 

13.5 

15.6 

17.4 

19.3 

19.9 

14 

15.2 

16.8 

18.7 

19.9 

AGE  AT  ENTRANCE  52 

Percentage  of  salary, 

employee  will  receive  in 

annuity 

if  his 

Years  of 

length  of 

service  prior  to  January  1, 

1922,  is 

as  stated  and 

service 

he  leaves  the  service 

at  the 

age  stated. 

Salary  $1,680  a 

year. 

prior  to 
1/1/22 

LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 

60 

61 

62 

63 

64 

65 

66 

67 

68 

0 

8.4 

9.9 

11.7 

13.6 

15.7 

18.1 

18.1 

18.1 

18.1 

1 

8.2 

9.7 

11.5 

13.4 

15.5 

17.8 

18.1 

18.1 

18.1 

2 

8.0 

9.5 

11.2 

13.1 

15.2 

17.6 

18.1 

18.1 

18.1 

3 

7.8 

9.3 

11.0 

12.9 

15.0 

17.3 

18.1 

18.1 

18.1 

4 

7.6 

9.2 

10.8 

12.7 

14.8 

17.1 

18.1 

18.1 

18.1 

5 

7.4 

8.9 

10.6 

12.5 

14.5 

16.8 

18.1 

18.1 

18.1 

6 

7.2 

8.7 

10.4 

12.2 

14.2 

16.5 

18.1 

18.1 

18.1 

7 

7.0 

8.5 

10.1 

11.9 

14.0 

16.2 

17.9 

18.1 

18.1 

8 

6.8 

8.3 

9.9 

11.7 

13.7 

15.9 

17.6 

18.1 

18.1 

9 

8.1 

9.7 

11.5 

13.5 

15.6 

17.4 

18.1 

18.1 

10 

9.5 

11.3 

13.2 

15.4 

17.1 

18.1 

18.1 

11 

10.9 

12.9 

15.0 

16.7 

18.1 

18.1 

12 

12.4 

14.5 

16.1 

17.9 

18.1 

13 

14.0 

15.6 

17.3 

18.1 

113 


AGE  AT  ENTRANCE  53 


Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Yeairs  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to  

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


60 

61 

62 

63 

64 

65 

66 

67 

68 

0 

7.2 

8.7 

10.3 

12.1 

14.1 

16.4 

16.4 

16.4 

16.4 

1 

7.0 

8.5 

10.1 

11.9 

13.9 

16.1 

16.4 

16.4 

16.4 

2 

6.8 

8.3 

9.9 

11.7 

13.6 

15.8 

16.4 

16.4 

16.4 

3 

6.6 

8.1 

9.7 

11.4 

13.4 

15.6 

16.4 

16.4 

16.4 

4 

6.5 

7.9 

9.5 

11.2 

13.2 

15.4 

16.4 

16.4 

16.4 

5 

6.3 

7.7 

9.3 

11.0 

12.9 

15.1 

16.4 

16.4 

16.4 

6 

6.1 

7.5 

9.0 

10.8 

12.7 

14.8 

16.4 

16.4 

16.4 

7 

5.9 

7.3 

8.8 

10.5 

12.4 

14.5 

16.1 

16.4 

16.4 

8 

7.1 

8.6 

10.3 

12.1 

14.2 

15.8 

16.4 

16.4 

9 ■ 

8.4 

10.1 

11.9 

14.0 

15.6 

16.4 

16.4 

10 

9.9 

11.7 

13.7 

15.3 

16.4 

16.4 

11 

11.4 

13.4 

14.9 

16.4 

16.4 

12 

12.9 

14.1 

16.0 

16.4 

AGE  AT  ENTRANCE  54 

Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to  

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


60 

61 

62 

63 

64 

65 

66 

67 

0 

6.0 

7.4 

9.0 

10.7 

12.6 

14.7 

14.7 

14.7 

1 

5.8 

7.2 

8.8 

10.5 

12.3 

14.4 

14.7 

14.7 

2 

5.7 

7.0 

8.6 

10.2 

12.1 

14.2 

14.7 

14.7 

3 

5.5 

6.9 

8.4 

10.0 

11.9 

13.9 

14.7 

14.7 

4 

5.3 

6.7 

8.2 

9.8 

11.7 

13.7 

14.7 

14.7 

5 

5.2 

6.5 

8.0 

9.6 

11.4 

13.5 

14.7 

14.7 

6 

5.0 

6.3 

7.8 

9.4 

11.2 

13.2 

14.7 

14.7 

7 

6.1 

7.5 

9.1 

10.9 

12.9 

14.7 

14.7 

8 

7.3 

8.9 

10.7 

12.7 

14.1 

14.7 

9 

8.7 

10.5 

12.4 

13.8 

14.7 

10 

10.2 

12.2 

’ 13.6 

14.7 

11 

11.8 

13.2 

14.7 

114 


AGE  AT  ENTRANCE  55 

Percentage  of  salary,  employee~will  receive  in  annuity  if  his 
[Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

I service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

[ prior  to  

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


60 

61 

62 

63 

64 

65 

66 

67 

0 

4.9 

6.2 

7.7 

9.3 

11.1 

13.1 

13.1 

13.1 

1 

4.7 

6.0 

7.5 

9.1 

10.9 

12.8 

13.1 

13.1 

2 

4.6 

5.9 

7.3 

8.9 

10.6 

12.6 

13.1 

13.1 

3 

4.4 

5.7 

7.1 

8.7 

10.4 

12.4 

13.1 

13.1 

4 

4.3 

5.5 

6.9 

8.5 

10.2 

12.1 

13.1 

13,1 

5 

4.1 

5.3 

6.7 

8.3 

10.0 

11.9 

13.1 

13.1 

6 

5.2 

6.5 

8.0 

9.7 

11.6 

13.0 

13.1 

7 

6.3 

7.8 

9.5 

11.4 

12.7 

13.1 

8 

7.6 

9.3 

11.1 

12.5 

13.1 

9 

9.0 

10.9 

12.2 

13.1 

10 

10.7 

11.9 

13.1 

AGE  AT  ENTRANCE  56 

Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to  

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


60 

61 

62 

63 

64 

65 

66 

67 

0 

3.9 

5.1 

6.5 

8.0 

9.7 

11.5 

11.5 

11.5 

1 

3.7 

4.9 

6.3 

7.8 

9.4 

11.3 

11.5 

11.5 

2 

3.5  ' 

4.7 

6.1 

7.6 

9.2 

11.1 

11.5 

11.5 

3 

3.4 

4.6 

5.9 

7.4 

9.0 

10.8 

11.5 

11.5 

4 

3.2 

4.4 

5.7 

7.2 

8.8 

10.6 

11.5 

11.5 

5 

4.2 

5.5 

7.0 

8.6 

10.4 

11.5 

11.5 

6 

5.3 

6.8 

8.4 

10.1 

11.4 

11.5 

7 

6.6 

8.1 

9.9 

11.1 

11.5 

8 

7.9 

9.6 

10.9 

11.5 

9 

9.4 

10.6 

11.5 

115 


AGE  AT  ENTRANCE  57 


Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  ser\ace  prior  to  January  1,  1922,  is  as  stated  and 

ser\’ice  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to 

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


60 

61 

62 

63 

64 

65 

66 

67 

0 

2.8 

4.0 

5.3 

6.7 

8.3 

10.0 

10.0 

10.0 

1 

2.7 

3.8 

5.1 

6.5 

8.1 

9.8 

10.0 

10.0 

2 

2.5 

3.7 

4.9 

6.3 

7.9 

9.6 

10.0 

10.0 

3 

2.4 

3.5 

4.7 

6.1 

7.7 

9.4 

10.0 

10.0 

4 

3.3 

4.6 

5.9 

7.5 

9.2 

10.0 

10.0 

5 

4.4 

5.7 

7.3 

8.9 

10.0 

10.0 

6 

5.5 

7.0 

8.7 

9.8 

10.0 

7 

6.8 

8.5 

9.6 

10.0 

8 

8.2 

9.3 

10.0 

AGE  AT  ENTRANCEISS 

Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to 

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


60 

61 

62 

63 

64 

65 

66 

67 

0 

1.9 

2.9 

4.1 

5.5 

7.0 

8.6 

8.6 

8.6 

1 

1.7 

2.8 

4.0 

5.3 

6.7 

8.4 

8.6 

8.6 

2 

1.6 

2.6 

3.8 

5.1 

6.6 

8.2 

8.6 

8.6 

3 

2.5 

3.6 

4.9 

6.4 

8.0 

8.6 

8.6 

4 

3.5 

4.7 

6.2 

7.8 

8.6 

8.6 

5 

4.6 

6.0 

7.5 

8.6 

8.6 

6 

5.8 

' 7.3 

8.3 

8.6 

7 

7.1 

8.1 

8.6 

116 


AGE  AT  ENTRANCE  59 


Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to  

1/1  /22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


60 

61 

62 

63 

64 

65 

66 

67 

0 

.9 

1.9 

3.0 

4.3 

5.7 

7.2 

7.2 

7.2 

1 

.8 

1.8 

2.9 

4.1 

5.5 

7.0 

7.2 

7.2 

2 

1.6 

2.7 

3.9 

5.3 

6.8 

7.2 

7.2 

3 

2.5 

3.8 

5.1 

6.6 

7.2 

7.2 

4 

3.6 

4.9 

6.4 

7.2 

7.2 

5 ' 

4.7 

6.2 

7.1 

7.2 

6 

6.0 

6.9 

7.2 

AGE  AT  ENTRANCE  60 

Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to 

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


61 

62 

63 

64 

65 

66 

67 

0 

.9 

2.0 

3.2 

4.5 

5.9 

5.9 

5.9 

1 

.8 

1.8 

3.0 

4.3 

5.7 

5.9 

5.9 

2 

1.7 

2.8 

4.1 

5.5 

5.9 

5.9 

3 

2.6 

3.9 

5.3 

5.9 

5.9 

4 

3.7 

5.1 

5.9 

5.9 

5 

4.9 

5.7 

5.9 

AGE  AT  ENTRANCE  61 

Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to  — 

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


62  63  64  65  66 


0 1.0  2.1  3.3  4.6  4.6 

1 .8  1.9  3.1  4.4  4.6 

2 1.7  2.9  ' 4.2  4.6 

3 2.7  4.1  4.6 

4 3.9  4.6 


117 


AT  AGE  ENTRANCE  62 


Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to  

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


63 

64 

65 

0 

1.0 

2.1 

3.4 

1 

.8 

2.0 

3.2 

2 

1.8 

3.0 

3 

2.9 

AGE  AT  ENTRANCE  63 

Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to  

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


64 

65 

0 

1.1 

2.2 

1 

.9 

2.1 

2 

1.9 

AGE  AT  ENTRANCE  61 

Percentage  of  salary,  employee  will  receive  in  annuity  if  his 
Years  of  length  of  service  prior  to  January  1,  1922,  is  as  stated  and 

service  he  leaves  the  service  at  the  age  stated.  Salary  $1,680  a year. 

prior  to  

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 

65 


0 

1 


1.1 

.9 


WIDOW’S  ANNUITIES 


Amount  which  widow  wiU  receive  in  annuity,  given  in  percentage  of  salary  of  employee, 
if  employee  husband  entered  the  service  at  the  age  stated  and  becomes  separated  from 
the  service  at  the  age  stated.  Age  in  left  hand  column  means  age  of  husband  when 
he  entered  the  service. 

Age  when  husband  becomes  separated  from  the  service. 


55  56  57  58 


Wife 

Wife 

Wife 

Wife 

Wife 

Wife 

Wife 

Wife 

Age 

10  years 

5 years 

10  years 

5 years 

10  years 

5 years 

10  years 

5 years 

younger 

younger 

younger 

younger 

younger 

younger 

younger 

younger 

21 

44.0 

50.0 

46.0 

50.0 

48.2 

50.0 

50.0 

50.0 

22 

41.7 

50.0 

43.6 

50.0 

45.7 

50.0 

47.9 

50.0 

23 

39.5 

49.8 

41.4 

50.0 

43.4 

50.0 

45.5 

50.0 

24 

37.3 

47.2 

39.2 

49.8 

41.1 

50.0 

43.1 

50.0 

25 

35.3 

44.6 

37.1 

47.1 

38.9 

49.8 

40.9 

50.0 

26 

33.3 

42.1 

35.0 

44.6 

36.8 

47.1 

38.7 

49.8 

27 

31.4 

39.7 

33.1 

42.1 

34.8 

44.6 

36.6 

47.2 

28 

29.6 

37.4 

31.2 

39.7 

32.9 

42.1 

34.6 

44.6 

29 

27.9 

35.2 

29.4 

37.4 

31.0 

39.7 

32.7 

42.1 

30 

26.2 

33.1 

27.7 

35.2 

29.2 

37.4 

30.9 

39.7 

31 

24.6 

31.1 

26.0 

33.1 

27.5 

35.2 

29.1 

37.4 

32 

23.0 

29.1 

24.4 

31.1 

25.9 

33.1 

27.4 

35.2 

33 

21.6 

27.2 

22.9 

29.1 

24.3 

31.0 

25.7 

33.1 

34 

20.1 

25.4 

21.4 

27.2 

22.7 

29.1 

24.1 

31.1 

35 

18.7 

23.7 

20.0 

25.4 

21.3 

27.2 

22.6 

29.1 

36 

17.4 

22.0 

18.6 

23.7 

19.8 

25.4 

21.1 

27.2 

37 

16.1 

20.4 

17.3 

22.0 

18.5 

23.7 

19.7 

25.4 

38 

14.9 

18.8 

16.0 

20.4 

17.2 

22.0 

18.4 

23.7 

39 

13.7 

17.4 

14.8 

18.8 

15.9 

20.4 

17.1 

22.0 

40 

12.6 

15.9 

13.6 

17.3 

14.7 

18.8 

15.8 

20.4 

41 

11.5 

14.5 

12.5 

15.9 

13.6 

17.3 

14.6 

18.8 

42 

10.5 

13.2 

11.4 

14.5 

12.4 

15.9 

13.5 

17.4 

43 

9.5 

11.9 

10.4 

13.2 

11.4 

14.5 

12.4 

15.9 

44 

8.5 

10.7 

9.4 

11.9 

10.3 

13.2 

11.3 

14.5 

45 

7.6 

9.5 

8.4 

10.7 

9 3 

11.9 

10.3 

13.2 

46 

6.7 

8.4 

7.5 

•9.5 

8.4 

10.7 

9.3 

11.9 

47 

5.8 

7.3 

6.6 

8.4 

7.5 

9.5 

8.3 

10.7 

48 

5.0 

6.3 

5.8 

7.3 

6.6 

8.4 

7.4 

9.5 

49 

4.2 

5.3 

4.9 

6.3 

5.7 

7.3 

6.5 

8.4 

50 

3.4 

4.3 

4.1 

5.3 

4.9 

6.3 

5.7 

7.3 

51 

2.7 

3.4 

3.4 

4.3 

4.1 

5.3 

4.9 

6.3 

52 

2.0 

2.5 

2.6 

3.4 

3.4 

4.3 

4.1 

5.3 

53 

1.3 

1.6 

2.0 

2.5 

2.6 

3.4 

3.3 

4.3 

54 

.6 

.8 

1.3 

1.6 

1.9 

2.5 

2.6 

3.4 

55 

.0 

.0 

.7 

.8 

1.3 

1.6 

1.9 

2.5 

56 

.0 

.0 

.6 

.8 

1.3 

1.6 

57 

.0 

.0 

.6 

.8 

58 

.0 

.0 

119 


WIDOW’S  ANNUITIES 


Amount  which  widow  will  receive  in  annuity,  given  in  percentage  of  salary  of  em- 
ployee, if  employee  husband  entered  the  service  at  the  age  stated  and  becomes  separated 
from  the  service  at  the  age  stated.  Age  in  left  hand  column  means  age  of  husband  when 
he  entered  the  service. 

Age  when  husband  becomes  separated  from  the  service 
59  60  61  62 


Wife 

Wife 

Wife 

Wife 

Wife 

Wife 

Wife 

Wife 

Age 

10  years 

5 years 

10  years 

5 years 

10  years 

5 years 

10  years 

5 years 

younger 

younger 

younger 

younger 

younger 

younger 

younger 

younger 

21 

50.0 

50.0 

50.0 

50.0 

50.0 

50.0 

50.0 

50.0 

22 

50 . 0 

50.0 

50.0 

50.0 

50.0 

50.0 

50.0 

50.0 

23 

47.7 

50.0 

50.0 

50.0 

50.0 

50.0 

50.0 

50.0 

24 

45.3 

50.0 

47.5 

50.0 

49.9 

50.0 

50.0 

50.0 

25 

42.9 

50.0 

45.1 

50.0 

47.4 

50.0 

49.8 

50.0 

26 

40.7 

50.0 

42.8 

50.0 

45.0 

50.0 

47.3 

50.0 

27 

38 . 5 

49.9 

40.5 

50.0 

42.7 

50.0 

44.9 

50.0 

28 

36.5 

47.2 

38.4 

50.0 

40.4 

50.0 

42.6 

50.0 

29 

34 . 5 

44.7 

36.3 

47.4 

38.3 

50.0 

40.4 

50.0 

30 

32.6 

42.2 

34 . 3 

44.8 

36.2 

47.5 

38.2 

50.0 

31 

30.7 

39.8  ' 

32.4 

42.3 

34.3 

44.9 

36.2 

47 . 8 

32 

28.9 

37.5 

30.6 

39.9 

32.4 

42.4 

34.2 

45.2 

33 

27.4 

35.3 

28.8 

37.6 

30.5 

40.0 

32.3 

42.6 

34 

25.6 

33.2 

27.1 

35.4 

28.8 

37.7 

30.5 

40.2 

35 

24.0 

31.1 

25.5 

33.3 

27.1 

35.5 

28.7 

38.0 

36 

22.5 

29.2 

23.9 

31.2 

25.4 

33.4 

27.0 

35.7 

37 

21.0 

27  3 

22.4 

29.2 

23.9 

31.3 

25.4 

33.5 

38 

19  6 

25.5 

21.0 

27.4 

22.4 

29.3 

23.8 

31.5 

39 

18.3 

23.7 

19.6 

25.5 

20.9 

27.4 

22.3 

29.5 

40 

17.0 

22.0 

18.2 

23.8 

19.5 

25.6 

20.9 

27.6 

41 

15.8 

20.4 

16.9 

22.1 

18.2 

23.9 

19.5 

25.7 

42 

14.6 

18.9 

15.7 

20.5 

16.9 

22.2 

18.2 

24.0 

43 

13.4 

17.4 

14.5 

18.9 

15.7 

20.6 

16.9 

22.3 

44 

12.3 

15.9 

13.4 

17.4 

14.5 

19.0 

15,6 

20.6 

45 

11.2 

14.6 

12.3 

16.0 

13.3 

17.5 

14.5 

19.1 

46 

10.2 

13  2 

11  .2 

14.6 

12.2 

16.0 

13.3 

17.6 

47 

9.2 

12  0 

10.2 

13.3 

11.2 

14.7 

12.2 

16.1 

48 

8.3 

10.7 

9.2 

12.0 

10.2 

13.3 

11.2 

14.7 

49 

7.4 

9.6 

8.3 

10.8 

9.2 

12.0 

10.1 

13.4 

50 

6.5 

8.4 

7.4 

9.6 

8.2 

10.8 

9.2 

12.1 

51 

5.7 

7.3 

6.5 

8.5 

7.3 

9.6 

8.2 

10.9 

52 

4.9 

6.3 

5.6 

7.4 

6.5 

8.5 

7.3 

9.7 

53 

4.1 

5.3 

4.8 

6.3 

5.6 

7.4 

6.5 

8.5 

54 

3.3 

4.3 

4.1 

5.3 

4.8 

6.3 

5.6 

7.4 

55 

2.6 

3.4 

3.3 

4.3 

4.1 

5.3 

4.8 

6.4 

56 

1.9 

2.5 

2.6 

3.4 

3.3 

4.3 

4.0 

5.3 

57 

1.3 

1.6 

1.9 

2.5 

2.6 

3.4 

3.3 

4.4 

58 

.6 

.8 

1.3 

1.6 

1.9 

2.5 

2.6 

3.4 

59 

'.0 

.0 

.6 

.8 

1.2 

1.6 

1.9 

2.5 

60 

.0 

.0 

.6 

.8 

1.2 

1.6 

61 

.0 

.0 

.6 

.8 

62 

.0 

.0 

120 


WIDOW’S  ANNUITIES 


Amount  which  widow  will  receive  in  annuity,  given  in  percentage  of  salary  of  employee, 
if  employee  husband  entered  the  service  at  the  age  stated,  and  becomes  separated 
from  the  service  at  the  age  stated.  Age  in  left  hand  column  means  age  of  husband 
when  he  entered  the  service. 

Age  when  husband  becomes  separated  from  the  service. 


63  64  65 


Wife  10 

Wife  5 

Wife  10 

Wife  5 

Wife  10 

Wife  5 

Age 

years 

years 

years 

years 

years 

years 

younger 

younger 

younger 

younger 

younger 

younger 

21 

50.0 

50.0 

50.0 

50.0 

50.0 

50.0 

22 

.50.0 

50.0 

50.0 

50.0 

50.0 

50.0 

23 

50.0 

50.0 

50.0 

50.0 

50.0 

50.0 

24 

50.0 

50.0 

50.0 

50.0 

50.0 

50.0 

25 

50.0 

50.0 

50.0 

50.0 

50.0 

50.0 

26 

49.8 

50.0 

50.0 

50.0 

50.0 

50.0 

27 

47.3 

50.0 

49.8 

50.0 

50.0 

50.0 

28 

44.9 

50.0 

47.3 

50.0 

49.9 

50.0 

29 

42.6 

50.0 

44.9 

50.0 

47.4 

50.0 

30 

40.4 

50.0 

42.6 

50.0 

45.0 

50.0 

31 

38.2 

50.0 

40.4 

50.0 

42.7 

50.0 

32 

36.2 

48.0 

38.2 

50.0 

40.5 

50.0 

33 

34.2 

45.4 

36.2 

48.4 

38.3 

50.0 

34 

32.3 

42.9 

34.2 

45.7 

36.3 

48.8 

35 

30.5 

40.5 

32.3 

43.2 

34.3 

46.1 

36 

28.7 

38.1 

30.5 

40.7 

32.4 

43.5 

37 

27.0 

35.9 

28.7 

38.4 

30.5 

41.1 

38 

25.4 

33.7 

27.0 

36.1 

28.8 

38.7 

39 

23.8 

31.6 

25.4 

34.0 

27.1 

36.4 

40 

22.3 

29.7 

23.8 

31.9 

25.5 

34.2 

41 

20.9 

27.7 

22.3 

29.9 

23.9 

32.1 

42 

19.5 

25.9 

20.9 

27.9 

22.4 

30.1 

43 

18.2 

24.1 

19.5 

26.1 

20.9 

28.2 

44 

16.9 

22.4 

18.2 

24.3 

19.5 

26.3 

45 

15.6 

20.8 

16.9 

22.6 

18.2 

24.5 

46 

14.4 

19.2 

15.6 

20.9 

16.9 

22.7 

47 

13.3 

17.7 

14.5 

19.3 

15.7 

21.1 

48 

12.2 

16.2 

13.3 

17.8 

14. 5 

19.5 

49 

11.1 

14.8 

12.2 

16.3 

13.3 

17.9 

50 

10.1 

13.5 

11.2 

14.9 

12.2 

16.5 

51 

9.2 

12.2 

10.1 

13.6 

11.2 

15.0 

52 

8.2 

10.9 

9.2 

12.3 

10.2 

13.7 

53 

7.3 

9.7 

8.2 

11.0 

9.2 

12.4 

54 

6.5 

8.6 

7.3 

9.8 

8.2 

11.1 

55 

5.6 

7.5 

6.5 

8.6 

7.3 

9.9 

56 

4.8 

6.4 

5.6 

7.5 

6.5 

8.7 

57 

4.0 

5.4 

4.8 

6.4 

5.6 

7.6 

58 

3.3 

4.4 

4.0 

5.4 

4.8 

6.5 

59 

2.6 

3.4 

3.3 

4.4 

4.1 

5.5 

60 

1.9 

2.5 

2.6 

3.5 

3.3 

4.5 

61 

1.2 

1.7 

1.9 

2.5 

2.6 

3.5 

62 

.6 

.8 

1.2 

1.7 

1.9 

2.6 

63 

.0 

.0 

.6 

.8 

1.2 

1.7 

64 

.0  . 

.0 

.6 

.8 

65 

.0 

.0 

121 


AGE  AT  ENTRANCE  21 


Percentage  of  salary,  employee  would  receive  in  annuity  ex- 
Ycars  of  cept  for  provision  that  no  annuity  can  exceed  an  amount  equal 

service  to  60  per  cent  of  salary.  Salary  $1,680  a year.  (See  page  62.) 

prior  to — — 

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


57 

58 

59 

60 

61 

62 

63 

64 

65 

0 

64.0 

69.5 

75.5 

82.0 

89.2 

97.1 

105.8 

115.3 

125.8 

1 

63.5 

68.9 

74.9 

81.4 

88.5 

96.3 

104.9 

114.4 

124.9 

2 

63.0 

68.4 

74.3 

80.7 

87.8 

95.6 

104.1 

113.6 

124.0 

3 

62.5 

67.9 

73.7 

80.1 

87.2 

94.9 

103.4 

112.8 

123.1 

4 

62.0 

67.3 

73.2 

79.5 

86.5 

94.2 

102.7 

112.0 

122.2 

5 

61.5 

66.8 

72.6 

78.9 

85.9 

93.5 

101.9 

111.1 

121.3 

6 

60.9 

66.2 

71.9 

78.2 

85.1 

92.7 

101.0 

110.2 

120.3 

7 

60.4 

65.6 

71.3 

77.5 

84.4 

91.9 

100.2 

109.3 

119.3 

8 

65.1 

70.7 

76.9 

83.7 

91.2 

99.3 

108.4 

118.3 

9 

64.5 

70.1 

76.3 

83.0 

90.4 

98.6 

107.6 

117.4 

10 

64.0 

69.6 

75.7 

82.4 

89.7 

97.8 

106.7 

116.6 

11 

63.2 

68.8 

74.8 

81.4 

88.7 

96.7 

105.5 

115.3 

12 

62.2 

67.7 

73.6 

80.2 

87.3 

95.2 

104.0 

113.5 

13 

61.2 

66.6 

72.5 

78.9 

86.0 

93.8 

102.4 

111.9 

14 

60.3 

65.6 

71.4 

77.8 

84.8 

92.5 

101.0 

110.3 

15 

64.6 

70.4 

76.6 

83.6 

91.2 

99.5 

108.8 

16 

63.7 

69.3 

75.6 

82.4 

89.9 

98.2 

107.3 

17 

62.8 

68.4 

74.5 

81.3 

88.7 

96.9 

105.9 

18 

61.9 

67.5 

73.5 

80.2 

87.5 

95.6 

104.5 

19 

61.1 

66.6 

72.6 

79.2 

86.4 

94.4 

103.2 

20 

60.3 

65.7 

71.6 

78.2 

85.3 

93.2 

102.0 

21 

64.9 

70.7 

77.2 

84.3 

92.1 

100.8 

22 

64.1 

69.9 

76.3 

83.3 

91.1 

99.6 

23 

63.3 

69.1 

75.4 

82.4 

90.0 

98.5 

24 

62.6 

68.3 

74.5 

81.4 

89.0 

97.4 

25 

61.9 

67.5 

73.7 

80.5 

88.1 

96.4 

26 

61.2 

66.8 

72.9 

79.7 

87.2 

95.4 

27 

60.5 

66.1 

72.2 

78.9 

86.3 

94.4 

28 

65.4 

71.5 

78.1 

85.4 

93.5 

29 

64.8 

70.8 

77.3 

84.6 

92.6 

30 

64.1 

70.1 

76.6 

83.8 

91.8 

31 

63.5 

69.4 

75.9 

83.1 

91.0 

32 

63.0 

68.8 

75.2 

82.3 

90.2 

33 

62.4 

68.2 

74.6 

81.6 

89.4 

34 

61.9 

67.6 

74.0 

81.0 

88.7 

35 

61.4 

67.1 

73.4 

80.3 

88.0 

36 

60.9 

66.6 

72.8 

79.7 

87.3 

37 

60.4 

66.0 

72.3 

79.1 

86.7 

38 

65.5 

71.7 

78.5 

86.1 

39 

65.1 

71.2 

78.0 

85.5 

40 

64.6 

70.7 

77.5 

84.9 

41 

64.2 

70.3 

77.0 

84.3 

42 

69.8 

76.5 

83.8 

43 

44 

76.0 

83.3 

82.8 

122 


AGE  AT  ENTRANCE  22 


Percentage  of  salary,  employee  would  receive  in  annuity  ex- 


Years  of 
service 
prior  to 
1/1/22 

LEA 

cept  for  provision  that  no  annuity  can  exceed  an  amount  equal 
to  60  per  cent  of  salary.  Salary  $1,680  a year.  (See  page  62.) 

VES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 

57 

58 

59 

60 

61 

62 

63 

64 

65 

0 

60.8 

66.0 

71.7 

78.0 

84.9 

92.4 

100.7 

109.9 

119.9 

1 

60.3 

65.5 

71.1 

77.4 

84.2 

91.7 

99.9 

109.0 

119.0 

2 

64.9 

70.6 

76.8 

83.5 

91.0 

99.2 

108.2 

118.1 

3 

64.4 

70.0 

76.2 

82.9 

90.3 

98.4 

107.4 

117.3 

4 

63.9 

69.5 

75.6 

82.3 

89.7 

97.7 

106.7 

116.5 

5 

63.4 

68.9 

75.0 

81.6 

89.0 

97.0 

105.8 

115.6 

6 

62.8 

68.3 

74.3 

80.9 

88.2 

96.1 

104.9 

114.6 

7 

62.3 

67.7 

73.7 

80.2 

87.4 

95.3 

104.0 

113.6 

8 

61.7 

67.1 

73.1 

79.6 

86.7 

94.6 

103.2 

112.7 

9 

61.2 

66.6 

72.5 

78.9 

86.0 

93.8 

102.4 

111.9 

10 

60.7 

66.1 

71.9 

78.3 

85.4 

93.1 

101.6 

111.0 

11 

65.3 

71.0 

77.4 

84.4 

92.0 

100.5 

109.8 

12 

64.2 

69.9 

76.2 

83.1 

90.6 

98.9 

108.1 

13 

63.2 

68.8 

75.0 

81.8 

89.2 

97.5 

106.5 

14 

62.2 

67.8 

73.9 

80.6 

87.9 

96.1 

105.0 

15 

61.3 

66.8 

72.8 

79.4 

86.7 

94.7 

103.5 

16 

60.4 

65.8 

71.8 

78.3 

85.5 

93.4 

102.1 

17 

64.9 

70.8 

77.2 

84.3 

92.1 

100.8 

18 

64.0 

69.8 

76.2 

83.2 

90.9 

99.5 

19 

63.1 

68.9 

75.2 

82.1 

89.8 

98.2 

20 

62.3 

68.0 

74.2 

81.1 

88.7 

97.0 

21 

61.5 

67.1 

73.3 

80.1 

87.6 

95.8 

22 

60.7 

66.3 

72.4 

79.1 

86.5 

94.7 

23 

60.0 

65.5 

71.6 

78.2 

85.6 

93.6 

24 

64.8 

70.7 

77.3 

84.6 

92.6 

25 

64.0 

70.0 

76.5 

83.7 

91.6 

26 

63.3 

69.2 

75.7 

82.8 

90.7 

27 

62.6 

68.5 

74.9 

81.9 

89.7 

28 

62.0 

67.8 

74.1 

81.1 

88.9 

29 

61.4 

67.1 

73.4 

80.3 

88.0 

30 

60.8 

66.5 

72.7 

79.6 

87.2 

31 

60.2 

65.8 

72.0 

78.9 

86.4 

32 

65.2 

71.4 

78.2 

85.7 

33 

64.7 

70.8 

77.5 

84.9 

34 

64.1 

70.2 

76.9 

84.2 

35 

63.6 

69.6 

76.2 

83.6 

36 

63.1 

69.0 

75.6 

82.9 

37 

62.6 

68.5 

75.1 

82.3 

38 

62.1 

68.0 

74.5 

81.7 

39 

61.6 

67.5 

74.0 

81.1 

40 

61.2 

67.0 

73.5 

80.6 

41 

66.6 

73.0 

80.0 

42 

72.5 

79.5 

43  79.0 


123 


AGE  AT  ENTRANCE  23 


Percentage  of  salary,  employee  would  receive  in  annuity  ex- 
Years  of  cept  for  provision  that  no  annuity  can  exceed  an  amount  equal 

service  to  60  per  cent  of  salary.  Salary  $1,680  a year.  (See  page  62.) 

prior  to  

1 1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


58 

59 

60 

61 

62 

63 

64 

65 

0 

62.6 

68.1 

74.1 

80.7 

87.9 

95.9 

104.6 

114.3 

1 

62.1 

67.6 

73.5 

80.1 

87.2 

95.1 

103.8 

113.4 

2 

61.6 

67.0 

72.9 

79.4 

86.6 

94.4 

103.0 

112.5 

3 

61.1 

66.5 

72.4 

78.8 

85.9 

93.7 

102.3 

111.7 

4 

60.7 

66.0 

71.8 

78.2 

85.3 

93.0 

101.5 

110.9 

5 

60.1 

65.4 

71.2 

77.6 

84.6 

92.3 

100.7 

110.1 

6 

64.8 

70.6 

76.9 

83.8 

91.5 

99.9 

109.1 

7 

64.3 

70.0 

76.2 

83.1 

90.7 

99.0 

108.2 

8 

63.7 

69.4 

75.6 

82.4 

89.9 

98.2 

107.4 

9 

63.2 

68.8 

75.0 

81.8 

89.2 

97.5 

106.5 

10 

62.7 

68.3 

74.4 

81.1 

88.5 

96.7 

105.7 

11 

61.9 

67.4 

73.5 

80.2 

87.5 

95.6 

104.5 

12 

60.9 

66.4 

72.3 

78.9 

86.2 

94.1 

102.9 

13 

65.3 

71.2 

77.7 

84.8 

92.7 

101.4 

14 

64.3 

70.1 

76.5. 

83.6 

91.4 

99.9 

15 

63.3 

69.1 

75.4 

82.4 

90.1 

98.5 

16 

62.4 

68.1 

74.3 

81.2 

88.8 

97.2 

17 

61.5 

67.1 

73.3 

80.1 

87.6 

95.8 

18 

60.7 

66.2 

72.3 

79.0 

86.4 

94.6 

19 

65.3 

71.4 

78.0 

85.3 

93.4 

20 

64.5 

70.4 

77.0 

84.2 

92.2 

21 

63.6 

69.5 

76.0 

83.2 

91.1 

22 

62.9 

68.7 

75.1 

82.2 

90.0 

23 

62.1 

67.9 

74.2 

81.3 

89.0 

24 

61.4 

67.1 

73.4 

80.3 

88.0 

25 

60.7 

66.3 

72.6 

79.5 

87.0 

26 

65.6 

71.8 

78.6 

86.1 

27 

64.9 

71.0 

77.8 

85.2 

28 

64.2 

70.3 

77.0 

84.4 

29 

63.6 

69.6 

76.2 

83.6 

30 

63.0 

68.9 

75.5 

82.8 

31 

62.4 

68.3 

74.8 

82.0 

32 

61.8 

67.7 

74.2 

81.3 

33 

61.2 

67.1 

73.5 

80.6 

34 

60.7 

66.5 

72.9 

79.9 

35 

60.2 

65.9 

72.3 

79.3 

36 

65.4 

71.7 

78.7 

37 

/ 

64.9 

71.2 

78.1 

38 

64.4 

70.6 

77.5 

39 

63.9 

70.1 

77.0 

40 

63.5 

69.6 

76.4 

41 

69.2 

75.9 

42 

75.4 

124 


AGE  AT  ENTRANCE  24 


Percentage  of  salary,  employee  would  receive  in  annuity  except 
Years  of  for  provision  that  no  annuity  can  exceed  an  amount  equal  to  60 

service  per  cent  of  salary.  Salary  $1680  a year.  (See  page  62.) 

prior  to 

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


59 

60 

61 

62 

63 

64 

65 

0 

64.7 

70.4 

76.7 

83.6 

91.2 

99.6 

108.8 

1 

64.1 

69.8 

76.1 

82.9 

90.5 

98.8 

108.0 

2 

63.6 

69.3 

75.5 

82.3 

89.8 

98.1 

107.2 

3 

63.1 

68.7 

74.9 

81.7 

89.1 

97.3 

106.4 

4 

62.6 

68.2 

74.3 

81.1 

88.5 

96.6 

105.6 

5 

62.1 

67.6 

73.7 

80.4 

87.8 

95.9 

104.8 

6 

61.5 

67.0 

73.1 

79.7 

87.0 

95.0 

103.9 

7 

61.0 

66.4 

72.4 

79.0 

86.2 

94.2 

103.0 

8 

60.4 

65.8 

71.8 

78.3 

85.5 

93.4 

102.2 

9 

65.3 

71.2 

77.7 

84.8 

92.7 

101.4 

10 

64.8 

70.6 

77.1 

84.2 

92.0 

100.6 

11 

64.0 

69.8 

76.2 

83.2 

90.9 

99.4 

12 

62.9 

68.7 

75.0 

81.9 

89.5 

97.9 

13 

61.9 

67.6 

73.8 

80.6 

88.1 

96.4 

14 

61.0 

66.5 

72.7 

79.4 

86.8 

95.0 

15 

60.0 

65.5 

71.6 

78.2 

85.6 

93.7 

16 

64.6 

70.6 

77.1 

84.4 

92.4 

17 

63.6 

69.6 

76.0 

83.2 

91.1 

18 

62.8 

68.6 

75.0 

82.1 

90.0 

19 

61.9 

67.7 

74.0 

81.0 

88.7 

20 

61.1 

66.8 

73.1 

80.0 

87.6 

21 

60.3 

65.9 

72.1 

79.0 

86.5 

22 

65.1 

71.3 

78.0 

85.5 

23 

64.3 

70.4 

77.1 

84.5 

24 

63.6 

69.6 

76.2 

83.6 

25 

62.8 

68.8 

75.4 

82.6 

26 

62.1 

68.1 

74.6 

81.8 

27 

61.5 

67.3 

73.8 

80.9 

28 

60.8 

66.6 

73.0 

80.1 

29 

60.2 

66.0 

72.3 

79.3 

30 

65.3 

71.6 

78.6 

31 

64.7 

70.9 

77.8 

32 

64.1 

70.3 

77.1 

33 

63.5 

69.7 

76.5 

34 

63.0 

69.1 

75.8 

35 

62.4 

68.5 

75.2 

36 

61.9 

68.0 

74.6 

37 

61.4 

67.4 

74.0 

38 

61.0 

66.9 

73.5 

39 

60.5 

66.4 

73.0 

40 

66.0 

72.4 

41 

71.9 

125 


AGE  AT  ENTRANCE  25 


AGE  AT  ENTRANCE  26 


Years  Percentage  of  salary  employee  would  receive  in  annuity  except 

of  for  provision  that  no  annuity  can  exceed  an  amount  equal  to  60 

service  per  cent  of  salary.  Salary  $1680  a year.  (See  page  62.) 

prior  to — 

1/1/22  LEAVES  THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 


60 

61 

62 

63 

64 

65 

60 

61 

62 

63 

64 

65 

0 

66.8 

72.8 

79.5 

86.7 

94.8 

103.6 

63.4 

69.1 

75.5 

82.4 

90.1 

98.6 

1 

66.3 

72.2 

78.8 

86.0 

94.0 

102.8 

62.8 

68.6 

74.8 

81.8 

89.4 

97.8 

2 

65.7 

71.7 

78.2 

85.4 

93.3 

102.0 

62.3 

68.0 

74.2 

81.1 

88.7 

97.0 

3 

65.2 

71.1 

77.6 

84.7 

92.6 

101.2 

61.8 

67.5 

73.7 

80.5 

88.0 

96.3 

4 

64.7 

70.6 

77.0 

84.1 

91.9 

100.5 

61.3 

67.0 

73.1 

79.9 

87.4 

95.6 

5 

64.2 

70.0 

76.4 

83.4 

91.2 

99.7 

60.8 

66.4 

72.5 

79.2 

86.6 

94.8 

6 

63.6 

69.3 

75.7 

82.7 

90.4 

98.8 

60.2 

65.8 

71.8 

78.5 

85.9 

94.0 

7 

63.0 

68.7 

75.0 

81.9 

89.6 

98.0 

65.2 

71.2 

77.8 

85.1 

93.2 

8 

62.4 

68.1 

74.4 

81.3 

88.8 

97.2 

64.6 

70.6 

77.2 

84.4 

92.4 

9 

61.9 

67.6 

73.8 

80.6 

88.1 

96.4 

64.1 

70.0 

76.5 

83.7 

91.7 

10 

61.4 

67.0 

73.2 

80.0 

87.4 

95.7 

63.5 

69.4 

75.9 

83.1 

91.0 

11 

60.6 

66.8 

72.3 

79.0 

86.4 

94.6 

62.7 

68.6 

75.0 

82.1 

89.9 

12 

65.1 

71.1 

77.8 

85.1 

93.1 

61.7 

67.5 

73.8 

80.8 

88.5 

13 

64.1 

70.0 

76.5 

83.7 

91.7 

60.7 

66.4 

72.6 

79.5 

87.1 

14 

63.1 

68.9 

75.4 

82.5 

90.3 

65.3 

71.5 

78.3 

85.8 

15 

62.1 

67.9 

74.3 

81.3 

89.0 

64.4 

70.4 

77.1 

84.6 

16 

61.2 

66.9 

73.2 

80.1 

87.8 

63.4 

69.4 

76.0 

83.3 

17 

60.3 

65.9 

72.1 

79.0 

86.6 

62.5 

68.4 

75.0 

82.2 

18 

65.0 

71.2 

77.9 

85.4 

61.6 

67.4 

73.9 

81.1 

19 



64.1 

70.2 

76.9 

84.3 

60.7 

66.5 

72.9 

80.0 

20 

63.3 

69.3 

75.9 

83.2 

65.6 

72.0 

79.0 

21 

62.5 

68.4 

74.9 

82.2 

64.8 

71.1 

78.0 

22 

61.7 

67.5 

74.0 

81.2 

64.0 

70.2 

77.0 

23 

60.9 

66.7 

73.1 

80.2 

63.2 

69.3 

76.1 

24 



60.2 

65.9 

72.3 

79.3 



62.4 

68.5 

75.2 

25 

65.2 

71.5 

78.4 

61.7 

67.7 

74.4 

26 

64.5 

70.7 

77.6 

61.0 

67.0 

73.5 

27 

63.8 

69.9 

76.8 

60.3 

66.2 

72.8 

28 

63.1 

69.2 

76.0 

65.5 

72.0 

29 



62.4 

68.5 

75.2 







64.9 

71.3 

30 

61.8 

67.8 

74.5 

64.2 

70‘.6 

31 

61.2 

67.2 

73.8 

63.6 

69.9 

32 

60.7 

66.6 

'73.1 

63.0 

69.3 

33 

60.1 

66.0 

72.5 



62.4 

68.6 

34 



65.4 

71.9 



61.9 

68.0 

35 

64.9 

71.3 

61.4 

67.5 

36 



64.3 

70.7 





60.9 

66.9 

37 

63.8 

70.1 



60.4 

66.4 

38 

63.3 

69.6 





65.9 

39 

— 



62.9 

69.1 

-- 





— 

65.4 

40 

68.6 





126 


AGE  AT  ENTRANCE  27 


AGE  AT  ENTRANCE  28 


Percentage  of  salary  employee  would  receive  in  annuity  except 


Years  of 
service 
prior  to 
1/1/22 

LEAVES 

for  provision  that  no  annuity  can  exceed  an  ammount  equal  to 
60  per  cent  of  salary.  Salary  $1680  a year.  (See  page  62). 

THE  SERVICE  AT  AGE  STATED  AT  TOP  OF  COLUMN 

60 

61 

62 

63 

64 

65 

61 

62 

63 

64 

65 

0 

60.1 

65 

.6 

71.6 

78.3 

85 

.6 

93.7 

62.2 

67 

.9 

74.3 

81 

.3 

89.1 

1 

65 

0 

71.0 

77.6 

84 

.9 

93.0 

61.6 

67 

.4 

73.7 

80 

.7 

88.4 

2 

64 

5 

70.5 

77.0 

84 

.3 

92.2 

61.1 

66 

.8 

73.1 

80 

.0 

87.7 

3 

64 

0 

69.9 

76.4 

83 

.6 

91.5 

60.6 

66 

.3 

72.5 

79 

.4 

87.0 

4 

63 

.5 

69.4 

75.8 

83 

.0 

90.9 

60.1 

65 

.8 

72.0 

78 

.8 

86.3 

5 

62 

.9 

68.8 

75.2 

82 

.3 

90.1 

65 

.2 

71.3 

78 

.1 

85.6 

6 

62 

.3 

68.1 

74.5 

81 

.6 

89.3 

64 

.6 

70.7 

77 

.4 

84.8 

7 

61 

.8 

67.5 

73.9 

80 

.9 

88.6 

64 

.0 

70.1 

76 

.7 

84.1 

8 

61 

2 

66.9 

73.2 

80 

.2 

87.8 

63 

.4 

69.4 

76 

.1 

83.4 

9 

60 

.7 

66.4 

72.6 

79 

.5 

87.1 

62 

.9 

68.9 

75 

.4 

82.7 

10 

60 

.2 

65.8 

72.0 

78 

.9 

86.4 

62 

.4 

68.3 

74, 

.8 

82.0 

11 

65.0 

71.1 

77 

.9 

85.4 

61 

.6 

67.4 

73 

.9 

81.0 

12 

63.9 

70.0 

76 

.7 

84.0 

60 

.5 

66.3 

72, 

.7 

79.7 

13 

62.9 

68.9 

75 

.5 

82.7 

65.2 

71 

.5 

78.5 

14 

61.9 

67.8 

74 

.3 

81.5 

64.2 

70, 

.4 

77.3 

15 

60.9 

66.8 

73 

.2 

80.2 

63.2 

69, 

.4 

76.1 

16 

60.0 

65.8 

72, 

,1 

79.1 

62.3 

68, 

.3 

75.0 

17 

64.8 

71 

,1 

78.0 



61.3 

67, 

.3 

73.9 

18 

63.9 

70 

.1 

76.9 



60.5 

66 

,4 

72.9 

19 

63.0 

69 

.1 

75.9 







65, 

.5 

71.9 

20 

62.2 

68 

.2 

74.9 

64, 

,6 

70.9 

21 

61.3 

67 

,3 

73.9 







63, 

.7 

70.0 

22 

60.5 

66 

,5 

73.0 





62, 

,9 

69.1 

23 





65, 

,7 

72.1 





62. 

,1 

68.3 

24 





64, 

9 

71.3 



... 



61. 

,4 

67.5 

25 

64 

,1 

70.4 

60. 

6 

66.7 

26 



63, 

,4 

69.7 





... 



... 

65.9 

27 



62, 

,7 

68.9 





... 



... 

65.2 

28 



62. 

0 

68.2 



..... 

... 



... 

64.5 

29 





61, 

,4 

67.5 



... 



... 

63.8 

30 

60, 

,8 

66.8 

63.2 

31 





60, 

,2 

66.2 





... 



62.6 

32 







65.5 







62.0 

33 





65.0 







... 

61.4 

34 



64.4 





... 



60.9 

35 

63.8 

60.3 

36 



63.3 

37 





62.8 

38 





62.3 

127 


Percentage  of  salary  employee  would 
annuity  can  exceed  an  amount  equal 
(See  page  62.) 

Years  of  Age  at  entrance 

service  29 

prior  to  Leaves  service  at 

1/1/22  age 


receive  in  annuity  except  for  provision  that  no 
to  60  per  cent  of  salary.  Salary  $1,680  a year. 


Age  at  entrance 
30 

Leaves  service  at 
age 


Age  at  entrance 
31 

Leaves  service  at 
age 


62 

63 

64 

65 

62 

63 

64 

65 

63 

64 

65 

0 

64 

4 

70 

5 

77 

2 

84 

6 

61.0 

66. 

8 

73. 

,2 

80.3 

63.3 

69.4 

76.2 

1 

63 

8 

69 

9 

76 

6 

83 

9 

60.4 

66. 

,2 

72. 

6 

79.6 

62.7 

68.8 

75.5 

2 

63 

3 

69 

3 

75 

9 

83 

2 

65. 

,7 

72. 

.0 

79.0 

62.2 

68.2 

74.9 

3 

62 

8 

68 

8 

75 

3 

82 

6 

65. 

1 

71. 

.4 

78.4 

61.7 

67.7 

74.3 

4 

62 

3 

68 

2 

74 

8 

82 

0 

64. 

6 

70, 

9 

77.8 

61.2 

67.1 

73.7 

5 

61 

,8 

67, 

,6 

74. 

1 

81. 

3 

64 

1 

70 

3 

77.1 

60.6 

66.6 

73.1 

6 

61 

.2 

67 

0 

73 

,4 

80. 

5 

63 

5 

69, 

,6 

76.4 

60.0 

65.9 

72.4 

7 

60 

.6 

66 

.4 

72, 

.8 

79. 

8 

62 

.9 

69. 

.0 

75.7 

65.3 

71.7 

8 

60 

.1 

65 

.8 

72, 

1 

79. 

1 

62 

.3 

68 

.4 

75.0 

64.7 

71.1 

9 

65 

2 

71. 

,5 

78. 

5 

61 

.8 

67 

.8 

74.4 

64.2 

70.5 

10 

64 

.7 

70 

.9 

77. 

,8 

61 

.2 

67 

.2 

73.8 

63.6 

69.9 

11 

63 

.9 

70 

.1 

76 

.9 

60 

.4 

66 

.4 

72.9 

62.8 

69.0 

12 

62 

.8 

68 

.9 

75 

.6 

65 

.2 

71.7 

61.7 

67.9 

13 

61 

.8 

67 

.8 

74 

.4 

64 

.2 

70.5 

60.7 

66.7 

14 

60 

.8 

66 

.7 

73 

.3 

63 

.1 

69.4 

65.7 

15 

65 

.7 

72 

.1 

62 

.1 

68.3 

64.6 

16 

64 

.7 

71 

.1 

61 

.2 

67.3 





63.6 

17 

63 

.7 

70 

.0 



60 

.3 

66.3 



62.7 

18 

62 

.8 

69 

.0 







.... 

65.3 





61.8 

19 

61 

.9 

68 

.1 



.... 



.... 

64.4 





60.9 

20 

61 

.1 

67 

.2 

63.5 

60.0 

21 

60 

.3 

66 

.3 









62.7 





22 

65 

.4 



61.9 



23 

64 

.6 





.... 

61.1 







24 

63 

.8 



.... 

60.3 



25 

63 

.1 

26 

62 

.4 

... 







27. 

61 

.7 

28 

61 

.0 

29 

60 

.3 

128 


Percentage  of  salary  employee  would  receive  in  annuity  except  for  provision  that  no 
annuity  can  exceed  an  amount  equal  to  60  per  cent  of  salary.  Salary  $1,680  a year. 
(See  page  62.) 


Years  of 
service 
prior  to 
1/1/22 


Age  at  entrance 
32 

Leaves  ser\  ice  at 
Age 


Age  at  entrance 
33 

Leaves  service  at 
Age  . 


Age  at  entrance  Age  at  entrance 
34  35 


Leaves  service  Leaves  service 
at  Age  at  Age 


64 

65 

64 

65 

65 

65 

0 

65.7 

72.2 

62.2 

68.4 

64.7 

61.1 

1 

65.1 

71.6 

61.6 

67.8 

64.1 

60.6 

2 

64.6 

71.0 

61.1 

67.2 

63.6 

60.1 

3 

64.1 

70.4 

60.6 

66.6 

63.0 

4 

63.5 

69.8 

60.1 

66.1 

62.5 

5 

63.0 

69.2 

65.5 

62.0 

6 

62.4 

68.6 

64.9 

61.3 

7 

61.8 

67.9 

64.3 

60.8 

8 

61.2 

67.3 

63.7 

60.2 

9 

60.7 

66.7 

63.1 

10 

60.2 

66.2 

62.6 

11 

65.3 

61.8 

12 

64.2 

60.7 

13 

63.1 

14 

62.1 

15  61.1 

16  ’ 60.2 


129 


Amount  which  widow  would  receive  in  annuity,  given  in  percentage  of  salary  of  em 
ployee,  except  for  the  provision  that  no  annuity  to  a widow  can  exceed  50  per  cent  o 
salary  of  employee.  Age  in  left  hand  column  means  age  of  husband  when  he  entered 
the  service,  and  age  above  column  means  age  at  which  husband  leaves  the  service. 


56 

57 

58 

Wife  10 

Wife  5 

Wife  10 

Wife  5 

Wife  10 

Wife  5 

Wife  10 

Wife  5 

Age 

years 

years 

years 

years 

years 

years 

years 

years 

younger 

younger 

younger 

younger 

younger 

younger 

younger 

younger 

21 

55.5 

58.5 

61.6 

50.4 

65.0 

22 

52.6 

55.5 

58.5 

61.7 

23 

52.6  . 

55.5 

58.6 

24 

52.6 

.55.5 

25 

52.6 

59 

60 

61 

62 

Wife  10 

Wife  5 

Wife  10 

Wife  5 

Wife  10 

Wife  5 

Wife  10 

Wife  5 

Age 

years 

years 

years 

years 

years 

years 

years 

years 

younger 

younger 

younger 

younger 

younger 

younger 

younger 

younger 

21 

52.8 

68.5 

55.4 

72.2 

58.0 

76.2 

60.9 

80.4 

22 

50.2 

65.1 

52.7 

68.7 

55.2 

72.5 

57.9 

76.5 

23 

61.8 

50.0 

65.3 

52.5 

68.9 

55.1 

72.8 

24 

58.7 

62.0 

65.5 

52.4 

69.2 

25 

55.6 

58.8 

62.2 

65.8 

26 

52.7 

55.8 

59.0 

62.5 

27 

52.9 

56.0 

59.3 

28 

50.1 

53.1 

56.2 

29 

50.2 

53.3 

30 

50.5 

63 

64 

65 

Wife  10 

Wife  5 

Wife  10 

Wife  5 

Wife  10 

Wife  5 

Age 

years 

years 

years 

years 

years 

years 

younger 

younger 

younger 

younger 

younger 

younger 

21 

63.9 

84.9 

67.1 

89.7 

70.5 

94.9 

22 

60.8 

80.8 

63.9 

85.5 

67.2 

90..  4 

23 

57.9 

76.9 

60.9 

81.4 

64.1 

86.2 

24 

55.1 

73.2 

58.0 

77.5 

61.0 

82.1 

25 

52.4 

69.6 

55.1 

73.7 

58.1 

78.1 

26 

66.2 

52.4 

70.1 

55.2 

74.3 

27 

62.8 

66.6 

52.5 

70.7 

28 

59.6 

63.3 

67.2 

29 

56.6 

60.1 

63.8 

30 

53.6 

57.0 

60.5 

31 

50.8 

54.0 

57.4 

32 

51.1 

54.4 

51.5 

130 


i 


^^rinted  in  the  house  oT 
CEVEfl//VGMA  US 

\.'^Jatdj-a  oaaeNAvE.  chicaco.uX. 


900 


